Not Answered
";
} else {
// h2
retval += "Ethnicity : ";
retval += HMDA.h2[_bucket.h2];
if (_bucket.h2 == "1") {
if (_bucket.h2_secondary1 == "other_hispanic") {
retval += ", " + _bucket.h2s1t;
} else {
retval += ", " + HMDA.h2_secondary1[_bucket.h2s1];
}
}
retval += "
";
retval += "RACE : ";
retval += HMDA.h3[_bucket.h3];
if (_bucket.h3 == "2") {
if (_bucket.h3s1 == HMDA_OTHER_ASIAN) {
retval += ", " +_bucket.h3s1t;
} else {
retval += ", " +HMDA.h3_secondary1[_bucket.h3s1];
}
}
if (_bucket.h3 == "4") {
if (_bucket.h3s2 == HMDA_OTHER_PA) {
retval += ", " +_bucket.h3s2t;
} else {
retval += ", " +HMDA.h3_secondary2[_bucket.h3s2];
}
}
retval += "
";
retval += "SEX : ";
retval += HMDA.h4[_bucket.h4];
retval += "
";
}
return retval.wrap("","
");
//_bucket.h1;
} else if (format == "encompass") {
} else {
var retval = {
h1 : _bucket.h1,
h2 : HMDA.h2[_bucket.h2],
h3 : HMDA.h3[_bucket.h3],
h4 : HMDA.h4[_bucket.h4],
h2_secondary1 : HMDA.h3_secondary2[_bucket.h2s1],
choice_hispanic_other : _bucket.h2s1t,
h3_secondary1 : HMDA.h3_secondary2[_bucket.h3s1],
choice_other_asian : _bucket.h3s1t,
h3_secondary2 : HMDA.h3_secondary2[_bucket.h3s2],
choice_pacific_other : _bucket.h3s2t
};
return retval;
}
}
/**
* get the applicant phone
* @memberof MAR_applicants
*/
function getApplicantPhone(n) {
var _applicant = getApplicant_v2(n);
try {
var _bucket = JSON.parse(getApplicant_bucket(n));
} catch (E) {
return "";
}
if (_bucket && "ph" in _bucket) return _bucket.ph;
return "";
}
/**
* get the applicant email
* @memberof MAR_applicants
*/
function getApplicantEmail(n) {
var _applicant = getApplicant_v2(n);
try {
var _bucket = JSON.parse(getApplicant_bucket(n));
} catch (E) {
return "";
}
if (_bucket && "em" in _bucket) return _bucket.em;
return "";
}
/**
* get the applicant address on Current
* @memberof MAR_applicants
*/
function getApplicantAddressCurrent(n) {
var _applicant = getApplicant_v2(n);
var retval = [];
if ("addresses" in _applicant) {
let ca = false;
_applicant.addresses.forEach(function(bucketid){
let ad = getBucket(bucketid);
if (ca == false && ad.type == "current") ca = ad;
})
if (ca) retval.push(ca);
}
return retval;
}
/**
* @memberof MAR_applicants
*/
function simplify_address(ad) {
let parts = ad.split("|");
while (parts.length < 5) parts.push("");
while (parts.length > 5) parts.pop();
for (let i=0; i < parts.length; i++) parts[i] = parts[i].trim();
return parts.join("|");
}
/**
* @memberof MAR_applicants
*/
function getUsedAddressList() {
var addresses = [];
if ("buckets" in mar.answers.v2) {
for (x in mar.answers.v2.buckets) {
if ("address" in mar.answers.v2.buckets[x]) {
var ad = mar.answers.v2.buckets[x].address;
if (ad != null && ad.indexOf("|") > -1) {
ad = simplify_address(ad);
if (ad.split("|").length > 3 && ad.split("|")[1].trim().length > 0 && ad.split("|")[2].trim().length > 0) {
if (addresses.includes(ad) == false) {
addresses.push(ad);
}
}
}
}
if ("ad" in mar.answers.v2.buckets[x]) {
var ad = mar.answers.v2.buckets[x].ad;
if (ad != null && ad.indexOf("|") > -1) {
ad = simplify_address(ad);
if (ad.split("|").length > 3 && ad.split("|")[1].trim().length > 0 && ad.split("|")[2].trim().length > 0) {
if (addresses.includes(ad) == false) {
addresses.push(ad);
}
}
}
}
}
}
if ("reo" in mar.answers.v2) {
for (x in mar.answers.v2.reo) {
if (mar.answers.v2.reo[x] && "address" in mar.answers.v2.reo[x]) {
var ad = mar.answers.v2.reo[x].address;
if (ad != null && ad.indexOf("|") > -1) {
ad = simplify_address(ad);
if (ad.split("|").length > 3 && ad.split("|")[1].trim().length > 0 && ad.split("|")[2].trim().length > 0) {
if (addresses.includes(ad) == false) {
addresses.push(ad);
}
}
}
}
}
}
return addresses;
}
/**
* @memberof MAR_applicants
*/
function addAddressBucket(ad) {
if (arguments.length == 0) return false; // no parameterd
if (!ad) return false; // false parameter
if (ad.trim().length == 0) return false; // empty parameter
let addresses = getUsedAddressList();
for (let i=0; i < addresses.length; i++) {
if (ad == addresses[i]) return false; // exists already
}
let newuuid = uuidv4();
let newbucketid = "/address/"+newuuid;
mar.answers.v2.buckets[newuuid] = {
bucketid : newbucketid,
uuid : newuuid,
address : ad
}
return newbucketid;
}
// buckets: - {
// /applicants/address/0/875b4ff5-b13b-444a-98f8-16260bdbafef: - {
// bucketid: "/applicants/address/0/875b4ff5-b13b-444a-98f8-16260bdbafef",
// uuid: "875b4ff5-b13b-444a-98f8-16260bdbafef",
// address: "1130 Massachusetts Avenue|Lexington|MA|02420|",
// }
/**
* @memberof MAR_buckets
*/
function getBucket(bucketid) {
if ("buckets" in mar.answers.v2) {
if (bucketid in mar.answers.v2.buckets) {
return mar.answers.v2.buckets[bucketid];
}
}
return null;
}
/**
* @memberof MAR_buckets
*/
function getBucketByUUID(uuid) {
if ("buckets" in mar.answers.v2) {
for (bucketid in mar.answers.v2.buckets) {
if (mar.answers.v2.buckets[bucketid]) {
if ("uuid" in mar.answers.v2.buckets[bucketid]) {
if (mar.answers.v2.buckets[bucketid].uuid == uuid) {
return mar.answers.v2.buckets[bucketid];
}
}
}
}
}
return false;
}
/**
* @memberof MAR_buckets
*/
function getBuckets() {
if ("buckets" in mar.answers.v2) {
return mar.answers.v2.buckets;
}
return {};
}
/**
* @memberof MAR_applicants
*/
function getApplicantBucketID(n) {
var _applicant = getApplicant_v2(n);
if ("bucketid" in _applicant) {
return _applicant.bucketid;
}
return null;
}
/**
* @memberof MAR_applicants
*/
function setApplicantName(n, name) {
setScenario_data("applicant_"+(n+1)+"_name",name);
if (getApplicantBucketID(n) != null) {
var bucketid = getApplicantBucketID(n);
mar.answers.v2.buckets[bucketid].fn = name
}
}
/**
* @memberof MAR_buckets
*/
function setBucket(bucketid,data) {
if ("buckets" in mar.answers.v2 == false) {
mar.answers.v2.buckets=[];
}
mar.answers.v2.buckets[bucketid] = data;
}
/**
* @memberof MAR_applicants
*
* input 0 street 1 city 2 state 3 zip 4 unit
*
*/
function addressUnitToString(ad) {
let unit = "";
if (ad === false) return "";
if (ad === null) return "";
if (Array.isArray(ad)) {
if (ad.length < 5) return "";
unit = ad[4];
} else if (typeof ad === "object") {
unit = MAR.getOpt(ad, "unit", "");
}
if (unit === "") return "";
if (unit.startsWith("*")) return unit.substring("1");
return unit;
}
/**
* @memberof MAR_applicants
*
* input
*/
function addressToString(ad) {
// retval = JSON.stringify(ad);
// return retval;
if (ad) {
let adr = false;
let _ad = false;
if (typeof ad === "string") adr = ad;
else if ("city" in ad) _ad = ad;
else if ("address" in ad) adr = ad.address;
if (adr !== false || _ad !== false) {
if (_ad === false) _ad = addressFromString(adr);
if (_ad.address.indexOf(",") > -1) {
let _ads = _ad.address.split(",");
let rv = "";
let u = ` ${addressUnitToString(_ad)}`;
for (let x of _ads) {
rv += `${capitalizeFirstLetter(x)}${addressUnitToString(_ads)}${u}
`; // add on the unit
u = "";
}
rv += ""+capitalizeFirstLetter(_ad.city)+" "+_ad.state.toUpperCase()+" "+_ad.zip+"
";
return rv;
} else {
return ""+capitalizeFirstLetter(_ad.address)+" "+addressUnitToString(_ad)+"
" +
""+capitalizeFirstLetter(_ad.city)+" "+_ad.state.toUpperCase()+" "+_ad.zip+"
";
}
}
}
if (ad) {
if ("address" in ad) ad += ad.address;
}
return "";
}
/**
* @memberof MAR_applicants
*/
function addressToVal(ad) {
let adr = [
MAR.getOpt(ad,"address",""),
MAR.getOpt(ad,"city",""),
MAR.getOpt(ad,"state",""),
MAR.getOpt(ad,"zip",""),
MAR.getOpt(ad,"unit","")
].join("|");
return adr;
}
/**
* @memberof MAR_applicants
*/
function addressToPlainString(ad) {
// retval = JSON.stringify(ad);
// return retval;
if (ad) {
var _ad = false;
if (typeof ad === "string" && ad.indexOf("|") > -1) _ad = addressFromString(ad);
else if ("address" in ad) _ad = addressFromString(ad.address);
if (_ad !== false) {
let retval = "";
let _ads = (_ad.address + " " + _ad.unit).split(",");
for (let x of _ads) {
retval += capitalizeFirstLetter(x) + ",";
}
// if (_ad.unit && _ad.unit != "")
// retval += " "+_ad.unit;
retval += " "+capitalizeFirstLetter(_ad.city);
retval += ", "+_ad.state.toUpperCase()+" "+_ad.zip;
return retval;
}
}
if (ad) {
if ("address" in ad) ad += ad.address;
}
return "";
}
/**
* @memberof MAR_applicants
*/
function addressToPlainString_short(ad) {
// retval = JSON.stringify(ad);
// return retval;
if (ad) {
var _ad = false;
if (typeof ad === "string" && ad.indexOf("|") > -1) _ad = addressFromString(ad);
else if ("address" in ad) _ad = addressFromString(ad.address);
if (_ad !== false) {
let retval = "";
let _ads = (_ad.address + " " + _ad.unit).split(",");
for (let x of _ads) {
retval += capitalizeFirstLetter(x) + ",";
}
retval += " "+capitalizeFirstLetter(_ad.city);
return retval;
}
}
if (ad) {
if ("address" in ad) ad += ad.address;
}
return "";
}
let EncompassUnitTypes = [
"Apartment",
"Basement",
"Building",
"Condo",
"Department",
"Floor",
"Front",
"Hangar",
"Key",
"Lobby",
"Lot",
"Lower",
"Office",
"Penthouse",
"Pier",
"Rear",
"Room",
"Side",
"Space",
"Stop",
"Suite",
"Trailer",
"Unit",
"Upper"
];
function is_validEncompassUnitType(S) {
if (typeof S !== "string") return false;
return (EncompassUnitTypes.indexOf(S) > -1);
}
function ElaineUnitType_to_EncompassUnitType(S) {
if (S === "Suite") return "Suite";
if (S === "Ste") return "Suite";
if (S === "Unit") return "Unit";
if (S === "#") return "Unit";
if (S === "Bldg") return "Building";
if (S === "Floor") return "Floor";
if (S === "Apt") return "Apartment";
return S;
}
function Elain_unit_to_Encompass_unit(unit, addressLine1) {
let rv = {
unit_type : "",
unit_num : "",
address_addon : "",
addressLine1 : addressLine1
};
if (typeof unit !== "string") return rv;
if (unit.startsWith("*")) { // *Apt 54
let parts = unit.substring("1").split(" "); // ["Apt","54"]
rv.unit_type = ElaineUnitType_to_EncompassUnitType(parts[0]); // "Apartment"
rv.unit_num = (parts.length > 1) ? parts[1] : ""; // "54"
return rv;
}
// Key 651
let parts = unit.split(" "); // ["Key","651"]
if (is_validEncompassUnitType(parts[0])) { // true
rv.unit_type = parts[0]; // "Key"
rv.unit_num = (parts.length > 1) ? parts[1] : ""; // "651"
}
// Quay F1
rv.address_addon = unit; // "Quay 54"
rv.addressLine1 += ` ${unit}` // 100 Quantum Way Quay 54
return rv;
}
function createElaineUnit_from_encompassUnits(unittype, unitnum) {
let rv = "";
if (unittype === "Suite") unittype = "*Suite";
if (unittype === "Unit") unittype = "*Unit";
if (unittype === "Building") unittype = "*Bldg";
if (unittype === "Floor") unittype = "*Floor";
if (unittype === "Apartment") unittype = "*Apt";
return `${unittype} ${unitnum}`;
}
/**
* @memberof MAR_applicants
*/
function addressFromString(ad) {
var retval = {
address : "",
city : "",
state : "",
zip : "",
z4 : "",
unit : "",
unit_type : "",
unit_number : "",
enc : false
};
if (ad && ad != "") {
try {
var adparts = ad.split("|");
if (adparts.length > 3) {
retval.address = adparts[0];
retval.city = adparts[1];
retval.state = adparts[2];
retval.zip = adparts[3];
retval.z4 = "";
retval.unit = (adparts.length > 4) ? adparts[4] : "";
retval.enc = Elain_unit_to_Encompass_unit(retval.unit,retval.address);
if (retval.unit.indexOf("*") === 0) {
let rvu = retval.unit.substring(1).split(" ");
retval.unit_type = rvu[0];
if (rvu.length > 1) {
retval.unit_number = rvu[1];
}
retval.unit = retval.unit.substring(1);
}
return retval;
}
} catch (E) {
console.warn(E,ad)
}
}
return retval;
}
/**
* @memberof MAR_applicants
*/
function addressFromString_inc(ad) {
var retval = {
address : "",
city : "",
state : "",
zip : "",
z4 : "",
unit : "",
unit_type : "",
unit_number : "",
addressline1 : "",
enc : false
};
if (ad && ad != "") {
try {
var adparts = ad.split("|");
if (adparts.length > 3) {
retval.address = adparts[0];
retval.city = adparts[1];
retval.state = adparts[2];
retval.zip = adparts[3];
retval.z4 = "";
retval.unit = (adparts.length > 4) ? adparts[4] : "";
retval.enc = Elain_unit_to_Encompass_unit(retval.unit,retval.address);
if (retval.unit.indexOf("*") === 0) {
let rvu = retval.unit.substring(1).split(" ");
retval.unit_type = rvu[0];
if (rvu.length > 1) {
retval.unit_number = rvu[1];
}
retval.unit = retval.unit.substring(1);
}
retval.addressLine1 = (`${retval.address} ${retval.unit}`).trim();
return retval;
}
} catch (E) {
console.warn(E,ad)
}
}
return retval;
}
/**
* @memberof MAR
*/
function movieLinkToPlayer(movielink, width) {
let isYoutube = false;
let youtubeid = false;
let isVimeo = false;
let vimeoid = false;
let vimeoclientid = false;
if (!width) width = 90;
if (typeof movielink !== "string") return "";
var movie_split = movielink.split(":");
if (movie_split.length > 1) {
if (movie_split[0] == "youtube") {
isYoutube = true;
youtubeid = movie_split[1];
}
}
if (movielink.startsWith("http") === true) {
//https://www.youtube.com/watch?v=8LfpcU1AuiM",
if (movielink.indexOf("youtube") > -1) {
let veq = movielink.indexOf("v=");
if (veq > 0) {
let vp = movielink.substring(veq+2).split("&")[0];
isYoutube = true;
youtubeid = vp;
}
}
if (movielink.indexOf("youtu.be/") > -1) {
let veq = movielink.indexOf(".be/");
if (veq > 0) {
let vp = movielink.substring(veq+4).split("?")[0];
isYoutube = true;
youtubeid = vp;
}
}
if (movielink.indexOf("https://vimeo.com/") === 0) {
isVimeo = true;
vimeoid = movielink.substring(18).split("/")[0];
vimeoclientid = movielink.substring(18).split("/")[1];
}
}
if (isYoutube) {
return ``
}
if (isVimeo) {
// return `vimeo player id ${vimeoid} clientid ${vimeoclientid}`;
return ``+
`DELIVERED from LAW CHEN on Vimeo.
`; } return ""; } /** * @memberof MAR */ function capitalizeFirstLetter(string) { if (typeof string !== "string") return string; if (string.length === 0) return ""; return string[0].toUpperCase() + string.slice(1); } /** * @memberof MAR */ function capitalizeFirstLetters(string) { if (typeof string !== "string") return string; if (string.length === 0) return ""; let parts = string.split(" "); for (let i=0; i < parts.length; i++) { parts[i] = capitalizeFirstLetter(parts[i]) } return parts.join(" "); } /** * @memberof MAR_scenario */ function county_display(T) { if (!T) return ""; var t = T.split('|'); var t1 = t[1].split('('); var t10 = t1[0].split(':'); if (t10.length != 2) return capitalizeFirstLetter(t1[0].toLowerCase()); return capitalizeFirstLetter(t10[0].trim().toLowerCase()) + " " + capitalizeFirstLetter(t10[1].trim().toLowerCase()) //return t1[0]; } /** * @memberof MAR_scenario */ function county_name(T) { if (!T) return ""; var t = T.split('|'); var t1 = t[1].split('('); var t10 = t1[0].split(':'); if (t10.length != 2) return capitalizeFirstLetter(t1[0].toLowerCase()); return capitalizeFirstLetter(t10[1].trim().toLowerCase()) //return t1[0]; } /** * @memberof MAR_scenario */ function county_number(T) { if (!T) return ""; var t = T.split('|'); return t[0]; } /** * @memberof MAR_scenario */ var county2ziptable = null; var countytable = null; /** * @memberof MAR_scenario */ function county2zip_old(county) { if (county2ziptable == null) { var js = fs.readFileSync('data-tables/libs/zip2fips.json').toString(); eval("county2ziptable = "+js); } let c = num(county) for (let x in county2ziptable) { if (num(county2ziptable[x]) == c) return x; } return ""; } /** * @memberof MAR_scenario * * * this took ages because it was always reading the json file , in 2024 sep 1 I optimized it to use context.global. */ function county2zip(county) { if (county === ``) return ``; let we_are_srver_side = (typeof context === `object` && typeof context.global === `object`); let _county2ziptable = null; if (we_are_srver_side) { let czt = MAR.getOpt(context, `global.county2ziptable`, null); if (czt === null) { var js = fs.readFileSync('data-tables/libs/zip2fips_array.json').toString(); eval("context.global.county2ziptable = "+js); } _county2ziptable = context.global.county2ziptable; } else { if (county2ziptable == null) { var js = fs.readFileSync('data-tables/libs/zip2fips_array.json').toString(); eval("county2ziptable = "+js); } _county2ziptable = county2ziptable; } let c = num(county) for (let i=0; i < _county2ziptable.length; i++) { if (num(_county2ziptable[i][1]) == c) return _county2ziptable[i][0]; } return ""; } /** * @memberof MAR_scenario */ function zip2county(zip) { if (county2ziptable == null) { var js = fs.readFileSync('data-tables/libs/zip2fips_array.json').toString(); eval("county2ziptable = "+js); } let z = num(zip) for (let i=0; i < county2ziptable.length; i++) { if (num(county2ziptable[i][0]) == z) return county2ziptable[i][1]; } return ""; } /** * @memberof MAR_scenario */ function countynum2text(countynum) { if (countytable == null) { var js = fs.readFileSync('data-tables/__counties.json').toString(); eval("countytable = "+js); } let c = `${countynum}|`; for (let i=0; i < countytable.counties.length; i++) { if (countytable.counties[i].startsWith(c)) return countytable.counties[i] } return ""; } /** * @memberof MAR_scenario */ function countynum2Full(countynum) { if (countytable == null) { var js = fs.readFileSync('data-tables/__counties.json').toString(); eval("countytable = "+js); } let c = `${countynum}|`; for (let i=0; i < countytable.counties.length; i++) { if (countytable.counties[i].startsWith(c)) return countytable } return ""; } /** * @memberof MAR_scenario */ function county_formatted(cnty) { /** * get County "37021|NORTH CAROLINA : BUNCOMBE (37021)" */ if (typeof cnty !== "string" || cnty.trim().length === 0 || cnty.indexOf("|") < 0) { return ""; } let countynum = getCounty_v2(cnty); let state_name = cnty.split(":")[0].split("|")[1].trim(); let county_name = cnty.split(":")[1].split("(")[0].trim(); let state_code = MAR.stateCode(state_name); return `${county_name}, ${state_code}`; } /** * @memberof MAR_scenario */ function county_state(cnty) { /** * get County "37021|NORTH CAROLINA : BUNCOMBE (37021)" */ if (typeof cnty !== "string" || cnty.trim().length === 0 || cnty.indexOf("|") < 0) { return ""; } let countynum = getCounty_v2(cnty); let state_name = cnty.split(":")[0].split("|")[1].trim(); let county_name = cnty.split(":")[1].split("(")[0].trim(); let state_code = MAR.stateCode(state_name); return `${state_code}`; } /** * @memberof MAR_scenario */ function county_state_name(cnty) { /** * get County "37021|NORTH CAROLINA : BUNCOMBE (37021)" */ if (typeof cnty !== "string" || cnty.trim().length === 0 || cnty.indexOf("|") < 0) { return ""; } let countynum = getCounty_v2(cnty); let state_name = cnty.split(":")[0].split("|")[1].trim(); return `${state_name}`; } /** * @memberof MAR_scenario */ function stateTaxDue(state = false) { let due_json = { AL: { frequency_per_year: 1, months: [12] , varies_by_county: false }, AK: { frequency_per_year: 1, months: [] , varies_by_county: true }, AZ: { frequency_per_year: 2, months: [10, 3] , varies_by_county: false }, AR: { frequency_per_year: 1, months: [10] , varies_by_county: false }, CA: { frequency_per_year: 2, months: [12, 4] , varies_by_county: true }, CO: { frequency_per_year: 2, months: [2, 6] , varies_by_county: false }, CT: { frequency_per_year: 1, months: [] , varies_by_county: true }, DE: { frequency_per_year: 1, months: [9] , varies_by_county: false }, FL: { frequency_per_year: 1, months: [11] , varies_by_county: false }, GA: { frequency_per_year: 2, months: [9, 11] , varies_by_county: false }, HI: { frequency_per_year: 2, months: [8, 2] , varies_by_county: false }, ID: { frequency_per_year: 2, months: [12, 6] , varies_by_county: false }, IL: { frequency_per_year: 2, months: [6, 9] , varies_by_county: true }, IN: { frequency_per_year: 2, months: [5, 11] , varies_by_county: false }, IA: { frequency_per_year: 2, months: [9, 3] , varies_by_county: false }, KS: { frequency_per_year: 2, months: [12, 5] , varies_by_county: false }, KY: { frequency_per_year: 2, months: [11, 2] , varies_by_county: true }, LA: { frequency_per_year: 1, months: [12] , varies_by_county: true }, ME: { frequency_per_year: 2, months: [12, 3] , varies_by_county: true }, MD: { frequency_per_year: 1, months: [12] , varies_by_county: true }, MA: { frequency_per_year: 1, months: [] , varies_by_county: true }, MI: { frequency_per_year: 2, months: [2, 9] , varies_by_county: true }, MN: { frequency_per_year: 2, months: [5, 10] , varies_by_county: false }, MS: { frequency_per_year: 1, months: [2] , varies_by_county: true }, MO: { frequency_per_year: 1, months: [12] , varies_by_county: false }, MT: { frequency_per_year: 2, months: [11, 5] , varies_by_county: true }, NE: { frequency_per_year: 2, months: [4, 8] , varies_by_county: false }, NV: { frequency_per_year: 4, months: [1, 3, 8, 10] , varies_by_county: true }, NH: { frequency_per_year: 2, months: [7, 12] , varies_by_county: false }, NJ: { frequency_per_year: 4, months: [2, 5, 8, 11] , varies_by_county: false }, NM: { frequency_per_year: 2, months: [5, 11] , varies_by_county: true }, NY: { frequency_per_year: 4, months: [1, 4, 7, 10] , varies_by_county: true }, NC: { frequency_per_year: 1, months: [9] , varies_by_county: true }, ND: { frequency_per_year: 2, months: [3, 10] , varies_by_county: false }, OH: { frequency_per_year: 2, months: [1, 6] , varies_by_county: true }, OK: { frequency_per_year: 2, months: [12, 3] , varies_by_county: false }, OR: { frequency_per_year: 3, months: [2, 5, 11] , varies_by_county: true }, PA: { frequency_per_year: 1, months: [] , varies_by_county: true }, RI: { frequency_per_year: 1, months: [] , varies_by_county: true }, SC: { frequency_per_year: 1, months: [1] , varies_by_county: true }, SD: { frequency_per_year: 2, months: [4, 10] , varies_by_county: false }, TN: { frequency_per_year: 1, months: [2] , varies_by_county: true }, TX: { frequency_per_year: 1, months: [1] , varies_by_county: true }, UT: { frequency_per_year: 1, months: [11] , varies_by_county: true }, VT: { frequency_per_year: 1, months: [] , varies_by_county: true }, VA: { frequency_per_year: 1, months: [] , varies_by_county: true }, WA: { frequency_per_year: 2, months: [4, 10] , varies_by_county: false }, WI: { frequency_per_year: 1, months: [] , varies_by_county: true }, WV: { frequency_per_year: 2, months: [9, 3] , varies_by_county: false }, WY: { frequency_per_year: 2, months: [5, 11] , varies_by_county: false } }; if (state === false) { return due_json; } return MAR.getOpt(due_json, state, false); } /** * @memberof MAR_scenario */ function stateCode(state, name) { let us_states = [ { "name": "Alabama", "abbreviation": "AL" }, { "name": "Alaska", "abbreviation": "AK" }, { "name": "American Samoa", "abbreviation": "AS" }, { "name": "Arizona", "abbreviation": "AZ" }, { "name": "Arkansas", "abbreviation": "AR" }, { "name": "California", "abbreviation": "CA" }, { "name": "Colorado", "abbreviation": "CO" }, { "name": "Connecticut", "abbreviation": "CT" }, { "name": "Delaware", "abbreviation": "DE" }, { "name": "District Of Columbia", "abbreviation": "DC" }, { "name": "Florida", "abbreviation": "FL" }, { "name": "Georgia", "abbreviation": "GA" }, { "name": "Hawaii", "abbreviation": "HI" }, { "name": "Idaho", "abbreviation": "ID" }, { "name": "Illinois", "abbreviation": "IL" }, { "name": "Indiana", "abbreviation": "IN" }, { "name": "Iowa", "abbreviation": "IA" }, { "name": "Kansas", "abbreviation": "KS" }, { "name": "Kentucky", "abbreviation": "KY" }, { "name": "Louisiana", "abbreviation": "LA" }, { "name": "Maine", "abbreviation": "ME" }, // { // "name": "Marshall Islands", // "abbreviation": "MH" // }, { "name": "Maryland", "abbreviation": "MD" }, { "name": "Massachusetts", "abbreviation": "MA" }, { "name": "Michigan", "abbreviation": "MI" }, { "name": "Minnesota", "abbreviation": "MN" }, { "name": "Mississippi", "abbreviation": "MS" }, { "name": "Missouri", "abbreviation": "MO" }, { "name": "Montana", "abbreviation": "MT" }, { "name": "Nebraska", "abbreviation": "NE" }, { "name": "Nevada", "abbreviation": "NV" }, { "name": "New Hampshire", "abbreviation": "NH" }, { "name": "New Jersey", "abbreviation": "NJ" }, { "name": "New Mexico", "abbreviation": "NM" }, { "name": "New York", "abbreviation": "NY" }, { "name": "North Carolina", "abbreviation": "NC" }, { "name": "North Dakota", "abbreviation": "ND" }, { "name": "Ohio", "abbreviation": "OH" }, { "name": "Oklahoma", "abbreviation": "OK" }, { "name": "Oregon", "abbreviation": "OR" }, { "name": "Pennsylvania", "abbreviation": "PA" }, // { // "name": "Puerto Rico", // "abbreviation": "PR" // }, { "name": "Rhode Island", "abbreviation": "RI" }, { "name": "South Carolina", "abbreviation": "SC" }, { "name": "South Dakota", "abbreviation": "SD" }, { "name": "Tennessee", "abbreviation": "TN" }, { "name": "Texas", "abbreviation": "TX" }, { "name": "Utah", "abbreviation": "UT" }, { "name": "Vermont", "abbreviation": "VT" }, // { // "name": "Virgin Islands", // "abbreviation": "VI" // }, { "name": "Virginia", "abbreviation": "VA" }, { "name": "Washington", "abbreviation": "WA" }, { "name": "West Virginia", "abbreviation": "WV" }, { "name": "Wisconsin", "abbreviation": "WI" }, { "name": "Wyoming", "abbreviation": "WY" } ]; if (arguments.length === 0) { let rv = {}; for (let i=0; i < us_states.length; i++) { rv[us_states[i].abbreviation.toUpperCase()] = us_states[i].name; } return rv; } if (typeof name === "boolean" && name === true) { // this is reverse if (typeof state !== "string") return ""; if (state.length !== 2) return ""; state = state.toUpperCase(); for (let i=0; i < us_states.length; i++) { if (us_states[i].abbreviation.toUpperCase() === state) { return us_states[i].name; } } return ""; } if (typeof state !== "string") return ""; if (state.length === 2) return state.toUpperCase(); state = state.toLowerCase(); for (let i=0; i < us_states.length; i++) { if (us_states[i].name.toLowerCase() === state) { return us_states[i].abbreviation; } } return ""; } /** * thanks : https://anthonylouisdagostino.com/bounding-boxes-for-all-us-states/ * and https://stackoverflow.com/questions/21871190/google-geocode-autocomplete-limit-state * */ let state_boundaries = { AL : [-88.473227,30.223334,-84.88908,35.008028], AK : [-179.148909,51.214183,179.77847,71.365162], AS : [-171.089874,-14.548699,-168.1433,-11.046934], AZ : [-114.81651,31.332177,-109.045223,37.00426], AR : [-94.617919,33.004106,-89.644395,36.4996], CA : [-124.409591,32.534156,-114.131211,42.009518], CO : [-109.060253,36.992426,-102.041524,41.003444], MP : [144.886331,14.110472,146.064818,20.553802], CT : [-73.727775,40.980144,-71.786994,42.050587], DE : [-75.788658,38.451013,-75.048939,39.839007], DC : [-77.119759,38.791645,-76.909395,38.99511], FL : [-87.634938,24.523096,-80.031362,31.000888], GA : [-85.605165,30.357851,-80.839729,35.000659], GU : [144.618068,13.234189,144.956712,13.654383], HI : [-178.334698,18.910361,-154.806773,28.402123], ID : [-117.243027,41.988057,-111.043564,49.001146], IL : [-91.513079,36.970298,-87.494756,42.508481], IN : [-88.09776,37.771742,-84.784579,41.760592], IA : [-96.639704,40.375501,-90.140061,43.501196], KS : [-102.051744,36.993016,-94.588413,40.003162], KY : [-89.571509,36.497129,-81.964971,39.147458], LA : [-94.043147,28.928609,-88.817017,33.019457], ME : [-71.083924,42.977764,-66.949895,47.459686], MD : [-79.487651,37.911717,-75.048939,39.723043], MA : [-73.508142,41.237964,-69.928393,42.886589], MI : [-90.418136,41.696118,-82.413474,48.2388], MN : [-97.239209,43.499356,-89.491739,49.384358], MS : [-91.655009,30.173943,-88.097888,34.996052], MO : [-95.774704,35.995683,-89.098843,40.61364], MT : [-116.050003,44.358221,-104.039138,49.00139], NE : [-104.053514,39.999998,-95.30829,43.001708], NV : [-120.005746,35.001857,-114.039648,42.002207], NH : [-72.557247,42.69699,-70.610621,45.305476], NJ : [-75.559614,38.928519,-73.893979,41.357423], NM : [-109.050173,31.332301,-103.001964,37.000232], NY : [-79.762152,40.496103,-71.856214,45.01585], NC : [-84.321869,33.842316,-75.460621,36.588117], ND : [-104.0489,45.935054,-96.554507,49.000574], OH : [-84.820159,38.403202,-80.518693,41.977523], OK : [-103.002565,33.615833,-94.430662,37.002206], OR : [-124.566244,41.991794,-116.463504,46.292035], PA : [-80.519891,39.7198,-74.689516,42.26986], PR : [-67.945404,17.88328,-65.220703,18.515683], RI : [-71.862772,41.146339,-71.12057,42.018798], SC : [-83.35391,32.0346,-78.54203,35.215402], SD : [-104.057698,42.479635,-96.436589,45.94545], TN : [-90.310298,34.982972,-81.6469,36.678118], TX : [-106.645646,25.837377,-93.508292,36.500704], VI : [-65.085452,17.673976,-64.564907,18.412655], UT : [-114.052962,36.997968,-109.041058,42.001567], VT : [-73.43774,42.726853,-71.464555,45.016659], VA : [-83.675395,36.540738,-75.242266,39.466012], WA : [-124.763068,45.543541,-116.915989,49.002494], WV : [-82.644739,37.201483,-77.719519,40.638801], WI : [-92.888114,42.491983,-86.805415,47.080621], WY : [-111.056888,40.994746,-104.05216,45.005904] }; /** * @memberof MAR_scenario */ function zip2county_full(code) { let zc = zip2county(code); let zn = countynum2text(zc); if (zn === "") zn = `${code}|FLORIDA : UNKNOWN (${code})`; var cityarea = (typeof require !== `undefined`) ? require(`zipcodes`).lookup(code) : context.global.zipcodes.lookup(code); let city = MAR.getOpt(cityarea, "city"); let area = cityarea return { status : 0, code : zc, name : zn, city : city, area : area }; } /** * @memberof MAR_scenario */ function getTBDaddress() { var _scenario = getScenario_v2(); var build_period = _scenario.build_period; var countycode = county_number(_scenario.property_county); var zip = county2zip(countycode); var units = getPropertyUnits_v2(); var city = ""; try { var cityarea = (typeof require !== `undefined`) ? require(`zipcodes`).lookup(zip) : context.global.zipcodes.lookup(zip); city = MAR.getOpt(cityarea, "city", ""); } catch (E) { console.warn(E); city = ""; } return "TBD, "+city+", "+zip+ " FL"; } /** * @memberof MAR */ function telF (tel,def) { if (!tel || tel.trim().length == 0) return (arguments.length == 1) ? tel : def; try { if (typeof context !== "undefined") { return context.global.lpn.format(tel, 'US', 'National') } return libphonenumber.format(tel, 'US', 'National') } catch(E) { console.warn("function cfc.telF", E); retrun (arguments.length == 1) ? tel : def; } } /** * @memberof MAR_scenario */ function getSummaryHoi() { var _s = getScenario_v2(); var insurance_disp = ""; if (_s.scenario_i_know_my_insurance == "Y") { if (_s.refi_home_insurance_cost != 0) { insurance_disp += "Ins : $"+(num(_s.refi_home_insurance_cost)/12).toFixed(0)+"/m
";
}
if (num(_s.scenario_tax) != 0) {
insurance_disp += "Tax : $"+(num(_s.scenario_tax)/12).toFixed(0)+"/m
";
}
if (_s.property_near_to_water == "Y") {
insurance_disp += "Near to water/flood
";
//if (REFI || PURCHASE_AND_UNDER_CONTRACT) {
if (num(_s.scenario_flood) > 0) {
insurance_disp += "Flood : $"+(num(_s.scenario_flood)/12).toFixed(0)+"/m
";
}
//}
}
} else {
var square_foot = txt("#square_foot.du-var");
var build_period = txt("#build_period");
if (_s.square_foot != "") {
insurance_disp += ("Size : "+_s.square_foot+" sq. ft
");
}
if (_s.build_period != "") {
insurance_disp += ("Build : "+_s.build_period+"
");
}
if (num(_s.scenario_tax) != 0) {
insurance_disp += "Tax : $"+num(_s.scenario_tax)+"
";
}
var property_near_to_water = yn("#property_near_to_water");
if (_s.property_near_to_water == "Y") {
insurance_disp += "Near to water/flood
";
//if (REFI || PURCHASE_AND_UNDER_CONTRACT) {
if (num(_s.scenario_flood) > 0) {
insurance_disp += "Flood : $"+num(_s.scenario_flood)+"
";
}
//}
}
var _he = getScenario_data("hoi_estimate",false);
if (_he) {
if ("hoa_estimate" in _he) {
insurance_disp += ("Est : $"+Math.floor(_he.ins_estimate + _he.flood_estimate)+"/y
");
insurance_disp += ("Est : $"+Math.floor((_he.ins_estimate + _he.flood_estimate) /12)+"/m
");
}
}
}
if (_s.loan_type != "purchase") {
insurance_disp = "";
if (_s.refi_home_insurance_cost != 0) {
insurance_disp += "Ins : $"+(num(_s.refi_home_insurance_cost)/12).toFixed(0)+"
";
}
// var scenario_tax = txt("#scenario_tax");
// var refi_tax_cost = num(scenario_tax);
if (_s.scenario_tax != 0) {
insurance_disp += "Tax : $"+(num(_s.scenario_tax)/12).toFixed(0)+"
";
}
//
// var property_near_to_water = yn("#property_near_to_water");
if (_s.property_near_to_water == "Y") {
insurance_disp += "Near to water/flood
";
// if (REFI || PURCHASE_AND_UNDER_CONTRACT) {
if (num(_s.scenario_flood) > 0) {
insurance_disp += "Flood : $"+(num(_s.scenario_flood)/12).toFixed(0)+"
";
}
// }
}
}
return insurance_disp;
}
/**
* @memberof MAR_scenario
*/
function getSummary() {
}
/**
* @memberof MAR_scenario
*/
function getSummaryHoa() {
var hoa_disp = "";
var _s = getScenario_v2();
if (_s.property_type_community_options == "cknow") {
if (_s.hoa_estimate != "") {
hoa_disp += "HOA est : $"+num(_s.hoa_estimate)+"
";
}
} else {
hoa_disp += mar._txt(_s.property_type_community_options);
}
/**
* if they want us to estimate for them we need to know the square footage and we may not have asked
* this before if they did not ask us to estimate the insurance
*/
if (_s.property_type_community_options == "chigh" || _s.property_type_community_options == "clow") {
// var sqft = square_foot;
// var cnty = county_number(txt("#property_county"));
// var ptype = radio("property_type");
// var copt = property_type_community_options;
if (_s.square_foot != "") {
hoa_disp += ("size : "+_s.square_foot+" sq. ft
");
}
var _he = getScenario_data("hoi_estimate",false);
if (_he) {
if ("hoa_estimate" in _he) {
hoa_disp += ("Est : $"+Math.floor(_he.hoa_estimate)+"/y
");
hoa_disp += ("Est : $"+Math.floor(_he.hoa_estimate/12)+"/m
");
}
}
}
if (_s.loan_type != "purchase") {
if (_s.scenario_hoa != "") {
hoa_disp = "$"+_s.scenario_hoa;
}
}
return hoa_disp;
}
/**
* @memberof MAR_applicants
*
* @param {string} ROLE current role 're','c1','c2','c2','lo'
*
* @returns {int} status -1,0,1,2
*
*/
function getConsents(ROLE) {
let status = false;
let applicantid = false;
let theRealStatus = function(bucket) {
if ("consents" in bucket == false) return -1; // no consents at all
if ("credit" in bucket.consents == false) return 0; // no record of the credit
if ("t4506" in bucket.consents == false) return 0; // ditto t4506
if ("ec" in bucket.consents == false) return 0; // ditto ec
if (bucket.consents.credit == "N") return 0; // credit is N
if (bucket.consents.t4506 == "N") return 0; // ditto 4506t
if (bucket.consents.ec == "N") return 0; // ditto ec
return 1;
}
if (typeof ROLE !== 'undefined' && ROLE == "re") {
status = 9;
} else {
if (ROLE == "cl") applicantid=0;
if (ROLE == "c2") applicantid=1
if (ROLE == "c3") applicantid=2;
if (ROLE == "lo") {
if ("lo" in mar.answers.v2 == false) {
mar.answers.v2.lo = {};
mar.fakesave();
}
if ("consent_soft_bucketid" in mar.answers.v2.lo == true) {
var bucketid = mar.answers.v2.lo.consent_soft_bucketid;
var bucket = mar.answers.v2.buckets[bucketid];
status = theRealStatus(bucket);
}
} else {
if ("consent_soft_bucketid" in mar.answers.v2.applicants[applicantid] == true) {
var bucketid = mar.answers.v2.applicants[applicantid].consent_soft_bucketid;
var bucket = mar.answers.v2.buckets[bucketid];
status = theRealStatus(bucket);
}
}
}
return status;
}
function isPersonalData_complete(n) {
let _applicant = getApplicant_v2(n);
return true;
}
function is_primary_address_not_on_drivers_license(n) {
let _applicant = getApplicant_v2(n);
if ("addresses" in _applicant == false) return `no addresses for applicant ${n}`;
if (_applicant.addresses.length == 0) return `address length is 0 for applicant ${n}`;
let appears_on_drivers_license = 0;
let items = _applicant.addresses;
(function() {
for (var i=0; i < items.length; i++) {
var bucketid = items[i];
if (bucketid in mar.answers.v2.buckets) {
var bucket = mar.answers.v2.buckets[bucketid];
var uuid = bucket.uuid;
var address = bucket.address;
var type = bucket.type;
if (type !== `current`) continue;
if (bucket.appears_on_drivers_license == "Y") appears_on_drivers_license = 1;
if (bucket.appears_on_drivers_license == "N") appears_on_drivers_license = -1;
break
}
}
})();
if (appears_on_drivers_license === 1) return true;
if (appears_on_drivers_license === -1) return false;
return `No primary address found`;
}
function isAddressData_complete(n) {
let _applicant = getApplicant_v2(n);
if ("addresses" in _applicant == false) return `no addresses for applicant ${n}`;
if (_applicant.addresses.length == 0) return `address length is 0 for applicant ${n}`;
let totalmonths = 0;
let appears_on_tax_returns = 0;
let appears_on_drivers_license = 0;
let items = _applicant.addresses;
(function() {
for (var i=0; i < items.length; i++) {
var bucketid = items[i];
if (bucketid in mar.answers.v2.buckets) {
var bucket = mar.answers.v2.buckets[bucketid];
var uuid = bucket.uuid;
var address = bucket.address;
var type = bucket.type;
var years = bucket.years;
var months = bucket.months;
if (bucket.appears_on_tax_returns == "Y") appears_on_tax_returns = 1;
if (bucket.appears_on_drivers_license == "Y") appears_on_drivers_license = 1;
totalmonths += (parseInt(years,10)*12)+parseInt(months);
}
}
})();
if (totalmonths < 24) return `total months less than 24 for applicant ${n}`;
if (appears_on_tax_returns == 0) return `tax return address not found for applicant ${n}`;
if (appears_on_tax_returns == 0) return `tax return address not found for applicant ${n}`;
return true;
}
function isAddressData_complete(n) {
let _applicant = getApplicant_v2(n);
if ("addresses" in _applicant == false) return `no addresses for applicant ${n}`;
if (_applicant.addresses.length == 0) return `address length is 0 for applicant ${n}`;
let totalmonths = 0;
let appears_on_tax_returns = 0;
let appears_on_drivers_license = 0;
let items = _applicant.addresses;
(function() {
for (var i=0; i < items.length; i++) {
var bucketid = items[i];
if (bucketid in mar.answers.v2.buckets) {
var bucket = mar.answers.v2.buckets[bucketid];
var uuid = bucket.uuid;
var address = bucket.address;
var type = bucket.type;
var years = bucket.years;
var months = bucket.months;
if (bucket.appears_on_tax_returns == "Y") appears_on_tax_returns = 1;
if (bucket.appears_on_drivers_license == "Y") appears_on_drivers_license = 1;
totalmonths += (parseInt(years,10)*12)+parseInt(months);
}
}
})();
if (totalmonths < 24) return `total months less than 24 for applicant ${n}`;
if (appears_on_tax_returns == 0) return `tax return address not found for applicant ${n}`;
if (appears_on_tax_returns == 0) return `tax return address not found for applicant ${n}`;
return true;
}
/**
* @memberof MAR_scenario
*/
function isReadyFor4506tStatus() {
return false;
let _numberofapplicants = getApplicants_v2().length;
if (_numberofapplicants == 0) return "no applicants";
for (let i=0; i < _numberofapplicants; i++) {
let pdc = isPersonalData_complete(i);
let adc = isAddressData_complete(i);
if (pdc !== true) return pdc;
if (adc !== true) return adc;
}
return true;
}
/**
* @memberof MAR_scenario
*/
function isLive() {
// if (!context) return false;
// if ("global" in context == false) return false;
// if ("cache" in context.global == false) return false;
// if ("app_status" in context.global.cache == false) return false;
// if ("app_status" in context.global.cache == false) return false;
// if ("appid" in mar.answers == false) return false;
//
// let key = `a${mar.answers.appid}`;
// let status = (key in context.global.cache.app_status == true) ? context.global.cache.app_status[key] : "";
//
// if (status == "L") return true;
return false;
}
/**
* @memberof MAR_scenario
*/
function isUnderContract() {
if (MAR.getOpt(mar, "answers.v2.scenario.loan_type_purchase_options","") == "contract") return true;
let loan_type = MAR.getOpt(mar, "answers.v2.scenario.loan_type","");
if (loan_type !== "" && loan_type !== "purchase") {
return true;
}
return false;
}
/**
* @memberof MAR_scenario
*/
function realtor_options(S) {
//appraisal_information
//loan_calcs_and_docs
//direct_underwriting_report
return MAR.getOpt(mar, `answers.v2.scenario.realtor_permission_${S}`,``);
}
/**
* @memberof MAR_scenario
*/
function isOffering() {
if (mar.answers.v2.scenario.loan_type_purchase_options == "contract") return true;
if (mar.answers.v2.scenario.loan_type_purchase_options == "soon") return true;
return false;
}
/**
* @memberof MAR_scenario
*/
function fixFirstTimeBuyer() {
/**
* set the has ANY applicant owned property
*/
mar.answers.v2.scenario.has_any_applicant_owned_property_in_last_3_years = "N";
for (i=1; i < 4; i++) {
var __property = "has_applicant"+i+"_owned_property_in_last_3_years";
if (__property in mar.answers.v2.scenario && mar.answers.v2.scenario[__property] == "Y"){
mar.answers.v2.scenario.has_any_applicant_owned_property_in_last_3_years = "Y";
}
}
}
/**
* @memberof MAR_scenario
*/
function isFirstTimeBuyer() {
fixFirstTimeBuyer();
return (getScenario_data("has_any_applicant_owned_property_in_last_3_years","N") == "N");
}
/**
* @memberof MAR_scenario
*/
function ownsProperty(n) {
let applicantNum = `${num(n)+1}`;
return (getScenario_data("does_applicant"+applicantNum+"_own_property","") === "Y");
}
/**
* @memberof MAR_scenario
*/
function ownsPrimaryScenario(n) {
let applicantNum = `${num(n)+1}`;
if (getScenario_data("does_applicant"+applicantNum+"_own_property","") !== "Y") return false;
if (getScenario_data("has_applicant"+applicantNum+"_owned_property_in_last_3_years_type","") !== "Y") return true;
return false;
}
/**
* @memberof MAR_scenario
*/
function getFTHB(n) {
let applicantNum = `${num(n)+1}`;
let rv = {};
rv.owned = getScenario_data("has_applicant"+applicantNum+"_owned_property_in_last_3_years","");
rv.otype = getScenario_data("has_applicant"+applicantNum+"_owned_property_in_last_3_years_type","");
rv.ohow = getScenario_data("has_applicant"+applicantNum+"_owned_property_in_last_3_years_how","");
rv.owns = getScenario_data("does_applicant"+applicantNum+"_own_property","");
rv.current = getScenario_data("applicant"+applicantNum+"_ftbh_current",``);
rv.current_rent = getScenario_data("applicant"+applicantNum+"_ftbh_current_rent",``);
rv.current_prim = getScenario_data("applicant"+applicantNum+"_ftbh_current_prim",``);
return rv;
}
/**
* @memberof MAR_scenario
*/
function setFTHB(n, obj) {
let applicantNum = `${num(n)+1}`;
MAR.ifOpt(obj, `owned`, function(v){
setScenario_data("has_applicant"+applicantNum+"_owned_property_in_last_3_years",v);
});
MAR.ifOpt(obj, `otype`, function(v){
setScenario_data("has_applicant"+applicantNum+"_owned_property_in_last_3_years_type",v);
});
MAR.ifOpt(obj, `ohow`, function(v){
setScenario_data("has_applicant"+applicantNum+"_owned_property_in_last_3_years_how",v);
});
MAR.ifOpt(obj, `owns`, function(v){
setScenario_data("does_applicant"+applicantNum+"_own_property",v);
});
MAR.ifOpt(obj, `current`, function(v){
setScenario_data("applicant"+applicantNum+"_ftbh_current",v);
});
MAR.ifOpt(obj, `current_rent`, function(v){
setScenario_data("applicant"+applicantNum+"_ftbh_current_rent",v);
});
MAR.ifOpt(obj, `current_prim`, function(v){
setScenario_data("applicant"+applicantNum+"_ftbh_current_prim",v);
});
}
/**
* @memberof MAR_scenario
*/
function ownsPropertyUnanswered(n) {
let applicantNum = `${num(n)+1}`;
return (getScenario_data("does_applicant"+applicantNum+"_own_property","") === "");
}
/**
* @memberof MAR_scenario
*/
function ownsPrimary(n) {
let a_current = MAR.getApplicantAddressCurrent(n);
if (a_current.length == 0) return false;
if (MAR.getOpt(a_current[0],"use","") === "own") {
return true;
}
return false;
}
/**
* @memberof MAR_scenario
*/
function isMccEligible() {
var pt = getScenario_data("property_type","");
var use = getScenario_data("occupancy_type","");
var secondA = getScenario_data("second_applicant","");
var thirdA = getScenario_data("third_applicant","");
if (use == "occupancy_investment") return false;
if ((pt == "sfr" || pt == "condo") == false) return false;
if (isFirstTimeBuyer() == false) return false;
if (secondA == mar.APPLICANT_TYPE.COBORROWER_NON_RESIDENT) return false;
if (thirdA == mar.APPLICANT_TYPE.COBORROWER_NON_RESIDENT) return false;
return true;
}
/**
* @memberof MAR_scenario
*/
function rec_prog() {
var use = getScenario_data("occupancy_type","");
if (use === mar.OCCUPANCY_INVESTMENT) return "conv";
if (use === mar.OCCUPANCY_2ND_HOME) return "conv";
if (isVaEligible()) return "va";
if (MAR.getOpt(mar.answers.v2.scenario, `has_applicant1_served_in_us_forces`, "") === "") {
if (MAR.getOpt(mar.answers.v2.scenario, `target_va`, "") === "Y") {
return "va"
}
}
let cscore = num(MAR.getOpt(mar.answers.v2, `cscore`, ""));
let rv = "conv";
if (cscore > 100 && cscore < 700) {
rv = "fha";
}
return rv;
}
/**
* @memberof MAR_scenario
*/
function rec_progs() {
var use = getScenario_data("occupancy_type","");
if (isVaEligible() && MAR.is_refi()) {
if (use === mar.OCCUPANCY_INVESTMENT) return ["conv","jumbo","va"];
if (use === mar.OCCUPANCY_2ND_HOME) return ["conv","jumbo","va"];
} else {
if (use === mar.OCCUPANCY_INVESTMENT) return ["conv","jumbo"];
if (use === mar.OCCUPANCY_2ND_HOME) return ["conv","jumbo"];
}
if (isVaEligible()) return ["va","fha","conv","jumbo"];
if (MAR.getOpt(mar.answers.v2.scenario, `has_applicant1_served_in_us_forces`, "") === "") {
if (MAR.getOpt(mar.answers.v2.scenario, `target_va`, "") === "Y") {
return ["va","fha","conv","jumbo"];
}
}
let cscore = num(MAR.getOpt(mar.answers.v2, `cscore`, ""));
let rv = ["conv","fha","jumbo"];
if (cscore > 100 && cscore < 640) {
rv = ["fha"];
}
return rv;
}
/**
* @memberof MAR_scenario
*/
function rec_min_dp() {
let prog = rec_prog();
if (prog === "va") {
return 0;
}
if (MAR.getOpt(mar.answers.v2.scenario, `target_fthb`, "") === "Y") {
return 3;
}
return 5;
}
/**
* @memberof MAR_scenario
*/
function set_target_va(val) {
MAR.setOpt(mar.answers.v2.scenario, `target_va`, val)
}
/**
* @memberof MAR_scenario
*/
function isVaEligible(ans = null, obj = {}) {
/**
* set the has ANY applicant owned property
*/
let answers = (ans === null)? mar.answers : ans;
answers.v2.scenario.is_va_eligible = "N";
for (i=1; i < 4; i++) {
var __eligible = "has_applicant"+i+"_served_in_us_forces";
if (__eligible in answers.v2.scenario && answers.v2.scenario[__eligible] == "Y"){
answers.v2.scenario.is_va_eligible = "Y";
obj.disabled = MAR.getOpt(answers,`v2.scenario.va_disabled${i}`,`N`);
obj.disabled_percentage = MAR.getOpt(answers,`v2.scenario.va_disabled${i}_percentage`,``);
obj.first_time_use = MAR.getOpt(answers,`v2.scenario.vafirst_time_use${i}`,`N`);
obj.employment = MAR.getOpt(answers,`v2.scenario.va_employment${i}`,`regular`);
obj.nofee = MAR.getOpt(answers,`v2.scenario.va_nofee${i}`,`N`);
return true;
}
}
return false;
}
/**
* @memberof MAR_scenario
*/
function isVaPartial(ans = null) {
/**
* set the has ANY applicant owned property
*/
let answers = (ans === null)? mar.answers : ans;
answers.v2.scenario.vaused = 0;
if (isVaEligible() === false) return 0;
for (i=1; i < 4; i++) {
if (MAR.getOpt(answers,`v2.scenario.va_coefull${i}`,``) !== `Y`) continue;
let vaused = MAR.getOptNum(answers,`v2.scenario.va_coeused${i}`,0);
answers.v2.scenario.vaused = vaused;
break;
}
return answers.v2.scenario.vaused;
}
/**
* get Property type
* @memberof MAR_scenario
*/
function getPropertyType_v2(_sc) {
/**
* type of property
*/
if (!mar.STATIC) setStaticVars();
if (arguments.length == 0 || !_sc) {
_sc = mar.answers.v2.scenario;
}
var retval = "";
if (_sc.property_type == mar.PROPERTY_TYPE_SFR) retval = "sfr";
if (_sc.property_type == mar.PROPERTY_TYPE_CONDO) retval = "condo";
if (_sc.property_type == mar.PROPERTY_TYPE_DUPLEX) retval = "2unit";
if (_sc.property_type == mar.PROPERTY_TYPE_TRIPLEX) retval = "3unit";
if (_sc.property_type == mar.PROPERTY_TYPE_FOURPLEX) retval = "4unit";
if (_sc.property_type == mar.PROPERTY_TYPE_OTHER) retval = "Other";
return retval;
}
/**
* get Property type
* @memberof MAR_scenario
*/
function getCounty(_sc) {
/**
* type of property
*/
if (!mar.STATIC) setStaticVars();
if (arguments.length == 0 || !_sc) {
_sc = mar.answers.v2.scenario;
}
return MAR.getOpt(_sc, `property_county`,``);
}
/**
* get the type of loan
* @memberof MAR_scenario
*/
function getLoanType_v2(_sc) {
return _sc.loan_type;
}
/**
* refinance options
* @memberof MAR_scenario
*/
function getRefi_v2(_sc) {
if (!mar.STATIC) setStaticVars();
var retval = {
loan_type_refinance_takehome_value : 0,
refi_home_insurance_cost : 0,
flood_estimate : 0
}
if (getLoanType(_sc) && getLoanType(_sc) == mar.LOAN_TYPE_REFINANCE) {
retval = {
loan_type_refinance_takehome_value : num(_sc.loan_type_refinance_takehome_value),
refi_home_insurance_cost : num(_sc.refi_home_insurance_cost),
flood_estimate : num(_sc.flood_estimate)
};
}
return retval;
}
/**
* @namespace MAR.math
*/
var math = (function(){
/**
* @memberof MAR.math
*/
function PMT(rate, nperiod, pv, fv, type) {
// http://stackoverflow.com/questions/5294074/pmt-function-in-javascript
// rate - monthly interest e.g. 0.08 /12
// period in months
// pv - start value
// fv - end value
// 0 or 1
if (!fv) fv = 0;
if (!type) type = 0;
if (rate == 0) return -(pv + fv)/nperiod;
var pvif = Math.pow(1 + rate, nperiod);
var pmt = rate / (pvif - 1) * -(pv * pvif + fv);
if (type == 1) {
pmt /= (1 + rate);
};
return pmt;
}
/**
* @memberof MAR.math
*/
function middleCreditScore(arr) {
if (arr.length == 0) return 0;
if (arr.length == 1) return arr[0];
if (arr.length == 3) return arr.sort()[1];//Math.floor(max(min(arr[0],arr[1]), min(max(arr[0],arr[1]),arr[2]))); // thanks https://stackoverflow.com/questions/1582356/fastest-way-of-finding-the-middle-value-of-a-triple
/**
* fall back to average
*/
let sum = arr.reduce(function(a, b) { return a + b; });
let avg = sum / arr.length;
return Math.floor(avg);
}
function lowestCreditScore(arr) {
let lowest = false;
for (let i=0; i < arr.length; i++) {
if (lowest === false || arr[i] < lowest) lowest = arr[i];
}
return lowest;
}
function lowest() {
let rv = false;
for (let i=0; i < arguments.length; i++) {
if (rv === false || arguments[i] < rv) rv = arguments[i];
}
return rv;
}
function low(arr) {
let lowest = false;
for (let i=0; i < arr.length; i++) {
if (lowest === false || arr[i] < lowest) lowest = arr[i];
}
return lowest;
}
function high(arr) {
let highest = false;
for (let i=0; i < arr.length; i++) {
if (highest === false || arr[i] > highest) highest = arr[i];
}
return highest;
}
function dp(num, places) {
return Math.round(num * Math.pow(10,places)) / Math.pow(10,places);
}
return {
PMT : PMT,
low : low,
high : high,
dp : dp,
lowest : lowest,
lowestCreditScore : lowestCreditScore,
middleCreditScore : middleCreditScore,
___id : "math"
}
})();
/**
* @memberof MAR
*/
var addVariableCLosingCostsToApproximate_costs_t = {
Insurance_Factor : 0,
Property_Tax : 0,
HOA_SFR_nolux_pm : 0,
HOA_SFR_Lux_pm : 0,
HOA_Cond_lux_pm : 0,
HOA_Cond_nolux_pm : 0,
sqft_int : 0
}
/**
* @memberof MAR
* -- never called , depreciated --
*/
function addVariableCLosingCostsToApproximate_costs(obj /*addVariableCLosingCostsToApproximate_costs_t*/) {
/**
*
* from HOI HOA Matrix
* ===================
* Insurance_Factor 2.9
* Property_Tax 0.009
* HOA_SFR_nolux_pm 0.06
* HOA_SFR_Lux_pm 0.4
* HOA_Cond_lux_pm 0.85
* HOA_Cond_nolux_pm 0.4
*
*/
}
//additional_lender_credit
let RS = {
processing_fee : { lbl : "Processing fee", filter : [""], apr : false, qm : true, cols : [""] },
underwriting_fee : { lbl : "Underwriting fee", filter : [""], apr : false, qm : true, cols : [""] },
additional_lender_credit: { lbl : "Additional lender credit", filter : [""], apr : false, qm : true, cols : [""] , template : `hidden` },
A : { lbl : "Appraisal fee", filter : ["",""], apr : true, qm : true, cols : ["SFR/Condo","other"] , same_as : `appraisal_fee` },
B : { lbl : "Condo Questionairre", filter : [""], apr : false, qm : true, cols : ["If Condo"] , same_as : `condo_questionairre` },
RRA : { lbl : "Rent Roll Analysis", filter : [""], apr : false, qm : true, cols : ["If Needed"] , same_as : `rent_roll_analysis`},
credit_report_key : { lbl : "Credit report fee", filter : [""], apr : true, qm : true, cols : [""] },
E : { lbl : "Title search", filter : ["p"], apr : false, qm : true, cols : ["Purchase"] , same_as : `title_search`},
various_endorsements : { lbl : "Various endorsements", filter : [""], apr : false, qm : true, cols : [""] },
title_settlement_fee : { lbl : "Title settlement fee", filter : ["p","r"], apr : false, qm : true, cols : ["Purchase", "Refi"] },
C : { lbl : "Mortgage policy (x loan)", filter : ["p","r"], apr : true, qm : true, cols : ["Purchase","Refi"] , same_as : `mortgage_policy`},
F : { lbl : "Owner title ins", filter : ["p"], apr : true, qm : true, cols : ["Purchase"] , same_as : `owner_title_insurance`},
buy_agent_fee : { lbl : "Buyers agent fee", filter : [""], apr : true, qm : true, cols : ["Purchase"] },
bp_commission : { lbl : "Origination fee", filter : [""], apr : true, qm : true, cols : [""] },
recording_fee : { lbl : "Recording fee", filter : [""], apr : true, qm : true, cols : [""] },
D : { lbl : "Survey", filter : ["r"], apr : true, qm : true, cols : ["If not Condo"] , same_as : `survey`},
G : { lbl : "Fl Doc Stamps", filter : ["p","r"], apr : false, qm : true, cols : ["N x loan"] , same_as : `fl_doc_stamps`},
H : { lbl : "State taxes", filter : ["p"], apr : false, qm : true, cols : ["(Purch) N x loan"] , same_as : `state_taxes`}
}
//owner_title_insurance
/**
* default values , only called internally
*/
let RDEF = {
processing_fee : [625],
underwriting_fee : [799],
additional_lender_credit : [0],
A : [475,625], // appraisal fee
B : [350], // condo questionairre
RRA : [150], // Rent Roll Analysis
credit_report_key : [65],
E : [172], // title search
various_endorsements : [50],
title_settlement_fee : [495,859],
C : [0.00585,0.00330], // Mortgage policy
F : [172], // Owner title Ins
buy_agent_fee : [0],
bp_commission : [0],
recording_fee : [152],
D : [350], // Survey
G : [0.0035,0.0035], // Fl Doc Stamps
H : [0.002] // State Taxes
};
function getRatesheet() {
return {
RS : RS,
R : RDEF
}
}
function get_estimated_closing_date( ans = false) {
if (ans !== false) {
mar.answers = ans;
}
let Moment = (typeof context === "object") ? context.global.moment : moment;
let start_d = moment();
if (MAR.application.isRefi()) {
let closing_d = (function(){
let plus_50 = start_d.clone().add(50, "day");
if (plus_50.date() > 15) {
plus_50.date(15);
} else {
plus_50.subtract(1, "month")
plus_50.date(15);
}
return plus_50;
})();
return closing_d.format("YYYY-MM-DD");
} else {
let closing_d = (function(){
let timeframe = getScenario_data("loan_type_purchase_options",``);
if (timeframe === `contract`) {
let plus_50 = start_d.clone().add(1, "months");
return plus_50;
}
else if (timeframe === `soon`) {
let plus_50 = start_d.clone().add(30, "days");
return plus_50;
}
else if (timeframe === `one_month`) {
let plus_50 = start_d.clone().add(60, "days");
return plus_50;
}
else if (timeframe === `three_months`) {
let plus_50 = start_d.clone().add(90, "days");
return plus_50;
}
else if (timeframe === `just_looking`) {
let plus_50 = start_d.clone().add(90, "days");
return plus_50;
}
else {
let plus_50 = start_d.clone().add(30, "days");
return plus_50;
}
})();
return closing_d.format("YYYY-MM-DD");
}
}
/**
* @memberof MAR
*
* called from
* _universal.js
* libs/durunner.app.js
* libs/durunner.api.chatbot.js
*
*/
function getApproximateClosingCosts(max_loan, final_ufmi, buydown_points, ptype_str, loantype_str = ``, hoipm_int, hoapm_int, taxpm_int, rate_dbl,dbg_arr, {
hoi_due_date,
refi_date_now,
closing_date = false,
branch,
prog,
ratesheet,
over_ratesheet,
refi_mort_rate,
refi_mort_terms,
refi_mort_pmtinc,
refi_mort_escrow,
refi_mort_sdate,
buy_agent_val = 0,
buy_agent_perc = 0,
comp_type = `L`,
comp_perc = 2,
comp_fee = 0,
tax_due,
propertyvalue = 0,
opt_rra_needed = ``, // '' or true or false
adjusters = {}
}) {
let Moment = (typeof context === "object") ? context.global.moment : moment;
if (arguments.length > 3) {
/* -- take it from the variales -- */
var property_type = ptype_str;
var loan_type = ((typeof loantype_str === `string` && loantype_str.toLowerCase().indexOf("refi") > -1) || (typeof loantype_str === `string` && loantype_str.toLowerCase().indexOf("cashout") > -1)) ? mar.LOAN_TYPE_REFINANCE : mar.LOAN_TYPE_PURCHASE;
} else {
/* -- take it from the answers -- */
var property_type = getPropertyType_v2(mar.answers.v2.scenario);
var loan_type = getLoanType_v2(mar.answers.v2.scenario);
}
var dbg = (arguments.length > 9 && dbg_arr !== false);
if (dbg) dbg_arr.push(`gacc start`);
let trace = false;
if (trace) console.log(`ACC ${loantype_str} -> ${loan_type}`);
let R = JSON.parse(JSON.stringify(RDEF)); /* -- these are the default values for the standard items -- */
if (typeof ratesheet === "object") {
for (let x in ratesheet) {
if (typeof ratesheet[x] === "object" && ratesheet[x].length === R[x].length) {
R[x] = ratesheet[x];
if (trace) console.log(`RS replace ${x} with ${JSON.stringify(ratesheet[x])}`); /* -- the ratesheet values that would overview the R[] -- */
}
}
}
if (typeof over_ratesheet === "object") {
for (let x in over_ratesheet) {
if (typeof over_ratesheet[x] === "object" && over_ratesheet[x].length === R[x].length) {
for (let j=0; j < R[x].length; j++) {
if (typeof over_ratesheet[x][j] === "number") {
R[x][j] = over_ratesheet[x][j];
if (trace) console.log(`RS OVER replace ${x}[${j}] with ${JSON.stringify(over_ratesheet[x][j])}`);
} else {
if (trace) console.log(`RS OVER NOT replace ${x}[${j}] with ${JSON.stringify(over_ratesheet[x][j])} type ${typeof over_ratesheet[x][j]}`);
}
}
}
}
}
var hoipm = (arguments.length > 5) ? hoipm_int : 0;
var hoapm = (arguments.length > 6) ? hoapm_int : 0;
var taxpm = (arguments.length > 7) ? taxpm_int : 0;
var rate = (arguments.length > 8) ? rate_dbl : 0.06;
let escrows = {};
if (arguments.length < 3 || !buydown_points) buydown_points = 0;
var A = (property_type == mar.PROPERTY_TYPE_SFR || property_type == mar.PROPERTY_TYPE_CONDO) ? R.A[0] : R.A[1]; /* if fha +$25 */
/*
fha diff
*/
var B = (property_type == mar.PROPERTY_TYPE_CONDO) ? R.B[0] : 0; /* fixed */
var C = (loan_type !== mar.LOAN_TYPE_REFINANCE) ? (R.C[0] * max_loan) : (R.C[1] * max_loan); /* todo not sure, for 2 states !! */
// var D = (loan_type !== mar.LOAN_TYPE_REFINANCE && property_type != mar.PROPERTY_TYPE_CONDO) ? R.D[0] : 0;
var D = (loan_type === mar.LOAN_TYPE_REFINANCE && property_type != mar.PROPERTY_TYPE_CONDO) ? R.D[0] : 0;
/*
if you are buying a condo then 350
*/
var E = (loan_type == mar.LOAN_TYPE_REFINANCE) ? 0 : R.E[0]; /* only if purchase , add 125 */
/*
if loan amount < 100k then loan /1000 * 5.75
if < 1m then loan /100 * 5
otherwise 2.5
** this is C becasue it is a refi
refi & have copy of old owners policy
if loan amount < 100k then loan /1000 * 3.3
if < 1m then loan /100 * 3
otherwise 2
*/
escrows.tax_months = 4;
escrows.hoi_months = 2;
escrows.int_days = 15;
if (typeof closing_date === "string" && closing_date.trim().length > 0) {
let closing_d = moment(new Date(closing_date));
escrows.day_of_month = closing_d.date();
escrows.days_in_month = closing_d.daysInMonth();
escrows.int_days = (escrows.days_in_month - escrows.day_of_month);
if (escrows.day_of_month < 3) {
escrows.int_days = (escrows.day_of_month*-1);
escrows.tax_months = 3;
escrows.hoi_months = 1;
}
}
(function adjust_for_uwm() {
escrows.hoi_months++;
escrows.tax_months++;
escrows.int_days++;
})();
escrows.auto_tax_months = escrows.tax_months;
escrows.auto_hoi_months = escrows.hoi_months;
escrows.auto_int_days = escrows.int_days;
(function overrides() {
MAR.ifOpt(adjusters, `rq_tax_months`, function(v) {
if (v !== ``) {
escrows.tax_months = num(v);
}
});
MAR.ifOpt(adjusters, `rq_hoi_months`, function(v) {
if (v !== ``) {
escrows.hoi_months = num(v);
}
});
MAR.ifOpt(adjusters, `rq_int_days`, function(v) {
if (v !== ``) {
escrows.int_days = num(v);
}
});
})();
var F = (loan_type !== mar.LOAN_TYPE_REFINANCE) ? R.F[0] : 0; /* todo per county */
var G = (loan_type !== mar.LOAN_TYPE_REFINANCE) ? (R.G[0] * max_loan) : (R.G[1] * max_loan) ; /* todo per state */
// var H = (loan_type !== mar.LOAN_TYPE_REFINANCE) ? (R.H[0] * max_loan) : 0 ; /* todo per state */
var H = (R.H[0] * max_loan); /* todo per state */
var I = Math.round(taxpm * escrows.tax_months);
var J = Math.round(hoipm * escrows.hoi_months);
var JJ = (loan_type === mar.LOAN_TYPE_PURCHASE) ? Math.round(hoipm * 12) : 0; /* first year ins premium to prepaids */
var K = Math.round(((max_loan * rate) / 365) * escrows.int_days);
var RRA = 0;
if (opt_rra_needed === `` && loan_type !== mar.LOAN_TYPE_REFINANCE) {
RRA = R.RRA[0];
} else if (opt_rra_needed === `y` || opt_rra_needed === `Y` || opt_rra_needed === true) {
RRA = R.RRA[0];
}
let BAF = (loan_type === mar.LOAN_TYPE_PURCHASE) ? Math.round((num(propertyvalue) * num(buy_agent_perc))/100 + num(buy_agent_val)) : 0;
let BPC = (comp_type !== `B`) ? 0 : Math.round(((num(comp_perc) * num(max_loan)) / 100) + num(comp_fee)); // Borrower Paid Commission
if (loan_type == mar.LOAN_TYPE_REFINANCE) {
//hoi_due_date
// let Moment = (typeof context === "object") ? context.global.moment : moment;
let start_d = (typeof refi_date_now === "string") ? moment(new Date(refi_date_now)) : moment();
let closing_d = (function(){
if (typeof closing_date === "string" && closing_date.trim().length > 0) {
return moment(new Date(closing_date));
}
let plus_50 = start_d.clone().add(50, "day");
if (plus_50.date() > 15) {
plus_50.date(15);
} else {
plus_50.subtract(1, "month")
plus_50.date(15);
}
return plus_50;
})();
escrows.day_of_month = closing_d.date(); // e.g. 18
escrows.days_in_month = closing_d.daysInMonth();
escrows.start_d = start_d.format("YYYY-MM-DD");
escrows.closing_d = closing_d.format("YYYY-MM-DD");
let firstpay_d = closing_d.clone().add(2, "month").date(1);
if (escrows.day_of_month < 3) {
escrows.int_days = (closing_d.date()*-1); // escrows.days_in_month - closing_d.date(); /* e.g. 31 - 18 */
firstpay_d = closing_d.clone().add(1, "month").date(1);
// bump up the date maybe
} else {
escrows.int_days = escrows.days_in_month - closing_d.date(); /* e.g. 31 - 18 */
}
escrows.firstpay_d = firstpay_d.format("YYYY-MM-DD");
K = Math.round(((max_loan * rate) / 365) * escrows.int_days); // per day rate
if (trace) console.log(`ACC start_d ${start_d} -> closing_d ${closing_d} -> firstpay_d ${firstpay_d} -> hoi_due_date ${hoi_due_date} -> ${typeof hoi_due_date}`);
if (typeof hoi_due_date === "string") {
let hoi_dd = moment(new Date(hoi_due_date));
let now_d = moment();
if (hoi_dd.isBefore(firstpay_d)) {
hoi_dd.add(1, "year");
}
let diff_mo = hoi_dd.diff(firstpay_d, "months");
let missing_payments = (12 - diff_mo);
if (trace) console.log(`ACC hoi_dd ${hoi_dd} -> diff_mo ${diff_mo} -> missing_payments ${missing_payments} -> hoipm ${hoipm}`);
J = Math.round(hoipm * missing_payments);
escrows.hoi_dd = hoi_dd.format("YYYY-MM-DD");
escrows.hoi_months = missing_payments;
}
(function() {
let tax_dd = moment().month(10).day(1);
if (typeof tax_due === "string" && tax_due.trim() !== "") {
tax_dd = moment(new Date(tax_due));
}
let now_d = moment();
let closing_d = moment(escrows.closing_d);
if (tax_dd.isBefore(firstpay_d)) {
tax_dd.add(1, "year");
}
let diff_mo = tax_dd.diff(firstpay_d, "months",true);
let missing_payments = (12 - Math.abs(Math.round(diff_mo)));
escrows.tax_dbg = (`ACC IF1 closing_d ${closing_d} / firstpay_d ${firstpay_d} / tax_dd ${tax_dd} -> diff_mo ${diff_mo} -> missing_payments ${missing_payments}`);
// let missing_payments = 0;
// if (tax_dd.isBefore(closing_d)) {
// // paid off before closing , just need months uo to 1st payment
// let diff_mo = closing_d.diff(firstpay_d, "months",true);
// missing_payments = Math.abs(Math.round(diff_mo));
// escrows.tax_dbg = (`ACC IF1 closing_d ${closing_d} / firstpay_d ${firstpay_d} / tax_dd ${tax_dd} -> diff_mo ${diff_mo} -> missing_payments ${missing_payments}`);
// }
// else if (tax_dd.isBefore(firstpay_d)) {
// // paid off before closing , just need months uo to 1st payment
// let diff_mo = tax_dd.diff(firstpay_d, "months",true);
// missing_payments = 12 + Math.abs(Math.round(diff_mo));
// escrows.tax_dbg = (`ACC IF2 tax_dd ${tax_dd} / firstpay_d ${firstpay_d} / tax_dd ${tax_dd} -> diff_mo ${diff_mo} -> missing_payments ${missing_payments}`);
// } else {
// let diff_mo = tax_dd.diff(firstpay_d, "months",true);
// missing_payments = (12 - Math.abs(Math.round(diff_mo)));
// escrows.tax_dbg = (`ACC IF3 tax_dd ${tax_dd} / firstpay_d ${firstpay_d} / tax_dd ${tax_dd} -> diff_mo ${diff_mo} -> missing_payments ${missing_payments}`);
// }
I = Math.round(taxpm * missing_payments);
escrows.tax_dd = tax_dd.format("YYYY-MM-DD");
escrows.tax_months = missing_payments;
})();
}
(function alf(){
if (dbg) dbg_arr.push(`alf-start`);
let alf = MAR.getOpt(R, "additional_lender_credit.0",0);
if (dbg) dbg_arr.push(`alf[${alf}]`);
})();
var costs = {
"processing_fee" : R.processing_fee[0], /* fixed (per branch) was 500*/
"underwriting_fee" : R.underwriting_fee[0], /* fixed (per branch) was 999 */
//"doc_prep_fee" : 0,
"appraisal_fee" : (A),
"credit_report_key" : R.credit_report_key[0],// 35 or 70 /* fixed (per company) */
"buydown_points" : (buydown_points) > 0 ? buydown_points : 0, /* need full rate sheet */
"buydown_lender_credit" : (buydown_points) < 0 ? buydown_points : 0,
"flood_certification_fee" : 00, /* fixed (per comapny) was 16 */
"tax_service" : 00, /* fixed (per comapny) was 80*/
"re_inspection_fee" : 0, /* fixed (per comapny) */
"condo_questionairre" : (B),
"rent_roll_analysis" : (RRA),
"title_review_fee" : 0,
"title_search" : (E), /* depends on title company, if you use matt lerner */
"additional_lender_credit" : MAR.getOpt(R, "additional_lender_credit.0",0),
"various_endorsements" : R.various_endorsements[0], /* depends on title company */
"title_settlement_fee" : (loan_type !== mar.LOAN_TYPE_REFINANCE) ? R.title_settlement_fee[0] : R.title_settlement_fee[1], /* 595 refi, 495 pur*/ /* depends on title company */
"mortgage_policy" : 0,
"owner_title_insurance" : (F),
"recording_fee" : R.recording_fee[0], /* fixed (maybe per state) */
"buy_agent_fee" : BAF,
"bp_commission" : BPC,
"endorsements" : 0,
"fl_doc_stamps" : 0, /* warning in 95% of cases the seller pays this amount*/
"state_taxes" : 0, /* combine the last 2 */
"mcc_class" : (0), /* not sure , if ftb then 250 */
"survey" : (D), /* fixed */
"pest_inspection" : 0, /* non mandatory */
"ad_valoram_taxes" : 0,
"upfront_mi" : final_ufmi,
// "upfront_mi" : ((prog !== `fha`) ? final_ufmi : 0),
"end" : 0, /* paid outside of closing cost */
"taxes_escrow" : I, /* put 4/12 of average house size in county*/
"insurance_escrow" : J, /* put 2/12 of average house size in county*/
"home_insurance_escrow" : JJ,
"flood_insurance_escrow" : 0,
"daily_interest" : 0 /* put 1/2 mo of interest on purchase price 6% of loan amount / 365 * 15*/
};
MAR.ifOpt(adjusters, "rq_custom_table", function(v){
for (let i=0; i < v.length; i++) {
let itm = v[i];
let calctype = MAR.getOpt(itm, `calctype`,``);
if (calctype === `pla`) {
let perc = MAR.getOptNum(itm, `perc`,0);
itm.val = Math.round(num(max_loan) * num(perc) / 100);
}
if (calctype === `ppp`) {
let perc = MAR.getOptNum(itm, `perc`,0);
itm.val = Math.round(num(propertyvalue) * num(perc) / 100);
}
if (calctype === `pdi`) {
let perc = MAR.getOptNum(itm, `perc`,0);
itm.val = Math.round((num(propertyvalue) - num(max_loan)) * num(perc) / 100);
}
if (calctype === `pp`) {
let months = MAR.getOptNum(itm, `months`,0);
let monthly = MAR.getOptNum(itm, `monthly`,0);
itm.val = Math.round(num(months) * num(monthly));
}
if (num(itm.val) !== 0) {
let lbl = "_"+itm.lbl.replace(/ /g,"_");
costs[lbl] = num(itm.val);
}
}
});
var fixedcosts = 0;
for (let x in costs) {
fixedcosts += costs[x];
}
costs.mortgage_policy = C;
costs.fl_doc_stamps = G;
costs.state_taxes = H;
costs.daily_interest = K;
var totalcost = 0;
for (let x in costs) {
totalcost += num(costs[x]);
if (dbg && costs[x] > 0) dbg_arr.push(`{${x}=${costs[x]} (${typeof costs[x]}) (total ${totalcost})}`)
}
return {
costs : costs,
total : totalcost,
total10 : totalcost*1.35,
ufmi_fin : ((prog === `fha`) ? final_ufmi : 0),
fixed : fixedcosts,
variable : (totalcost -fixedcosts) / max_loan,
escrows : escrows,
loan_amount : max_loan,
points : buydown_points
}
}
/**
* @memberof MAR
*/
function getNiceMIname(MI) {
if (MI == "bpmi_rad_more20") return "BPMI";
if (MI == "split_uphigh_rad") return "UPHI";
if (MI == "split_uplow_rad") return "UPLO";
if (MI == "ufmi_more20") return "UFMI";
if (MI == "bpmi_FHA") return "BPMI";
return MI
}
/**
* application Navigation
* @namespace MAR.declarations
*/
var applicationNavObj = (function(){
let orderTable = [
"intro",
"general",
"timeframe",
"scenario",
"property",
"estimate",
"realtorinfo",
"assets",
"personalinfo",
"income",
"liabilities",
"homework"
];
function setHadToDoAll() {
for (let i=0; i < orderTable.length; i++) {
let section = orderTable[i];
setScenario_data(`_sec_${section}_verified`, "N");
}
for (let x in mar.answers.v2.scenario) {
if (x.startsWith("_page_") && x.endsWith("_verified")) {
delete mar.answers.v2.scenario[x];
}
}
}
function loanWasImported() {
return (getScenario_data("__application_imported_from_encompass","N") === "Y");
}
function loanWasImportedAndNotVerified() {
if (getScenario_data("__application_imported_from_encompass","N") !== "Y") return false;
if (getScenario_data("__application_imported_from_encompass_needs_verification","N") === "Y") return true;
return false;
}
function loanWasImportedAndHasUnverifiedIncomeChange() {
if (getScenario_data("__application_imported_from_encompass_needs_verification_incomechange","N") === "Y") return true;
return false;
}
function loanWasNotImportedAndNotSubmitted() {
if (getScenario_data("__application_imported_from_encompass","N") === "Y") return false;
return (getScenario_data("__application_submitted","N") !== "Y");
}
function loanWasSubmitted() {
if (loanWasImported() === true) {
return !loanWasImportedAndNotVerified();
} else {
return !loanWasNotImportedAndNotSubmitted();
}
}
function pageVerified(pagename,YN) {
if (!loanWasImported()) return true;
if (arguments.length > 1) {
setScenario_data(`_page_${pagename}_verified`, YN);
return;
}
return (getScenario_data(`_page_${pagename}_verified`, "N") === "Y");
}
let verifictions = {};
verifictions.sectionIsVerified_intro = function() {
return true;
}
verifictions.sectionIsVerified_general = function() {
if (!pageVerified("encompass-intro")) return "#import-encompass-intro";
return true;
}
verifictions.sectionIsVerified_timeframe = function() {
if (!pageVerified("timeframe")) { debugger; return "#scenario-timeframe";}
return true;
}
verifictions.sectionIsVerified_scenario = function() {
for (var i=0; i < mar.answers.v2.applicants.length; i++) {
if (!pageVerified(`creditscore.${i}`)) return `#scenario-creditscore.${i}`;
}
return true;
}
verifictions.sectionIsVerified_property = function() {
return true;
}
verifictions.sectionIsVerified_estimate = function() {
return true;
}
verifictions.sectionIsVerified_realtorinfo = function() {
return true;
}
verifictions.sectionIsVerified_assets = function() {
return true;
}
verifictions.sectionIsVerified_personalinfo = function() {
return true;
}
verifictions.sectionIsVerified_income = function() {
return true;
}
verifictions.sectionIsVerified_liabilities = function() {
return true;
}
verifictions.sectionIsVerified_homework = function() {
return true;
}
function sectionIsVerified(section) {
if (loanWasImported() == false) return true;
// if (getScenario_data(`_sec_${section}_verified`, "Y") === "Y") {
// return true;
// }
if (`sectionIsVerified_${section}` in verifictions == true) {
let isverified = verifictions[`sectionIsVerified_${section}`]();
if (isverified !== true) return isverified;
// setScenario_data(`_sec_${section}_verified`, "Y");
mar.fakesave();
}
return true;
}
function hasEnteredReatorInfo(answers) {
if (getScenario_data("loan_type" ,"purchase",answers) !== "purchase") return true;
if (getScenario_data("have_own_realtor" ,false,answers) == false) return "#scenario-realtor";
if (getScenario_data("have_own_realtor" ,false,answers) == "N") return true;
if (getScenario_data("realtor_name" ,false,answers) == false) return "#scenario-realtor";
return true
}
function hasEnteredAssets() {
//if (getScenario_data("__application_imported_from_encompass_purpose" ,"").indexOf("Refinance") > -1) return true
let _assets = getAssets_v2();
// if (_assets.has_unverified_items === true) return "#assets-choice";
if (_assets.total == 0 && MAR.is_refi() === false) return "#assets-choice";
// if (isRefi() === false && _assets.total == 0) return "#assets-choice";
return true;
}
function hasEnteredAssetsEver() {
//if (getScenario_data("__application_imported_from_encompass_purpose" ,"").indexOf("Refinance") > -1) return true
let _assets = getAssets_v2();
// if (_assets.has_unverified_items === true) return "#assets-choice";
if (_assets.total == 0 && MAR.is_refi() === false) return "#assets-choice";
if (getScenario_data("__assets_passed","") !== "Y") return "#assets-choice";
return true;
}
function missingFields() {
let applicantLength = getApplicants_v2().length;
let missingfields = [];
for (let i=0; i < applicantLength; i++) {
if (MAR.getOpt(getApplicantBucket(i), "ty" , "") === "") return `#scenario-personaldata.${i}`;
let adc = MAR.getApplicantAddressCurrent(i)[0];
if (MAR.getOpt(adc, "appears_on_drivers_license" , "") === "") return `#scenario-addresshistory.${i}.0`;
if (MAR.getOpt(adc, "appears_on_tax_returns" , "") === "") return `#scenario-addresshistory.${i}.0`;
if (MAR.getOpt(adc, "years" , "") === "") return `#scenario-addresshistory.${i}.0`;
if (MAR.getOpt(adc, "months" , "") === "") return `#scenario-addresshistory.${i}.0`;
}
}
function hasEnteredPersonalInfoByApplicant(applicantnum) {
let _scenario = getScenario_v2();
let i = applicantnum;
let sta = "";
sta = sup_data_status(`/applicants/address/_${i}/sup-data/personal-data`);
if (sta < 1) return `#scenario-personaldata.${i}`;
sta = sup_data_status(`/applicants/address/_${i}/sup-data/address-history`);
if (sta < 1) return `#scenario-addresshistory.${i}`;
return true;
}
function hasEnteredPersonalInfo(ROLE) {
let _scenario = getScenario_v2();
let _names = getApplicantsNames_v2();
let _applicantcount = _names.length;
for (let i=0; i < _applicantcount; i++) {
let sta = "";
sta = sup_data_status(`/applicants/address/_${i}/sup-data/personal-data`);
if (sta < 1) console.error("cfc sup data 1",sup_data.lasterror);
if (sta < 1) return `#scenario-personaldata.${i}`;
sta = sup_data_status(`/applicants/address/_${i}/sup-data/address-history`);
if (sta < 1) console.error("cfc sup data 2",sup_data.lasterror);
if (sta < 1) return `#scenario-addresshistory.${i}`;
if (i == 0) {
if (arguments.length == 0) {
ROLE = __ROLE;
}
let c = 0;
// let c = MAR.getConsents(ROLE);
if (getScenario_data(`authorizations-credit-ed_${i}_passed`,"N") != "Y") c = 0; else c = 1;
if (c == 0) return `#authorizations-credit-ed.${i}`;
}
}
return true;
}
function hasEnteredIncomeByApplicant(applicantnum, include_verfied_check = true) {
let i = applicantnum;
let _scenario = getScenario_v2();
getIncome_v2();
if (mar.answers.v2.income.length < (applicantnum+1)) return `#income-how.${i}`;
if ("items" in mar.answers.v2.income[i] == false) return `#income-how.${i}`;
if (mar.answers.v2.income[i].items.length == 0) return `#income-how.${i}`;
for (let j=0; j < mar.answers.v2.income[i].items.length; j++) {
if (MAR.getOpt(mar.answers.v2.income[i].items[j], "verified", "") === "N") {
if (include_verfied_check) {
return `#income-how.${i}`;
}
}
}
return true
}
function hasEnteredIncomeEverByApplicant(applicantnum, scenario_run = false) {
let i = applicantnum;
if (scenario_run !== true) {
let _scenario = getScenario_v2();
getIncome_v2();
}
if (mar.answers.v2.income.length < (applicantnum+1)) return false;
if ("items" in mar.answers.v2.income[i] == false) return false;
if (mar.answers.v2.income[i].items.length == 0) return false;
return true
}
function hasEnteredIncome(include_verfied_check = true) {
let _scenario = getScenario_v2();
let _names = getApplicantsNames_v2();
let _applicantcount = _names.length
getIncome_v2();
for (let i=0; i < _applicantcount; i++) {
if (mar.answers.v2.income.length < _applicantcount) return `#income-how.${i}`;
if ("items" in mar.answers.v2.income[i] == false) return `#income-how.${i}`;
if (mar.answers.v2.income[i].items.length == 0) return `#income-how.${i}`;
for (let j=0; j < mar.answers.v2.income[i].items.length; j++) {
if (MAR.getOpt(mar.answers.v2.income[i].items[j], "verified", "") === "N") {
if (include_verfied_check) {
return `#income-how.${i}`;
}
}
}
}
return true
}
function hasEnteredIncomeEver(include_verfied_check = true) {
let _scenario = getScenario_v2();
let _names = getApplicantsNames_v2();
let _applicantcount = _names.length
getIncome_v2();
if (_applicantcount > 1) _applicantcount = 1;
for (let i=0; i < _applicantcount; i++) {
if (mar.answers.v2.income.length < _applicantcount) return `#income-how.${i}`;
if ("items" in mar.answers.v2.income[i] == false) return `#income-how.${i}`;
if (mar.answers.v2.income[i].items.length == 0) return `#income-how.${i}`;
for (let j=0; j < mar.answers.v2.income[i].items.length; j++) {
if (MAR.getOpt(mar.answers.v2.income[i].items[j], "verified", "") === "N") {
if (include_verfied_check) {
return `#income-how.${i}`;
}
}
}
}
return true
}
function hasEnteredLiabilitiesEver(answers) {
if (getScenario_data("__liabilities_passed" ,false,answers) == false) return "#liabilities-home";
return true;
}
function hasEnteredReoEver(answers){
if (getScenario_data("__reo_passed_0" ,false,answers) == false) return "#reo-home";
return true;
}
function hasEnteredLoxEver(answers) {
if (getScenario_data("__application_submitted" ,false,answers) == false) return "#lox";
return true;
}
return {
hasEnteredReatorInfo : hasEnteredReatorInfo,
hasEnteredAssets : hasEnteredAssets,
hasEnteredAssetsEver : hasEnteredAssetsEver,
hasEnteredPersonalInfo : hasEnteredPersonalInfo,
hasEnteredPersonalInfoByApplicant : hasEnteredPersonalInfoByApplicant,
hasEnteredIncome : hasEnteredIncome,
hasEnteredIncomeEver : hasEnteredIncomeEver,
hasEnteredIncomeByApplicant : hasEnteredIncomeByApplicant,
hasEnteredIncomeEverByApplicant : hasEnteredIncomeEverByApplicant,
hasEnteredLiabilitiesEver : hasEnteredLiabilitiesEver,
hasEnteredReoEver : hasEnteredReoEver,
hasEnteredLoxEver : hasEnteredLoxEver,
/**
* section verification
*/
orderTable : orderTable,
setHadToDoAll : setHadToDoAll,
loanWasImported : loanWasImported,
loanWasImportedAndNotVerified : loanWasImportedAndNotVerified,
loanWasImportedAndHasUnverifiedIncomeChange
: loanWasImportedAndHasUnverifiedIncomeChange,
loanWasNotImportedAndNotSubmitted : loanWasNotImportedAndNotSubmitted,
loanWasSubmitted : loanWasSubmitted,
pageVerified : pageVerified,
verifictions : verifictions,
sectionIsVerified : sectionIsVerified,
/**
* id
*/
____id : "app nav"
}
})()
/**
* cf
* @namespace MAR.encompass
*/
var encompassObj = (function(){
let current = {
borrowers : {
}
};
function _swal({ msg, cancel, cancelfn, ok, okfn}){
var s = document.createElement("div");
s.setAttribute("class","normal-form");
s.innerHTML = `${msg}`; swal({ title : "Encompass", className : (ok === "") ? "midelinfopopupOneButton" : "middleInfoPopup", content : s, buttons : { cancel : (typeof cancel === "string") ? cancel : "cancel", call : { text: (typeof ok === "string") ? ok : "ok", value: "continue", closeModal: false } } }) .then((act) => { if (act == "continue") { if (typeof okfn === "function") { okfn() } else { swal.close(); } } else { if (typeof cancelfn === "function") { cancelfn() } } }) } function isSynchedSync(appid) { if (typeof appid === "undefined") appid = mar.ID; return new Promise(function(resolve, reject) { $.get(`/api/encompass/appHelpers/is_synced?appid=${appid}`, function(rv){ resolve(rv); }); }); } function waitSync(n) { return new Promise(function(resolve, reject) { setTimeout(function(){ resolve() },n); }); } let isBorrowerInEncompass_rv = false; function isBorrowerInEncompass(appid) { if (typeof appid === "undefined") appid = mar.ID; return new Promise(function(resolve, reject) { $.get(`/api/encompass/appHelpers/is_there_a_new_borrower?appid=${appid}`, function(rv){ isBorrowerInEncompass_rv = rv; resolve(rv); }); }); } function uploadNewBorrowerToEncompass(appid, bp) { if (typeof appid === "undefined") appid = mar.ID; let url = `/api/encompass/appHelpers/upload_new_borrowers?appid=${appid}&update=y&borrowers=${bp}`; return new Promise(function(resolve, reject) { $.get(url, function(rv){ resolve(rv); }); }); } function uploadNewBorrowerToEncompassTfSync(appid, tf) { if (typeof appid === "undefined") appid = mar.ID; let url = `/api/encompass/appHelpers/upload_new_borrowers?appid=${appid}&update=y&tf=${tf}`; return new Promise(function(resolve, reject) { $.get(url, function(rv){ resolve(rv); }); }); } async function app_check_diffs_assetsSync(appid, applicantid) { if (typeof appid === "undefined") appid = mar.ID; if (typeof applicantid === "undefined") applicantid = 0; let isSynchedObj = await MAR.encompass.isSynchedSync(appid) if (isSynchedObj.synched === false) { return { status : -1, statusMsg : "not syched" }; return; } if (isBorrowerInEncompass_rv === false) { await isBorrowerInEncompass(appid); } let ssn = MAR.digits(getApplicant_sn(applicantid)); let bc = MAR.getOpt(isBorrowerInEncompass_rv, `en_ssns.${ssn}`,""); if (bc === "") { return { status : -2, statusMsg : "applicant not synched" }; return; } return new Promise(function(resolve, reject) { let url = `/api/encompass/appHelpers/has_anything_changed?appid=${appid}&type=borrower-${bc}.AS`; $.get(url, function(rv){ if (rv.diffs.length > 0) { resolve({ status : 0, tf : rv.tf, diffs : rv.diffs }); } }); }); } function ui_display_lomenu() { let $menu = $("#lo-hamburger"); let $icon = $("#lo-hamburger span"); $icon.addClass("animated"); $icon.css("color" , "unset"); $menu.removeClass("x-hide"); } function are_there_changes() { let $icon = $("#lo-hamburger span"); return ($icon.hasClass("animated")); } function ui_hide_lomenu() { let $menu = $("#lo-hamburger"); let $icon = $("#lo-hamburger span"); $icon.removeClass("animated"); $icon.css("color" , "#00000033"); //animated $menu.removeClass("x-hide"); // $menu.addClass("x-hide"); } function ui_update_lomenu() { let $menu = $("#lo-hamburger"); let are_diffs = false; for (let x in current.borrowers) { let b = current.borrowers[x]; if (typeof b !== "object") continue; if (b === null) continue; let diffs = MAR.getOpt(b,"diffs",[]); if (diffs.length > 0) are_diffs = true; } if (are_diffs) { ui_display_lomenu(); } else { ui_hide_lomenu(); } } function ui_onebutton() { $(".swal-modal").removeClass("middleInfoPopup"); $(".swal-modal").addClass("midelinfopopupOneButton"); $(".swal-footer .swal-button-container")[1].style.setProperty('display', 'none', 'important'); } function ui_dualbutton() { $(".swal-modal").addClass("middleInfoPopup"); $(".swal-modal").removeClass("midelinfopopupOneButton"); $($(".swal-footer .swal-button-container")[1]).css("display", "unset"); } function ui_lomenu_click() { let $chks = $(".x-sync-del-chk"); let chks = []; for (let i=0; i < $chks.length; i++) { let $chk = $($chks[i]); if ($chk.prop("checked")) { chks.push($chk); $chk.parent().parent().css("opacity", "0.5") } else { $chk.parent().parent().css("opacity", "1.0") } if (chks.length > 0) { $(".swal-button.swal-button--call").html("Delete"); } else { $(".swal-button.swal-button--call").html("Upload"); } } return chks; } let tfs = []; let urls = []; let xs = []; async function ui_lomenu_reload_fn() { let enp = $(".swal-modal #en-progress"); let enc = $(".swal-modal #en-content"); let $but = $(".swal-button.swal-button--call"); $but.addClass("x-hide"); ui_onebutton(); enp.html("Rechecking synch"); enc.html(""); let h = ""; urls = []; tfs = []; xs = []; let unproc = false; current.borrowers = {}; for (let i=0; i < MAR.applicants.count(); i++) { let rv = await app_check_diffs_borrower_profileSync(mar.ID, i, { deferred : false}); } for (let x in current.borrowers) { let b = current.borrowers[x]; if (typeof b !== "object") continue; if (b === null) continue; let diffs = MAR.getOpt(b,"diffs",[]); let tf = MAR.getOpt(b,"tf",""); let _unproc = MAR.getOpt(b,"unproc",false); if (_unproc) unproc = true; if (diffs.length === 0) continue; tfs.push(tf); urls.push(b.url); xs.push(x); let borrower_label = ((x.endsWith("B")) ? "Borrower" : "Co borrower") + " " +(num(x.substring(0,1))+1); h += `
${revealbut}${h}
`;
enp.html("There are changes in Elaine that need to be uploaded for this borrower. Can I proceed to upload?");
enc.html(h);
$but.html("Upload")
$but.removeClass("x-hide");
ui_dualbutton();
}
}
let ui_lomenu_obj = {};
async function ui_lomenu_fn(obj) {
let logo = `
This application was created as a download from Encompass but you have not yet gone through the whole app. Until then you cannot upload the changes to Encompass.
`,
ok : "",
okfn : false,
cancel : "Cancel",
cancelfn : function() {
}
});
return;
}
ui_lomenu_obj = (obj) ? obj : {};
_swal({
msg : `${logo}`,
ok : "Upload",
okfn : MAR.encompass.ui_lomenu_continue,
cancel : (MAR.getOpt(ui_lomenu_obj, "from","") === "close") ? "Cancel and exit" : "Cancel",
cancelfn : function() {
if (MAR.getOpt(ui_lomenu_obj, "from","") === "close" && parent) {
var data = {
from : "app",
action : "encompass_cancel"
};
parent.postMessage(data, "*");
}
}
});
elaineui.waitForElementToDisplay(".swal-modal #en-progress",100,function(){
MAR.encompass.ui_lomenu_reload_fn();
});
}
//
//
// h = `There are changes in Elaine that need to be uploaded for this borrower, can I proceed to upload?
${h}`,
//
// if (h === "") {
// _swal({
// msg : `There are no changes to upload.`,
// });
//
// } else {
// h = `There are changes in Elaine that need to be uploaded for this borrower, can I proceed to upload?
${h}`,
// ok : "Upload",
// okfn : MAR.encompass.ui_lomenu_continue,
// cancelfn : function() {
// alert("not smart");
// }
// });
//
// }
//
//
// }
async function ui_lomenu_continue() {
// set assets 3a8cf29f-6ba6-4121-91f4-dcdc3d8e5737/0 __enc_balance 1500
// del assets fe33ea39-e131-4d94-a6fd-7e98ca716d43/0
console.warn("C L I C K");
let $enp = $("#en-progress");
let $ent = $("#en-table");
let $but = $(".swal-button.swal-button--call");
let chks = MAR.encompass.ui_lomenu_click();
if (chks.length > 0) {
$but.text("working");
for (let i=0; i < chks.length; i++) {
let $inp = $(chks[i]);
$inp.LoadingOverlay("show");
}
await waitSync(1000);
for (let i=0; i < chks.length; i++) {
let $inp = $(chks[i]);
let r = $inp.data("r");
if (r.startsWith("del")) {
let rs = r.split(" ");
rs.shift();
let ty = rs.shift();
if (ty === "assets") {
let u = rs.shift();
await waitSync(10);
$inp.LoadingOverlay("hide",true);
await waitSync(10);
console.warn(`D E L E T E [${u}]`);
MAR.assets.deleteByENCID(u);
$inp.replaceWith("X");
continue;
}
}
if (r.startsWith("set")) {
let rs = r.split(" ");
rs.shift();
let ty = rs.shift();
if (ty === "assets") {
let u = rs.shift();
await waitSync(10);
let item = MAR.assets.getByENCID(u);
if (item !== false) {
let k = rs.shift();
let v = rs.join(" ");
item.data[k] = v;
}
$inp.LoadingOverlay("hide",true);
await waitSync(10);
$inp.replaceWith("X");
continue;
}
}
await waitSync(1000);
$inp.LoadingOverlay("hide",true);
continue;
}
$but.text("rechecking");
// $but.click(MAR.encompass.ui_lomenu_continue);
mar.fakesave(function(){
// for (let i=0; i < MAR.applicants.count(); i++) {
// $but.text(`rechecking ${i}`);
// let rv = await app_check_diffs_borrower_profileSync(mar.ID, i, { deferred : false});
// }
$but.text("rechecked");
$but.removeClass("swal-button--loading");
// $but.click(MAR.encompass.ui_lomenu_continue);
// recheck all
// swal.close();
setTimeout(function(){
MAR.encompass.ui_lomenu_reload_fn();
$but.click(MAR.encompass.ui_lomenu_continue);
if (typeof mar.pg.copilot_custom_listener === "function") {
mar.pg.copilot_custom_listener("assets-list-reload");
}
if (MAR.getOpt(ui_lomenu_obj, "from","") === "close" && parent) {
var data = {
from : "app",
action : "encompass_cancel"
};
parent.postMessage(data, "*");
}
// MAR.encompass.ui_lomenu_fn();
},1000);
});
return;
}
$but.click(function(){
setTimeout(function(){
swal.close();
},10);
return;
})
$but.text("ok");
$enp.addClass("xx-done");
$ent.html("");
for (let i=0; i < tfs.length; i++) {
$enp.html(`Uploading changes for ${xs[i]}`)
let uploadrv = await uploadNewBorrowerToEncompassTfSync(mar.ID, tfs[i]);
$enp.html(`Uploading changes for ${xs[i]}, processing return`)
if (uploadrv.status !== 0) {
$enp.html(`Error : ${uploadrv.upl.statusMsg}`);
$but.removeClass("swal-button--loading");
return;
}
else if (uploadrv.upd.status === 0) {
current.borrowers[xs[i]] = false;
continue;
// nothing
} else if (uploadrv.upd.status < 0) {
$enp.html(`Error : ${uploadrv.upd.statusMsg}`);
$but.removeClass("swal-button--loading");
return;
} else {
$enp.html(`Error : ${uploadrv.upd.rvstatus}`);
$but.removeClass("swal-button--loading");
return;
}
}
ui_update_lomenu();
$enp.html(`Upload complete!`)
$ent.html("");
$but.removeClass("swal-button--loading");
}
async function app_check_diffs_borrower_profileSync(appid, applicantid, opts) {
if (typeof appid === "undefined") appid = mar.ID;
if (typeof applicantid === "undefined") applicantid = 0;
let immediate = MAR.getOpt(opts, "immediate", false);
let deferred = MAR.getOpt(opts, "deferred", true);
if (MAR.appnav.loanWasImportedAndNotVerified() === true) {
return;
}
if (immediate === true) deferred = false;
if (deferred === true) immediate = false;
let isSynchedObj = await MAR.encompass.isSynchedSync(appid)
if (isSynchedObj.synched === false) {
return false;
}
if (isBorrowerInEncompass_rv === false) {
await isBorrowerInEncompass(appid);
}
console.log(isBorrowerInEncompass_rv);
let ssn = MAR.digits(getApplicant_sn(applicantid));
let bc = MAR.getOpt(isBorrowerInEncompass_rv, `en_ssns.${ssn}`,"");
if (bc === "") return false;
let url = `/api/encompass/appHelpers/has_anything_changed?appid=${appid}&type=borrower-${bc}.PH.P1.P2.SC.DE.CR.AS.RE.LO.EM`;
// let url = `/api/encompass/appHelpers/has_anything_changed?appid=${appid}&type=borrower-${bc}.PH.P1.P2.SC.DE.CR.AS.RE.LO`;
return new Promise(function(resolve, reject) {
$.get(url, function(rv){
current.borrowers[bc] = {
url : url,
tf : rv.tf,
unproc : rv.unproc,
diffs : rv.diffs
};
ui_update_lomenu();
if (rv.diffs.length > 0 && immediate === true) {
_swal({
msg : `There are changes in Elaine that need to be uploaded for this borrower, can I proceed to upload? ${rv.diffs.join("
")}`,
okfn : async function() {
let uploadrv = await uploadNewBorrowerToEncompass(mar.ID, `${bc}.PH.P1.P2.SC.DE.CR`)
if (uploadrv.status !== 0) {
_swal({
msg : uploadrv.upl.statusMsg
});
}
else if (uploadrv.upd.status === 0) {
current[bc] = false;
swal.close();
// nothing
} else if (uploadrv.upd.status < 0) {
_swal({
msg : uploadrv.upd.statusMsg
});
} else {
_swal({
msg : uploadrv.upd.rvstatus
});
}
},
cancelfn : function() {
alert("not smart");
}
})
};
resolve(rv);
});
});
}
function app_check_diffs_borrower_profile_swal(appid, applicantid, rv, resolve) {
if (MAR.appnav.loanWasImportedAndNotVerified() === true) {
return;
}
_swal({
msg : `There are changes in Elaine that need to be uploaded for borrower ${applicantid+1}, can I proceed to upload? ${rv.diffs.join("
")}`,
okfn : async function() {
let uploadrv = await uploadNewBorrowerToEncompass(mar.ID, `${rv.bc}.PH.P1.P2.SC.DE.CR`)
if (uploadrv.status !== 0) {
_swal({
msg : uploadrv.upl.statusMsg
});
resolve(false);
}
else if (uploadrv.upd.status === 0) {
swal.close();
resolve(true);
// nothing
} else if (uploadrv.upd.status < 0) {
_swal({
msg : uploadrv.upd.statusMsg
});
resolve(false);
} else {
_swal({
msg : uploadrv.upd.rvstatus
});
resolve(false);
}
},
cancelfn : function() {
resolve(false);
}
})
}
async function app_check_diffs_borrower_profileTickSync(appid, applicantid) {
if (typeof appid === "undefined") appid = mar.ID;
if (typeof applicantid === "undefined") applicantid = 0;
if (isBorrowerInEncompass_rv === false) {
await isBorrowerInEncompass(appid);
}
let ssn = MAR.digits(getApplicant_sn(applicantid));
let bc = MAR.getOpt(isBorrowerInEncompass_rv, `en_ssns.${ssn}`,"");
return app_check_diffs_borrower_profileTickSync(appid, applicantid, { deferred : true })
// if (bc === "") return false;
// let url = `/api/encompass/appHelpers/has_anything_changed?appid=${appid}&type=borrower-${bc}.PH.P1.P2.SC.DE.CR`;
//
// return new Promise(function(resolve, reject) {
// $.get(url, function(rv){
// resolve(rv);
// });
// });
}
async function app_check_upload_borrowerSync(appid) {
if (typeof appid === "undefined") appid = mar.ID;
if (MAR.appnav.loanWasImportedAndNotVerified() === true) {
return;
}
needs_app_check_upload_borrowerSync = 2;
let isSynchedObj = await MAR.encompass.isSynchedSync(appid)
if (isSynchedObj.synched === true) {
let bie = await MAR.encompass.isBorrowerInEncompass(appid);
if (bie.dirty.length > 0) {
needs_app_check_upload_borrowerSync = 1;
return;
}
if (bie.new_cnt === 0) {
needs_app_check_upload_borrowerSync = 0;
return;
}
// _swal({
// msg : "One of the borrowers needs to be uploaded, Would you like to upload to encompass NOW?",
// okfn : async function() {
// alert("ok, lets do it");
// let uploadrv = await uploadNewBorrowerToEncompass(mar.ID, bie.new_in_app_str)
// if (uploadrv.status !== 0) {
// needs_app_check_upload_borrowerSync = 1;
// _swal({
// msg : uploadrv.upl.statusMsg
// });
// }
// else if (uploadrv.upd.status === 0) {
// needs_app_check_upload_borrowerSync = 0;
// } else if (uploadrv.upd.status < 0) {
// needs_app_check_upload_borrowerSync = 1;
// _swal({
// msg : uploadrv.upd.statusMsg
// });
// } else {
// needs_app_check_upload_borrowerSync = 1;
// _swal({
// msg : uploadrv.upd.rvstatus
// });
// }
// },
// cancelfn : function() {
// alert("not smart");
// needs_app_check_upload_borrowerSync = -1;
// }
// })
}
}
async function app_check_upload_borrowerTickSync(appid, resolve) {
if (typeof appid === "undefined") appid = mar.ID;
if (MAR.appnav.loanWasImportedAndNotVerified() === true) {
return;
}
let bie = await MAR.encompass.isBorrowerInEncompass(appid);
if (bie.dirty.length > 0) {
resolve(false, {});
return;
}
if (bie.new_cnt === 0) {
current.is_new_borrower = false;
resolve(true, {
new_cnt : 0
});
return;
}
current.is_new_borrower = true;
return;
// _swal({
// msg : "One of the borrowers needs to be uploaded, Would you like to upload to encompass NOW?",
// okfn : async function() {
// let uploadrv = await uploadNewBorrowerToEncompass(mar.ID, bie.new_in_app_str)
// if (uploadrv.status !== 0) {
// _swal({
// msg : uploadrv.upl.statusMsg
// });
// resolve(false, {});
// }
// else if (uploadrv.upd.status === 0) {
// resolve(true, {
// new_cnt : 0
// });
// } else if (uploadrv.upd.status < 0) {
// _swal({
// msg : uploadrv.upd.statusMsg
// });
// resolve(false, {});
// } else {
// _swal({
// msg : uploadrv.upd.rvstatus
// });
// resolve(false, {});
// }
// },
// cancelfn : function() {
// resolve(true, {
// new_cnt : bie.new_cnt
// });
// }
// })
}
let needs_app_check_synched = 1;
let needs_app_check_upload_borrowerSync = 1;
function init() {
needs_app_check_synched = 1;
needs_app_check_upload_borrowerSync = 1;
}
function registers() {
return {
needs_app_check_upload_borrowerSync : needs_app_check_upload_borrowerSync
}
}
async function checkSync() {
if (needs_app_check_synched === 1) {
let isSynchedObj = await MAR.encompass.isSynchedSync()
needs_app_check_synched = (isSynchedObj.synched === true) ? 0 : -1;
}
if (needs_app_check_synched !== 0) {
return;
}
if (needs_app_check_upload_borrowerSync === 1 || needs_app_check_upload_borrowerSync === -1) {
await app_check_upload_borrowerSync(mar.ID);
}
return registers();
}
let NOSTATUS = 0;
let LOCKED = 1;
let FAIL = 2;
let SUCCESS = 9;
let NOW = function() {
return new Date().getTime();
};
function task({ Expiry, fn, expirefn, RetryDelay}) {
let state = NOSTATUS;
let expiry = (typeof Expiry === "number") ? Expiry : -1;
let retryDelay = (typeof RetryDelay === "number") ? RetryDelay : 1000;
let _fn = fn;
let fail_time = false;
let succ_time = false;
let fire_time = false;
let _rv = {};
function resolve(status, vals) {
if (status === true) {
state = SUCCESS;
succ_time = NOW();
if (typeof vals === "object") {
_rv = vals;
}
} else {
state = FAIL;
fail_time = NOW();
if (typeof vals === "object") {
_rv = vals;
}
}
}
function fire() {
if (state === LOCKED) {
return state;
}
state = NOSTATUS;
tick();
}
function rv() {
return _rv;
}
function tick() {
if (state == NOSTATUS) {
state = LOCKED;
fire_time = NOW();
fn(resolve);
return state;
}
if (state === LOCKED) {
if ((fire_time + (30*1000)) < NOW()) {
state = NOSTATUS;
}
return state;
}
if (state === FAIL) {
if ((fail_time + (retryDelay*1000)) < NOW()) {
state = NOSTATUS;
}
}
if (state === SUCCESS) {
if (expiry > 0 && (succ_time + (expiry*1000)) < NOW()) {
if (typeof expirefn === "function") expirefn();
state = NOSTATUS;
}
}
}
return {
tick : tick,
fire : fire,
rv : rv,
getState : function() { return state; }
}
};
let test_task = task({
Expiry : 120,
RetryDelay : 5,
fn : function(resolve) {
if (NOW()%5 === 0) {
console.error(`test task FAIL @ ${NOW()}`)
resolve(false);
} else {
console.error(`test task SUCCESS @ ${NOW()}`)
resolve(true);
}
}
});
let is_synched_task = task({
Expiry : 5*60, // every 5 mins
RetryDelay : 5,
fn : function(resolve) {
(async function checkSync() {
let isSynchedObj = await MAR.encompass.isSynchedSync();
resolve(true, {
isSynched : isSynchedObj.synched
})
})();
},
expirefn : function() {
//console.error(`synched task EXPIRED @ ${NOW()}`)
}
});
let is_new_borrower_task = task({
Expiry : 5*60, // every 5 mins
RetryDelay : 5,
fn : function(resolve) {
(async function checkSync() {
let rv = await app_check_upload_borrowerTickSync(mar.ID, resolve);
})();
},
expirefn : function() {
console.error(`newborrower task EXPIRED @ ${NOW()}`)
}
});
let is_change_of_data_task = task({
Expiry : 20*60, // every 5 mins
RetryDelay : 5,
fn : function(resolve) {
(async function checkSync() {
current.borrowers = {};
for (let i=0; i < MAR.applicants.count(); i++) {
let rv = await app_check_diffs_borrower_profileSync(mar.ID, i, { deferred : true});
}
resolve(false, {})
return;
// let rv = await app_check_upload_borrowerTickSync(mar.ID, resolve);
let ob = {
applicants : []
};
for (let i=0; i < MAR.applicants.count(); i++) {
let rv = await app_check_diffs_borrower_profileTickSync(mar.ID, i);
ob.applicants.push(rv);
}
current.applicantdiffs = ob;
for (let i=0; i < MAR.applicants.count(); i++) {
let rv = ob.applicants[i];
if (rv.diffs.length > 0 && rv.dirty.length === 0) {
// not yet!
// app_check_diffs_borrower_profile_swal(mar.ID, i, rv, function(res){
//
// })
return;
}
}
resolve(true, ob);
})();
},
expirefn : function() {
// console.error(`newborrower task EXPIRED @ ${NOW()}`)
}
});
let tasks = {};
tasks.test_task = test_task;
tasks.is_synched_task = is_synched_task,
tasks.is_new_borrower_task = is_new_borrower_task;
tasks.is_change_of_data_task = is_change_of_data_task;
function interrupt() {
test_task.tick();
if (mar.WE_ARE_FROM_LOI !== true) return;
is_synched_task.tick();
if (is_synched_task.getState() !== 9) { // if not success
/**
* nothing more to see!
*/
//console.error(`synched task STATUS NOT 9 @ ${NOW()}`)
return;
}
if (is_synched_task.rv().isSynched !== true) { // if success but not synched
/**
* nothing more to see!
*/
//console.error(`synched task RV NOT SYNCHED @ ${NOW()}`,is_synched_task.rv())
return;
}
//console.error(`synched task RV IS SYNCHED @ ${NOW()}`)
is_new_borrower_task.tick();
if (is_new_borrower_task.getState() !== 9) { // if not success
/**
* nothing more to see!
*/
//console.error(`newborrower task STATUS NOT 9 @ ${NOW()}`)
return;
}
if (is_new_borrower_task.rv().new_cnt !== 0) { // if success but not synched
/**
* nothing more to see!
*/
//console.error(`newborrower task RV new_cnt not 0 @ ${NOW()}`,is_new_borrower_task.rv())
return;
}
is_change_of_data_task.tick();
if (is_change_of_data_task.getState() !== 9) return;
//console.error(`changeofdata task state ${is_change_of_data_task.getState()}`)
}
function deleted_by_encompass(type, uuid) {
if (typeof mar.answers.v2.delbyencompass !== "object") {
mar.answers.v2.delbyencompass = {};
}
if (typeof mar.answers.v2.delbyencompass[type] !== "object") {
mar.answers.v2.delbyencompass[type] = {};
}
let NOW = new Date().getTime();
mar.answers.v2.delbyencompass[type].ts = NOW;
mar.answers.v2.delbyencompass[type][uuid] = NOW;
}
function updated_by_encompass(type, uuid) {
if (typeof mar.answers.v2.updbyencompass !== "object") {
mar.answers.v2.updbyencompass = {};
}
if (typeof mar.answers.v2.updbyencompass[type] !== "object") {
mar.answers.v2.updbyencompass[type] = {};
}
let NOW = new Date().getTime();
mar.answers.v2.updbyencompass[type].ts = NOW;
mar.answers.v2.updbyencompass[type][uuid] = NOW;
}
function getCurrent() {
return current;
}
function menu_check(){
MAR.encompass.tasks.is_change_of_data_task.fire();
_swal({ msg : `A check on the encompass data has been scheduled - `+ `if an upload is necessary you will see thie above icon `+ ` at the top of the page. Click it to proceed with synchronizing data with Encompass`}); } function get_encompass_data_url(type, obj) { if (type === "asset") { if (typeof obj === "number") obj = MAR.assets.get(false, obj); if (typeof obj !== "object") return false; let encid = MAR.getOpt(obj, "enc_id", false); if (typeof encid === "number") encid = `${MAR.getOpt(obj, "gid","")}/0`; /* repair some strange numeric value */ if (typeof encid !== "string") return false; let type = MAR.getOpt(obj, "type", ""); let whose_name = MAR.getOpt(obj, "whose_name", ""); if (type === "cash") whose_name = "0"; if (type === "emd") whose_name = "0"; if (type === "gifts") whose_name = "0"; if (type === "gift") whose_name = "0"; if (type === "nprf") whose_name = "0"; if (typeof whose_name === "string") whose_name = whose_name.split(","); if (whose_name.length === 0) return false; let _applicant = getApplicantsNames_v2(num(whose_name[0])); let ssn = MAR.digits(MAR.getOpt(_applicant, "sn", "")); return { ssn : ssn, encid : encid }; } if (type === "reo") { if (typeof obj !== "object") return false; let encid = MAR.getOpt(obj, "uuid", false); let whose_name = MAR.getOpt(obj, "whosname", "0"); let _applicant = getApplicantsNames_v2(num(whose_name.split(",")[0])); let ssn = MAR.digits(MAR.getOpt(_applicant, "sn", "")); return { ssn : ssn, encid : encid }; } if (type === "income") { if (typeof obj !== "object") return false; let encid = MAR.getOpt(obj, "uuid", false); let type = MAR.getOpt(obj, "type", ""); // let whose_name = MAR.getOpt(obj, "whose_name", ""); // whose_name = "0"; // let _applicant = getApplicantsNames_v2(num(whose_name)); let aid = MAR.getOpt(obj, "aid", "0"); let _applicant = getApplicantsNames_v2(num(aid)); let ssn = MAR.digits(MAR.getOpt(_applicant, "sn", "")); return { ssn : ssn, encid : encid }; } if (type === "pd") { let _applicant = obj; let ssn = MAR.digits(MAR.getOpt(_applicant, "sn", "")); return { ssn : ssn, encid : "" }; } if (type === "addr") { let _applicant = obj; let ssn = MAR.digits(MAR.getOpt(_applicant, "sn", "")); return { ssn : ssn, encid : "" }; } } var transformations = {}; transformations.date = (function(){ function elm2enc(S) { return `${S}`.split("T")[0]+`T00:00:00Z`; } function elaine(S) { return `${S}`.split("T")[0]; } return { elm2enc : elm2enc, elaine : elaine, ___id : "trans" } })(); transformations.address = (function(){ function elm2arr(S) { var adr = MAR.addressFromString(S); return [ adr.address, adr.unit_type, adr.unit_number, adr.city, adr.state, adr.zip ]; } function elm2enc(S) { var adr = MAR.addressFromString(S); return [ adr.enc.addressLine1, adr.enc.unit_type, adr.enc.unit_num, adr.city, adr.state, adr.zip ]; } function elaine(S) { return S; } function elmid(S) { return [ `${S}_address`, `${S}_unit_type`, `${S}_unit_number`, `${S}_city`, `${S}_state`, `${S}_zip` ].join("|"); } return { elm2enc : elm2enc, elm2arr : elm2enc, elaine : elaine, elmid : elmid, ___id : "trans" } })(); function transform(dir, trans, val) { if (trans in transformations && typeof transformations[trans][dir] === "function") { return transformations[trans][dir](val) } return val; } function loi_update_window(elm, type, encidObj, fieldname, fieldlabel,appid, opts) { let $elm = $(elm); $elm.addClass("x-enc-link"); $elm.data("encid" , encidObj.encid); $elm.data("ssn" , encidObj.ssn); $elm.data("enc_type" , type); $elm.data("enc_fieldname" , fieldname); $elm.data("enc_fieldlabel" , fieldlabel); $elm.data("appid" , appid); $elm.data("elmid" , $elm[0].id); $elm.data("enc_data_type" , MAR.getOpt(opts, "type", "string")); $elm.data("enc_transform" , MAR.getOpt(opts, "transform", "")); $elm.css("border", "1px solid red"); mar.tmp_loi_update_window_transform = transform; mar.tmp_loi_update_window = async function(){ let $panel2 = $(".x-clearing-encompass-panel"); mar.tmp_loi_update_enc_vals_success = -1; if (mar.tmp_loi_update_enc_vals_checkvals() === 0) { if ($panel2.length > 0) { mar.tmp_loi_update_enc_vals_cnt = 1; mar.tmp_loi_update_enc_vals_success = true; return; } mar.tmp_loi_update_enc_vals_cnt = 1; mar.tmp_loi_update_enc_vals_success = true; swal.close(); await waitSync(500); mar._clearfn("cleared-anyway"); return; } let $elms = $("#loi_ud_win .x-loi_ud_win_val"); let script = []; let appid = false; for (let i=0; i < $elms.length; i++) { let $elm0 = $($elms[i]); let elmid = $elm0.data("elmid"); let $elm = $(`#${elmid}`); let enc_update = $elm0.data("enc_update"); if (enc_update === "N") { continue; } let encid = $elm0.data("encid"); let ssn = $elm0.data("ssn"); let enc_type = $elm0.data("enc_type"); let enc_fieldname = $elm0.data("enc_fieldname"); let fieldlabel = $elm.data("enc_fieldlabel"); let enc_data_type = $elm0.data("enc_data_type"); let enc_transform = $elm0.data("enc_transform"); appid = $elm0.data("appid"); let val = $elm0.val(); let valT = transform("elm2enc", enc_transform,$elm0.val()); if (enc_data_type === "b64") { valT = Base64.encode(valT); } if (enc_type === "asset") { script.push(`applicant ${ssn}`); script.push(`set asset ${encid} ${enc_fieldname} ${enc_data_type} ${valT}`); } if (enc_type === "reo") { script.push(`applicant ${ssn}`); script.push(`set reo ${encid} ${enc_fieldname} ${enc_data_type} ${valT}`); } if (enc_type === "income") { script.push(`applicant ${ssn}`); script.push(`set job ${encid} ${enc_fieldname} ${enc_data_type} ${valT}`); } if (enc_type === "pd") { script.push(`applicant ${ssn}`); script.push(`set borrower ${enc_fieldname} ${enc_data_type} ${valT}`); } if (enc_type === "res_main") { script.push(`applicant ${ssn}`); script.push(`set res_main ${enc_fieldname} ${enc_data_type} ${valT}`); } } script.push(`save`); // let script = [ // `applicant ${ssn}`, // `set asset ${encid} ${enc_fieldname} ${enc_data_type} ${val}`, // `save` // ]; let $fb = $("#loi_ud_win_fb"); let $top = $("#loi_ud_win_top"); $top.addClass("x-hide"); $fb.html("
Preparing Upload
"); await waitSync(10); // $fb.html(`
${script.join("\n")}`);
// await waitSync(1000);
// $(".swal-button.swal-button--send.swal-button--loading").removeClass("swal-button--loading").click(mar.tmp_loi_update_window);
// await waitSync(1000);
// return;
$fb.html("Uploading data to Encompass
"); console.warn("app-execute-encompass-script", script); let rv = await mar.socket.send_and_receiveSync("app-execute-encompass-script", {appid:appid, script:script.join("\n")}); console.warn("app-execute-encompass-script-rv", rv); await waitSync(10); $fb.html("
Done
"); await waitSync(10); if (rv.status < 0) { $top.removeClass("x-hide"); $fb.html(`
! ${rv.statusMsg}
`); $(".swal-button.swal-button--send.swal-button--loading").removeClass("swal-button--loading").click(mar.tmp_loi_update_window); mar.tmp_loi_update_enc_vals_success = -2; } else { $fb.html(`
The value is successfully updated in encompass and also in Elaine.
`); for (let i=0; i < $elms.length; i++) { let $elm0 = $($elms[i]); let elmid = $elm0.data("elmid"); let $elm = $(`#${elmid}`); let val = $elm0.val(); $elm.val(val); } await waitSync(2000); mar.tmp_loi_update_enc_vals_cnt = 1; mar.tmp_loi_update_enc_vals_success = true; if ($panel2.length > 0) { return; } swal.close(); await waitSync(500); mar._clearfn("cleared-anyway"); } }; mar.tmp_loi_update_enc_vals_checkvals = function() { if (mar.tmp_loi_update_enc_disabled) { return 0; } let $elms = $(".x-loi_ud_win_val"); let diffcnt = 0; for (let i=0; i < $elms.length; i++) { let $elm = $($elms[i]); let val = $elm.val(); let tmpid = $elm.data("tmpid"); let enc_val = mar.tmp_loi_update_enc_vals_encvals[tmpid]; if (enc_val !== val) diffcnt++; /** * put the value back in the original form */ let elmid = $elm.data("elmid"); let $elm1 = $(`#${elmid}`); $elm1.val(val).change(); } let $but = $(".swal-modal .swal-button.swal-button--send"); if (diffcnt > 0) { $but.html("Update"); } else { $but.html("Continue"); } return diffcnt; } mar.tmp_loi_update_enc_vals_encvals = {}; mar.tmp_loi_update_enc_vals_cnt = 0; mar.tmp_loi_update_enc_disabled = false; mar.tmp_loi_update_enc_vals = async function(fn){ if (mar.tmp_loi_update_enc_disabled) { if (fn) fn(); return false; } let $panel2 = $(".x-clearing-encompass-panel"); if ($panel2.length > 0) { $panel2.html(""); } if (mar.tmp_loi_update_enc_vals_cnt > 0) { mar.tmp_loi_update_enc_vals_cnt = 0; /* don't do it a 2nd time */ if (fn) fn(); return false; } mar.tmp_loi_update_enc_vals_encvals = {}; let h = ""; let $elms = $(".x-enc-link"); h += ``; h += ``; // right align the popup h += `
`;
h += ` `;
h += ``;
h += ` `;
h += `
`;
h += ` `;
let getLowerOrUpper = function(da, fieldname, DEF) {
let val = MAR.getOpt(da, fieldname, null);
if (val !== null) return val;
let val1 = MAR.getOpt(da, fieldname[0].toLowerCase()+fieldname.substring(1), null);
if (val1 !== null) return val1;
return DEF;
}
let geturl = function(_url) {
return new Promise(function(resolve, reject) {
$.get(_url, function(da) {
if (da.status === 0 && "obj" in da && typeof da.obj === "object") {
resolve(da.obj);
} else {
resolve(false);
}
})
});
}
let _hh = "";
for (let i=0; i < $elms.length; i++) {
let $elm = $($elms[i]);
if ($elm.is(':visible') === false) continue; /* element is not visible */
let currentvalue = $elm.val();
let startvalue = $elm.data("startvalue");
//if (`${currentvalue}`.trim() === `${startvalue}`.trim()) continue; /* nothing changed */
let _fieldname = $elm.data("enc_fieldname");
let _fieldlabel = $elm.data("enc_fieldlabel");
let _encid = $elm.data("encid");
let _ssn = $elm.data("ssn");
let _enc_type = $elm.data("enc_type");
let _enc_fieldname = $elm.data("enc_fieldname");
let _enc_fieldlabel = $elm.data("enc_fieldlabel");
let _enc_data_type = $elm.data("enc_data_type");
let _enc_transform = $elm.data("enc_transform");
let _appid = $elm.data("appid");
let _val = $elm.val().trim();
let _tval = transform("elm2enc", _enc_transform,_val);
let currentvalueT = transform("elm2enc", _enc_transform,_val);
let currentvalueS = transform("elm2arr", _enc_transform,_val);
let elmid = transform("elmid", _enc_transform,$elm[0].id);
let url = `/api/encompass/getObjectFromEncompass?appid=${_appid}&ssn=${_ssn}&type=${_enc_type}&encid=${_encid}`;
let da = await geturl(url);
let _enc_fieldnames = _enc_fieldname.split("|");
let _enc_fieldlabels = _enc_fieldlabel.split("|");
if (typeof currentvalueT !== "object") {
currentvalueT = currentvalueT.split("|");
}
if (typeof currentvalueS !== "object") {
currentvalueS = currentvalueS.split("|");
}
let _enc_data_types = _enc_data_type.split("|");
let elmids = elmid.split("|");
for (let j=0; j < _enc_fieldnames.length; j++) {
if (typeof currentvalueT[j] === "string") {
currentvalueT[j] = currentvalueT[j].trim();
}
let _tmpid = `x-tmpval-${i}-${j}`;
let enc_update = "";
let html_val = "";
if (da !== false) {
let enc_val = getLowerOrUpper(da, _enc_fieldnames[j], null);
// _h += `
This field is linked direct to encompass so changing this value will send the information to encompass. You must have the loan closed for this to work.
`; h += `Encompass data : "${enc_val}" "${currentvalueT[j]}" (${_enc_fieldnames[j]})
`;
if (enc_val !== null && `${enc_val}` === `${currentvalueT[j]}`) {
$elm.data("enc_update", "N");
enc_update = "N";
mar.tmp_loi_update_enc_vals_encvals[_tmpid] = `${enc_val}`;
} else if (enc_val === null && currentvalueT[j].trim().length === 0) {
$elm.data("enc_update", "N");
enc_update = "N";
mar.tmp_loi_update_enc_vals_encvals[_tmpid] = "";
} else if (enc_val === null) {
$elm.data("enc_update", "Y");
enc_update = "Y";
mar.tmp_loi_update_enc_vals_encvals[_tmpid] = "";
} else {
$elm.data("enc_update", "Y");
enc_update = "Y";
html_val = `Encompass data : "${enc_val}"
`;
mar.tmp_loi_update_enc_vals_encvals[_tmpid] = `${enc_val}`;
}
}
let _h = "";
let _del = ``;
_h += ``;
_h += `
`;
_h += html_val;
if (enc_update === "N") {
_h = "";
}
_hh += _h;
}
}
if (_hh === "") {
let h = "";
h += ``;
h += ``; // right align the popup
h += `${_enc_fieldlabels[j]}
`; _h += `${_del}
`;
_h += ``;
h += ` `;
h += ``;
h += ` `;
h += ` `;
h += ` `;
h += ` `;
h += `
`;
if ($panel2.length > 0) {
h += `Update`;
$panel2.html(h);
if (fn) fn();
return true;
}
elaineui.swalprompt({
// title : "Encompass Linked field",
txt : h,
ok : "Update",
okfn : function(opts) {
mar.tmp_loi_update_window();
opts.preventclose = true;
},
cancel : "back",
cls : "",
cancelfn : function() {
mar.tmp_loi_update_enc_vals_cnt = 1;
mar._clearfn("cleared");
},
opts : {
closeOnClickOutside : false,
closeOnEsc : false
},
reverse : true
});
if (fn) fn();
return true;
}
//$elm.prop("readonly", true);
//$elm.on("click",);
}
return {
swal : _swal,
deleted_by_encompass : deleted_by_encompass,
updated_by_encompass : updated_by_encompass,
//
get_encompass_data_url : get_encompass_data_url,
loi_update_window : loi_update_window,
//
init : init,
interrupt : interrupt,
waitSync : waitSync,
tasks : tasks,
current : getCurrent,
menu_check : menu_check,
checkSync : checkSync,
//
are_there_changes : are_there_changes,
lomenu_fn : ui_lomenu_fn,
ui_lomenu_reload_fn : ui_lomenu_reload_fn,
ui_lomenu_click : ui_lomenu_click,
ui_lomenu_continue : ui_lomenu_continue,
ui_onebutton : ui_onebutton,
ui_dualbutton : ui_dualbutton,
//
isSynchedSync : isSynchedSync, // are we synced
isBorrowerInEncompass : isBorrowerInEncompass, // is this borrower in encompass
app_check_upload_borrowerSync : app_check_upload_borrowerSync,
app_check_upload_borrowerTickSync : app_check_upload_borrowerTickSync,
app_check_diffs_assetsSync : app_check_diffs_assetsSync,
app_check_diffs_borrower_profileSync : app_check_diffs_borrower_profileSync,
app_check_diffs_borrower_profileTickSync : app_check_diffs_borrower_profileTickSync,
app_check_diffs_borrower_profile_swal : app_check_diffs_borrower_profile_swal,
uploadNewBorrowerToEncompassTfSync : uploadNewBorrowerToEncompassTfSync,
//
___id : "encompass object"
}
})();
/**
* cf
* @namespace MAR.realtor
*/
var realtorObj = (function(){
function getRealtor(){
let have_own_realtor = getScenario_data("have_own_realtor","N");
if (have_own_realtor !== "Y") return {};
return {
name : getName().str,
tel : getScenario_data("realtor_phone"),
email : getScenario_data("realtor_email"),
office : getScenario_data("realtor_office"),
license : getScenario_data("realtor_license")
}
}
function getName(NA) {
if (arguments.length == 0) {
NA = getScenario_data("realtor_name","");
}
let retval = {
fn : "",
ln : "",
str : ""
}
if (NA.trim().length == 0) return retval;
let _NA = NA.split("|");
if (_NA.length === 1 && NA.trim().indexOf(" ") > -1) {
let __NA = NA.split(" ");
_NA[0] = __NA.shift();
_NA[1] = __NA.join(" ");
}
retval.fn = _NA[0];
retval.ln = (_NA.length > 1) ? _NA[1] : "";
retval.str = [retval.fn,retval.ln].join(" ");
return retval;
}
function setName(A,B) { // obj , or name or fn , ln
let NA = false;
if (arguments.length == 2) {
NA = [A,B].join("|");
}
if (arguments.length == 1 && typeof A === "string") {
if (A.indexOf("|") > -1) {
NA = A;
} else {
let _NA = A.split(" ");
NA = _NA.shift();
if (_NA.length > 0) {
NA += "|";
NA += _NA.join(" ");
}
}
}
if (arguments.length == 1 && typeof A === "object") {
let _NA = [];
if ("fn" in A) _NA.push(A.fn);
if ("ln" in A) _NA.push(A.ln);
NA = _NA.join("|");
}
if (NA !== false) {
setScenario_data("realtor_name",NA);
}
}
function getPermissions() {
return {
share_calcs : getScenario_data("realtor_permission_loan_calcs_and_docs",""),
share_docs : getScenario_data("realtor_permission_loan_calcs_and_docs",""),
share_underwriting : getScenario_data("realtor_permission_direct_underwriting_report",""),
share_appraisal : getScenario_data("realtor_permission_appraisal_information","")
}
}
function set(k,v) {
setOpt(mar.answers, `_cf.${k}`, v)
}
return {
setName : setName,
getName : getName,
getRealtor : getRealtor,
getPermissions : getPermissions,
______id : "custom fields"
}
})()
/**
* cf
* @namespace MAR.declarations
*/
var customfieldsObj = (function(){
function set(k,v) {
// if diff
// then activity object litte brown mouse
if (setOpt(mar.answers, `_cf.${k}`, v)) {
MAR.activity_log.mod("customfield", `_cf.${k}`);
}
}
return {
set : set, // set a value in cutomfields
______id : "custom fields"
}
})()
/**
* application
* @namespace MAR.app
*/
var applicationObj = (function(){
function get_liquid_assets() {
if (MAR.is_refi()) {
return MAR.getOptNum(mar, `answers.v2.scenario.refi_liquid_assets`,0);
} else {
return MAR.getOptNum(mar, `answers.v2.scenario.hb_liquid_assets`,0);
}
}
function purchase_to_refi(index_of_subject_property) {
/**
* set the indef of the subject property to reo index 0 if undefined
*/
if (typeof index_of_subject_property === "undefined") index_of_subject_property = 0;
/**
* set the loan type
*/
mar.answers.loan_type = "refinance";
mar.answers.v2.loan_type = "refinance";
mar.answers.v2.scenario.loan_type = "refinance";
/**
* set the subject property
*/
if (typeof mar.answers.v2.reo[index_of_subject_property] !== "undefined") {
mar.answers.v2.reo[index_of_subject_property].is_subject_property = "Y";
}
/**
* set the subject property from REO
*/
if (typeof mar.answers.v2.reo[index_of_subject_property] !== "undefined") {
MAR.reo.makePropertyTheSubjectUnverified();
}
}
function refi_to_purchase() {
mar.answers.loan_type = "purchase";
mar.answers.v2.loan_type = "purchase";
mar.answers.v2.scenario.loan_type = "purchase";
/**
* set that there is no subject property
*/
let sp = MAR.reo.getSubjectProperty();
if (sp !== false) MAR.reo.getSubjectProperty().data.verified = 'N'; // make sure we need to re-verify it
if (sp !== false) sp.data.is_subject_property = "N";
let applicantNum = 1;
mar.answers.v2.scenario["has_applicant"+applicantNum+"_owned_property_in_last_3_years"] = "Y"; // owned
// mar.answers.v2.scenario["has_applicant"+applicantNum+"_owned_property_in_last_3_years_type"] = ""; // otype this is preserved
// mar.answers.v2.scenario["has_applicant"+applicantNum+"_owned_property_in_last_3_years_how"] = ""; // ohow this is preserved
mar.answers.v2.scenario["does_applicant"+applicantNum+"_own_property"] = "Y"; // owns
/**
* remove the subject property
*/
mar.answers.v2.scenario.property_details = {}
}
function update_borrower(answers, applicantnum, {FN, MN, LN, GE, PH, DB, EM, MS, SR, DR}) {
if ("v2" in answers == false) return; // incomplete answers string
if ("applicants" in answers.v2 == false) return; // no applicants object
if (applicantnum >= answers.v2.applicants.length) return; // no borrower in array
if ("bucketid" in answers.v2.applicants[applicantnum] == false) return; // no borrower bucket
let bucketid = answers.v2.applicants[applicantnum].bucketid
let bucket = answers.v2.buckets[bucketid];
if (FN) bucket.fn = FN;
if (MN) bucket.mn = MN;
if (LN) bucket.ln = LN;
if (GE) bucket.ge = GE;
if (PH) bucket.ph = PH;
if (DB) bucket.db = DB;
if (EM) bucket.em = EM;
if (MS) bucket.ms = MS;
if (SR) bucket.sr = SR;
if (DR) bucket.dr = DR;
MAR.activity_log.mod("borrower", bucket.sn);
// sn : "",
// em : "",
// ms : "",
// de : 0,
// age1 : 0,
// age2 : 0,
// age3 : 0,
// age4 : 0,
// age5 : 0,
// age6 : 0,
// h1 : "",
// h2 : "",
// h2s1 : "",
// h2s1_txt : "",
// h3 : "",
// h31_txt : "",
// h3s1 : "",
// h3s1_txt : "",
// h3s2 : "",
// h3s2_txt : "",
// h4 : ""
}
function empty(V) {
if (!V) return true;
if (typeof V == "string" && V.trim().length == 0) return true;
return false;
}
function getBorrower(N) {
}
function nu(S) {
if (typeof S == "undefined") return false;
return true;
}
function setBorrowerCustom(answers, applicantnum, KV) {
if ("v2" in answers == false) return; // incomplete answers string
if ("applicants" in answers.v2 == false) answers.v2.applicants = [];
while (applicantnum >= answers.v2.applicants.length) answers.v2.applicants.push({}); // make aplicants
if ("bucketid" in answers.v2.applicants[applicantnum] == false) {
answers.v2.applicants[applicantnum].bucketid = `/applicants/data/${applicantnum}/${uuidv4()}`
}
if ("buckets" in answers.v2 == false) answers.v2.buckets = {};
let ap = answers.v2.applicants[applicantnum];
let bucketid = answers.v2.applicants[applicantnum].bucketid
if (bucketid in answers.v2.buckets == false) answers.v2.buckets[bucketid] = {};
let bucket = answers.v2.buckets[bucketid];
for (let x in KV) {
bucket[x] = KV[x];
}
}
function make_fake_email() {
return `noemail.${new Date().getTime()}.durunner.ai`;
}
function is_fake_email(s) {
if (typeof s !== `string`) return true;
if (s.indexOf(`@`) < 0 || s.indexOf(`nomail`) > -1) {
return true;
}
return false;
}
function getAppEmailObj() {
let bucket = getApplicantBucket(0);
let em = MAR.getOpt(bucket, `em`, ``);
if (em !== ``) {
return {
in_bucket : true,
is_fake : is_fake_email(em),
em : em
};
} else {
em = getParameterByName("email");
return {
in_bucket : false,
is_fake : is_fake_email(em),
em : em
};
}
}
function setBorrower(answers, applicantnum, {FN, MN, LN, GE, PH, DB, EM, MS, SN, ED, DE, TY, AGE1, AGE2, AGE3, AGE4, AGE5, AGE6,H1,H2,H3,H4,H2S1,H2S1T,H3S1,H3S1T,H3S2,H3S2T,SR,DR,DC}, dbg) {
let updated = false;
if (typeof dbg !== "object") dbg = [];
if ("v2" in answers == false) return updated; // incomplete answers string
if ("applicants" in answers.v2 == false) answers.v2.applicants = [];
while (applicantnum >= answers.v2.applicants.length) answers.v2.applicants.push({}); // make aplicants
if ("bucketid" in answers.v2.applicants[applicantnum] == false) {
answers.v2.applicants[applicantnum].bucketid = `/applicants/data/${applicantnum}/${uuidv4()}`
}
if ("buckets" in answers.v2 == false) answers.v2.buckets = {};
let ap = answers.v2.applicants[applicantnum];
let bucketid = answers.v2.applicants[applicantnum].bucketid
if (bucketid in answers.v2.buckets == false) answers.v2.buckets[bucketid] = {};
let bucket = answers.v2.buckets[bucketid];
let bucket_original = JSON.stringify(bucket);
bucket.bucketid = bucketid;
bucket.uuid = bucketid.split("/").pop()
if (nu(FN)) bucket.fn = FN;
if (nu(MN)) bucket.mn = MN;
if (nu(LN)) bucket.ln = LN;
if (nu(GE)) bucket.ge = GE;
if (nu(PH)) bucket.ph = PH;
if (nu(DB)) bucket.db = DB;
if (nu(EM)) bucket.em = EM;
if (nu(MS)) bucket.ms = MS;
if (nu(SR)) bucket.sr = SR;
if (nu(DR)) bucket.dr = DR;
if (nu(DC)) bucket.dc = DC;
if (nu(SN)) bucket.sn = SN;
if (nu(ED)) bucket.ed = ED;
if (nu(TY)) bucket.ty = TY;
if (nu(DE)) bucket.de = DE;
if (nu(AGE1)) bucket.age1 = AGE1;
if (nu(AGE2)) bucket.age2 = AGE2;
if (nu(AGE3)) bucket.age3 = AGE3
if (nu(AGE4)) bucket.age4 = AGE4;
if (nu(AGE5)) bucket.age5 = AGE5;
if (nu(AGE6)) bucket.age6 = AGE6;
if (nu(H1)) bucket.h1 = H1;
if (nu(H2)) bucket.h2 = H2;
if (nu(H2S1)) bucket.h2s1 = H2S1;
if (nu(H2S1T)) bucket.h2s1t = H2S1T;
if (nu(H3)) bucket.h3 = H3;
if (nu(H3S1)) bucket.h3s1 = H3S1;
if (nu(H3S1T)) bucket.h3s1t = H3S1T;
if (nu(H3S2)) bucket.h3s2 = H3S2;
if (nu(H3S2T)) bucket.h3s2t = H3S2T;
if (nu(H4)) bucket.h4 = H4;
let bucket_final = JSON.stringify(bucket);
if (bucket_original !== bucket_final) { dbg.push("UPDATED SB 1"); updated = true;}
if (FN) {
if (applicantnum == 0) {
if (setScenario_data("applicant1_name",FN)) { dbg.push("UPDATED SB 2"); updated = true;}
}
if (applicantnum == 1) {
if (setScenario_data("applicant2_name",FN)) { dbg.push("UPDATED SB 3"); updated = true;}
if (setScenario_data("is_there_a_second_borrower","Y")) { dbg.push("UPDATED SB 4"); updated = true;}
}
if (applicantnum == 2) {
if (setScenario_data("applicant3_name",FN)) { dbg.push("UPDATED SB 1"); updated = true;}
if (setScenario_data("is_there_a_third_borrower","Y")) { dbg.push("UPDATED SB 5"); updated = true;}
}
if (applicantnum > 2) {
if (setScenario_data(`applicant${(applicantnum+1)}_name`,FN)) { dbg.push("UPDATED SB 6"); updated = true;}
if (setScenario_data(`is_there_a_${MAR.th(applicantnum+1)}_borrower`,"Y")) { dbg.push("UPDATED SB 7"); updated = true;}
}
}
if (updated) {
MAR.activity_log.mod("borrower", bucket.sn);
}
return updated;
}
function setBorrowerVerification(N, VAL) {
let applicantNum = (N+1);
setScenario_data("scenario_applicant"+applicantNum+"_verification",VAL);
}
function getBorrowerVerification(N) {
let applicantNum = (N+1);
return getScenario_data("scenario_applicant"+applicantNum+"_verification","");
}
function setCitizenship(N, {USC, GCH, VISA, CNTRY}) {
let applicantNum = (N+1);
let updated = false;
if (USC && setScenario_data("scenario_applicant"+applicantNum+"_usc",USC)) updated = true;
if (GCH && setScenario_data("scenario_applicant"+applicantNum+"_gch",GCH)) updated = true;
if (VISA && setScenario_data("scenario_applicant"+applicantNum+"_visa_type",VISA)) updated = true;
if (CNTRY && setScenario_data("scenario_applicant"+applicantNum+"_cntry",CNTRY)) updated = true;
if (USC && setScenario_data("__scenario_legalstatus_"+N+"_passed","Y")) updated = true;
if (updated) {
MAR.activity_log.mod("citizenship", N);
}
return updated;
}
function setVeteranFromEncompass(N, {IS_VA_ACTIVE, IS_VA_ACTIVE_ED}) {
let applicantNum = (N+1);
let updated = false;
if (typeof IS_VA_ACTIVE === "string") {
if (IS_VA_ACTIVE === "") {
if (setScenario_data("scenario_applicant"+applicantNum+"_served","N")) updated = true;
if (setScenario_data("scenario_applicant"+applicantNum+"_served_in_us_forces","N")) updated = true;
if (setScenario_data("va_active"+applicantNum,"N")) updated = true;
if (setScenario_data("va_active_ed"+applicantNum,"")) updated = true;
if (setScenario_data("__scenario_veteran_"+N+"_passed","Y")) updated = true;
}
if (IS_VA_ACTIVE === "A") {
if (setScenario_data("scenario_applicant"+applicantNum+"_served","Y")) updated = true;
if (setScenario_data("scenario_applicant"+applicantNum+"_served_in_us_forces","Y")) updated = true;
if (setScenario_data("va_active"+applicantNum,"A")) updated = true;
if (setScenario_data("va_active_ed"+applicantNum,"")) updated = true;
if (typeof IS_VA_ACTIVE_ED === "string") {
if (setScenario_data("va_active_ed"+applicantNum,IS_VA_ACTIVE_ED)) updated = true;
}
if (setScenario_data("__scenario_veteran_"+N+"_passed","Y")) updated = true;
}
if (IS_VA_ACTIVE === "D") {
if (setScenario_data("scenario_applicant"+applicantNum+"_served","Y")) updated = true;
if (setScenario_data("scenario_applicant"+applicantNum+"_served_in_us_forces","Y")) updated = true;
if (setScenario_data("va_active"+applicantNum,"D")) updated = true;
if (setScenario_data("va_active_ed"+applicantNum,"")) updated = true;
if (setScenario_data("__scenario_veteran_"+N+"_passed","Y")) updated = true;
}
if (IS_VA_ACTIVE === "R") {
if (setScenario_data("scenario_applicant"+applicantNum+"_served","Y")) updated = true;
if (setScenario_data("scenario_applicant"+applicantNum+"_served_in_us_forces","Y")) updated = true;
if (setScenario_data("va_active"+applicantNum,"R")) updated = true;
if (setScenario_data("va_active_ed"+applicantNum,"")) updated = true;
if (setScenario_data("__scenario_veteran_"+N+"_passed","Y")) updated = true;
}
if (IS_VA_ACTIVE === "S") {
if (setScenario_data("scenario_applicant"+applicantNum+"_served","Y")) updated = true;
if (setScenario_data("scenario_applicant"+applicantNum+"_served_in_us_forces","Y")) updated = true;
if (setScenario_data("va_active"+applicantNum,"S")) updated = true;
if (setScenario_data("va_active_ed"+applicantNum,"")) updated = true;
if (setScenario_data("__scenario_veteran_"+N+"_passed","Y")) updated = true;
}
}
return updated;
}
function setVeteran(N, {served, eligible, employment, firsttime, disabled, disabled_percentage, coe, nofee}) {
let applicantNum = (N+1);
let updated = false;
if (served && setScenario_data("scenario_applicant"+applicantNum+"_served",served)) updated = true;
if (served && setScenario_data("has_applicant"+applicantNum+"_served_in_us_forces",eligible)) updated = true;
if (served && setScenario_data("va_employment"+applicantNum+"",employment)) updated = true;
if (served && setScenario_data("vafirst_time_use"+applicantNum+"",firsttime)) updated = true;
if (served && setScenario_data("va_disabled"+applicantNum+"",disabled)) updated = true;
if (served && setScenario_data("va_disabled"+applicantNum+"_percentage",disabled_percentage)) updated = true;
if (served && setScenario_data("va_coe"+applicantNum+"",coe)) updated = true;
if (nofee && setScenario_data("va_nofee"+applicantNum+"",nofee)) updated = true;
if (setScenario_data("__scenario_veteran_"+N+"_passed","Y")) updated = true;
if (updated) {
MAR.activity_log.mod("veteran", N);
}
}
// here I am little brown mouse
function setSSN(N , V) {
setBorrower(mar.answers, N, { SN : V});
}
function setTimeFrame(S) {
// if field 11 is TDB or blank then not under contact
// field 763 has a date , work it out
if (S === false) {
setScenario_data("visited_timeframe","");
setScenario_data("visited_timeframe","N");
setScenario_data("__scenario_timeframe_passed","N");
return;
}
if (!S || S === "") S = "one_month";
setScenario_data("visited_timeframe","Y");
setScenario_data("loan_type_purchase_options",S);
setScenario_data("__scenario_timeframe_passed","Y");
}
function setCreditScore(N,V) {
if (empty(V)) return;
setScenario_data("applicant"+(N+1)+"_cscore",V);
setScenario_data("__scenario_creditscore_"+N+"_passed","Y");
MAR.setLowestCreditScore(mar.answers);
}
function setCreditReferenceNumber(N,NUM) {
if (NUM === false) {
setScenario_data("applicant"+(N+1)+"_cscore_ref","");
} else {
setScenario_data("applicant"+(N+1)+"_cscore_ref",NUM);
}
}
function setCreditReferenceNumberEncompass(N,NUM) {
if (NUM === false) {
setScenario_data("applicant"+(N+1)+"_cscore_ref_enc","");
} else {
setScenario_data("applicant"+(N+1)+"_cscore_ref_enc",NUM);
}
}
function getCreditReferenceNumber(N) {
return getScenario_data("applicant"+(N+1)+"_cscore_ref","");
}
function getHousingBudget(N) { // returns ```,.stable (bool),.same (bool),.enough (bool),.warn (bool)```,,Where warn is *true* when **either** of the answers if *N*
let applicantNum = (N+1);
let retval = {};
retval.same = getScenario_data("applicant"+applicantNum+"_samelineofwork","");
retval.stable = getScenario_data("applicant"+applicantNum+"_stableincome","");
retval.enough = getScenario_data("applicant"+applicantNum+"_enoughincome","");
retval.warn = (retval.same === "N" || retval.stable === "N" || retval.enough === "N");
return retval;
}
function setHousingBudget(N,same,stable,enough) {
let applicantNum = (N+1);
setScenario_data("applicant"+applicantNum+"_samelineofwork",same);
setScenario_data("applicant"+applicantNum+"_stableincome",stable);
setScenario_data("applicant"+applicantNum+"_enoughincome",enough);
setScenario_data("__scenario_housingbudget_"+N+"_passed","Y");
}
function setHousingBudgetElement(N,key, val) {
let applicantNum = (N+1);
if (key === "same") setScenario_data("applicant"+applicantNum+"_samelineofwork",val);
if (key === "stable") setScenario_data("applicant"+applicantNum+"_stableincome",val);
if (key === "enough") setScenario_data("applicant"+applicantNum+"_enoughincome",val);
if (key === "high") setScenario_data("goals_target_budget_low",val);
if (key === "low") setScenario_data("goals_target_budget_high",val);
}
function setFTHB(N,{ owned,otype,ohow,owns}) {
let applicantNum = (N+1);
let updated = false;
if (owned && setScenario_data("has_applicant"+applicantNum+"_owned_property_in_last_3_years",owned)) updated = true;
if (typeof otype !== "undefined") {
if (otype.toLowerCase().indexOf("prima") > -1) otype = "1";
if (otype.toLowerCase().indexOf("second") > -1) otype = "2";
if (otype.toLowerCase().indexOf("invest") > -1) otype = "D";
if (otype && setScenario_data("has_applicant"+applicantNum+"_owned_property_in_last_3_years_type",otype)) updated = true;
}
if (typeof ohow !== "undefined") {
if (ohow === "Sole") ohow = "01";
if (ohow === "JointWithSpouse") ohow = "25";
if (ohow === "JointWithOtherThanSpouse") ohow = "26";
if (ohow && setScenario_data("has_applicant"+applicantNum+"_owned_property_in_last_3_years_how",ohow)) updated = true;
}
if (owns && setScenario_data("does_applicant"+applicantNum+"_own_property",owns)) updated = true;
if (setScenario_data("__scenario_pastproperty_"+N+"_passed","Y")) updated = true;
return updated;
}
function setLocation(loc) {
setScenario_data("property_county",loc);
setScenario_data("__scenario_location_passed","Y");
}
function setProperty(prop) {
setScenario_data("property_details",prop);
setScenario_data("__scenario_location_passed","Y");
}
function setPropertyData(K,V) {
if ("property_details" in mar.answers.v2.scenario === false) {
setScenario_data("property_details",{});
}
let rv_changed = (`${mar.answers.v2.scenario.property_details[K]}` !== `${V}`);
mar.answers.v2.scenario.property_details[K] = V;
return rv_changed;
}
function getProperty(prop, def) {
let obj = getScenario_data("property_details",false);
if (typeof prop === "string") {
return MAR.getOpt(obj, prop, def);
}
return obj;
}
function isRefi() {
if (getScenario_data("loan_type" ,"purchase") === "purchase") return false;
return true;
}
function isPurchase() {
if (getScenario_data("loan_type" ,"purchase") === "purchase") return true;
return false;
}
function is_nodoc() {
if (getScenario_data("is_nodoc" ,"") === "Y") return true;
return false;
}
function is_bankstmt() {
return getScenario_data("is_bank_statements" ,"N");
}
function is_dscr() {
if (getScenario_data("is_nodoc" ,"") === "Y") return true;
return false;
}
function setOccupancy(loc) {
setScenario_data("occupancy_type",loc);
setScenario_data("__scenario_occupancy_passed","Y");
if (isRefi()) {
let applicantNum = "1";
setScenario_data("has_applicant"+applicantNum+"_owned_property_in_last_3_years","Y");
setScenario_data("has_applicant"+applicantNum+"_owned_property_in_last_3_years_type",loc);
setScenario_data("does_applicant"+applicantNum+"_own_property","Y");
}
}
function setPropertyType(property_type) {
if (property_type.indexOf("|") > -1) {
setScenario_data("timeframe_other",property_type.split("|")[1]);
setScenario_data("property_type_other",property_type.split("|")[1]);
property_type = property_type.split("|")[0];
}
setScenario_data("property_type",property_type);
// setScenario_data("property_type_other",property_type_other);
// setScenario_data("monthly_rent",monthly_rent);
setScenario_data("__scenario_property_passed","Y");
}
function update_encompass(answers, applicantnum, {milestones}) {
if ("__db" in answers == false) answers.__db = {};
answers.__db.encompass = {
milestones
}
}
function Y() {
return MAR.getOpt(mar.answers, "Y", ""); // 21
}
function M() {
return MAR.getOpt(mar.answers, "M", ""); // 9
}
function TP() {
return MAR.getOpt(mar.answers, "TP", ""); // _TP.21.9
}
function is_uber() {
return (getScenario_data("is_uber" ,"Y") !== "N");
}
return {
update_borrower : update_borrower,
update_encompass : update_encompass,
//
get_liquid_assets : get_liquid_assets,
/**
* Year and month
*/
Y : Y,
M : M,
TP : TP,
/**
* set things
*/
setTimeFrame : setTimeFrame, // timeframe timeframe
setCreditScore : setCreditScore, // credit score N score
setCreditReferenceNumber : setCreditReferenceNumber, // reference number N ref num/false
setCreditReferenceNumberEncompass : setCreditReferenceNumberEncompass, // set the encompass c ref num
getCreditReferenceNumber : getCreditReferenceNumber, // ref num N
setHousingBudget : setHousingBudget, // housing budget N same,stable,enough
setHousingBudgetElement : setHousingBudgetElement,
getHousingBudget : getHousingBudget, // housing budget N same,stable,enough
setFTHB : setFTHB, // FTHB N owned,otype,ohow,owns
setCitizenship : setCitizenship,
setBorrowerVerification : setBorrowerVerification,
getBorrowerVerification : getBorrowerVerification,
setVeteran : setVeteran,
setVeteranFromEncompass : setVeteranFromEncompass,
setBorrower : setBorrower,
setBorrowerCustom : setBorrowerCustom,
setSSN : setSSN,
setLocation : setLocation,
getProperty : getProperty,
setProperty : setProperty,
setPropertyData : setPropertyData,
setOccupancy : setOccupancy,
setPropertyType : setPropertyType,
//
make_fake_email : make_fake_email,
is_fake_email : is_fake_email,
getAppEmailObj : getAppEmailObj, // either bucket or getPrameterByName
/**
* get things
*/
isPurchase : isPurchase,
is_purchase : isPurchase,
is_primary : is_primary,
isRefi : isRefi,
is_refi : isRefi,
is_nodoc : is_nodoc,
is_bankstmt : is_bankstmt,
is_dscr : is_dscr,
is_uber : is_uber,
is_sfr : is_sfr,
is_condo : is_condo,
is_multi : is_multi,
/**
* refi purchase switch
*/
refi_to_purchase : refi_to_purchase,
purchase_to_refi : purchase_to_refi,
/**
* end
*/
____id : "application object"
}
})()
/**
* applicants
* @namespace applicants
*/
var applicantsObj = (function(){
function count() {
let _scenario = getScenario_v2();
let _names = getApplicantsNames_v2();
let _applicantcount = _names.length;
return _applicantcount;
}
function getNames() {
let _scenario = getScenario_v2();
let _names = getApplicantsNames_v2();
return _names;
}
function getSSN(n = false) {
let _names = getApplicantsNames_v2();
if (n === false) {
let rv = [];
for (let i=0; i < _names.length; i++) {
let sn = MAR.getOpt(_names[i], "sn", false);
if (sn === false) {
rv.push(false);
} else {
rv.push(MAR.digits(sn));
}
}
return rv;
}
let sn = MAR.getOpt(_names[n], "sn", false);
if (sn !== false) {
return MAR.digits(sn);
}
return false;
}
function getBySSN(ssn) {
let _names = getApplicantsNames_v2();
for (let i=0; i < _names.length; i++) {
let sn = MAR.getOpt(_names[i], "sn", false);
if (sn === false) continue;
if (MAR.digits(ssn) === MAR.digits(sn)) {
return i;
}
}
return false;
}
let numberedVars_state = [
"_page_creditscore.2_verified"
]
let numberedVars_data = [
"has_applicant(9)_owned_property_in_last_3_years",
"has_applicant(9)_owned_property_in_last_3_years_type",
"has_applicant(9)_owned_property_in_last_3_years_how",
"does_applicant(9)_own_property",
//
"scenario_applicant(9)_usc",
"scenario_applicant(9)_gch",
"scenario_applicant(9)_visa_type",
"scenario_applicant(9)_cntry",
//
"applicant_(9)_name",
//
"applicant(9)_cscore",
//
"applicant(9)_samelineofwork",
"applicant(9)_stableincome",
"applicant(9)_enoughincome",
//
"scenario_applicant(9)_served",
"has_applicant(9)_served_in_us_forces",
"va_employment(9)",
"vafirst_time_use(9)",
"va_disabled(9)",
"va_disabled(9)_percentage",
"va_coe(9)",
"va_nofee(9)",
//
"__income_passed_(9)"
]
function clear(TO) {
setScenario_data("__xx9","Y");
if (TO == 0) {
}
if (TO == 1) {
setScenario_data("applicant2_name","");
setScenario_data("second_applicant","");
setScenario_data("is_there_a_second_borrower","N");
let _scen = mar.answers.v2.scenario;
for (let x in _scen) {
if (x.startsWith("__scenario") && x.indexOf("_2_") > -1) {
setScenario_data(x , "");
}
}
for (let i=0; i < numberedVars_data.length; i++) {
let nv = numberedVars_data[i]
setScenario_data(nv.replace("(9)","2") , "");
}
}
if (TO == 2) {
setScenario_data("applicant3_name","");
setScenario_data("third_applicant","");
setScenario_data("is_there_a_third_borrower","N");
let _scen = mar.answers.v2.scenario;
for (let x in _scen) {
if (x.startsWith("__scenario") && x.indexOf("_3_") > -1) {
setScenario_data(x , "");
}
}
for (let i=0; i < numberedVars_data.length; i++) {
let nv = numberedVars_data[i]
setScenario_data(nv.replace("(9)","3") , "");
}
}
if (TO > 2) {
let NN = num(TO)+1;
setScenario_data(`applicant${NN}_name`,``);
setScenario_data(`${MAR.th(NN)}_applicant`,``);
setScenario_data(`is_there_a_${MAR.th(NN)}_borrower`,`N`);
let _scen = mar.answers.v2.scenario;
for (let x in _scen) {
if (x.startsWith(`__scenario`) && x.indexOf(`_${NN}_`) > -1) {
setScenario_data(x , ``);
}
}
for (let i=0; i < numberedVars_data.length; i++) {
let nv = numberedVars_data[i]
setScenario_data(nv.replace(`(9)`,`${NN}`) , ``);
}
}
}
function shuffle(_TO) {
for (let i=_TO; i < (MAR.MAXBORROWERS-1); i++) {
let TO = i;
let NN = num(TO)+1;
let NNN = num(TO)+2;
let NNd = MAR.th(NN);
let NNNd = MAR.th(NNN);
setScenario_data(`applicant${NN}_name` , getScenario_data(`applicant${NNN}_name`,``) );
setScenario_data(`applicant${NNN}_name`,``);
setScenario_data(`${NNd}_applicant` , getScenario_data(`${NNNd}_applicant`,``) );
setScenario_data(`${NNNd}_applicant`,``);
setScenario_data(`is_there_a_${NNd}_borrower` , getScenario_data(`is_there_a_${NNNd}_borrower`,``) );
setScenario_data(`is_there_a_${NNNd}_borrower`,`N`);
let _scen = mar.answers.v2.scenario;
for (let x in _scen) {
// `__scenario_pastproperty_2_passed`,
if (x.startsWith(`__scenario`) && x.indexOf(`_${NN}_`) > -1) {
setScenario_data(x , getScenario_data(x.replace(`_${NN}_`,`_${NNN}_`),``) );
setScenario_data(x.replace(`_${NN}_`,`_${NNN}_`) , ``);
}
}
for (let i=0; i < numberedVars_data.length; i++) {
let nv = numberedVars_data[i]
setScenario_data(nv.replace(`(9)`,`${NN}`) , getScenario_data(nv.replace(`(9)`,`${NNN}`),``) );
setScenario_data(nv.replace(`(9)`,`${NNN}`) , ``);
}
}
clear(MAR.MAXBORROWERS-1)
return;
if (TO == 0) { // applicant 1 to 2
setScenario_data("applicant1_name" , getScenario_data("applicant2_name","") );
setScenario_data("applicant2_name","");
setScenario_data("second_applicant","");
setScenario_data("is_there_a_second_borrower","");
let _scen = mar.answers.v2.scenario;
for (let x in _scen) {
// "__scenario_pastproperty_2_passed",
if (x.startsWith("__scenario") && x.indexOf("_1_") > -1) {
setScenario_data(x , getScenario_data(x.replace("_1_","_2_"),"") );
setScenario_data(x.replace("_1_","_2_") , "");
}
}
for (let i=0; i < numberedVars_data.length; i++) {
let nv = numberedVars_data[i]
setScenario_data(nv.replace("(9)","1") , getScenario_data(nv.replace("(9)","2"),"") );
setScenario_data(nv.replace("(9)","2") , "");
}
}
if (TO == 1) { //applicant 3 to 2
setScenario_data("applicant2_name" , getScenario_data("applicant3_name","") );
setScenario_data("applicant3_name","");
setScenario_data("second_applicant" , getScenario_data("third_applicant","") );
setScenario_data("third_applicant","");
setScenario_data("is_there_a_second_borrower" , getScenario_data("is_there_a_third_borrower","") );
setScenario_data("is_there_a_third_borrower","N");
let _scen = mar.answers.v2.scenario;
for (let x in _scen) {
// "__scenario_pastproperty_2_passed",
if (x.startsWith("__scenario") && x.indexOf("_2_") > -1) {
setScenario_data(x , getScenario_data(x.replace("_2_","_3_"),"") );
setScenario_data(x.replace("_2_","_3_") , "");
}
}
for (let i=0; i < numberedVars_data.length; i++) {
let nv = numberedVars_data[i]
setScenario_data(nv.replace("(9)","2") , getScenario_data(nv.replace("(9)","3"),"") );
setScenario_data(nv.replace("(9)","3") , "");
}
}
if (TO > 1) { //applicant (n) to (n-1)
let NN = num(TO)+1;
let NNN = num(TO)+2;
let NNd = MAR.th(NN);
let NNNd = MAR.th(NNN);
setScenario_data(`applicant${NN}_name` , getScenario_data(`applicant${NNN}_name`,``) );
setScenario_data(`applicant${NNN}_name`,``);
setScenario_data(`${NNd}_applicant` , getScenario_data(`${NNNd}_applicant`,``) );
setScenario_data(`${NNNd}_applicant`,``);
setScenario_data(`is_there_a_${NNd}_borrower` , getScenario_data(`is_there_a_${NNNd}_borrower`,``) );
setScenario_data(`is_there_a_${NNNd}_borrower`,`N`);
let _scen = mar.answers.v2.scenario;
for (let x in _scen) {
// `__scenario_pastproperty_2_passed`,
if (x.startsWith(`__scenario`) && x.indexOf(`_${NN}_`) > -1) {
setScenario_data(x , getScenario_data(x.replace(`_${NN}_`,`_${NNN}_`),``) );
setScenario_data(x.replace(`_${NN}_`,`_${NNN}_`) , ``);
}
}
for (let i=0; i < numberedVars_data.length; i++) {
let nv = numberedVars_data[i]
setScenario_data(nv.replace(`(9)`,`${NN}`) , getScenario_data(nv.replace(`(9)`,`${NNN}`),``) );
setScenario_data(nv.replace(`(9)`,`${NNN}`) , ``);
}
}
}
function incrementNextApplicantCounter() {
let current_max_number = getScenario_data("max_applicant_number",2);
current_max_number = num(current_max_number);
if (current_max_number < 2) current_max_number = 2;
current_max_number++;
setScenario_data("max_applicant_number",current_max_number);
return current_max_number;
}
function getId(n) {
if (typeof n === "string" && n.startsWith("_")) return num(n.substring(1));
if (typeof n === "string" && n.startsWith("-")) return 0;
let counters = getScenario_data("applicant_counters","0,1,2,3,4,5,6,7,8").split(",");
return counters.indexOf(`${n}`);
}
function getVid(n) {
if (typeof n === "string" && n.startsWith("-")) n = 0;
let counters = getScenario_data("applicant_counters","0,1,2,3,4,5,6,7,8").split(",");
if (n < 0 || n > (counters.length+1)) {
return num(counters[0])
}
return num(counters[n])
}
function removeApplicantCounter(n) {
let counters = getScenario_data("applicant_counters","0,1,2,3,4,5,6,7,8").split(",");
counters[n] = null;
counters = counters.filter(function(item) {
return item !== null
})
let next_number = incrementNextApplicantCounter();
counters.push(next_number);
setScenario_data("applicant_counters", counters.join(","));
}
function clear_scenario_passed(max) {
let scen = mar.answers.v2.scenario;
for (let x in scen) {
if (x.endsWith(`_passed`)) {
let borrower = x.slice(-8,-7);
if (num(borrower) > max) {
scen[x] = ``;
}
}
}
}
function remove(n) {
let v2 = mar.answers.v2;
if (n == 0 && v2.applicants.length > 1) {
let shuffle_down_higher_borrowers = (v2.applicants.length > 1);
v2.applicants[0] = null;
v2.applicants = v2.applicants.filter(function(item) {
return item !== null
})
// income
v2.income[0] = null;
v2.income = v2.income.filter(function(item) {
return item !== null
})
// assets
v2.assets.items = v2.assets.items.filter(function(item) {
if (item.whose_name == "0") return false;
if (item.whose_name == "0,99") return false;
if (item.whose_name.indexOf("0") > -1) {
if (item.whose_name.indexOf("99") < 0) {
item.whose_name = item.whose_name.replace(/0/g,"99")
} else {
litem.whose_name = item.whose_name.split(",").filter(function(itm) { return itm != "0"; }).join(",");
}
}
return true;
})
// liabilities
v2.liabilities = v2.liabilities.filter(function(item) {
if (item.inomask == 1) return false;
if (item.inomask == (1+128)) return false;
return true;
})
// declarations
v2.declarations[0] = null;
v2.declarations = v2.declarations.filter(function(item) {
return item !== null
})
// reo
v2.reo = v2.reo.filter(function(item) {
if (item.whosname == "0") return false;
if (item.whosname == "0,99") return false;
if (item.whosname.indexOf("0") > -1) {
if (item.whosname.indexOf("99") < 0) {
item.whosname = item.whosname.replace(/0/g,"99")
} else {
litem.whosname = item.whosname.split(",").filter(function(itm) { return itm != "0"; }).join(",");
}
}
return true;
})
// references -- mainly in needslist
removeApplicantCounter(0);
if (shuffle_down_higher_borrowers) {
shuffle(0);
setScenario_data("flow_new_main_applicant_action","verify");
setScenario_data("flow_new_main_applicant_invitation","todo");
clear_scenario_passed(v2.applicants.length-1);
} else {
clear(1);
clear_scenario_passed(v2.applicants.length-1);
}
}
if (n == 1 && v2.applicants.length > 1) {
let shuffle_down_higher_borrowers = (v2.applicants.length > 2);
v2.applicants[1] = null;
v2.applicants = v2.applicants.filter(function(item) {
return item !== null
})
// income
v2.income[1] = null;
v2.income = v2.income.filter(function(item) {
return item !== null
})
// assets
v2.assets.items = v2.assets.items.filter(function(item) {
if (item.whose_name == "1") return false;
if (item.whose_name == "1,99") return false;
if (item.whose_name.indexOf("1") > -1) {
if (item.whose_name.indexOf("99") < 0) {
item.whose_name = item.whose_name.replace(/1/g,"99")
} else {
litem.whose_name = item.whose_name.split(",").filter(function(itm) { return itm != "1"; }).join(",");
}
}
return true;
})
// liabilities
v2.liabilities = v2.liabilities.filter(function(item) {
if (item.inomask == 2) return false;
if (item.inomask == (2+128)) return false;
return true;
})
// declarations
v2.declarations[1] = null;
v2.declarations = v2.declarations.filter(function(item) {
return item !== null
})
// reo
v2.reo = v2.reo.filter(function(item) {
if (item.whosname == "1") return false;
if (item.whosname == "1,99") return false;
if (item.whosname.indexOf("1") > -1) {
if (item.whosname.indexOf("99") < 0) {
item.whosname = item.whose_name.replace(/1/g,"99")
} else {
litem.whosname = item.whosname.split(",").filter(function(itm) { return itm != "1"; }).join(",");
}
}
return true;
})
// references -- mainly in needslist
removeApplicantCounter(1);
if (shuffle_down_higher_borrowers) {
shuffle(1)
clear_scenario_passed(v2.applicants.length-1);
} else {
clear(1);
clear_scenario_passed(v2.applicants.length-1);
}
}
if (n > 1 && v2.applicants.length > n) { // this is delete of #3
let shuffle_down_higher_borrowers = (v2.applicants.length > (n+1));
// applicants
v2.applicants[n] = null;
v2.applicants = v2.applicants.filter(function(item) {
return item !== null
})
// income
v2.income[n] = null;
v2.income = v2.income.filter(function(item) {
return item !== null
})
// assets
v2.assets.items = v2.assets.items.filter(function(item) {
if (item.whose_name == `${n}`) return false;
if (item.whose_name == `${n},99`) return false;
if (item.whose_name.indexOf(`${n}`) > -1) {
if (item.whose_name.indexOf("99") < 0) {
item.whose_name = item.whose_name.replace(`${n}`,"99")
} else {
litem.whose_name = item.whose_name.split(",").filter(function(itm) { return itm != `${n}`; }).join(",");
}
}
return true;
})
let inom = [1,2,3,8,16,32,64,128,256,512];
// liabilities
v2.liabilities = v2.liabilities.filter(function(item) {
if (item.inomask == inom[n]) return false;
if (item.inomask == (inom[n]+128)) return false;
return true;
})
// declarations
v2.declarations[n] = null;
v2.declarations = v2.declarations.filter(function(item) {
return item !== null
})
// reo
v2.reo = v2.reo.filter(function(item) {
if (item.whosname == `${n}`) return false;
if (item.whosname == `${n},99`) return false;
if (item.whosname.indexOf(`${n}`) > -1) {
if (item.whosname.indexOf("99") < 0) {
item.whosname = item.whose_name.replace(`${n}`,"99")
} else {
litem.whosname = item.whosname.split(",").filter(function(itm) { return itm != `${n}`; }).join(",");
}
}
return true;
})
removeApplicantCounter(n);
if (shuffle_down_higher_borrowers) {
shuffle(n)
clear_scenario_passed(v2.applicants.length-1);
} else {
clear(n)
clear_scenario_passed(v2.applicants.length-1);
}
}
/**
* this is in there to squish up any gaps in the borrower pair numbering if they have been set using the "bp" variable as part of the applicants array
*/
MAR.getBorrowerPairs();
}
/**
* set the borrower pair
* n = index of applicant 0,1,2,
* pair_code_eg_1B = coding e.g. 1C 0B
*
*/
function set_borrower_pair(n, pair_code_eg_1B) {
let v2 = mar.answers.v2;
if (n > v2.applicants.length) return;
v2.applicants[n].bp = pair_code_eg_1B;
}
function add(n, name, relationship, ssn) {
let v2 = mar.answers.v2;
if (n > 2 && (v2.applicants.length < (n+1) || getScenario_data(`is_there_a_${MAR.th(n+1)}_borrower`,"") !== "Y") ) {
// applicants
v2.applicants.push({})
setScenario_data(`applicant${n+1}_name`,name);
setScenario_data(`${MAR.th(n+1)}_applicant`,relationship);
setScenario_data(`is_there_a_${MAR.th(n+1)}_borrower`,"Y");
getScenario_v2(); // will create the
MAR.activity_log.add("applicant", n, ssn);
// declarations
// wishlist
// references -- mainly in needslist
return 2;
}
if (n == 2 && (v2.applicants.length < 3 || getScenario_data("is_there_a_third_borrower","") !== "Y") ) {
// applicants
v2.applicants.push({})
setScenario_data("applicant3_name",name);
setScenario_data("third_applicant",relationship);
setScenario_data("is_there_a_third_borrower","Y");
getScenario_v2(); // will create the
MAR.activity_log.add("applicant", n, ssn);
// declarations
// wishlist
// references -- mainly in needslist
return 2;
}
if (n == 1 && (v2.applicants.length < 2 || getScenario_data("is_there_a_second_borrower","") !== "Y") ) {
// applicants
v2.applicants.push({})
setScenario_data("applicant2_name",name);
setScenario_data("second_applicant",relationship);
setScenario_data("is_there_a_second_borrower","Y");
getScenario_v2(); // will create the
MAR.activity_log.add("applicant", n, ssn);
// declarations
// wishlist
// references -- mainly in needslist
return 1;
}
if (n == 0 && v2.applicants.length < 1) {
// applicants
v2.applicants.push({})
setScenario_data("applicant1_name",name);
getScenario_v2(); // will create the
// declarations
MAR.activity_log.add("applicant", n, ssn);
// wishlist
// references -- mainly in needslist
return 0;
}
}
function set_relationship(answers, applicantnum, relationship) {
if ("v2" in answers == false) return; // incomplete answers string
if ("applicants" in answers.v2 == false) answers.v2.applicants = [];
while (applicantnum >= answers.v2.applicants.length) answers.v2.applicants.push({}); // make aplicants
if (relationship === false) {
if (applicantnum == 1) {
setScenario_data("is_there_a_second_borrower","");
setScenario_data("second_applicant","");
}
if (applicantnum == 2) {
setScenario_data("is_there_a_third_borrower","");
setScenario_data("third_applicant","");
}
if (applicantnum > 2) {
setScenario_data(`is_there_a_${MAR.th(applicantnum+1)}_borrower`,"");
setScenario_data(`${MAR.th(applicantnum+1)}_applicant`,"");
}
} else if (relationship !== "") {
if (applicantnum == 1) {
setScenario_data("is_there_a_second_borrower","Y");
setScenario_data("second_applicant",relationship);
}
if (applicantnum == 2) {
setScenario_data("is_there_a_third_borrower","Y");
setScenario_data("third_applicant",relationship);
}
if (applicantnum > 2) {
setScenario_data(`is_there_a_${MAR.th(applicantnum+1)}_borrower`,"Y");
setScenario_data(`${MAR.th(applicantnum+1)}_applicant`,relationship);
}
}
}
function is_there_a_property_ownership_missmatch(answers, applicantnum) {
let scenario_says_own = scenario_owns_primary(answers, applicantnum);
let scenario_says_owned = scenario_has_owned_property(answers, applicantnum);
let refi = (getScenario_data("loan_type","purchase") !== "purchase");
if (refi) scenario_says_own = true;
let reo_properties = MAR.reo.getPropertiesByApplicant(applicantnum);
let address_hist = getApplicantAddresses(applicantnum);
let address_own = (function() {
for (let i=0; i < address_hist.length; i++) {
let addr = address_hist[i];
if (MAR.getOpt(addr, "type","") === "current") {
if (MAR.getOpt(addr, "use","") === "own") {
return i;
}
}
}
return false;
})();
let address_owned = (function() {
for (let i=0; i < address_hist.length; i++) {
let addr = address_hist[i];
if (MAR.getOpt(addr, "use","") === "own") {
return true;
}
}
return false;
})();
let missmatch = false;
if (scenario_says_own === false && address_own !== false) {
missmatch = {
type : `adhist`,
txt : `Scenario says you do not own property but in the address history you say you own your current property`
};
}
else if (scenario_says_owned === false && address_owned === true) {
missmatch = {
type : `adhist1`,
txt : `Scenario says you have not owned property in the last 3 years but your address history differs`
};
}
else if (scenario_says_own === false && reo_properties.length > 0) {
missmatch = {
type : `reo`,
txt : `Scenario says you do not own property but in the reo section you are listed as an owner of a property`
};
}
return {
scenario_says_own : scenario_says_own,
reo_properties_len : reo_properties.length,
address_hist : address_hist,
address_own : address_own,
missmatch : missmatch
}
}
function scenario_owns_primary(answers, applicantnum) {
let applicantNum = applicantnum+1;
var loan_type = getScenario_data("loan_type","purchase");
var owned = getScenario_data("has_applicant"+applicantNum+"_owned_property_in_last_3_years","");
var otype = getScenario_data("has_applicant"+applicantNum+"_owned_property_in_last_3_years_type","");
var ohow = getScenario_data("has_applicant"+applicantNum+"_owned_property_in_last_3_years_how","");
var owns = getScenario_data("does_applicant"+applicantNum+"_own_property","");
let refi = (loan_type !== "purchase");
if (owned === "Y" && otype === "1" && owns === "Y") {
return true;
}
return false;
}
function scenario_has_owned_property(answers, applicantnum) {
let applicantNum = applicantnum+1;
var loan_type = getScenario_data("loan_type","purchase");
var owned = getScenario_data("has_applicant"+applicantNum+"_owned_property_in_last_3_years","");
var otype = getScenario_data("has_applicant"+applicantNum+"_owned_property_in_last_3_years_type","");
var ohow = getScenario_data("has_applicant"+applicantNum+"_owned_property_in_last_3_years_how","");
var owns = getScenario_data("does_applicant"+applicantNum+"_own_property","");
let refi = (loan_type !== "purchase");
if (owned === "Y" || owns === "Y") {
return true;
}
return false;
}
return {
/**
* basics
*/
count : count,
getNames : getNames,
getBySSN : getBySSN,
//
id : getId,
getId : getId,
getSSN : getSSN,
getVid : getVid,
vid : getVid,
/**
* mutations
*/
remove : remove,
add : add,
set_borrower_pair : set_borrower_pair,
set_relationship : set_relationship,
clear_scenario_passed : clear_scenario_passed,
/**
* scenario helpers
*/
scenario_owns_primary : scenario_owns_primary,
scenario_has_owned_property : scenario_has_owned_property,
is_there_a_property_ownership_missmatch
: is_there_a_property_ownership_missmatch,
/**
* ID
*/
____id : "applicants object"
}
})();
/**
* declarations
* @namespace MAR.declarations
*/
var declarationsObj = (function(){
/**
* @memberof MAR.declarations
*/
function init() {
}
/**
* @memberof MAR.declarations
*/
function summary() {
}
/**
* @memberof MAR.declarations
*/
function get(applicant, type, def) {
if (arguments.length < 3) def = "";
if ("answers" in mar == false) return def;
if ("v2" in mar.answers == false) return def;
if ("declarations" in mar.answers.v2 == false) return def;
if (arguments.length == 0) { // return the whole array
return mar.answers.v2.declarations;
}
if (typeof applicant == "string") applicant = parseInt(applicant,10);
if (applicant >= mar.answers.v2.declarations.length) return def;
if (arguments.length == 1) { // return the array for one applicant
return mar.answers.v2.declarations[applicant];
}
if (type in mar.answers.v2.declarations[applicant] == true) {
return mar.answers.v2.declarations[applicant][type]
}
return def;
}
/**
* @memberof MAR.declarations
*/
function set(applicant, type, data) {
let updated = false;
if (arguments.length == 3) { // return the whole array
if (data === null) return updated;
if ("answers" in mar == false) mar.answers = {};
if ("v2" in mar.answers == false) mar.answers.v2 = {};
if ("declarations" in mar.answers.v2 == false) mar.answers.v2.declarations = [];
while (mar.answers.v2.declarations.length <= applicant) {
mar.answers.v2.declarations.push({
});
}
if (type in mar.answers.v2.declarations[applicant] === false) updated = true;
if (mar.answers.v2.declarations[applicant][type] != data) updated = true;
if (updated) MAR.activity_log.mod("declaration", applicant, type);
mar.answers.v2.declarations[applicant][type] = data
}
return updated;
}
return {
/**
* utility functions
*/
init : init, // initialize
/**
* getters and setters
*/
get : get, // get (applicant, type, num)
set : set, // get (applicant, type, num)
/**
* report sand summary
*/
summary : summary,
/**
* object id
*/
__id : "income"
}
})();
/**
* income
* @namespace MAR.income
*
*/
var incomeObj = (function(){
/**
* @memberof MAR.income
*/
function init(applicant){ //This initialises _mar.answers.v2.income[n]_ if it does not exist already,,`applicant` is a _number_
if ("answers" in mar == false) mar.answers = {};
if ("v2" in mar.answers == false) mar.answers.v2 = {};
if ("income" in mar.answers.v2 == false) mar.answers.v2.income = [];
while (mar.answers.v2.income.length <= applicant) {
mar.answers.v2.income.push({
items : []
});
}
if ("items" in mar.answers.v2.income[applicant] == false) {
mar.answers.v2.income[applicant].items = []
}
}
/**
* @memberof MAR.assets
* To cater for either
* abc_1 = abc
* abc = abc
* _abc_1 = _abc
* _abc = _abc
*/
function matchingPart(S) {
if (typeof S !== "string") return S;
if (S.startsWith("_")) {
return `_${S.substring(1).split("_")[0]}`
}
return S.split("_")[0];
}
/**
* is this an other?
*/
function isOther(itm) {
let incometypes = ["w2","DD1099","llc","k1"];
let other_incometypes = ["pension","ssec","dis","child","alimony","rental","other"];
let type = (typeof itm === "string") ? itm : MAR.getOpt(itm, "type", "");
let other = (other_incometypes.indexOf(type) > -1);
return other;
}
/**
* recalculate income summaries
*/
function recalculate() { //Empty!
}
/**
* @memberof MAR.income
*/
function summary() { //Empty!
}
/**
* @memberof _add need overview
*/
function _over_addneed(needid,__prog,__n,__uuid,__obj) {
/*
NEED iD
application 220
section reo
subsection monthly_includes_taxes
identifier 4fd1e812-13f9-4644-8aa6-9045e9818757
NEED TYPE
sup-doc supporting documentation
personal-id personal identification
tac-
sup-desc supporting description
sup-data supporting data
address-list address history
w1-list employment history
llc-list business history
k1-list k1 business history
ssc-list sec list
alimony-list alimony list
dis-list disability list
child-list child list
bank-list list of bank accounts
K401-list list of 401k accounts
gifts-list list of gifts
stock-list list of stock accounts
nprf-list list of nprf sources
emd-list list of end payments
NEED ID EXAMPLES
220/reo/monthly_includes_taxes/4fd1e812-13f9-4644-8aa6-9045e9818757
220/liability/-/4fd1e812-13f9-4644-8aa6-9045e9818757
220/assets/bank/-
** 220/assets/bank/{uuid}
220/applicants/-/0,1,2
** 220/applicants/id/{uuid}
** 220/applicants/address/{uuid}
220/declaration/credit_has_judgements/0,1,2
220/income/w2/0,1,2
** 220/income/w2/{uuid}
220/scenario/property_county/
220/scenario/hoa_estimate/
NEED
*/
if (arguments.length < 5 || !__obj) {
__obj = {};
}
__obj.n = __n;
__obj.vn = MAR.applicants.vid(__n),
__obj.vn0 = MAR.applicants.vid(0),
__obj.vn1 = MAR.applicants.vid(1),
__obj.vn2 = MAR.applicants.vid(2),
__obj.uuid = __uuid;
__obj.prog = __prog;
needid = Mustache.render(needid , __obj);
if ("needslist" in mar == false) mar.needslist = [];
var needindex = -1;
for (var i=0; i < mar.needslist.length; i++) {
if (mar.needslist[i].needid == needid ) {
needindex = i;
break;
}
}
if (needindex > -1) {
} else {
mar.needslist.push({
needid : needid
});
// console.warn(`_over_addneed ${needid}`)
}
}
/**
* @memberof _add need overview
*/
function _noop_addneed(needid,__prog,__n,__uuid,__obj) {
// console.warn(`NOOP _addneed ${needid}`)
}
/**
* @memberof MAR.income
*/
function getIncome_v2(PROG,QI,NOREO = false) { // returns ABC
if (!mar.STATIC) setStaticVars();
if (!PROG) PROG = "web";
if (!QI) QI = {};
/**
* this supercedes the old schema
*/
var retval = {
total : 0,
total_noreo : 0,
base : [0,0,0,0,0,0,0,0,0],
bonus : [0,0,0,0,0,0,0,0,0],
overtime : [0,0,0,0,0,0,0,0,0],
commission : [0,0,0,0,0,0,0,0,0],
other : [0,0,0,0,0,0,0,0,0],
years_hist : [0,0,0,0,0,0,0,0,0],
qi_total : 0,
sug_total : 0,
has_unverified_items : false,
is_empty : true,
detailmatrix : [],
warnings : {}
};
//var js = fs.readFileSync('data-tables/rules/rules.js').toString();
//eval(js);
let no_income_docs = (MAR.getOpt(mar, "answers.v2.scenario.is_interestonly","") === "Y") || (MAR.getOpt(mar, "answers.v2.scenario.is_nodoc","") === "Y");
let opt_bank_stmt = MAR.getOpt(mar, "answers.v2.scenario.is_bank_statements","N");
if (opt_bank_stmt !== `N` && opt_bank_stmt !== ``) {
no_income_docs = true;
}
var _addneed = (no_income_docs) ? _noop_addneed : _over_addneed; // replace the add_need function with a dummy if there is no income docs
/**
* clear all the warnings for assets
*/
rules.clearwarnings("income")
retval.detailmatrix.push(["TYPE","APPLICANT","BASE","2016","2015","CALCULATED BASE","CALCULATED BONUS","TOTAL","MONTHLY","OVER","CLEARED","UUID"]);
var forApplicant = "0";
var starttotal = 0;
for (var n=0; n < mar.answers.v2.income.length; n++) {
forApplicant = ""+n
let taxyear_c = MAR.getApplicantLastTaxYear(n);
let taxyear_p = MAR.getApplicantLastTaxYear(n)-1;
let taxyear_pp = MAR.getApplicantLastTaxYear(n)-2;
let year_c = MAR.getCurrentYear();
let year_p = MAR.getCurrentYear()-1;
let year_pp = MAR.getCurrentYear()-2;
var taxdetails = (function(){
// 1040SC 2018 aa-bb-cc-dd
let arr = [];
/**
* example
*
* c all taxdetails.add(`1040 ${__uuid.item.taxyear_c} ${__uuid.item.uuid}`)
*
*/
function add(itm) {
arr.push(itm);
}
function get() {
return arr;
}
function get_string_year(yr) {
let rv = []
let ar = get_year(yr);
// rv.push(JSON.stringify(ar));
for (let i=0; i < ar.length; i++) {
let a = ar[i];
if (a[0] === "1040") {
}
else if (a[0] === "1040SC") {
try {
let uuid = a[2];
let item = MAR.income.getByUUID(uuid);
let name = item.name || item.name_k1 || item.name_llc;
let total = MAR.format.format("cur",item.total);
let obj = MAR.xsd.inc_w2(item);
if (obj.isPrevious()) {
rv.push(`Schedule C for ${obj.name()} previous job`)
} else {
rv.push(`Schedule C for ${obj.name()} showing ${total}`)
}
} catch(E) {
rv.push(`Schedule C ${E}`)
}
}
else if (a[0] === "1040E") {
rv.push(`Schedule E showing rental income`)
}
else if (a[0] === "1120") {
// rv.push(`1120 for ...`)
}
else if (a[0] === "1120S") {
// rv.push(`1120S for ...`)
}
else if (a[0] === "1065") {
// try {
// let uuid = a[2];
// let item = MAR.income.getByUUID(uuid);
// let name = item.name || item.name_k1 || item.name_llc;
// let total = MAR.format.format("cur",item.total);
// rv.push(`1065 for ${name} showing ${total}`)
//
// } catch(E) {
// rv.push(`1065`)
// }
}
else {
// rv.push(`${a[0]} ${a[1]}`);
}
}
/**
* override
*
*/
return "include all schedules";
if (rv.length === 0) {
return "include all schedules";
}
return "including "+rv.join(", ");
}
function get_string() {
return JSON.stringify({
y2017 : is_year_1040(2017),
y2018 : is_year_1040(2018),
y2019 : is_year_1040(2019),
y2019 : is_year_1040(2019),
y2020 : is_year_1040(2020),
y2021 : is_year_1040(2021),
y2022 : is_year_1040(2022),
y2023 : is_year_1040(2023),
y2024 : is_year_1040(2024),
y2025 : is_year_1040(2025),
y2026 : is_year_1040(2026),
arr : arr
});
}
function is_year_type(yr, type) {
for (let i=0; i < arr.length; i++) {
let a = arr[i].split(" ");
if (a.length !== 3) continue;
let a_type = a[0];
let a_yr = num(a[1]);
if (a_yr !== num(yr) && a_type === type) {
return true;
}
}
return false;
}
function is_year_1040(yr) {
for (let i=0; i < arr.length; i++) {
let a = arr[i].split(" ");
if (a.length !== 3) continue;
let a_type = a[0];
let a_yr = num(a[1]);
if (a_yr === num(yr) && a_type.startsWith("1040") === true) {
return true;
}
}
return false;
}
function is_year(yr) {
for (let i=0; i < arr.length; i++) {
let a = arr[i].split(" ");
if (a.length !== 3) continue;
let a_yr = num(a[1]);
if (a_yr === num(yr)) return tru;
}
return false;
}
function get_year(yr) {
let rv = [];
for (let i=0; i < arr.length; i++) {
let a = arr[i].split(" ");
if (a.length !== 3) continue;
let a_yr = num(a[1]);
if (a_yr === num(yr)) rv.push(a)
}
return rv
}
return {
add : add,
get : get,
get_string : get_string,
get_string_year : get_string_year,
is_year : is_year,
is_year_1040 : is_year_1040,
is_year_type : is_year_type,
___id : "tax details"
}
})();
if (MAR.getOpt(mar.answers.v2.income[n], `items`, []).length === 0 ) {
retval.detailmatrix.push(["Applicant "+(n+1)+" - Income missing"]);
} else {
retval.detailmatrix.push(["Applicant "+(n+1)+""]);
}
let incometypes = ["w2","DD1099","llc","k1","pension","ssec","dis","child","alimony","rental","other"]
if ("items" in mar.answers.v2.income[n]) {
/**
* make sure there are no empty income types
*/
for (let i=0; i < incometypes.length; i++) {
let _incometype = incometypes[i];
if (_incometype in mar.answers.v2.income[n] == false || mar.answers.v2.income[n][_incometype] == false) {
mar.answers.v2.income[n][_incometype] = {
total : 0
}
} else {
mar.answers.v2.income[n][_incometype].total = 0;
}
}
let int = function(N) {
return Math.floor(N);
}
let dbl = function(N) {
let n = N.toFixed(2);
n = parseFloat(n);
return n;
return parseFloat(N.toFixed(2),10);
return Math.round( N * 100 + Number.EPSILON ) / 100
return +(Math.round(N + "e+2") + "e-2");
return ~~(N);
return ~~(N * 100) / 100;
}
for (let i=0; i < mar.answers.v2.income[n].items.length; i++) {
let inc = mar.answers.v2.income[n].items[i];
retval.is_empty = false;
// console.log(`INCOME ${inc.type}`)
let __isverified = true;
if (inc.type == "") {
if ("verified" in inc && inc.verified.toLowerCase() == "n") {
__isverified = false;
if ("current" in inc == false || inc.current.toLowerCase() != "n") {
if ("sug_total" in inc) retval.sug_total += num(inc.sug_total);
retval.has_unverified_items = true;
}
}
}
if (__isverified) {
retval.years_hist[n] = 2;
}
inc.start_date = "";
inc.end_date = "";
inc._M = MAR.application.M();
inc._Y = MAR.application.Y();
inc._TP = MAR.application.TP();
(function(){
let cd = MAR.getOpt(mar.answers, "cleared_dates", {});
for (let x in cd) {
if (x.startsWith("/income/") && x.indexOf(inc.uuid) > -1) {
inc._cleared_dates = cd[x];
return;
}
}
inc._cleared_dates = false;
})();
(function(){
let props = MAR.reo.is_income_attached_to_property(inc.uuid);
inc.is_reo_income = (props.length > 0);
inc.requires_8825 = ``;
for (let ii=0; ii < props.length; ii++) {
let prop = props[ii];
let f8825_opt = MAR.getOpt(prop, `f8825_opt`, ``);
let f8825_ontax = MAR.getOpt(prop, `reo_rental_income_on_tax_returns`, ``);
if (f8825_ontax !== `Y`) {
continue;
}
if (f8825_opt === `opt_8825`) {
inc.requires_8825 = `Y`;
}
else if (f8825_opt === `opt_est`) {
inc.requires_8825 = `est`;
}
}
})();
if (inc.type == "w2") {
// console.log("INC",inc);
var salary_frequency = ("salary_choice" in inc) ? inc.salary_choice : "";
var salary_base = ("income_w2_base" in inc) ? num(inc.income_w2_base) : 0;
var salary_2yearquestion = ("salary_3yearquestion" in inc) ? inc.salary_3yearquestion : "";
var salary_overtime = ("salary_overtime" in inc) ? inc.salary_overtime : 0;
var salary_bonus = ("salary_bonus" in inc) ? inc.salary_bonus : 0;
var salary_other = ("salary_other" in inc) ? inc.salary_other : 0;
var salary_commission = ("salary_commission" in inc) ? inc.salary_commission : 0;
if (salary_overtime != "Y") {
inc[`income_w2_overtime_${year_c}`] = 0;
inc[`income_w2_overtime_${year_p}`] = 0;
inc[`income_w2_overtime_${year_pp}`] = 0;
}
if (salary_bonus != "Y") {
inc[`income_w2_bonus_${year_c}`] = 0;
inc[`income_w2_bonus_${year_p}`] = 0;
inc[`income_w2_bonus_${year_pp}`] = 0;
}
if (salary_other != "Y") {
inc[`income_w2_other_${year_c}`] = 0;
inc[`income_w2_other_${year_p}`] = 0;
inc[`income_w2_other_${year_pp}`] = 0;
}
if (salary_commission != "Y") {
inc[`income_w2_commission_${year_c}`] = 0;
inc[`income_w2_commission_${year_p}`] = 0;
inc[`income_w2_commission_${year_pp}`] = 0;
}
if (salary_frequency == mar.SALARY_FREQUENCY_WEEKLY) {
salary_base = ((num(salary_base) * 52)/12);
} else if (salary_frequency == mar.SALARY_FREQUENCY_BIWEEKLY) {
salary_base = ((num(salary_base) * 26)/12);
} else if (salary_frequency == mar.SALARY_FREQUENCY_SEMIMONTHLY) {
salary_base = (num(salary_base) * 2);
} else if (salary_frequency == mar.SALARY_FREQUENCY_HOURLY) {
salary_base = ((num(salary_base) * 40 * 52) / 12);
} else if (salary_frequency == mar.SALARY_FREQUENCY_MONTHLY) {
/* nothing */
} else if (salary_frequency == mar.SALARY_FREQUENCY_YEARLY) {
salary_base = (num(salary_base) / 12);
} else {
salary_base = 0;
}
var lastyear = (`income_w2_bonus_${year_c}` in inc) ? num(inc[`income_w2_bonus_${year_c}`]) : 0;
var prevyear = (`income_w2_bonus_${year_c}` in inc) ? num(inc[`income_w2_bonus_${year_p}`]) : 0;
var Prevyear = (`income_w2_bonus_${year_c}` in inc) ? num(inc[`income_w2_bonus_${year_pp}`]) : 0;
if (new Date().getMonth() < 3) {
lastyear = prevyear;
prevyear = Prevyear;
Prevyear = 0;
}
var base = num(salary_base);
var bonus = ((num(lastyear) + num(prevyear))/24);
var lastyearc = (`income_w2_commission_${year_c}` in inc) ? num(inc[`income_w2_commission_${year_c}`]) : 0;
var prevyearc = (`income_w2_commission_${year_c}` in inc) ? num(inc[`income_w2_commission_${year_p}`]) : 0;
var Prevyearc = (`income_w2_commission_${year_c}` in inc) ? num(inc[`income_w2_commission_${year_pp}`]) : 0;
var commission = 0;
var lowest_commission = 0;
if (new Date().getMonth() < 3) {
lastyearc = prevyearc;
prevyearc = Prevyearc;
Prevyearc = 0;
commission = ((num(lastyearc) + num(prevyearc))/24);
} else {
let ytd_2y = ((num(lastyearc) + num(prevyearc) + num(Prevyearc))/36);
let ytd_1y = ((num(lastyearc) + num(prevyearc))/24);
let ytd_0y = ((num(lastyearc))/12);
commission = MAR.math.lowest(ytd_2y, ytd_1y, ytd_0y);
}
lowest_commission = commission;
var lastyeart = (`income_w2_other_${year_c}` in inc) ? num(inc[`income_w2_other_${year_c}`]) : 0;
var prevyeart = (`income_w2_other_${year_c}` in inc) ? num(inc[`income_w2_other_${year_p}`]) : 0;
var Prevyeart = (`income_w2_other_${year_c}` in inc) ? num(inc[`income_w2_other_${year_pp}`]) : 0;
if (new Date().getMonth() < 3) {
lastyeart = prevyeart;
prevyeart = Prevyeart;
Prevyeart = 0;
}
var other = ((num(lastyeart) + num(prevyeart))/24);
var lastyearo = (`income_w2_overtime_${year_c}` in inc) ? num(inc[`income_w2_overtime_${year_c}`]) : 0;
var prevyearo = (`income_w2_overtime_${year_c}` in inc) ? num(inc[`income_w2_overtime_${year_p}`]) : 0;
var Prevyearo = (`income_w2_overtime_${year_c}` in inc) ? num(inc[`income_w2_overtime_${year_pp}`]) : 0;
if (new Date().getMonth() < 3) {
lastyearo = prevyearo;
prevyearo = Prevyearo;
Prevyearo = 0;
}
var overtime = ((num(lastyearo) + num(prevyearo))/24);
var val = num(salary_base) + bonus + commission + overtime + other;
if ("current" in inc === false) {
if (MAR.getOpt(inc, "previous_type","") === "") {
inc.current = "Y";
} else {
inc.current = "N";
}
}
if (MAR.getOpt(inc, "current","Y") === "N") {
if (MAR.getOpt(inc, "previous_type","") === "work") {
inc.start_date = MAR.getOpt(inc, "fromd", "");
inc.end_date = MAR.getOpt(inc, "tod", "");
}
if (MAR.getOpt(inc, "previous_type","") === "study") {
inc.start_date = MAR.getOpt(inc, "education_start", "");
inc.end_date = MAR.getOpt(inc, "education_end", "");
}
if (MAR.getOpt(inc, "previous_type","") === "neither") {
inc.start_date = MAR.getOpt(inc, "fromd", "");
inc.end_date = MAR.getOpt(inc, "tod", "");
}
let parent = MAR.getOpt(inc, `parent`, ``);
if (parent !== ``) {
let par = MAR.income.getByUUID(parent);
let sdate = MAR.getOpt(par, "fromd", "");
inc.gap_startd = inc.end_date;
inc.gap_endd = sdate;
}
} else {
inc.start_date = MAR.getOpt(inc, "fromd", "");
inc.end_date = "";
}
if (MAR.getOpt(inc, "current","Y") === "N") {
salary_base = 0;
lastyear = 0;
prevyear = 0;
Prevyear = 0;
base = 0;
bonus = 0;
lastyearc = 0;
prevyearc = 0;
Prevyearc = 0;
commission = 0;
lastyeart = 0;
prevyeart = 0;
Prevyeart = 0;
other = 0;
lastyearo = 0;
prevyearo = 0;
Prevyearo = 0;
overtime = 0;
val = 0;
}
if ("verified" in inc && inc.verified.toLowerCase() == "n") {
if ("sug_total" in inc) retval.sug_total += num(inc.sug_total);
retval.has_unverified_items = true;
lastyear = 0;
prevyear = 0;
Prevyear = 0;
salary_base = 0;
base = 0;
bonus = 0;
lastyearc = 0;
prevyearc = 0;
Prevyearc = 0;
commission = 0;
lastyeart = 0;
prevyeart = 0;
Prevyeart = 0;
other = 0;
lastyearo = 0;
prevyearo = 0;
Prevyearo = 0;
overtime = 0;
val = 0;
}
var rules_val = val;
inc.iws = {
enc : {
base : base,
bonus : bonus,
overtime : num(overtime)/12,
commission : num(commission)/12,
other : other
},
current : {
base : base,
bonus : num(lastyear)/12,
overtime : num(lastyearo)/12,
commission : num(lastyearc)/12,
other : other,
rate : salary_base,
freq : `monthly`
},
last : {
bonus : num(prevyear)/12,
overtime : num(prevyearo)/12,
commission : num(prevyearc)/12,
other : other,
}
}
inc.taxyear_c = taxyear_c;
inc.taxyear_p = taxyear_p;
inc.taxyear_pp = taxyear_pp;
inc.year_c = year_c;
inc.year_p = year_p;
inc.year_pp = year_pp;
inc.rules_val = rules_val;
/* rules */
inc.warnings=[];
let warning_type = "income_w2";
// if (val > 0 || "parent" in inc) { // also run for previous employments
if (val !== 0 || "parent" in inc) { // also run for previous employments
/* rules */
let _warningcount = (warning_type in mar.warnings) ? mar.warnings[warning_type].length : 0;
rules.get(warning_type).forEach(function(item){
eval("var _fn = "+item+";");
_fn(PROG,n,{
employer : ("name" in inc) ? inc.name : "employer",
a : getApplicantsNames_v2(n),
item : inc
});
_fn = null;
});
if (warning_type in mar.warnings) {
for (let _wc = _warningcount; _wc < mar.warnings[warning_type].length; _wc++) {
inc.warnings.push(mar.warnings[warning_type][_wc])
}
}
}
/**
* we have an over ridden value set
*/
if (MAR.getOpt(inc, "over", "") === "Y") {
val = int(num(MAR.getOpt(inc, "over_total" , "0")));
bonus = int(num(MAR.getOpt(inc, "over_bonus" , "0")));
overtime = int(num(MAR.getOpt(inc, "over_overtime" , "0")));
commission = int(num(MAR.getOpt(inc, "over_commission" , "0")));
other = int(num(MAR.getOpt(inc, "over_other" , "0")));
base = val - (bonus + commission + overtime);
inc.iws.over = true;
} else {
inc.iws.over = false;
}
bonus = int(bonus);
commission = int(commission);
overtime = int(overtime);
other = int(other);
bonus = int(bonus);
base = int(base);
val = int(val);
////
inc.iws.enc.base = val - (bonus + commission + overtime + other);
inc.iws.enc.baseval = val;
inc.iws.enc.bonus = bonus;
inc.iws.enc.overtime = overtime;
inc.iws.enc.commission = commission;
inc.iws.enc.other = other;
inc.total = val;
retval.total += val;
if (inc.is_reo_income === false) {
retval.total_noreo += val;
}
retval.base[n] += inc.iws.enc.base;
retval.bonus[n] += inc.iws.enc.bonus;
retval.overtime[n] += inc.iws.enc.overtime;
retval.commission[n] += inc.iws.enc.commission;
retval.other[n] += inc.iws.enc.other;
mar.answers.v2.income[n].w2.total += val;
mar.answers.v2.income[n].w2.active = (salary_base > 0);
if ("displayName" in inc == false || inc.displayName.trim().length == 0) {
inc.displayName = inc.name;
}
// if (val !== 0) {
retval.detailmatrix.push([`${inc.name} (W2)`,forApplicant,
salary_base.toFixed(0),
(lastyear+lastyearo+lastyearc).toFixed(0),
(prevyear+prevyearo+prevyearc).toFixed(0),
salary_base.toFixed(0),
bonus.toFixed(0),
val.toFixed(0),
MAR.getOpt(inc,"over",""),
MAR.getOpt(inc,"cleared",""),
MAR.getOpt(inc,"uuid",""),
inc.type,
inc.is_reo_income
]);
// }
if (inc.uuid in QI) {
let qi_total = QI[inc.uuid];
inc.qi_total = qi_total;
retval.qi_total += qi_total;
} else {
inc.qi_total = false;
retval.qi_total += val;
}
}
if (inc.type == "DD1099") {
// itm.type = "DD1099";
// itm.name = "1099 Self Employed";
// itm.last_year_filed = radio("last_year_filed");
// itm.profit_DD1099_2017 = txt("#profit_DD1099_2017");
// itm.profit_DD1099_2016 = txt("#profit_DD1099_2016");
inc.taxyear_c = taxyear_c;
inc.taxyear_p = taxyear_p;
(function(){
inc.pnlyear_ytd = year_c;
for (let _i=1; _i < 4; _i++) {
let _yc = year_c - _i;
if (_yc > taxyear_c) {
inc[`pnlyear_m${_i}`] = _yc;
} else {
inc[`pnlyear_m${_i}`] = "-";
}
}
})();
var lastyear = num(inc[`profit_DD1099_${inc.taxyear_c}`]);
var prevyear = num(inc[`profit_DD1099_${inc.taxyear_p}`]);
// var lastyear = num(inc.profit_DD1099_2017);
// var prevyear = num(inc.profit_DD1099_2016);
/**
* rule:the basic calc is to average out the last 2 years
*/
var val = (((lastyear + prevyear)/2)/12);
if ("verified" in inc && inc.verified.toLowerCase() == "n") {
if ("sug_total" in inc) retval.sug_total += num(inc.sug_total);
retval.has_unverified_items = true;
lastyear = 0;
prevyear = 0;
val = 0;
}
inc.warnings=[];
// if (val > 0) {
if (val !== 0) {
/* rules */
inc.warnings=[];
let warning_type = "income_DD1099";
if (val !== 0) {
/* rules */
let _warningcount = (warning_type in mar.warnings) ? mar.warnings[warning_type].length : 0;
rules.get(warning_type).forEach(function(item){
eval("var _fn = "+item+";");
_fn(PROG,n,{
a : getApplicantsNames_v2(n),
item : inc
});
_fn = null;
});
if (warning_type in mar.warnings) {
for (let _wc = _warningcount; _wc < mar.warnings[warning_type].length; _wc++) {
inc.warnings.push(mar.warnings[warning_type][_wc])
}
}
}
}
inc.iws = {
current : {
other : val
},
enc : {
other : val
}
}
if (MAR.getOpt(inc, "over", "") === "Y") {
val = int(num(MAR.getOpt(inc, "over_total" , "0")));
bonus = int(num(MAR.getOpt(inc, "over_bonus" , "0")));
overtime = int(num(MAR.getOpt(inc, "over_overtime" , "0")));
commission = int(num(MAR.getOpt(inc, "over_commission" , "0")));
other = int(num(MAR.getOpt(inc, "over_other" , "0")));
base = int(num(MAR.getOpt(inc, "over_base" , "0")));
inc.iws.enc.base = val - (bonus + commission + overtime + other);
inc.iws.enc.baseval = val;
inc.iws.enc.bonus = bonus;
inc.iws.enc.overtime = overtime;
inc.iws.enc.commission = commission;
inc.iws.enc.other = other;
inc.iws.over = true;
} else {
inc.iws.over = false;
}
inc.total = val;
retval.total += val;
if (inc.is_reo_income === false) {
retval.total_noreo += val;
}
retval.base[n] += val;
mar.answers.v2.income[n].DD1099.total += val;
mar.answers.v2.income[n].DD1099.active = (salary_base > 0);
if (val !== 0) {
retval.detailmatrix.push(["income from 1099",forApplicant,
"",
lastyear,
prevyear,
((lastyear + prevyear)/2),
"",
val,
MAR.getOpt(inc,"over",""),
MAR.getOpt(inc,"cleared",""),
MAR.getOpt(inc,"uuid",""),
inc.type,
inc.is_reo_income
]);
}
if (inc.uuid in QI) {
let qi_total = QI[inc.uuid];
inc.qi_total = qi_total;
retval.qi_total += qi_total;
} else {
inc.qi_total = false;
retval.qi_total += val;
}
}
if (inc.type == "llc") {
inc.name = inc.name_llc;
inc.taxyear_c = taxyear_c;
inc.taxyear_p = taxyear_p;
(function(){
inc.pnlyear_ytd = year_c;
for (let _i=1; _i < 4; _i++) {
let _yc = year_c - _i;
if (_yc > taxyear_c) {
inc[`pnlyear_m${_i}`] = _yc;
} else {
inc[`pnlyear_m${_i}`] = "-";
}
}
})();
var lastyear = num(inc[`income_llc_${inc.taxyear_c}`]);
var prevyear = num(inc[`income_llc_${inc.taxyear_p}`]);
// var lastyear = num(inc.income_llc_2017);
// var prevyear = num(inc.income_llc_2016);
/**
* rule:the basic calc is to average out the last 2 years
*/
var val = (((lastyear + prevyear)/2)/12);
if ("verified" in inc && inc.verified.toLowerCase() == "n") {
if ("sug_total" in inc) retval.sug_total += num(inc.sug_total);
retval.has_unverified_items = true;
lastyear = 0;
prevyear = 0;
val = 0;
}
/* -- Add does own property -- */
inc.warnings=[];
// if (val > 0) {
if (val !== 0) {
/* rules */
inc.warnings=[];
let warning_type = "income_llc";
if (val !== 0) {
/* rules */
let _warningcount = (warning_type in mar.warnings) ? mar.warnings[warning_type].length : 0;
rules.get(warning_type).forEach(function(item){
eval("var _fn = "+item+";");
_fn(PROG,n,{
a : getApplicantsNames_v2(n),
item : inc
});
_fn = null;
});
if (warning_type in mar.warnings) {
for (let _wc = _warningcount; _wc < mar.warnings[warning_type].length; _wc++) {
inc.warnings.push(mar.warnings[warning_type][_wc])
}
}
}
}
inc.iws = {}
if (MAR.getOpt(inc, "over", "") === "Y") {
val = int(num(MAR.getOpt(inc, "over_total" , "0")));
bonus = int(num(MAR.getOpt(inc, "over_bonus" , "0")));
overtime = int(num(MAR.getOpt(inc, "over_overtime" , "0")));
commission = int(num(MAR.getOpt(inc, "over_commission" , "0")));
other = int(num(MAR.getOpt(inc, "over_other" , "0")));
base = int(num(MAR.getOpt(inc, "over_base" , "0")));
inc.iws.over = true;
} else {
inc.iws.over = false;
}
inc.total = val;
retval.total += val;
if (inc.is_reo_income === false) {
retval.total_noreo += val;
}
retval.base[n] += val;
inc.iws.enc = {
other : val
}
mar.answers.v2.income[n].llc.total += val;
mar.answers.v2.income[n].llc.active = (salary_base > 0);
if (val !== 0) {
retval.detailmatrix.push(["income from LLC",forApplicant,
"",
lastyear,
prevyear,
((lastyear + prevyear)/2),
"",
val,
MAR.getOpt(inc,"over",""),
MAR.getOpt(inc,"cleared",""),
MAR.getOpt(inc,"uuid",""),
inc.type,
inc.is_reo_income
]);
}
if (inc.uuid in QI) {
let qi_total = QI[inc.uuid];
inc.qi_total = qi_total;
retval.qi_total += qi_total;
} else {
inc.qi_total = false;
retval.qi_total += val;
}
}
if (inc.type == "k1") {
if ("ctype" in inc == false) inc.ctype = "c";
if (inc.ctype == "") inc.ctype = "c";
inc.taxyear_c = num(inc.k1_last_year_filed);
inc.taxyear_p = (inc.taxyear_c-1);
if (ctype == "c" || ctype == "p") {
inc.taxyear_c = taxyear_c;
inc.taxyear_p = taxyear_p;
}
(function(){
inc.pnlyear_ytd = year_c;
for (let _i=1; _i < 4; _i++) {
let _yc = year_c - _i;
if (_yc > inc.taxyear_c) {
inc[`pnlyear_m${_i}`] = _yc;
} else {
inc[`pnlyear_m${_i}`] = "-";
}
}
})();
var lastyear = num(inc[`income_corp_${inc.taxyear_c}`]);
var prevyear = num(inc[`income_corp_${inc.taxyear_p}`]);
if (inc.ctype == "s") {
var lastyear = num(inc[`income_corp_c`]);
var prevyear = num(inc[`income_corp_p`]);
}
var last_depr = MAR.getOptNum(inc, `income_depr_${inc.taxyear_c}`,0);
var prev_depr = MAR.getOptNum(inc, `income_depr_${inc.taxyear_p}`,0);
var last_oneoff = MAR.getOptNum(inc, `income_oneoff_${inc.taxyear_c}`,0);
var prev_oneoff = MAR.getOptNum(inc, `income_oneoff_${inc.taxyear_p}`,0);
var equity = MAR.getOptNum(inc, `income_k1_equity`,100);
(function include_deductions_capped_at_zero(){
if (lastyear < 0) {
lastyear += (last_depr + last_oneoff) * (equity/100);
if (lastyear > 0) {
lastyear = 0;
}
}
if (prevyear < 0) {
prevyear += (prev_depr + prev_oneoff) * (equity/100);
if (prevyear > 0) {
prevyear = 0;
}
}
})();
var more5years = MAR.getOpt(inc, "income_corp_greater_5_years", "Y");
var ctype = inc.ctype;
inc.jc = `1 ${lastyear} ${prevyear}`;
var val = (((lastyear + prevyear)/2)/12);
if ("verified" in inc && inc.verified.toLowerCase() == "n") {
if ("sug_total" in inc) retval.sug_total += num(inc.sug_total);
retval.has_unverified_items = true;
lastyear = 0;
prevyear = 0;
val = 0;
}
/* -- Add does own property -- */
// if (val > 0) {
/* rules */
inc.warnings=[];
let warning_type = "income_k1";
// if (val > 0) {
/* rules */
let _warningcount = (warning_type in mar.warnings) ? mar.warnings[warning_type].length : 0;
rules.get(warning_type).forEach(function(item){
eval("var _fn = "+item+";");
_fn(PROG,n,{
a : getApplicantsNames_v2(n),
item : inc
});
_fn = null;
});
if (warning_type in mar.warnings) {
for (let _wc = _warningcount; _wc < mar.warnings[warning_type].length; _wc++) {
inc.warnings.push(mar.warnings[warning_type][_wc])
}
}
// }
// }
inc.iws = {
current : {
other : val
},
enc : {
other : val
}
}
if (MAR.getOpt(inc, "over", "") === "Y") {
val = int(num(MAR.getOpt(inc, "over_total" , "0")));
bonus = int(num(MAR.getOpt(inc, "over_bonus" , "0")));
overtime = int(num(MAR.getOpt(inc, "over_overtime" , "0")));
commission = int(num(MAR.getOpt(inc, "over_commission" , "0")));
other = int(num(MAR.getOpt(inc, "over_other" , "0")));
base = int(num(MAR.getOpt(inc, "over_base" , "0")));
inc.iws.enc.base = val - (bonus + commission + overtime + other);
inc.iws.enc.baseval = val;
inc.iws.enc.bonus = bonus;
inc.iws.enc.overtime = overtime;
inc.iws.enc.commission = commission;
inc.iws.enc.other = other;
inc.iws.over = true;
} else {
inc.iws.over = false;
}
inc.total = val;
retval.total += val;
if (inc.is_reo_income === false) {
retval.total_noreo += val;
}
retval.other[n] += val;
mar.answers.v2.income[n].k1.total += val;
mar.answers.v2.income[n].k1.active = (salary_base > 0);
// if (val !== 0) {
retval.detailmatrix.push([`${inc.name_k1} (K1)`,forApplicant,
"",
lastyear,
prevyear,
((lastyear + prevyear)/24),
"",
val,
MAR.getOpt(inc,"over",""),
MAR.getOpt(inc,"cleared",""),
MAR.getOpt(inc,"uuid",""),
inc.type,
inc.is_reo_income
]);
// }
if (inc.uuid in QI) {
let qi_total = QI[inc.uuid];
inc.qi_total = qi_total;
retval.qi_total += qi_total;
} else {
inc.qi_total = false;
retval.qi_total += val;
}
}
if (inc.type == "pension") {
var income = num(inc.pension_income);
var original = income;
var notax = inc.pension_dont_pay_taxes;
inc.taxyear_c = taxyear_c;
inc.taxyear_p = taxyear_p;
if ("verified" in inc && inc.verified.toLowerCase() == "n") {
if ("sug_total" in inc) retval.sug_total += num(inc.sug_total);
retval.has_unverified_items = true;
income = 0;
}
inc.iws = {
current : {
ubertype : "ssec",
income : income,
notax : notax
}
}
var val = income;
// if (val > 0) {
if (val !== 0) {
/* rules */
inc.warnings=[];
let warning_type = "income_pension";
if (val !== 0) {
/* rules */
let _warningcount = (warning_type in mar.warnings) ? mar.warnings[warning_type].length : 0;
rules.get(warning_type).forEach(function(item){
eval("var _fn = "+item+";");
_fn(PROG,n,{
a : getApplicantsNames_v2(n),
item : inc
});
_fn = null;
});
if (warning_type in mar.warnings) {
for (let _wc = _warningcount; _wc < mar.warnings[warning_type].length; _wc++) {
inc.warnings.push(mar.warnings[warning_type][_wc])
}
}
}
income = val;
}
inc.iws.current.other = income;
/*
if (notax === mar.YES) {
income = income * 1.15;
}
*/
if (MAR.getOpt(inc, "over", "") === "Y") {
income = int(num(MAR.getOpt(inc, "over_total" , "0")));
val = int(num(MAR.getOpt(inc, "over_total" , "0")));
original = int(num(MAR.getOpt(inc, "over_total" , "0")));
inc.iws.over = true;
} else {
inc.iws.over = false;
}
inc.total = val;
retval.total += val;
if (inc.is_reo_income === false) {
retval.total_noreo += val;
}
retval.other[n] += val;
inc.iws.enc = {
other : val
}
mar.answers.v2.income[n].pension.total += val;
mar.answers.v2.income[n].pension.active = (salary_base > 0);
inc.displayName = "Pension " + inc.pension_former_employer;
if (val !== 0) {
retval.detailmatrix.push(["Pension",forApplicant,
original,
"",
"",
income,
"",
val,
MAR.getOpt(inc,"over",""),
MAR.getOpt(inc,"cleared",""),
MAR.getOpt(inc,"uuid",""),
inc.type,
inc.is_reo_income
]);
}
if (inc.uuid in QI) {
let qi_total = QI[inc.uuid];
inc.qi_total = qi_total;
retval.qi_total += qi_total;
} else {
inc.qi_total = false;
retval.qi_total += val;
}
}
if (inc.type == "ssec") {
var income = num(inc.ssec_income);
var original = income;
var notax = inc.ssec_dont_pay_taxes;
if ("verified" in inc && inc.verified.toLowerCase() == "n") {
if ("sug_total" in inc) retval.sug_total += num(inc.sug_total);
retval.has_unverified_items = true;
income = 0;
}
inc.iws = {
current : {
ubertype : "ssec",
income : income,
notax : notax
}
}
inc.taxyear_c = taxyear_c;
inc.taxyear_p = taxyear_p;
var val = income;
if (val !== 0) {
inc.warnings=[];
let warning_type = "income_ssec";
if (val !== 0) {
/* rules */
let _warningcount = (warning_type in mar.warnings) ? mar.warnings[warning_type].length : 0;
rules.get(warning_type).forEach(function(item){
eval("var _fn = "+item+";");
_fn(PROG,n,{
a : getApplicantsNames_v2(n),
item : inc
});
_fn = null;
});
if (warning_type in mar.warnings) {
for (let _wc = _warningcount; _wc < mar.warnings[warning_type].length; _wc++) {
inc.warnings.push(mar.warnings[warning_type][_wc])
}
}
}
income = val;
}
inc.iws.current.other = income;
if (MAR.getOpt(inc, "over", "") === "Y") {
income = int(num(MAR.getOpt(inc, "over_total" , "0")));
val = int(num(MAR.getOpt(inc, "over_total" , "0")));
original = int(num(MAR.getOpt(inc, "over_total" , "0")));
inc.iws.over = true;
} else {
inc.iws.over = false;
}
inc.total = val;
retval.total += val;
if (inc.is_reo_income === false) {
retval.total_noreo += val;
}
retval.other[n] += val;
// inc.iws = {
// enc : {
// other : val
// }
// }
inc.iws.enc = {
other : val
}
mar.answers.v2.income[n].ssec.total += val;
mar.answers.v2.income[n].ssec.active = (salary_base > 0);
inc.displayName = `Social Security`;
if (val !== 0) {
retval.detailmatrix.push(["Social security",forApplicant,
original,
"",
"",
income,
"",
val,
MAR.getOpt(inc,"over",""),
MAR.getOpt(inc,"cleared",""),
MAR.getOpt(inc,"uuid",""),
inc.type,
inc.is_reo_income
]);
}
if (inc.uuid in QI) {
let qi_total = QI[inc.uuid];
inc.qi_total = qi_total;
retval.qi_total += qi_total;
} else {
inc.qi_total = false;
retval.qi_total += val;
}
}
if (inc.type == "dis") {
var income = num(inc.dis_income);
var original = income;
var notax = inc.dis_dont_pay_taxes;
var more3y = inc.dis_more_3_years;
if ("verified" in inc && inc.verified.toLowerCase() == "n") {
if ("sug_total" in inc) retval.sug_total += num(inc.sug_total);
retval.has_unverified_items = true;
income = 0;
}
inc.iws = {
current : {
ubertype : "ssec",
income : income,
notax : notax,
more3y : more3y
}
}
inc.taxyear_c = taxyear_c;
inc.taxyear_p = taxyear_p;
var val = income;
if (val !== 0) {
/* rules */
inc.warnings=[];
let warning_type = "income_dis";
if (val !== 0) {
/* rules */
let _warningcount = (warning_type in mar.warnings) ? mar.warnings[warning_type].length : 0;
rules.get(warning_type).forEach(function(item){
eval("var _fn = "+item+";");
_fn(PROG,n,{
a : getApplicantsNames_v2(n),
item : inc
});
_fn = null;
});
if (warning_type in mar.warnings) {
for (let _wc = _warningcount; _wc < mar.warnings[warning_type].length; _wc++) {
inc.warnings.push(mar.warnings[warning_type][_wc])
}
}
}
income = val;
}
inc.iws.current.other = income;
var val = income;
if (MAR.getOpt(inc, "over", "") === "Y") {
income = int(num(MAR.getOpt(inc, "over_total" , "0")));
val = int(num(MAR.getOpt(inc, "over_total" , "0")));
original = int(num(MAR.getOpt(inc, "over_total" , "0")));
inc.iws.over = true;
} else {
inc.iws.over = false;
}
inc.total = val;
retval.total += val;
if (inc.is_reo_income === false) {
retval.total_noreo += val;
}
retval.other[n] += val;
inc.iws.enc = {
other : val
}
mar.answers.v2.income[n].dis.total += val;
mar.answers.v2.income[n].dis.active = (salary_base > 0);
if ("displayName" in inc == false || inc.displayName.trim().length == 0) {
inc.displayName = "Disability";
}
if (val !== 0) {
retval.detailmatrix.push(["Disability",forApplicant,
original,
"",
"",
income,
"",
val,
MAR.getOpt(inc,"over",""),
MAR.getOpt(inc,"cleared",""),
MAR.getOpt(inc,"uuid",""),
inc.type,
inc.is_reo_income
]);
}
if (inc.uuid in QI) {
let qi_total = QI[inc.uuid];
inc.qi_total = qi_total;
retval.qi_total += qi_total;
} else {
inc.qi_total = false;
retval.qi_total += val;
}
}
if (inc.type == "child") {
var income = num(inc.child_income);
var original = income;
var notax = inc.child_dont_pay_taxes;
var more3y = inc.child_more_3_years;
if ("verified" in inc && inc.verified.toLowerCase() == "n") {
if ("sug_total" in inc) retval.sug_total += num(inc.sug_total);
retval.has_unverified_items = true;
income = 0;
}
inc.iws = {
current : {
ubertype : "ssec",
income : income,
notax : notax,
more3y : more3y
}
}
inc.taxyear_c = taxyear_c;
inc.taxyear_p = taxyear_p;
var val = income;
/* rules */
if (val !== 0) {
inc.warnings=[];
let warning_type = "income_child";
if (val !== 0) {
/* rules */
let _warningcount = (warning_type in mar.warnings) ? mar.warnings[warning_type].length : 0;
rules.get(warning_type).forEach(function(item){
eval("var _fn = "+item+";");
_fn(PROG,n,{
employer : ("name" in inc) ? inc.name : "employer",
a : getApplicantsNames_v2(n),
item : inc
});
_fn = null;
});
if (warning_type in mar.warnings) {
for (let _wc = _warningcount; _wc < mar.warnings[warning_type].length; _wc++) {
inc.warnings.push(mar.warnings[warning_type][_wc])
}
}
}
income = val;
}
inc.iws.current.other = income;
/*
if (notax === mar.YES) {
income = num(income) * 1.15;
}
if (more3y === mar.NO) {
income = 0;
}
*/
if (MAR.getOpt(inc, "over", "") === "Y") {
income = int(num(MAR.getOpt(inc, "over_total" , "0")));
val = int(num(MAR.getOpt(inc, "over_total" , "0")));
original = int(num(MAR.getOpt(inc, "over_total" , "0")));
inc.iws.over = true;
} else {
inc.iws.over = false;
}
inc.total = val;
retval.total += val;
if (inc.is_reo_income === false) {
retval.total_noreo += val;
}
retval.other[n] += val;
inc.iws.enc = {
other : val
}
mar.answers.v2.income[n].child.total += val;
mar.answers.v2.income[n].child.active = (salary_base > 0);
if (val !== 0) {
retval.detailmatrix.push(["Child Support",forApplicant,
original,
"",
"",
income,
"",
val,
MAR.getOpt(inc,"over",""),
MAR.getOpt(inc,"cleared",""),
MAR.getOpt(inc,"uuid",""),
inc.type,
inc.is_reo_income
]);
}
if (inc.uuid in QI) {
let qi_total = QI[inc.uuid];
inc.qi_total = qi_total;
retval.qi_total += qi_total;
} else {
inc.qi_total = false;
retval.qi_total += val;
}
}
if (inc.type == "alimony") {
var income = num(inc.alimony_income);
var original = income;
var notax = inc.alimony_dont_pay_taxes;
var more3y = inc.alimony_more_3_years;
if ("verified" in inc && inc.verified.toLowerCase() == "n") {
if ("sug_total" in inc) retval.sug_total += num(inc.sug_total);
retval.has_unverified_items = true;
income = 0;
}
inc.iws = {
current : {
ubertype : "ssec",
income : income,
notax : notax,
more3y : more3y
}
}
inc.taxyear_c = taxyear_c;
inc.taxyear_p = taxyear_p;
var val = income;
if (val !== 0) {
/* rules */
inc.warnings=[];
let warning_type = "income_alimony";
if (val !== 0) {
/* rules */
let _warningcount = (warning_type in mar.warnings) ? mar.warnings[warning_type].length : 0;
rules.get(warning_type).forEach(function(item){
eval("var _fn = "+item+";");
_fn(PROG,n,{
employer : ("name" in inc) ? inc.name : "employer",
a : getApplicantsNames_v2(n),
item : inc
});
_fn = null;
});
if (warning_type in mar.warnings) {
for (let _wc = _warningcount; _wc < mar.warnings[warning_type].length; _wc++) {
inc.warnings.push(mar.warnings[warning_type][_wc])
}
}
}
income = val;
}
inc.iws.current.other = income;
if (MAR.getOpt(inc, "over", "") === "Y") {
income = int(num(MAR.getOpt(inc, "over_total" , "0")));
val = int(num(MAR.getOpt(inc, "over_total" , "0")));
original = int(num(MAR.getOpt(inc, "over_total" , "0")));
inc.iws.over = true;
} else {
inc.iws.over = false;
}
inc.displayName = `Alimony`;
inc.total = val;
retval.total += val;
if (inc.is_reo_income === false) {
retval.total_noreo += val;
}
retval.other[n] += val;
inc.iws.enc = {
other : val
}
mar.answers.v2.income[n].alimony.total += val;
mar.answers.v2.income[n].alimony.active = (salary_base > 0);
if (val !== 0) {
retval.detailmatrix.push(["Alimony",forApplicant,
original,
"",
"",
income,
"",
val,
MAR.getOpt(inc,"over",""),
MAR.getOpt(inc,"cleared",""),
MAR.getOpt(inc,"uuid",""),
inc.type,
inc.is_reo_income
]);
}
if (inc.uuid in QI) {
let qi_total = QI[inc.uuid];
inc.qi_total = qi_total;
retval.qi_total += qi_total;
} else {
inc.qi_total = false;
retval.qi_total += val;
}
}
if (inc.type == "rental") {
}
if (inc.type == "other") {
var income = num(inc.other_income);
var original = income;
var notax = inc.other_dont_pay_taxes;
if ("verified" in inc && inc.verified.toLowerCase() == "n") {
if ("sug_total" in inc) retval.sug_total += num(inc.sug_total);
retval.has_unverified_items = true;
income = 0;
}
inc.iws = {
current : {
ubertype : "ssec",
income : income,
notax : notax
}
}
inc.taxyear_c = taxyear_c;
inc.taxyear_p = taxyear_p;
var val = income;
if (val !== 0) {
/* rules */
inc.warnings=[];
let warning_type = "income_other";
if (val !== 0) {
/* rules */
let _warningcount = (warning_type in mar.warnings) ? mar.warnings[warning_type].length : 0;
rules.get(warning_type).forEach(function(item){
eval("var _fn = "+item+";");
_fn(PROG,n,{
employer : ("name" in inc) ? inc.name : "employer",
a : getApplicantsNames_v2(n),
item : inc
});
_fn = null;
});
if (warning_type in mar.warnings) {
for (let _wc = _warningcount; _wc < mar.warnings[warning_type].length; _wc++) {
inc.warnings.push(mar.warnings[warning_type][_wc])
}
}
}
income = val;
}
inc.iws.current.other = income;
/*
if (notax === mar.YES) {
income = income * 1.15;
}
*/
if (MAR.getOpt(inc, "over", "") === "Y") {
income = int(num(MAR.getOpt(inc, "over_total" , "0")));
val = int(num(MAR.getOpt(inc, "over_total" , "0")));
original = int(num(MAR.getOpt(inc, "over_total" , "0")));
inc.iws.over = true;
} else {
inc.iws.over = false;
}
inc.total = val;
retval.total += val;
if (inc.is_reo_income === false) {
retval.total_noreo += val;
}
retval.other[n] += val;
inc.iws.enc = {
other : val
}
mar.answers.v2.income[n].other.total += val;
mar.answers.v2.income[n].other.active = (salary_base > 0);
if (val !== 0) {
retval.detailmatrix.push(["Other",forApplicant,
original,
"",
"",
income,
"",
val,
MAR.getOpt(inc,"over",""),
MAR.getOpt(inc,"cleared",""),
MAR.getOpt(inc,"uuid",""),
inc.type,
inc.is_reo_income
]);
}
}
if (inc.uuid in QI) {
let qi_total = QI[inc.uuid];
inc.qi_total = qi_total;
retval.qi_total += qi_total;
} else {
inc.qi_total = false;
retval.qi_total += val;
}
}
/**
* add in rental from elsewhere
*/
var val = 0;
var _reo = {};
let scenario_rent = 0;
if (n == 0 && NOREO === false) {
/** this is a quick fix , the proper way is to ask the income */
_reo = getReo_v2(PROG);
val = (_reo && "income" in _reo) ? float(_reo.income) : 0;
if (MAR.applicationNav.hasEnteredReoEver(mar.answers) === false) {
// if REO not passed
var _sc = getScenario_v2(PROG);
retval.reo_scenario_r1 = _sc.monthly_rent;
if (_sc.monthly_rent) {
/**
* take 75% of the expected future income from rental of an investment property
*/
scenario_rent += (0.75 * float(_sc.monthly_rent));
val += scenario_rent;
retval.reo_scenario_desc = `75% of ${MAR.format.format("cur",_sc.monthly_rent)}`;
}
} else if (MAR.application.isPurchase()) {
var _sc = getScenario_v2(PROG);
retval.reo_scenario_r2 = _sc.monthly_rent;
if (_sc.monthly_rent) {
/**
* take 75% of the expected future income from rental of an investment property
*/
scenario_rent += (0.75 * float(_sc.monthly_rent));
val += scenario_rent;
retval.reo_scenario_desc = `75% of ${MAR.format.format("cur",_sc.monthly_rent)}`;
}
}
retval.reo_scenario = scenario_rent;
}
var lastyear = val;
var prevyear = val;
mar.answers.v2.income[n].rental.reorental = _reo.rental;
mar.answers.v2.income[n].rental.reorentalval = val;
mar.answers.v2.income[n].rental.scenario_rent_75 = scenario_rent;
mar.answers.v2.income[n].rental.total = val;
if (val !== 0) {
/* rules */
rules.get("income_rental").forEach(function(item){
eval("var _fn = "+item+";");
_fn(PROG,n, {
});
_fn = null;
});
}
mar.answers.v2.income[n].rental.total = val;
mar.answers.v2.income[n].rental.active = true;
retval.total += mar.answers.v2.income[n].rental.total;
retval.reo = mar.answers.v2.income[n].rental.total;
retval.NOREO = NOREO;
if ( mar.answers.v2.income[n].rental.total > 0) {
retval.detailmatrix.push(["Rental income",forApplicant,
"",
lastyear,
prevyear,
((lastyear + prevyear)/2),
"",
val,
"",
"",
"",
`reo`,
false
]);
}
mar.answers.v2.income[n].total = (retval.total - starttotal);
starttotal = retval.total;
/* rules */
rules.get("income_applicantsummary").forEach(function(item){
eval("var _fn = "+item+";");
_fn(PROG,n,{
a : getApplicantsNames_v2(n),
taxdetails : {
obj : taxdetails,
str : taxdetails.get_string(),
str2015 : taxdetails.get_string_year(2015),
str2016 : taxdetails.get_string_year(2016),
str2017 : taxdetails.get_string_year(2017),
str2018 : taxdetails.get_string_year(2018),
str2019 : taxdetails.get_string_year(2019),
str2020 : taxdetails.get_string_year(2020),
str2021 : taxdetails.get_string_year(2021),
str2022 : taxdetails.get_string_year(2022),
str2023 : taxdetails.get_string_year(2023),
str2024 : taxdetails.get_string_year(2024),
str2025 : taxdetails.get_string_year(2025),
str2026 : taxdetails.get_string_year(2026)
},
item : mar.answers.v2.income[n]
});
_fn = null;
});
} else {
}
}
/* rules */
rules.get("income_summary").forEach(function(item){
eval("var _fn = "+item+";");
_fn(PROG,n,{
a : getApplicantsNames_v2(),
items : mar.answers.v2.income,
retval : retval
});
_fn = null;
});
retval.total = num(retval.total).toFixed(0);
retval.detailmatrix.push(["","","","","","","total:",retval.total,"","",``]);
// console.log("ENDINCOME",mar.answers.v2.income);
if(retval.is_empty == false && retval.has_unverified_items == true) {
retval.combined_total = num(retval.total) + num(retval.sug_total)
} else {
retval.combined_total = num(retval.total);
}
return retval;
}
let _idx = {
current : false
};
let _reindex = function(force = false) {
if (force === false && _idx.current !== false) {
return;
}
let _array = get();
_idx.current = {};
for (let i=0; i < _array.length; i++) {
if ("items" in _array[i]) {
for (let j=0; j < _array[i].items.length; j++) {
if ("uuid" in _array[i].items[j]) {
_idx.current[_array[i].items[j].uuid] = [i,j];
}
_array[i].items[j].aid = i;
_array[i].items[j].jid = j;
}
}
}
}
/**
* @memberof MAR.income
*/
function getByUUID(uuid, returnindex = false, _ans = false) { //Get the income by its uuid,,>`uuid` is a *string*,,>`returnindex` is a *Bool*,,If returnindex is set then it returns an *Object* of,``` appl : i, ids : j, data : item```,, Otherwise it returns the item
if (_ans !== false) {
mar.answers = _ans;
_reindex(true);
} else {
_reindex();
}
let _array = get();
let _index = MAR.getOpt(_idx, `current.${matchingPart(uuid)}`, false);
if (_index === false) {
return false;
}
let i = _index[0];
let j = _index[1];
if (arguments.length > 1 && returnindex === true) {
return {
appl : i,
idx : j,
data : _array[i].items[j]
}
}
return _array[i].items[j];
// for (let i=0; i < _array.length; i++) {
// if ("items" in _array[i]) {
// for (let j=0; j < _array[i].items.length; j++) {
// if ("uuid" in _array[i].items[j] && _array[i].items[j].uuid == matchingPart(uuid)) {
// _array[i].items[j].aid = i;
// _array[i].items[j].jid = j;
//
// if (arguments.length > 1 && returnindex === true) {
// return {
// appl : i,
// idx : j,
// data : _array[i].items[j]
// }
// }
// return _array[i].items[j];
// }
// }
// }
// }
// return false;
}
/**
* @memberof MAR.income
*/
function setByUUID(uuid, obj) {
let ob = getByUUID(uuid);
if (ob !== false) {
for (let x in obj) {
if (x === "address" && MAR.getOpt(ob,"type","") === "w2") {
let b = MAR.getOpt(mar.answers.v2.buckets, `/income/address/${matchingPart(uuid)}`,false);
if (b === false) {
b = {};
mar.answers.v2.buckets[`/income/address/${matchingPart(uuid)}`] = b;
}
b.address = obj[x];
} else {
ob[x] = obj[x]
}
}
}
}
/**
* @memberof MAR.income
*/
function getByParentUUID(uuid) {
let _array = get();
for (let i=0; i < _array.length; i++) {
if ("items" in _array[i]) {
for (let j=0; j < _array[i].items.length; j++) {
if ("parent" in _array[i].items[j] && _array[i].items[j].parent == matchingPart(uuid)) {
_array[i].items[j].aid = i;
_array[i].items[j].jid = j;
return _array[i].items[j];
}
}
}
}
return false;
}
/**
* @memberof income
*/
function getNextUnverifiedItem() {
let _array = get();
for (let i=0; i < _array.length; i++) {
if ("items" in _array[i]) {
for (let j=0; j < _array[i].items.length; j++) {
if ("verified" in _array[i].items[j] && _array[i].items[j].verified === "N") {
return {
a : i,
i : j,
uuid : _array[i].items[j].uuid
}
}
}
}
}
return false;
}
/**
* @memberof MAR.income
*/
function has_w2_with_ownership(applicant) {
init(applicant);
getIncome_v2();
let items = get(applicant);
let retval = [];
for (let i=0; i < items.length; i++) {
let item = items[i];
if (item.type === "w2" && MAR.getOpt(item, "current","Y") !== "N" && MAR.getOpt(item, "own_all_or_part","N") === "Y") {
retval.push(item);
}
}
return (retval.length === 0) ? false : retval;
}
/**
* @memberof MAR.income
*/
function has_business_that_generates_w2(applicant) {
init(applicant);
getIncome_v2();
let items = get(applicant);
for (let i=0; i < items.length; i++) {
let item = items[i];
if (item.type === "llc" ) return true;
if (item.type === "k1" ) return true;
}
return false;
}
/**
* @memberof MAR.income
*/
function has_w2_with_ownership_first_name(applicant) {
let w2s = has_w2_with_ownership(applicant);
if (w2s === false) return "";
return w2s[0].name;
}
/**
* @memberof MAR.income
*/
function isPrevious(inc) {
if (typeof inc !== "object") return false;
let type = MAR.getOpt(inc, "previous_type", "");
if (type === "") return false;
return true;
}
/**
* @memberof MAR.income
*/
function isBreak(inc) {
if (typeof inc !== "object") return false;
let type = MAR.getOpt(inc, "previous_type", "");
if (type === "neither") return true;
return false;
}
/**
* @memberof MAR.income
*/
function have2Years(applicant) {
init(applicant);
getIncome_v2();
if (typeof applicant == "string") applicant = parseInt(applicant,10);
let items = get(applicant);
if (items.length === 0) return -1; // no income at all
let is_this_w2 = false;
for (let i=0; i < items.length; i++) {
let item = items[i];
if (item.type === "w2" && MAR.getOpt(item, "current","Y") !== "N") {
is_this_w2 = true;
}
}
if (is_this_w2 == false) return 0; // all ok
let oldest_start_date = "";
let oldest_uuid = "";
/**
* moment with range
*/
let Moment = (typeof context === "object") ? context.global.moment : moment;
let MomentRange = (typeof context === "object") ? context.global.momentrange : window['moment-range'];
let _moment = MomentRange.extendMoment(Moment);
let ranges = [];
for (let i=0; i < items.length; i++) {
let item = items[i];
if (item.type === "w2" && item.current === "Y") {
let ed = moment();
let sd = moment(item.start_date);
ranges.push(moment.range(sd, ed));
}
if (item.type === "w2" && item.current !== "Y") {
if (item.previous_type === "neither") continue; // dont include sabaticals
oldest_start_date = item.start_date;
oldest_uuid = item.uuid;
let ed = moment(item.end_date);
let sd = moment(item.start_date);
ranges.push(moment.range(sd, ed));
}
}
if (ranges.length > 0) {
let _mr = [ranges[0]];
for (let i=1; i < ranges.length; i++) {
let fnd = false;
for (let j=0; j < _mr.length; j++) {
if (_mr[j].overlaps(ranges[i], { adjacent: true })) {
_mr[j] = _mr[j].add(ranges[i], { adjacent: true });
fnd = true;
break;
}
}
if (fnd === false) {
_mr.push(ranges[i]);
}
}
let total_duration = 0;
for (let i=0; i < _mr.length; i++) {
total_duration += _mr[i].duration("months",true); // e.g. 5.23 (true uses parts of month)
}
console.log(total_duration,_mr,ranges);
if (total_duration < 24) return `${oldest_start_date}|${oldest_uuid}|${total_duration}`;
return 0;
}
let m_now = moment();
let m_this_fromd = moment(oldest_start_date);
let diff = m_this_fromd.diff(m_now,'months');
if (diff > -24) return `${oldest_start_date}|${oldest_uuid}`;
return 0;
}
// let range_az = moment.range(moment(startdate), moment(enddate));
// let deductions = [];
// for (let i=0; i < array_of_start_and_end_dates.length; i++) {
// let __s = moment(array_of_start_and_end_dates[i][0]).subtract(1,'day');
// let __e = moment(array_of_start_and_end_dates[i][1]).add(1,'day');
// deductions.push(moment.range(__s, __e));
// }
// dbg.push(["SD",startdate]);
// dbg.push(["ed",enddate]);
// dbg.push(range_az);
// dbg.push(deductions);
//
// let mr = [range_az]
//
// for (let i=0; i < deductions.length; i++) {
// let _mr = [];
// for (let j=0; j < mr.length; j++) {
// let newrange = mr[j].subtract(deductions[i]);
// for (let k=0; k < newrange.length; k++) {
// _mr.push(newrange[k]);
// }
// }
// mr = _mr;
// }
//
// return mr;
/**
* @memberof MAR.income
*/
function get(applicant, type, number) {
if ("answers" in mar == false) return false;
if ("v2" in mar.answers == false) return false;
if ("income" in mar.answers.v2 == false) return false;
if (arguments.length == 0) { // return the whole array
return mar.answers.v2.income;
}
if (typeof applicant == "string") applicant = parseInt(applicant,10);
if (applicant >= mar.answers.v2.income.length) return false;
if ("items" in mar.answers.v2.income[applicant] == false) mar.answers.v2.income[number].items = []
if (arguments.length == 1) { // return the array for one applicant
return mar.answers.v2.income[applicant].items;
}
if (arguments.length == 2) { // return the array for one applicant
let retval = [];
for (let i=0; i < mar.answers.v2.income[applicant].items.length; i++) {
if (mar.answers.v2.income[applicant].items[i].type == type) {
retval.push(mar.answers.v2.income[applicant].items[i])
}
}
return retval;
}
if (typeof number == "string") number = parseInt(number,10);
if (number < mar.answers.v2.income[applicant].items.length) {
return mar.answers.v2.income[applicant].items[number];
}
return false;
}
function getNextIncomeEncId(){
if ("state" in mar.answers.v2 == false) mar.answers.v2.state = {};
if ("income_encid" in mar.answers.v2.state == false) mar.answers.v2.state.income_encid = 1;
let retval = mar.answers.v2.state.income_encid;
mar.answers.v2.state.income_encid++;
return retval;
}
/**
* @memberof MAR.income
*/
function set(applicant, type, number, data) {
if (applicant < 0) return 0; // in case there is a negative applicant
if (arguments.length >= 4) { // return the whole array
if ("answers" in mar == false) mar.answers = {};
if ("v2" in mar.answers == false) mar.answers.v2 = {};
if ("income" in mar.answers.v2 == false) mar.answers.v2.income = [];
while (mar.answers.v2.income.length <= applicant) {
mar.answers.v2.income.push({
items : []
});
}
if ("items" in mar.answers.v2.income[applicant] == false) {
mar.answers.v2.income[applicant].items = []
}
if (number === false) {
if ("__pre_uuid" in data == true) {
data.uuid = data.__pre_uuid;
delete data.__pre_uuid;
}
if ("uuid" in data == false) data.uuid = uuidv4();
data.enc_id = getNextIncomeEncId();
mar.answers.v2.income[applicant].items.push(data);
_idx.current = false;
MAR.activity_log.add("income", data.uuid);
return (mar.answers.v2.income[applicant].items.length -1);
} else {
if (typeof number == "string") number = parseInt(number,10);
if (mar.answers.v2.income[applicant].items.length > number) {
if ("uuid" in mar.answers.v2.income[applicant].items[number] == false) {
if ("__pre_uuid" in data == true) {
data.uuid = data.__pre_uuid;
delete data.__pre_uuid;
}
if ("uuid" in data == false) data.uuid = uuidv4();
data.enc_id = getNextIncomeEncId();
}
if ("uuid" in mar.answers.v2.income[applicant].items[number] == false) {
if ("enc_id" in data == false) data.enc_id = getNextIncomeEncId()
}
// mar.answers.v2.income[applicant].items[number] = data;
for (x in data) {
/**
* update only , don't overwrite!
*/
if (x.startsWith("__")) continue;
mar.answers.v2.income[applicant].items[number][x] = data[x];
if (data[x] === null) {
delete mar.answers.v2.income[applicant].items[number][x];
}
// here do the iws
// if (x === "iws") {
// if ("iws" in ob === false) {
// ob.iws = {};
// }
// for (let y in obj[x]) {
// if (y in ob.iws === false) {
// ob.iws[y] = {};
// }
// if (y === "en") {
// for (let z in obj[x][y]) {
// ob.iws[y][z] = obj[x][y][zo];
// }
// }
// }
// } else {
// ob[x] = obj[x]
// }
}
MAR.activity_log.mod("income", mar.answers.v2.income[applicant].items[number].uuid);
return number;
}
}
}
return false;
}
/**
* @memberof MAR.income
*/
function delByUUID(applicant, uuid) {
let obj = getByUUID(uuid, true);
if (obj === false) return false;
return del(obj.appl, obj.idx);
}
/**
* @memberof MAR.income
*/
function del(applicant, number) {
if (arguments.length != 2) return false;
if ("answers" in mar == false) return false;
if ("v2" in mar.answers == false) return false;
if ("income" in mar.answers.v2 == false) return false;
if (mar.answers.v2.income.length <= applicant) return false;
if ("items" in mar.answers.v2.income[applicant] == false) return false;
if (mar.answers.v2.income[applicant].items.length <= number) return false;
MAR.activity_log.del("income", mar.answers.v2.income[applicant].items.uuid);
mar.answers.v2.income[applicant].items.splice(number, 1);
_idx.current = false;
return true;
}
function explode(inc,QI,PROG) {
if (!PROG) PROG = "web";
if (!QI) QI = {};
if (inc.type == "llc") {
var lastyear = num(inc.income_llc_2017);
var prevyear = num(inc.income_llc_2016);
inc.name = inc.name_llc;
/**
* rule:the basic calc is to average out the last 2 years
*/
var val = (((lastyear + prevyear)/2)/12);
inc.warnings=[];
if (val > 0) {
/* rules */
inc.warnings=[];
let warning_type = "income_llc";
if (val > 0) {
/* rules */
let _warningcount = (warning_type in mar.warnings) ? mar.warnings[warning_type].length : 0;
rules.get(warning_type).forEach(function(item){
eval("var _fn = "+item+";");
_fn(PROG,n,{
a : getApplicantsNames_v2(n),
item : inc
});
_fn = null;
});
if (warning_type in mar.warnings) {
for (let _wc = _warningcount; _wc < mar.warnings[warning_type].length; _wc++) {
inc.warnings.push(mar.warnings[warning_type][_wc])
}
}
}
}
inc.total = val;
// retval.total += val;
// retval.base[n] += val;
inc.iws = {
enc : {
base : val
}
}
// mar.answers.v2.income[n].llc.total += val;
// mar.answers.v2.income[n].llc.active = (salary_base > 0);
if (inc.uuid in QI) {
let qi_total = QI[inc.uuid];
inc.qi_total = qi_total;
retval.qi_total += qi_total;
} else {
inc.qi_total = false;
retval.qi_total += val;
}
}
}
let othertypes = [
{
"value": "AccessoryUnitIncome",
"text": "Accessory Unit Income"
},
{
"value": "AlimonyChildSupport",
"text": "Alimony/Child Support"
},
{
"value": "AutomobileExpenseAccount",
"text": "Automobile/Expense Account"
},
{
"value": "CapitalGains",
"text": "Capital Gains"
},
{
"value": "EmploymentRelatedAssets",
"text": "Employment Related Assets"
},
{
"value": "FNMBoarderIncome",
"text": "FNM Boarder Income"
},
{
"value": "FNMGovernmentMortgageCreditCertificate",
"text": "FNM Government Mortgage Credit Certificate"
},
{
"value": "ForeignIncome",
"text": "Foreign Income"
},
{
"value": "FosterCare",
"text": "Foster Care"
},
{
"value": "Section8",
"text": "Housing Choice Voucher Program (Section 8)"
},
{
"value": "MilitaryBasePay",
"text": "Military Base Pay"
},
{
"value": "MilitaryClothesAllowance",
"text": "Military Clothes Allowance"
},
{
"value": "MilitaryCombatPay",
"text": "Military Combat Pay"
},
{
"value": "MilitaryFlightPay",
"text": "Military Flight Pay"
},
{
"value": "MilitaryHazardPay",
"text": "Military Hazard Pay"
},
{
"value": "MilitaryOverseasPay",
"text": "Military Overseas Pay"
},
{
"value": "MilitaryPropPay",
"text": "Military Prop Pay"
},
{
"value": "MilitaryQuartersAllowance",
"text": "Military Quarters Allowance"
},
{
"value": "MilitaryRationsAllowance",
"text": "Military Rations Allowance"
},
{
"value": "MilitaryVariableHousingAllowance",
"text": "Military Variable Housing Allowance"
},
{
"value": "Non-borrowerHouseholdIncome",
"text": "Non-borrower Household Income"
},
{
"value": "NotesReceivableInstallment",
"text": "Notes Receivable/Installment"
},
{
"value": "OtherIncome",
"text": "Other Types Of Income"
},
{
"value": "Pension",
"text": "Pension/Retirement Income"
},
{
"value": "MortgageDifferential",
"text": "Real Estate/Mortgage Differential"
},
{
"value": "RoyaltyPayment",
"text": "Royalty Payment"
},
{
"value": "SeasonalIncome",
"text": "Seasonal Income"
},
{
"value": "SocialSecurity",
"text": "Social Security/iility Income"
},
{
"value": "TemporaryLeave",
"text": "Temporary Leave"
},
{
"value": "TipIncome",
"text": "Tip Income"
},
{
"value": "Trust",
"text": "Trust Income"
},
{
"value": "Unemployment",
"text": "Unemployment/Public Assistance"
},
{
"value": "VABenefitsNonEducational",
"text": "VA Benefits NonEducational"
}
];
function getOtherTypeByVal(val, def) {
for (let i=0; i < othertypes.length;i++) {
if (othertypes[i].value == val) return othertypes[i].text;
}
return def;
}
function getOtherTypeByText(val, def) {
for (let i=0; i < othertypes.length;i++) {
if (othertypes[i].text == val) return othertypes[i].value;
}
return def;
}
let getOtherTypesAsArray = function() {
let retval = [];
for (let i=0; i < othertypes.length;i++) {
retval.push(othertypes[i].text)
}
return retval;
}
let name = function(itm, def = "") {
return MAR.getOpt(itm, [`school`,"name_k1","name_llc","name_d1099","name"],def,false,false,true);
}
let name_extended = function(itm, def = "") {
return MAR.getOpt(itm, [`school`,"name_k1","name_llc","name_d1099","name","displayName"],def,false,false,true);
}
let balance = function(itm) {
return MAR.getOpt(itm, [`school`,"name_k1","name_llc","name_d1099","name"],"",false,false,true);
}
return {
/**
* utility functions
*/
init : init, // initialize
recalculate : recalculate,
explode : explode,
/**
* type conversion
*/
getOtherTypeByVal : getOtherTypeByVal,
getOtherTypeByText : getOtherTypeByText,
getOtherTypesAsArray : getOtherTypesAsArray,
isOther : isOther,
/**
* getters and setters
*/
get : get, // get (applicant, type, num)
set : set, // set (applicant, type, num, data)
del : del, // del (applicant, num)
delByUUID : delByUUID, // del (applicant , uuid)
getByUUID : getByUUID, // get by UUID
setByUUID : setByUUID, // set by UUID
getByParentUUID : getByParentUUID, //
getIncome_v2 : getIncome_v2, // link to genIncomeV2
/**
* properties
*/
isPrevious : isPrevious,
isBreak : isBreak,
name : name,
name_extended : name_extended,
/**
* report and summary
*/
summary : summary,
have2Years : have2Years,
has_w2_with_ownership : has_w2_with_ownership,
has_business_that_generates_w2
: has_business_that_generates_w2,
has_w2_with_ownership_first_name
: has_w2_with_ownership_first_name,
getNextUnverifiedItem : getNextUnverifiedItem,
/**
* object id
*/
__id : "income"
}
})()
/**
* gptObj
* @namespace MAR.rq_obj
*/
var gptObj = (function(){
function prompt_expand(h = ``) {
h = h.replace(/\[intro\]/g, `I would like data extracted from these pages in a json format.`);
h = h.replace(/\[pages\]/g, `The number of pages you received with a short description of each page in an array of objects called pages, each object should have a variable image_number with the number of the image`+
`, page_nummber with any page numbers you find on the document`+
`, width with the width of the page in pixels`+
`, height with the height of the page in pixels`+
`, url with the url of the image used for this source of this page`+
`, and description. Include all pages whether or not you extraced information from them. One uploaded attachment is equivalent to one page.`);
h = h.replace(/\[dateformat\]/g, `in the format yyyy-mm-dd`);
h = h.replace(/\[num\]/g, `in a numeric format with a possibledecimal place`);
h = h.replace(/\[addressformat\]/g, `in the format of an object with the fields address, state, city, zipcode`);
h = h.replace(/\[yn\]/g, `in a string with either Y,N or blank depending of the value is positive, negative or not found`);
h += `\n`;
h += `\n`;
h += `For all the information you extract into json variables can you also generate the following additional json variables :`;
h += `\n`;
h += ` - The name of the variable postfixed with _inum with the image number of the page that you found the value on.`;
h += `\n`;
h += ` - The name of the variable postfixed with _pg with the page number of the first page that you found the value on.`;
h += `\n`;
h += ` - The name of the variable postfixed with _top with the distance from the top of the first page that you found the value on as a percentage of the height of the page.`;
h += `\n`;
h += ` - The name of the variable postfixed with _left with the distance from the left of the first page that you found the value on as a percentage of the width of the page.`;
h += `\n`;
h += ` - The name of the variable postfixed with _width with the width of the area where you first found the value on as a percentage of the width of the page.`;
h += `\n`;
h += ` - The name of the variable postfixed with _height with the height of the area where you first found the value on as a percentage of the height of the page.`;
h += `\n`;
h += ` - The name of the variable postfixed with _top_px with the distance from the top of the page that you first found the value in pixels.`;
h += `\n`;
h += ` - The name of the variable postfixed with _left_px with the distance from the left of the page that you first found the value in pixels.`;
h += `\n`;
h += ` - The name of the variable postfixed with _width_px with the width of the area where you first found the value on in pixels.`;
h += `\n`;
h += ` - The name of the variable postfixed with _height_px with the height of the area where you first found the value in pixels.`;
h += `\n`;
h += ` - The name of the variable postfixed with _page_width_px with the width of the page in pixels.`;
h += `\n`;
h += ` - The name of the variable postfixed with _page_height_px with the height of the page in pixels.`;
h += `\n`;
h += `\n`;
h += `Do you consider this a valid document based on the information I have given you, if not generate a variable called "issues" with things you identify as an array of strings where an empty set of issues indicates that you think the document is valid.`;
h += `\n`;
h += `\n`;
h += `If there are issues can you make 2 texts , one targeted at the client who uploaded the document explaining in a concise message that could be sent by text message or whatsapp what the issues are in a variable called "client_text", and a 2nd similar text writtn to the loan officer who would maybe need to explain the issues to the client over the phone in a variable called "loa_text".`
return h;
}
return {
prompt_expand : prompt_expand,
___id : `gpt helpers`
}
})();
/**
* rqObj
* @namespace MAR.rq_obj
*/
var rqObj = (function(){
function breakdown(febe) {
// let febe = mar.tmp_febe_breakdown_obj;
let h = ``;
let lin = function(x,y, lnk = ``) {
return ((lnk === ``) ? ``;
h += ` `;
$panel2.html(h);
if (fn) fn();
return false;
}
h += _hh;
h += `
`;
// h += `None of the Encompass Linked fields have changed. You can go ahead and clear this document witout needing to upload to encompass.
`; h += ``;
h += `
` : ``;
}
let lin_sub = function(x,y, lnk = ``) {
let onc = (lnk === ``) ? `` : `onClick="${lnk}"`;
let cls = (lnk === ``) ? `` : `handy`;
return ``;
}
let lin_note = function(x,y, lnk = ``) {
let onc = (lnk === ``) ? `` : `onClick="${lnk}"`;
let cls = (lnk === ``) ? `` : `handy`;
return ``;
}
let lin_tot = function(x,y, lnk = ``) {
return ((lnk === ``) ? `
`)+
`
`;
}
let lin_head = function(x,y) {
return `${x}
${y}
${x}
${x}
${y}
${x}
` : `
`; } else { h += lin_tot('URLA income',elaineui.format("cur",febe.inc)); } /** * here list reo properties that result in 0 / Break even */ } else if (MAR.getOpt(febe, "inc_src","") === "scenario" && num(febe.inc) !== 0) { h += lin_tot('Quick income',elaineui.format("cur",febe.inc), `mar.tmp_open_febe_link('#scenario-ratequote1.0.selected.edit_openincome')`); } else { h += lin_tot('Income not entered',elaineui.format("cur",febe.inc), `mar.tmp_open_febe_link('#income-how.0')`); } h += lin_head('Liabilities',``); if (MAR.getOpt(febe, "lia_src","") === "answers") { // h += lin_tot('Quick liailities',elaineui.format("cur",febe.lia)); if (MAR.getOptNum(febe, "lia_from_loan",0) > 0) { h += lin_sub('Quick liabilities',elaineui.format("cur",(febe.lia - febe.lia_from_loan))); h += lin_sub('New Monthly Payment',elaineui.format("cur",febe.lia_from_loan), `mar.tmp_open_febe_link('#scenario-ratequote1.0.selected')`); h += lin_tot('Total liabilities',elaineui.format("cur",febe.lia)); } else { h += lin('Quick liabilities',elaineui.format("cur",febe.lia), `mar.tmp_open_febe_link('#scenario-ratequote1.0.selected.edit_openlia')`); MAR.ifOpt(febe, `lia_breakdown`, function(v){ for (let x of v) { h += lin_note(`${x}`,``); } }); } } else if (MAR.getOpt(febe, "lia_src","") === "scenario") { if (MAR.getOptNum(febe, "lia_from_loan",0) > 0) { h += lin_sub('Quick liabilities',elaineui.format("cur",(febe.lia - febe.lia_from_loan))); h += lin_sub('New Monthly Payment',elaineui.format("cur",febe.lia_from_loan), `mar.tmp_open_febe_link('#scenario-ratequote1.0.selected')`); h += lin_tot('Total liabilities',elaineui.format("cur",febe.lia), `mar.tmp_open_febe_link('#scenario-ratequote1.0.selected.edit_openlia')`); } else { h += lin('Quick liabilities',elaineui.format("cur",febe.lia), `mar.tmp_open_febe_link('#scenario-ratequote1.0.selected.edit_openlia')`); MAR.ifOpt(febe, `lia_breakdown`, function(v){ for (let x of v) { h += lin_note(`${x}`,``, `mar.tmp_open_febe_link('#scenario-ratequote1.0.selected.edit_openlia')`); } }); } } else if (MAR.getOpt(febe, "lia_src","") === "calculated") { let dm = MAR.getOpt(febe, "lia_list", []); if (dm.length > 2) { for (let i=1; i < (dm.length -1); i++) { let itm = dm[i]; if (itm.length === 1) { h += lin(`${itm[0]}`,``); } if (itm.length > 1 && itm[0].startsWith("mortga") === false && itm[0].indexOf("") < 0) { let itm_desc = MAR.liabilities.helper_make_shorter_name(itm[0]); // let itms = itm[0].split(`:`); // let type = itms.shift(); // // let itm_desc = (function() { // if (type === `child`) return `${itms.join(":")}`; // if (type === `irstax`) return `${itms.join(":")}`; // if (itms.length > 0) { // for (let j=0; j < itms.length; j++) { // let itm_str = itms[j]; // if (itm_str.startsWith(`Account`) && itm_str.length > 7) { // itms[j] = `Acc #..${itm_str.substring(7).slice(-4)}`; // } // } // } // return `${mar._txt(type)} - ${itms.join(":")}`; // // })(); if (MAR.getOpt(itm, `17`,``) === `reo`) { h += lin_sub(`${itm_desc}`,elaineui.format("cur",itm[6]), `mar.tmp_open_febe_link('#reo-home')`); } else if (MAR.getOpt(itm, `17`,``) !== ``) { h += lin_sub(`${itm_desc}`,elaineui.format("cur",itm[6]), `mar.tmp_open_febe_link('#liabilities-item.0.${itm[17]}')`); } else { h += lin_sub(`${itm_desc}`,elaineui.format("cur",itm[6])); } } } if (MAR.getOptNum(febe, "lia_from_loan",0) > 0) { h += lin_sub('New Monthly Payment',elaineui.format("cur",febe.lia_from_loan), `mar.tmp_open_febe_link('#scenario-ratequote1.0.selected')`); } // let _reo_liab_ex_prim = MAR.getOptNum(febe, "_reo._reo_liab_ex_prim", 0); h += lin_tot('URLA liabilities',elaineui.format("cur",febe.lia), `mar.tmp_open_credit()`); h += `
`; } else { h += lin_tot('URLA liabilities',elaineui.format("cur",febe.lia), `mar.tmp_open_credit()`); } } else { h += lin_tot('Liailities not entered',elaineui.format("cur",febe.lia)); } h += lin_head('Primary Housing Expenses',``); for (let x in febe.monthly_febe) { let lbl = mar._txt(`rq_lbl_${x}`) h += lin_sub(`- ${lbl}`,elaineui.format("cur",(febe.monthly_febe[x]))); } h += lin_tot('Monthly',elaineui.format("cur",febe.monthly_total_febe)); h += `
`; h += lin_head('Ratios',``); h += `
There is not enough Cash to make this loan work. ${txt}`; } if (code === `ficolow`) { return `FICO
The FICO is too low and this program cannot provide a rate quote. ${txt}`; } if (code === `wrongprop`) { return `Property type exclusion
This property type is not allowed by thie program. ${txt}`; } if (code === `dead`) { return `We cannot make an offer for this program. ${txt}`; } if (code === `llpa100`) { return `LLPA limit
One of the parameters of the loan excludes this from being calculated. ${txt}`; } if (code === `loanlow`) { return `Loan value
The loan value is under the minimum for this program. ${txt}`; } if (code === `ltvhigh`) { return `LTV Limit
The LTV is too high for this program. ${txt}`; } if (code === `loanlowlimit`) { return `Loan Value Limit
${txt}`; } return str; } return { breakdown : breakdown, // default_qm_apr_custom_costs : default_qm_apr_custom_costs, // get_error_code : get_error_code, error_remove_duplicates : error_remove_duplicates, // ___id : `rq_obj` } })(); /** * contract * @namespace MAR.contract */ var lockObj = (function(){ function explode_app(app) { } return { ___id : `lock object` } })(); /** * contract * @namespace MAR.contract */ var contractObj = function(){ let lockObj = {}; let contractObj = {}; let lockObj_base = {}; let contractObj_base = {}; /** * set from the db object */ function load_from_obj(obj) { if (typeof obj === "string") { obj = jsn.parse(obj, {}); } lockObj = MAR.getOpt(obj, "lock",{}); contractObj = MAR.getOpt(obj, "contract",{}); } function baseline(){ lockObj_base = JSON.parse(JSON.stringify(lockObj)); contractObj_base = JSON.parse(JSON.stringify(contractObj)); } /** * set */ function set_lock(k,v) { lockObj[k] = v; } function set_lock_from_encompass(en_pipeline) { } function set_lock_from_manual(obj) { } function set_lock_from_other(obj) { } function get_lock_string_for_pipeline() { } function is_different_from_baseline(){ } function set_contract(k,v) { contractObj[k] = v; } /** * clear */ function clear() { lockObj = {}; contractObj = {}; } /** * get_combined */ function get_combined(){ return { lock : lockObj, contract : contractObj } } /** * init */ function init() { //createOpt MAR.createObt(lockObj, `price` , 0); MAR.createObt(lockObj, `status` , ``); MAR.createObt(lockObj, `date` , ``); MAR.createObt(lockObj, `date_expire` , ``); MAR.createObt(lockObj, `rate` , 0); MAR.createObt(lockObj, `days` , 0); MAR.createObt(lockObj, `prog` , ``); MAR.createObt(lockObj, `compensation_type` , ``); MAR.createObt(lockObj, `compensation_factor` , ``); MAR.createObt(lockObj, `compensation_value` , 0); MAR.createObt(lockObj, `compensation_in_lo_fee` , `N`); MAR.createObt(lockObj, `buyout_fee_yn` , `N`); MAR.createObt(lockObj, `buyout_fee_value` , 0); MAR.createObt(lockObj, `note` , ``); } let lock_statuses = { none : { txt : `None` }, registered : { txt : `Registered` }, locked : { txt : `Locked` }, expired : { txt : `Expired` }, cancelled : { txt : `Cencelled` }, withdrawn : { txt : `Withdrawn` }, float : { txt : `Float` }, pending : { txt : `Lock Pending` }, registered_man : { txt : `Registered Manual` }, pending_man : { txt : `Lock Pending Manual` }, locked_man : { txt : `Locked Manual` } } return { get_lockObj : function() { return lockObj; }, // get only the lock object get_Lock : function() { return lockObj; }, // get only the lock object get_contractObj : function() { return contractObj; }, // get only the contract object get_Contract : function() { return contractObj; }, // get only the contract object get_lock_statuses : function() { return lock_statuses; }, get_combined : get_combined, // get combined for saving // clear : clear, // empty the contents init : init, // make any missing data // load_from_obj : load_from_obj, // populate from object set_lock : set_lock, // set key in the lock object set_l : set_lock, set_contract : set_contract, // set a key in the contract object set_c : set_contract, // set_lock_from_encompass : set_lock_from_encompass, // set from the encompass data set_lock_from_manual : set_lock_from_manual, // manual set_lock_from_other : set_lock_from_other, // other // baseline : baseline, // baseline get_lock_string_for_pipeline : get_lock_string_for_pipeline, // get string summary // ___id : `Contract object` } } /** * cpull * @namespace MAR.cpull */ var cpullObj = (function(){ function is_too_old(date, return_days = false) { if (date === null) return false; if (date === "") return false; let dat_diff = (new Date().getTime() - new Date(date).getTime()); dat_diff = dat_diff/1000; // secs dat_diff = dat_diff/60; // mins dat_diff = dat_diff/60; // hours dat_diff = ~~(dat_diff/24); // days if (return_days) { return dat_diff; } if (dat_diff > 90) { return true; } } return { is_too_old : is_too_old, ___id : `cpull object` } })(); /** * liabilities * @namespace MAR.liabilities */ var liabilitiesObj = (function(){ /** * @memberof MAR.liabilities */ function init() { } /** * @memberof MAR.liabilities */ function delByUUID(uuid) { let idx = getByUUID(uuid,true); if (idx !== false) { del(idx); } } /** * @memberof MAR.liabilities */ function setByUUID(uuid, obj) { let idx = getByUUID(uuid,true); if (idx !== false) { for (let x in obj) { mar.answers.v2.liabilities[idx][x] = obj[x]; } } } /** * @memberof MAR.liabilities */ function getByUUID(uuid, returnindex) { let _array = get(); for (let i=0; i < _array.length; i++) { if ("uuid" in _array[i] && _array[i].uuid == uuid) { if (arguments.length > 1 && returnindex === true) return i; return _array[i]; } } return false; } /** * @memberof MAR.liabilities */ function getBySIG(sig) { let _array = get(); for (let i=0; i < _array.length; i++) { if ("sig" in _array[i] && _array[i].sig == sig) return _array[i]; } return false; } /** * @memberof MAR.liabilities */ function getByEncId(enc_uuid) { let _array = get(); for (let i=0; i < _array.length; i++) { if ("enc_uuid" in _array[i] && _array[i].enc_uuid == enc_uuid) return { i : i, data : _array[i] } } return false; } /** * @memberof MAR.liabilities */ function setLoanLinkByUUID(loanlink , _REO_uuid) { let loanlinks = loanlink.split(","); loanlinks.filter(function(ll){ let index = getByUUID(ll, true); if (typeof index === "number") mar.answers.v2.liabilities[index].reolink = _REO_uuid; }) } /** * @memberof MAR.liabilities */ function delLoanLinkByUUID(loanlink) { let loanlinks = loanlink.split(","); loanlinks.filter(function(ll){ let index = getByUUID(ll, true); if (typeof index === "number") mar.answers.v2.liabilities[index].reolink = ``; }) } /** * @memberof MAR.liabilities */ function repair_uuids() { let _array = get(); let rv = false; for (let i=0; i < _array.length; i++) { if ("uuid" in _array[i] === false) { _array[i].uuid = uuidv4(); rv = true; } } return rv; } /** * @memberof MAR.liabilities */ function repair() { let _array = get(); let rv = false; for (let i=0; i < _array.length; i++) { if ("enc_id" in _array[i] === false) { _array[i].enc_id = getNextLiabilityEncId(); rv = true; } } return rv; } /** * @memberof MAR.liabilities */ function is_verified_item(applicantnum, type) { let vapplicantnum = MAR.applicants.vid(applicantnum); let items = get(type); for (let i=0; i < items.length; i++) { let item = items[i]; if (item.verified !== `Y`) continue; return item; } return false } /** * @memberof MAR.liabilities */ function getFirstAssignment(ino) { for (var i=0; i < 8; i++) { if ((ino & Math.pow(2,i)) == Math.pow(2,i)) return (i); } return -1; } /** * @memberof MAR.liabilities */ function create(type, applicant, name){ let retval = {}; retval.type = type; retval.name = name; retval.inomask = Math.pow(2,applicant); retval.balance = 0; retval.monthly = 0; retval.verified = "N"; return retval; } /** * @memberof MAR.liabilities */ function ino_isin(ino, applicant) { return (ino & Math.pow(2,applicant) == Math.pow(2,applicant)) } /** * @memberof MAR.liabilities */ function add_unverified_from_declarations() { let number_of_applicants = MAR.applicants.count(); let opt = ""; let added = false; for (let i= 0; i < number_of_applicants; i++) { opt = MAR.declarations.get(i, "credit_obligated_to_pay_alimony_or_child", ""); if (opt === "Y") { let _array = get("child"); let _found = false; for (let j=0; j < _array.length; j++) { let _item = _array[j]; if (ino_isin(_item.inomask, i)) _found = true; } if (_found == false) { let item = create("child", i, "Child/Alimony from declarations"); item._auto_created = "Y"; MAR.liabilities.set("child", false, item); added = true; } // let follow = MAR.declarations.get(i, "credit_obligated_to_pay_alimony_or_child_followup", ""); // if (follow == "alimony" || follow == "both") { // let _array = get("alimony"); // let _found = false; // for (let j=0; j < _array.length; j++) { // let _item = _array[j]; // if (ino_isin(_item.inomask, i)) _found = true; // } // if (_found == false) { // let item = create("alimony", i, "Alimony from declarations"); // MAR.liabilities.set("alimony", false, item); // // } // } // if (follow == "child" || follow == "both") { // let _array = get("child"); // let _found = false; // for (let j=0; j < _array.length; j++) { // let _item = _array[j]; // if (ino_isin(_item.inomask, i)) _found = true; // } // if (_found == false) { // let item = create("child", i, "Child from declarations"); // MAR.liabilities.set("child", false, item); // // } // } } opt = MAR.declarations.get(i, "credit_delinquent_on_federal_debt", ""); if (opt === "Y") { let follow = MAR.declarations.get(i, "credit_delinquent_on_federal_debt_type", ""); if (follow == "tax" || follow == "both") { let _array = get("irstax"); let _found = false; for (let j=0; j < _array.length; j++) { let _item = _array[j]; if (ino_isin(_item.inomask, i)) _found = true; } if (_found == false) { let item = create("irstax", i, "IRS Debt"); item.verified = "N"; item._auto_created = "Y"; MAR.liabilities.set("irstax", false, item); added = true; } } } opt = MAR.declarations.get(i, "credit_irs_plan", ""); if (opt === "Y") { let _array = get("irstax"); let _found = false; for (let j=0; j < _array.length; j++) { let _item = _array[j]; if (ino_isin(_item.inomask, i)) _found = true; } if (_found == false) { let item = create("irstax", i, "IRS Debt"); item.verified = "N"; item._auto_created = "Y"; MAR.liabilities.set("irstax", false, item); added = true; } } opt = MAR.declarations.get(i, "credit_downpayment_borrowed", ""); if (opt === "Y") { let _array = get("instalmentloan"); let _found = false; for (let j=0; j < _array.length; j++) { let _item = _array[j]; if (ino_isin(_item.inomask, i)) { if (MAR.getOpt(_item, "_auto_bor_dp","") === "Y") { _found = true; } } } if (_found == false) { let item = create("instalmentloan", i, "Loan for borrowed "); item.institution = `Borrowed downpayment`; item.verified = "N"; item._auto_bor_dp = "Y"; item.balance = MAR.declarations.get(i, "credit_downpayment_borrowed_value", ""); MAR.liabilities.set("instalmentloan", false, item); added = true; } } opt = MAR.declarations.get(i, "additional_loan", ""); if (opt === "Y") { let _array = get(); let _found = false; for (let j=0; j < _array.length; j++) { let _item = _array[j]; if (ino_isin(_item.inomask, i)) { if (MAR.getOpt(_item, "_auto_newloan","") === "Y") { _found = true; } } } if (_found == false) { let item = create("instalmentloan", i, "New Loan"); item.institution = `New Loan`; item.verified = "N"; item._auto_newloan = "Y"; MAR.liabilities.set("instalmentloan", false, item); added = true; } } } return added; } let is_mortgage_attached = function(item) { if (MAR.getOpt(item,"reolink","") === "") { return false } return true; } let is_mortgage_manual = function(item) { if (MAR.getOpt(item,"sig","") === "") { return true; } return false; } /** * @memberof MAR.liabilities */ function get_unattached_mortgages() { let _array = get(); let rv = []; for (let i=0; i < _array.length; i++) { if (_array[i].type !== "mortgage" && _array[i].type !== "heloc") continue; let is_attached = is_mortgage_attached(_array[i]); if (is_attached === false) { rv.push({ i : i, item : _array[i] }); } } return rv; } /** * @memberof MAR.liabilities */ function get_manual_mortgages() { let _array = get(); let rv = []; for (let i=0; i < _array.length; i++) { if (_array[i].type !== "mortgage") continue; let is_manual = is_mortgage_manual(_array[i]); if (is_manual === true) { rv.push({ i : i, item : _array[i] }); } } return rv; } /** * @memberof MAR.liabilities */ function get_replacement_manual_mortgages_advice() { let unattached_mortgages = get_unattached_mortgages(); let manual_mortgages = get_manual_mortgages(); let rv = {}; rv.unattached_mortgages = unattached_mortgages; rv.manual_mortgages = manual_mortgages; rv.suggestions = []; if (unattached_mortgages.length === 0) { rv.status = 0; return rv; } if (manual_mortgages.length === 0) { rv.status = 0; return rv; } for (let i=0; i < manual_mortgages.length; i++) { let mm = manual_mortgages[i]; for (let j=0; j < unattached_mortgages.length; j++) { let um = unattached_mortgages[i]; let mm_bal = num(mm.item.balance); let um_bal = num(um.item.balance); if (mm_bal === 0) continue; if (um_bal === 0) continue; let diff_perc = Math.abs(((mm_bal/ um_bal) -1)*100); if (diff_perc > 10) continue; rv.suggestions.push({ um : um, mm : mm, diff_perc : diff_perc }); } } return rv; } /** * @memberof MAR.liabilities */ function has_manual_items() { let _array = get(); for (let i=0; i < _array.length; i++) { if ("sig" in _array[i] == false) return true; } return false; } /** * @memberof MAR.liabilities */ function has_unverified_items() { let _array = get(); for (let i=0; i < _array.length; i++) { if ("verified" in _array[i] == true && _array[i].verified === "N") return true; } return false; } /** * @memberof MAR.liabilities */ function has_unverified_items_except_mortgages() { let _array = get(); for (let i=0; i < _array.length; i++) { if (_array[i].type === "mortgage") continue; if (_array[i].type === "heloc") continue; if ("verified" in _array[i] == true && _array[i].verified === "N") return true; } return false; } /** * @memberof MAR.liabilities */ function getNextUnverifiedItem() { let _array = get(); for (let i=0; i < _array.length; i++) { if ("verified" in _array[i] == true && _array[i].verified === "N") { return { i : i, uuid : _array[i].uuid } } } return false; } let pagenames = { mortgage : "mortgage", heloc : "heloc", alimony : "alimony", child : "child", studentloan : "studentloan", carloan : "carloan", carlease : "carlease", instalmentloan : "instalmentloan", creditcard : "creditcard" } function make_link(item, i) { let type = MAR.getOpt(item, `type`,``); let pagename = MAR.getOpt(pagenames, type, ``); if (pagename === ``) { return false; } return `#liabilities-${pagename}.0.${i}`; } /** * @memberof MAR.liabilities */ function getNextUnverifiedItem_except_mortgages() { let _array = get(); for (let i=0; i < _array.length; i++) { if (_array[i].type === "mortgage") continue; if (_array[i].type === "heloc") continue; if ("verified" in _array[i] == true && _array[i].verified === "N") { return { i : i, uuid : _array[i].uuid, link : make_link(_array[i],i) } } } return false; } /** * @memberof MAR.liabilities */ function get(type, number) { if ("answers" in mar == false) return false; if ("v2" in mar.answers == false) return false; if ("liabilities" in mar.answers.v2 == false) return false; if (arguments.length == 0) { // return the array for one applicant return mar.answers.v2.liabilities; } if (arguments.length == 1) { // return the array for one applicant let retval = []; for (let i=0; i < mar.answers.v2.liabilities.length; i++) { if (mar.answers.v2.liabilities[i].type == type) { mar.answers.v2.liabilities[i]._i = i; retval.push(mar.answers.v2.liabilities[i]) } } return retval; } if (typeof number == "string") number = parseInt(number,10); if (number < mar.answers.v2.liabilities.length) { return mar.answers.v2.liabilities[number]; } return false; } function getNextLiabilityEncId(){ if ("state" in mar.answers.v2 == false) mar.answers.v2.state = {}; if ("liability_encid" in mar.answers.v2.state == false) mar.answers.v2.state.liability_encid = 3; if (num(mar.answers.v2.state.liability_encid) < 30) mar.answers.v2.state.liability_encid = 30; let retval = mar.answers.v2.state.liability_encid; mar.answers.v2.state.liability_encid++; return retval; } /** * @memberof MAR.liabilities */ function set_from_object(obj) { let uuid = MAR.getOpt(obj, "uuid", ""); if ("answers" in mar == false) mar.answers = {}; if ("v2" in mar.answers == false) mar.answers.v2 = {}; if ("liabilities" in mar.answers.v2 == false) mar.answers.v2.liabilities = []; if (Array.isArray(mar.answers.v2.liabilities) == false) mar.answers.v2.liabilities = []; let itm = getByUUID(uuid); if (itm === false) return; for (let x in obj) { itm[x] = obj[x]; } } /** * @memberof MAR.liabilities */ function set(type, number, data) { if (arguments.length >= 3) { // return the whole array if ("answers" in mar == false) mar.answers = {}; if ("v2" in mar.answers == false) mar.answers.v2 = {}; if ("liabilities" in mar.answers.v2 == false) mar.answers.v2.liabilities = []; if (Array.isArray(mar.answers.v2.liabilities) == false) mar.answers.v2.liabilities = []; if (number === false) { if ("uuid" in data == false) data.uuid = uuidv4(); data.enc_id = getNextLiabilityEncId(); mar.answers.v2.liabilities.push(data); MAR.activity_log.add("liabilities", data.uuid); return (mar.answers.v2.liabilities.length -1); } else { if (typeof number == "string") number = parseInt(number,10); if (mar.answers.v2.liabilities.length > number) { if ("uuid" in mar.answers.v2.liabilities[number] == false) { if ("uuid" in data == false) data.uuid = uuidv4(); data.enc_id = getNextLiabilityEncId(); // } else { // data.uuid = mar.answers.v2.assets.items[number].uuid; } if ("enc_id" in mar.answers.v2.liabilities[number] == false) { if ("enc_id" in data == false) data.enc_id = getNextLiabilityEncId() } if ("enc_uuid" in mar.answers.v2.liabilities[number] == false) { if ("enc_uuid" in data == false) data.enc_uuid = data.uuid; } for (x in data) { /** * update only , don't overwrite! */ mar.answers.v2.liabilities[number][x] = data[x]; } MAR.activity_log.mod("liabilities", mar.answers.v2.liabilities[number].uuid); // mar.answers.v2.assets.items[number] = data; return number; } } } } /** * @memberof MAR.liabilities */ function del(number) { if (arguments.length < 0) return false; if ("answers" in mar == false) return false; if ("v2" in mar.answers == false) return false; if ("liabilities" in mar.answers.v2 == false) return false; if (number >= mar.answers.v2.liabilities.length) return false; MAR.activity_log.del("liabilities", mar.answers.v2.liabilities[number].uuid); mar.answers.v2.liabilities.splice(number, 1); return true; } /** * @memberof MAR.liabilities */ function getShortDescription(type) { if (type === "child") return "Alimony/Child"; return type; } let liabilities_reccomendation = (function(liabilities){ let _l = liabilities; let _objs = []; function init(){ _objs = []; if (!_l) return; for (let i=0; i < _l.length; i++) { _objs.push({ i : i, obj : MAR.xsd.lia_factory(_l[i]) }); } } function getForApplicant(n) { return _objs.filter(function(item) { return (item.obj.assigned().indexOf(n) > -1) }) } function getForApplicantType(n, t) { return _objs.filter(function(item) { return (item.obj.assigned().indexOf(n) > -1) && (item.obj.raw().type === t) }) } function getForApplicantTypeUnverified(n, t) { return _objs.filter(function(item) { return (item.obj.assigned().indexOf(n) > -1) && (item.obj.raw().type === t) && (MAR.getOpt(item.obj.raw(), "verified", "Y") === "N") }) } function getForApplicantTypeUnverifiedAndNotOmitted(n, t) { return _objs.filter(function(item) { if (item.obj.assigned().indexOf(n) === -1) return false; if (item.obj.raw().type !== t) return false; if (MAR.getOpt(item.obj.raw(), "_auto_created", "") === "Y") return false; if (MAR.getOpt(item.obj.raw(), "_auto_bor_dp", "") === "Y") return false; if (MAR.getOpt(item.obj.raw(), "_auto_newloan", "") === "Y") return false; if (MAR.getOpt(item.obj.raw(), "verified", "") === "Y") return false; if (MAR.getOpt(item.obj.raw(), "omit", "") === "Y") return false; if (MAR.getOpt(item.obj.raw(), "cstatus", "") === "tofillin") return false; return true; }) } function applicantHasAlimony(n) { let items = getForApplicant(n); for (let i=0; i < items.length; i++) { let item = items[i]; if (item.obj.raw().type === "child") { if (item.obj.alimony() > 0) return item; } } return false; } function applicantHasChild(n) { let items = getForApplicant(n); for (let i=0; i < items.length; i++) { let item = items[i]; if (item.obj.raw().type === "child") { if (item.obj.child() > 0) return item; } } return false; } function applicantHasIrs(n) { let items = getForApplicant(n); for (let i=0; i < items.length; i++) { let item = items[i]; if (item.obj.raw().type === "irsdebt") { if (item.obj.monthly() > 0) return item; } if (item.obj.raw().type === "jsr") { if (item.obj.raw.name.toLowerCase().indexOf("tax") > -1) { if (item.obj.monthly() > 0) return item; } } } return false; } let _r = {} function reccommend() { let number_of_applicants = MAR.applicants.count(); let opt = ""; let r = []; let q = []; let c = []; _r.number_of_applicants = number_of_applicants; _r.r = r; _r.q = q; _r.c = c; for (let i= 0; i < number_of_applicants; i++) { opt = MAR.declarations.get(i, "credit_obligated_to_pay_alimony_or_child", ""); if (opt === "Y") { let follow = MAR.declarations.get(i, "credit_obligated_to_pay_alimony_or_child_followup", ""); if (follow == "alimony" || follow == "both") { let hasLiability = applicantHasAlimony(i); if (hasLiability === false) { r.push("The client says that they have to pay alimony but there is no alimony in their credit") } } if (follow == "child" || follow == "both") { let hasLiability = applicantHasChild(i); if (hasLiability === false) { r.push("The client says that they have to pay child support but there is no alimony in their credit") } } } opt = MAR.declarations.get(i, "credit_irs_plan", ""); if (opt === "Y") { let hasLiability = applicantHasIrs(i); if (hasLiability === false) { r.push("The client says that they have an IRS payment plan but there is none in their credit") } } let ccard = getForApplicantTypeUnverifiedAndNotOmitted(i,"creditcard"); if (ccard.length > 0) { // r.push("The client should be asked if they are not paying any of their creditcards") q.push(["ask-creditcards",ccard,i]); } let carloan = getForApplicantTypeUnverifiedAndNotOmitted(i,"carloan"); if (carloan.length > 0) { // r.push("The client should be asked if they are not paying any of their carloans") q.push(["ask-carloans",carloan,i]); } let studentloan = getForApplicantTypeUnverifiedAndNotOmitted(i,"instalmentloan"); if (studentloan.length > 0) { // r.push("The client should be asked if any of the instalment loans are student loans") q.push(["ask-studentloans",studentloan,i]); } (function(){ let items = getForApplicantTypeUnverifiedAndNotOmitted(i,"instalmentloan"); if (items.length > 0) { // r.push("The client should be asked if they are not paying any of their carloans") q.push(["ask-instalmentloans",items,i]); } })(); let studentloan2 = getForApplicantType(i,"studentloan").filter(function(item){ return (item.obj.raw().cstatus === "tofillin") }) if (studentloan2.length > 0) { r.push("The client should be asked to fill in information about these student loans") q.push(["ask-studentloan",studentloan2,i]); } (function(){ let studentloan3 = getForApplicantType(i,"studentloan").filter(function(item){ return (item.obj.raw().cstatus !== "tofillin") }) for (let j=0; j < studentloan3.length; j++) { let jj = studentloan3[j].i; let paytype = studentloan3[j].obj.raw().paytype; let monthly = studentloan3[j].obj.monthly(); let name = studentloan3[j].obj.raw().name; r.push(`The client has indicated that liability ${jj} ${name} \$${monthly} pm is a student loan with the type "${paytype}" `) } })(); (function(){ let items = getForApplicantType(i,"child").filter(function(item){ let raw = item.obj.raw() ; return (MAR.getOpt(item.obj.raw(), "cstatus", "") === "") }) if (items.length > 0) { // r.push("The client should be asked to fill in information about these Alimon/child suport") q.push(["ask-child",items,i]); } })(); (function(){ let items = getForApplicantType(i,"irstax").filter(function(item){ return (MAR.getOpt(item.obj.raw(), "cstatus", "") === "") }) if (items.length > 0) { // r.push("The client should be asked to fill in information about these IRS debts") q.push(["ask-irs",items,i]); } })(); (function(){ let items = getForApplicant(i); for (let j=0; j < items.length; j++) { let item = items[j].obj.raw(); if (MAR.getOpt(item, "verified","") !== "Y") { if (MAR.getOpt(item, "_auto_newloan","") === "Y") q.push(["ask-newloan",[items[j]],i]); if (MAR.getOpt(item, "_auto_bor_dp","") === "Y") q.push(["ask-borrowed",[items[j]],i]); } } })(); (function(){ let items = getForApplicantType(i,"creditcard").filter(function(item){ return (item.obj.raw().cstatus === "coborrower") }) for (let j=0; j < items.length; j++) { let jj = items[j].i; let paytype = items[j].obj.raw().paytype; let monthly = items[j].obj.monthly(); let name = items[j].obj.raw().name; r.push(`The client has indicated that on creditcard "${name}" \$${monthly} pm they are a co-signer, you may be able to exclude this liability `) } })(); (function(){ let items = getForApplicantType(i,"instalmentloan").filter(function(item){ return (item.obj.raw().cstatus === "coborrower") }) for (let j=0; j < items.length; j++) { let jj = items[j].i; let paytype = items[j].obj.raw().paytype; let monthly = items[j].obj.monthly(); let name = items[j].obj.raw().name; r.push(`The client has indicated that on instalment loan "${name}" \$${monthly} pm they are a co-signer, you may be able to exclude this liability `) } })(); (function(){ let items = getForApplicantType(i,"child").filter(function(item){ return (item.obj.raw().cstatus === "ok") }) for (let j=0; j < items.length; j++) { let jj = items[j].i; let monthly = items[j].obj.monthly(); let name = items[j].obj.raw().name; let ch = items[j].obj.child(); let al = items[j].obj.alimony(); r.push(`The client has indicated that liability "${name}" \$${monthly} pm is a An alimony/child support with the folllowing split child \$${ch}, alimony \$${al}" `) } })(); (function(){ let items = getForApplicantType(i,"irstax").filter(function(item){ return (item.obj.raw().cstatus === "ok") }) for (let j=0; j < items.length; j++) { let jj = items[j].i; let monthly = items[j].obj.monthly(); let name = items[j].obj.raw().name; r.push(`The client has indicated that liability "${name}" \$${monthly} pm is a An IRS plan" `) } })(); // (function(){ // let items = getForApplicantType(i,"child").filter(function(item){ // return ("cstatus" in item.obj.raw() === false) // }) // for (let j=0; j < items.length; j++) { // let jj = items[j].i; // let paytype = items[j].obj.raw().paytype; // let monthly = items[j].obj.monthly(); // let name = items[j].obj.raw().name; // r.push(`The client has indicated that on creditcard ${jj} ${name} \$${monthly} pm they are a co-signer, you may be able to exclude this liability `) // } // // })(); } } return { init : init, getForApplicant : getForApplicant, getForApplicantType : getForApplicantType, getForApplicantTypeUnverified : getForApplicantTypeUnverified, getForApplicantTypeUnverifiedAndNotOmitted : getForApplicantTypeUnverifiedAndNotOmitted, applicantHasChild : applicantHasChild, applicantHasAlimony : applicantHasAlimony, applicantHasIrs : applicantHasIrs, reccommend : reccommend, reccommendations : _r, ___id : "liabilities reccomendations" } }); function get_payoff_omit_action(itm, def = "") { if (!itm) return def; let omit = MAR.getOpt(itm, "omit",""); let omit_opt = MAR.getOpt(itm, "omit_opt",""); let payoff = MAR.getOpt(itm, "payoff",false); let paytype = MAR.getOpt(itm, "paytype",""); if (omit_opt !== "") { if (omit_opt === "payoff") return `payoff`; if (omit_opt === "less10pmts") return `omit_less10pmts`; if (omit_opt === "paidoff") return `omit_paidoff`; if (omit_opt === "notpaying") return `omit_notpaying`; if (omit_opt === "before") return `payoff_before`; if (omit_opt === "andclose") return `payoff_andclose`; if (omit_opt === "and-cancel") return `payoff_and-cancel`; if (omit_opt === "down-to-omit") return `payoff_down-to-omit`; } if (omit === "Y" && omit_opt !== "") { return `omit_${omit_opt}`; } if (payoff === true && omit_opt === "") { return `payoff`; } if (payoff === true && omit_opt !== "") { return `payoff_${omit_opt}`; } if (omit === "Y") { return `omit_notpaying`; } if (paytype === "def") { return "stu_5pc"; } if (paytype === "ibr") { return "stu_5pc"; } return def; } function set_payoff_omit_from_action(itm, act) { if (act === "omit") { itm.omit = "Y"; itm.omit_opt = ""; itm.payoff = false; return; } if (act === "payoff") { itm.omit = "N"; itm.omit_opt = ""; itm.payoff = true; return; } if (act === "omit_less10pmts") { itm.omit = "Y"; itm.omit_opt = "less10pmts"; itm.payoff = false; return; } if (act === "omit_paidoff") { itm.omit = "Y"; itm.omit_opt = "paidoff"; itm.payoff = false; return; } if (act === "omit_notpaying") { itm.omit = "Y"; itm.omit_opt = "notpaying"; itm.payoff = false; return; } if (act === "payoff_before") { itm.omit = "Y"; itm.omit_opt = "before"; itm.payoff = false; } if (act === "payoff_andclose") { itm.omit = "N"; itm.omit_opt = "andclose"; itm.payoff = true; return; } if (act === "payoff_and-cancel") { itm.omit = "Y"; itm.omit_opt = "and-cancel"; itm.payoff = false; return; } if (act === "payoff_down-to-omit") { itm.omit = "Y"; itm.omit_opt = "down-to-omit"; itm.payoff = false; return; } if (act === "" || act === "keep") { itm.omit = "N"; itm.omit_opt = ""; itm.payoff = false; itm.paytype = ""; } if (act === "stu_5pc") { itm.paytype = "def"; itm.omit = "N"; itm.omit_opt = ""; itm.payoff = false; return } } function redflag_description(s) { if (s === "l90") return "There have been 90 day late payments on this account"; if (s === "l60") return "There have been 60 day late payments on this account"; if (s === "l30") return "There have been 30 day late payments on this account"; if (s === "pattern") return "There have issued detectedin the last 12 months"; // AsAgreed : Account is being paid on time and according to terms of the credit agreement. if (s === "BankruptcyOrWageEarnerPlan") return "The exact type could not be determined."; if (s === "ChargeOff") return "The account was not paid on a timely basis and the debt is being written off as uncollectible by the creditor."; if (s === "Collection") return "Account has not been paid on a timely basis and is been turned over to an attorney or agency for collection."; if (s === "CollectionOrChargeOff") return "The exact type could not be determined."; if (s === "Foreclosure") return "Legal proceedings have been initiated to sell property to settle debt on an unpaid balance."; if (s === "ForeclosureOrRepossession") return "The exact type could not be determined."; if (s === "Late30Days") return "Account is between 30 and 59 days past due."; if (s === "Late60Days") return "Account is between 60 and 89 days past due."; if (s === "Late90Days") return "Account is betwen 90 and 119 days past due."; if (s === "LateOver120Days") return "Account is 120 days or more past due."; if (s === "NoDataAvailable") return "Status of the account is not known."; if (s === "Repossession") return "Account has not been paid on a timely basis and proceedings have been initiated to repossess collateral property to partially of fully satisfy the debt."; if (s === "TooNew") return "Account has been recently established and is too new to rate payment history."; if (s === "WageEarnerPlan") return "Past due debt on an account is being paid according to terms established by a court or agreement with the creditor."; return s; } function helper_make_shorter_name(itm_array /* from getbackend etccc */) { let itms = itm_array.split(`:`); let type = itms.shift(); let itm_desc = (function() { if (type === `child`) return `${itms.join(":")}`; if (type === `irstax`) return `${itms.join(":")}`; if (itms.length > 0) { for (let j=0; j < itms.length; j++) { let itm_str = itms[j]; if (itm_str.startsWith(`Account`) && itm_str.length > 7) { itms[j] = `Acc #..${itm_str.substring(7).slice(-4)}`; } } } return `${mar._txt(type)} - ${itms.join(":")}`; })(); return itm_desc; } function helper_make_shorter_name_for_mismo(itm_str) { let itms = itm_str.split(`:`); let itm_desc = (function() { if (itms.length > 0) { for (let j=0; j < itms.length; j++) { let itm_str = itms[j]; if (itm_str.startsWith(`Account`) && itm_str.length > 7) { itms[j] = `Acc #..${itm_str.substring(7).slice(-4)}`; } } } return `${itms.join(":")}`; })(); return itm_desc; } function over_is_diff(item) { let ovr = MAR.getOpt(item , `over` , `N` ); let mo = MAR.getOptNum(item, `monthly` , 0 ); let movr = MAR.getOptNum(item, `over_monthly`, 0 ); let ba = MAR.getOptNum(item, `balance` , 0 ); let bovr = MAR.getOptNum(item, `over_balance`, 0 ); if (ovr !== `Y`) return false; if (mo !== movr) return true; if (ba !== bovr) return true; return false; } return { init : init, getByUUID : getByUUID, delByUUID : delByUUID, setByUUID : setByUUID, setLoanLinkByUUID : setLoanLinkByUUID, delLoanLinkByUUID : delLoanLinkByUUID, // redflag_description : redflag_description, // over_is_diff : over_is_diff, // has_manual_items : has_manual_items, has_unverified_items : has_unverified_items, has_unverified_items_except_mortgages : has_unverified_items_except_mortgages, // get_unattached_mortgages : get_unattached_mortgages, get_manual_mortgages : get_manual_mortgages, get_replacement_manual_mortgages_advice : get_replacement_manual_mortgages_advice, // getNextUnverifiedItem : getNextUnverifiedItem, getNextUnverifiedItem_except_mortgages : getNextUnverifiedItem_except_mortgages, add_unverified_from_declarations : add_unverified_from_declarations, // getByEncId : getByEncId, // liabilities_reccomendation : liabilities_reccomendation, // getShortDescription : getShortDescription, // repair : repair, repair_uuids : repair_uuids, // helper_make_shorter_name : helper_make_shorter_name, helper_make_shorter_name_for_mismo : helper_make_shorter_name_for_mismo, // create : create, // pagenames : pagenames, // set_payoff_omit_from_action : set_payoff_omit_from_action, get_payoff_omit_action : get_payoff_omit_action, // get : get, set : set, set_from_object : set_from_object, del : del, // is_verified_item : is_verified_item, /* (applicantnum , type) */ // ___id : "liabilitiesObj" } })() /** * reo * @namespace MAR.scenario */ var scenarioObj = (function(){ function cashout_ref_warning(LTV) { if (MAR.is_refi() === false) return ""; let goal = getScenario_data("refi_goal" , false); let value = getScenario_data("refi_current_value" , false); let debt = getScenario_data("refi_current_debt" , false); let options = getScenario_data("refi_options" , false); let options_max = getScenario_data("refi_options_max" , false); let ltv = (LTV) ? LTV : 0.85 if (goal === false) return ""; if (value === false) return ""; if (debt === false) return ""; if (ltv === false) return ""; if (options !== "cashout") return ""; let max = num(value) * num(ltv) - num(debt); if (num(goal) > num(max) && MAR.isVaEligible() === false && options_max !== `Y`) { return `You need more equity in the property to reach this goal, the max you can reach is ${MAR.format.format("cur",max)}`; } return ""; } function assets_declared_too_low() { if (MAR.is_refi() === true) return false; let purchase_target = getScenario_data("purchase_target" , false); let goals_target_downpayment_perc = getScenario_data("goals_target_downpayment_perc" , false); let hb_liquid_assets = getScenario_data("hb_liquid_assets" , false); if (purchase_target === false) return false; if (goals_target_downpayment_perc === false) return false; if (hb_liquid_assets === false) return false; if (purchase_target > 0) { let actualval = Math.round(num(purchase_target) * (num(goals_target_downpayment_perc)/100)); if (hb_liquid_assets < actualval) { return true; } } return false; } function check_is_cleared_mortgage_out_of_date() { let da = getScenario_data(`cleared_mortgage_payoff_da`,``); if (da === ``) return false; let dat = moment(new Date(da)); let now = moment(); let diff_da = dat.diff(now, "days",true); if (diff_da < 0) return diff_da; return false; } function is_buying_agent() { let da = getScenario_data(`buy_agent_yn`,``); return (da === `Y`); } function set_mortgage_payoff_cleared_value(val, da = false, perdiem = false) { /* -- put this in scenario -- */ setScenario_data(`refi_current_debt`,num(val)); setScenario_data(`cleared_mortgage_payoff_val`,num(val)); if (da !== false && da.trim().length > 0) { setScenario_data(`cleared_mortgage_payoff_da`,da); } if (perdiem !== false && perdiem.trim().length > 0) { setScenario_data(`cleared_mortgage_payoff_perdiem`,perdiem); } setScenario_data(`cleared_mortgage_payoff_ts`,new Date().getTime()); /* -- if refi , ignore -- */ if (MAR.is_refi() !== true) return false; /* -- if there is no subject property return false -- */ let sp = MAR.reo.getSubjectProperty(); if (sp === false) return false; /* -- if there is no linked loan , return -- */ if (sp.data.loanlinkA.length === 0) return false; /* -- get the linked loan -- */ let loan = MAR.liabilities.getByUUID(sp.data.loanlinkA[0]); if (loan === false || loan === null) return false; if (num(loan.balance) !== num(val)) { loan.balance_pre_cleared = loan.balance; loan.balance = val; return true; } return false; } return { cashout_ref_warning : cashout_ref_warning, assets_declared_too_low : assets_declared_too_low, // set_mortgage_payoff_cleared_value : set_mortgage_payoff_cleared_value, check_is_cleared_mortgage_out_of_date : check_is_cleared_mortgage_out_of_date, // is_buying_agent : is_buying_agent, // ___id : "scenario obj" } })(); /** * reo * @namespace MAR.reo */ var reoObj = (function(){ /** * @memberof MAR.reo */ function init() { if ("answers" in mar == false) mar.answers = {}; if ("v2" in mar.answers == false) mar.answers.v2 = {}; if ("reo" in mar.answers.v2 == false) mar.answers.v2.reo = []; } /** * @memberof MAR.reo */ function explode_property_address(uuid) { let property = getByUUID(uuid); if (property === false) return false; let zip = MAR.getOpt(addressFromString(property.address), "zip",""); if (zip === "") return false; let da = MAR.zip2county_full(zip); property.co_code = da.code; property.co_name = da.name; property.area = da.area; return property; } /** * @memberof MAR.reo */ function explode_property(property) { let zip = MAR.getOpt(addressFromString(property.address), "zip",""); if (zip === "") return false; let da = MAR.zip2county_full(zip); property.co_code = da.code; property.co_name = da.name; property.area = da.area; return property; } /** * @memberof MAR.reo */ function explode_address(address) { let property = { address : address }; let zip = MAR.getOpt(addressFromString(property.address), "zip",""); if (zip === "") return false; let da = MAR.zip2county_full(zip); property.co_code = da.code; property.co_name = da.name; property.area = da.area; return property; } /** * @memberof MAR.reo */ function set_scenario_county_from_address(uuid) { let prop = explode_property_address(uuid); if (prop === false) return; let co_name_full = MAR.getOpt(prop, "co_name", ""); if (co_name_full === "") return; setScenario_data("property_county", co_name_full); } /** * @memberof MAR.reo */ function makePropertyTheSubjectUnverifiedSync() { return new Promise(function(resolve, reject) { makePropertyTheSubjectUnverified(function(rv){ resolve(rv); }) }); } /** * @memberof MAR.reo */ function makePropertyTheSubjectUnverified(fn) { let sp = getSubjectProperty(); if (sp === false) return; if (typeof fs === "undefined") { /** * we are in the browser */ let adr = sp.data; let _ad = addressFromString(adr.address); mar.socket.send_and_receive("zip2county",{ zip : _ad.zip }, function(retval){ let co_code = retval.data.code; let co_name_full = retval.data.name; let co_name = MAR.county_name(co_name_full); let area = retval.data.area; setScenario_data("property_county", co_name_full); /** * do not replace the property type for reverse webhook applications */ if (MAR.appnav.loanWasImportedAndNotVerified() !== true || getScenario_data("property_type","") === "") { if (MAR.getOpt(adr, "property_type","") === "") { setScenario_data("property_type", adr.property_type); } } setScenario_data("property_details", { streetAddress : _ad.address, city : _ad.city, state : _ad.state, zip : _ad.zip, countycode : co_code, county : co_name }); if (fn) fn(); }); return; } let adr = explode_property_address(sp.data.uuid); let _ad = addressFromString(adr.address); let co_code = adr.co_code; let co_name_full = adr.co_name; let co_name = MAR.county_name(co_name_full); let area = adr.area; setScenario_data("property_county", co_name_full); if (MAR.getOpt(adr, "property_type","") === "") { setScenario_data("property_type", adr.property_type); } setScenario_data("property_details", { streetAddress : _ad.address, city : _ad.city, state : _ad.state, zip : _ad.zip, countycode : co_code, county : co_name }); if (fn) fn(); } /** * @memberof MAR.reo */ function makePropertyTheSubject() { let sp = getSubjectProperty(); if (sp === false) return; let adr = sp.data; let verified = MAR.getOpt(adr, "verified","Y"); if (verified === "N") return; if (MAR.getOpt(adr, "property_type","") === "") return; if (MAR.getOpt(adr, "co_code","") === "") return; if (MAR.getOpt(adr, "co_name","") === "") return; let _ad = addressFromString(adr.address); let co_code = adr.co_code; let co_name_full = adr.co_name; let co_name = MAR.county_name(co_name_full); let area = adr.area; console.log(adr); debugger; setScenario_data("property_county", co_name_full); setScenario_data("property_type", adr.property_type); // setScenarioData("build_period", "?"); // setScenarioData("property_type_community_options", "?"); // units getPropertyUnits_v2 // area setScenario_data("property_details", { streetAddress : _ad.address, city : _ad.city, state : _ad.state, zip : _ad.zip, countycode : co_code, county : co_name }); } /** * @memberof MAR.reo */ function getByUUID(uuid,ALSOID) { let _array = get(); for (let i=0; i < _array.length; i++) { if ("uuid" in _array[i] && _array[i].uuid == uuid) { if (arguments.length > 1 && ALSOID === true) { return { i : i, data : _array[i] } } else { _array[i]._i = i; return _array[i]; } } } return false; } /** * @memberof MAR.reo */ function setByUUID(uuid, obj) { let ob = getByUUID(uuid); if (ob !== false) { for (let x in obj) { ob[x] = obj[x] } MAR.activity_log.mod("reo", uuid); } } /** * @memberof MAR.reo */ function getBySIG(sig) { let _array = this.get(); for (let i=0; i < _array.length; i++) { if ("sig" in _array[i] && _array[i].sig == sig) return _array[i]; } return false; } /** * @memberof MAR.reo */ function getByREOID(reoid, ALSOID) { let _array = this.get(); for (let i=0; i < _array.length; i++) { if ("enc_reoid" in _array[i] && _array[i].enc_reoid == reoid) { if (arguments.length > 1 && ALSOID === true) { return { i : i, data : _array[i] } } else { return _array[i]; } } } return false; } /** * @memberof MAR.reo */ function getByIndex(number) { if ("answers" in mar == false) return false; if ("v2" in mar.answers == false) return false; if ("reo" in mar.answers.v2 == false) return false; return mar.answers.v2.reo[number]; } /** * @memberof MAR.reo */ function get(number) { if ("answers" in mar == false) return false; if ("v2" in mar.answers == false) return false; if ("reo" in mar.answers.v2 == false) return false; if (arguments.length == 0) { // return the array for one applicant return mar.answers.v2.reo; } if (typeof number == "string") number = parseInt(number,10); if (number < mar.answers.v2.reo.length) { return mar.answers.v2.reo[number]; } return false; } /** * @memberof MAR.reo */ function set(number, data) { if (arguments.length >= 2) { // return the whole array if ("answers" in mar == false) mar.answers = {}; if ("v2" in mar.answers == false) mar.answers.v2 = {}; if ("reo" in mar.answers.v2 == false) mar.answers.v2.assets = {}; if (number === false) { if ("uuid" in data == false) data.uuid = uuidv4(); mar.answers.v2.reo.push(data); MAR.activity_log.add("reo", data.uuid); return (mar.answers.v2.reo.length -1); } else { if (typeof number == "string") number = parseInt(number,10); if (mar.answers.v2.reo.length > number) { if ("uuid" in mar.answers.v2.reo[number] == false) { if ("uuid" in data == false) data.uuid = uuidv4(); // } else { // data.uuid = mar.answers.v2.assets.items[number].uuid; } for (x in data) { /** * update only , don't overwrite! */ mar.answers.v2.reo[number][x] = data[x]; } MAR.activity_log.mod("reo", mar.answers.v2.reo[number].uuid); // mar.answers.v2.assets.items[number] = data; return number; } } } } /** * @memberof MAR.reo */ function del(number) { if (arguments.length < 0) return false; if ("answers" in mar == false) return false; if ("v2" in mar.answers == false) return false; if ("reo" in mar.answers.v2 == false) return false; if (number >= mar.answers.v2.reo.length) return false; MAR.activity_log.del("reo", mar.answers.v2.reo[number].uuid); mar.answers.v2.reo.splice(number, 1); return true; } /** * @memberof MAR.reo */ function getPropertiesByApplicant(n) { init(); let reolist = mar.answers.v2.reo; let reo_primary_index = false; let rvlist = []; for (let i=0; i < reolist.length; i++) { if (MAR.getOpt(reolist[i],"whosname","").indexOf(`${n}`) > -1) { reo_primary_index = i; rvlist.push({ i : i, data : reolist[i] }); } } return rvlist; } /** * @memberof MAR.reo */ function is_income_attached_to_property(uuid) { init(); let reolist = mar.answers.v2.reo; let properties = []; for (let i=0; i < reolist.length; i++) { let item = reolist[i]; let incomes = MAR.getOpt(item, `propertyinllc_incomes`,``).split(`,`); if (MAR.getOpt(item,`propertyinllc`,``) === `Y`) { let incomes = MAR.getOpt(item, `propertyinllc_incomes`,``).split(`,`); if (incomes.indexOf(uuid) > -1) { properties.push(reolist[i]); } } } return properties; } /** * @memberof MAR.reo */ function getCurrentPrimary(n) { init(); let reolist = mar.answers.v2.reo; let reo_primary_index = false; for (let i=0; i < reolist.length; i++) { if (MAR.getOpt(reolist[i],"reo_use","") == "primary") { if (MAR.getOpt(reolist[i],"whosname","").indexOf(`${n}`) > -1) { reo_primary_index = i; return { i : i, data : reolist[i] } } } } return false; } /** * @memberof MAR.reo */ function _set_reo_property_as_subject_if_matches_property_address() { if (MAR.is_refi()) { (function() { let prop_addr_obj = MAR.getOpt(mar.answers, "v2.scenario.property_details", false); if (prop_addr_obj === false) return; // no property in scenario if (MAR.getOpt(prop_addr_obj,"zip", "") === "") return; // unlikely a proper addres if there is no ZIP code let prop_addr_str = [ MAR.getOpt(prop_addr_obj,"streetAddress","").trim(), MAR.getOpt(prop_addr_obj,"city","").trim(), MAR.getOpt(prop_addr_obj,"state","").trim(), MAR.getOpt(prop_addr_obj,"zip","").trim(), MAR.getOpt(prop_addr_obj,"unit","").trim() ].join("|"); let reolist = mar.answers.v2.reo; for (let i=0; i < reolist.length; i++) { let item = reolist[i]; let addr_str = item.address; if (typeof addr_str !== "string" || addr_str.trim().length === 0) continue; // exclude empty reo items if (compareAddresses(addr_str,prop_addr_str)=== true) { item.is_subject_property = "Y"; item._updated_by_1 = `_set_reo_property_as_subject_if_matches_property_address`; } } })(); } } /** * @memberof MAR.reo */ function getOrCreateSubjectProperty(n) { _set_reo_property_as_subject_if_matches_property_address(); let sp = MAR.reo.getSubjectProperty(); // ensure there is a subject property let refi = (getV2_data("loan_type","purchase") !== "purchase"); if (sp === false && refi === true) { let reolist = mar.answers.v2.reo; if (reolist.length > 0) { sp = reolist[0]; sp.is_subject_property = "Y"; sp._updated_by = `getOrCreateSubjectProperty`; } else { sp = MAR.reo.create({}); sp.is_subject_property = "Y"; sp._created_by = `getOrCreateSubjectProperty`; MAR.reo.set(false, sp); } sp = MAR.reo.getSubjectProperty(); } return sp; } /** * @memberof MAR.reo */ function getSubjectProperty(n) { init(); let reolist = mar.answers.v2.reo; for (let i=0; i < reolist.length; i++) { if (MAR.getOpt(reolist[i],"is_subject_property","") == "Y") { return { i : i, uuid : reolist[i].uuid, data : reolist[i] } } } return false; } /** * @memberof MAR.reo */ function isSubjectProperty(uuid) { let sp = getSubjectProperty(); if (sp === false) return false; if (uuid === sp.uuid) return true; return false; } /** * @memberof MAR.reo */ function getNextUnverifiedItem() { let _array = get(); for (let i=0; i < _array.length; i++) { if ("verified" in _array[i] == true && _array[i].verified === "N") { return { i : i, uuid : _array[i].uuid } } } return false; } /** * @memberof MAR.reo */ function isAnythingVerified() { let _array = get(); for (let i=0; i < _array.length; i++) { if ("verified" in _array[i] == true && _array[i].verified === "Y") { return true; } } return false; } /** * @memberof MAR.reo */ function create(obj /*type, address, owner, verified */) { let _newreo = {}; if ("address" in obj) { if (typeof obj.address === "string") { _newreo.address = obj.address; } else { _newreo.address = `${MAR.getOpt(obj.address,"address","")}|`+ `${MAR.getOpt(obj.address,"city","")}|`+ `${MAR.getOpt(obj.address,"state","")}|`+ `${MAR.getOpt(obj.address,"zip","")}|`+ ``; } } _newreo.reo_use = MAR.getOpt(obj , "type" , "primary"); _newreo.verified = MAR.getOpt(obj , "verified" , "N"); _newreo.whosname = `${MAR.getOpt(obj , "owner" ,"0")}`; return _newreo; } /** * @memberof MAR.reo */ function prop(n , data, def) { init(); let reolist = mar.answers.v2.reo; if (reolist.length <= n) return def let item = reolist[n]; if (data == "tax") return num(MAR.getOpt(item, "loan_tax", def)); if (data == "hoi") return num(MAR.getOpt(item, "loan_insurance", def)); if (data == "hoa") { if (MAR.getOpt(item, "loan_hoa", false) === false) { return def; } let loan_hoa_freq = num(MAR.getOpt(item, "loan_hoa_freq", "1")); let loan_hoa = num(MAR.getOpt(item, "loan_hoa", 0)); return (loan_hoa/loan_hoa_freq); } return def; } function will_display_list_item(item){ if (MAR.getOpt(item, "whosname","") === "") { item.verified2 = "N"; item.syncnote = `Can you check the ownership on this property please.`; item.syncsecs = "0"; } if ("enc_maintenance_C" in item && "enc_maintenance_A" in item) { if (typeof item.enc_maintenance_C !== "undefined") { // first time through B is undefined if (num(item.enc_maintenance_A) != num(item.enc_maintenance_C)) { item.verified2 = "N"; item.syncnote = `Can you check whether the hoa, insurance or tax are correct please.`; item.syncsecs = "1"; } } } } function will_display_list(){ if ("reo" in mar.answers.v2 === false) mar.answers.v2.reo = []; // empty REO let reolist = mar.answers.v2.reo; for (let i=0; i < reolist.length; i++) { let item = reolist[i]; will_display_list_item(item); } } function reo_primary_index_fn(i) { if ("reo" in mar.answers.v2 === false) mar.answers.v2.reo = []; // empty REO let reolist = mar.answers.v2.reo; let reo_primary_index = false; let property_index = false; for (let j=0; j < reolist.length; j++) { if (MAR.getOpt(reolist[j],"reo_use","") == "primary") { if (MAR.getOpt(reolist[j],"whosname","").indexOf(`${i}`) > -1) { reo_primary_index = j; property_index = j; } } else { if (MAR.getOpt(reolist[j],"whosname","").indexOf(`${i}`) > -1) { property_index = j; } } } // console.warn(`reo_primary_index ${reo_primary_index}`); // console.warn(`MAR.ownsProperty(${i}) ${MAR.ownsProperty(0)}`); return reo_primary_index; } function normalizeAddress(ad){ if (typeof ad !== "string") return ""; let parts = ad.split("|"); for (let i=0; i < parts.length; i++) { parts[i] = parts[i].trim().toLowerCase() } while (parts.length < 5) { parts.push(""); } while (parts.length > 5) { parts.pop(); } return parts.join("|"); } function compareAddresses(ad1,ad2) { return (normalizeAddress(ad1) === normalizeAddress(ad2)); } /* -- appnum is the applicant number ad it returns the uuid of the liability containing the mortgage */ function suggest_unconnected_mortgage(appnum) { let sug = suggest(); for (let i=0; i < sug.length; i++) { let _sug = sug[i]; if (MAR.getOpt(_sug, `applicant`, -1) !== appnum) continue; /* not the same applicant */ if (MAR.getOpt(_sug, `suggestion`, ``) !== `unconnectedmortgage`) continue; /* not an unconnected mortgage */ let mortgages = MAR.getOpt(_sug, `mortgages`,false); /* abc-123 : { ... json data ... } */ for (let x in mortgages) { return x; } } return false; } function suggest() { /** * returns :: * borrower 0, * sugestedprimary "address" */ let retval = []; tidyUpReoMortgageLinks(); if ("reo" in mar.answers.v2 === false) mar.answers.v2.reo = []; // empty REO let reolist = MAR.getOpt(mar.answers.v2, `reo`,[]); // for (let j=0; j < reolist.length; j++) { // let whosname = MAR.getOpt(reolist[j],"whosname",""); // if (whosname === "") { // let ad = reolist[j].address; // retval.push({ // applicant : 0, // suggestion : "propertywithnoowner", // ad : ad // }) // } // } if (typeof mar.answers.v2.applicants === `undefined`) { return retval; } for (let i=0; i < mar.answers.v2.applicants.length; i++) { /** * determine if there is a primary and end up with * * reo_primary_index - index of primary property * property_index - same index but of any type of property */ let reo_primary_index = false; let property_index = false; let spouse = MAR.getApplicantsSpouse(i); for (let j=0; j < reolist.length; j++) { if (MAR.getOpt(reolist[j],"reo_use","") == "primary") { if (MAR.getOpt(reolist[j],"whosname","").indexOf(`${i}`) > -1) { reo_primary_index = j; property_index = j; } else if (spouse !== false) { if (MAR.getOpt(reolist[j],"whosname","").indexOf(`${spouse}`) > -1) { reo_primary_index = j; property_index = j; } } } else { if (MAR.getOpt(reolist[j],"whosname","").indexOf(`${i}`) > -1) { property_index = j; } else if (spouse !== false) { if (MAR.getOpt(reolist[j],"whosname","").indexOf(`${spouse}`) > -1) { property_index = j; } } } } // here also check for the spouse //MAR.getApplicants_JointApplicant // console.warn(`reo_primary_index ${reo_primary_index}`); // console.warn(`MAR.ownsProperty(${i}) ${MAR.ownsProperty(0)}`); if (reo_primary_index === false) { // we did not find a primary REO property if (MAR.ownsPrimary(i) == true) { // if we current own realestate , create a new REO block let a_current = MAR.getApplicantAddressCurrent(i); if (a_current && a_current.length > 0) { // retval.push({ // applicant : i, // suggestion : "add", // address : a_current[0].address // }) (function add_to_reo(){ /** * check for duplicates */ let address_to_add = a_current[0].address; for (let j=0; j < reolist.length; j++) { let item_address = MAR.getOpt(reolist[j], "address",false); if (typeof item_address !== "string") { item_address = MAR.getOpt(reolist[j], "address.address",""); } if (item_address === address_to_add) { address_to_add = false; property_index = j; break; } } if (address_to_add === false) { /* this is a duplicate */ return; } /** * Add property */ let newproperty = MAR.reo.create({ type : "primary", owner : i, address : { address : a_current[0].address }, verified : "N" }); if (MAR.is_refi()) { newproperty.reo_use = "primary"; newproperty.reo_use2 = "primary"; newproperty.property_type = mar.answers.v2.scenario.property_type; newproperty.value = mar.answers.v2.scenario.refi_current_value; newproperty.is_subject_property = (MAR.reo.getSubjectProperty() === false) ? "Y" : "N"; } property_index = MAR.reo.set(false, newproperty); })() } } } else /* we have a primary */ { if (MAR.ownsPrimary(i) == false) { // if we current own realestate let a_current = MAR.getApplicantAddressCurrent(i); if (a_current && a_current.length > 0) { let ad1 = a_current[0].address; let ad2 = reolist[reo_primary_index].address; retval.push({ applicant : i, suggestion : "check2", ad1 : ad1, ad2 : ad2, reo_primary_index : reo_primary_index }) } } else { let a_current = MAR.getApplicantAddressCurrent(i); if (a_current && a_current.length > 0) { let ad1 = a_current[0].address; let ad2 = reolist[reo_primary_index].address; if (compareAddresses(ad1,ad2) === false) { retval.push({ applicant : i, suggestion : "check", ad1 : ad1, ad2 : ad2, reo_primary_index : reo_primary_index }) } } } /** * now check is the primary is to sell and if this matched NPRF */ if (MAR.getOpt(reolist[reo_primary_index], "reo_use2","") === "sell") { let asset = MAR.assets.get("nprf"); if (asset.length === MAR.zero("no assets")) { if (MAR.getOpt(reolist[reo_primary_index], "reo_override_nprf","") !== "Y") { let calculated_nprf = num(MAR.getOpt(reolist[reo_primary_index], "CALC_NPRF",0)); retval.push({ applicant : i, suggestion : "no_nprf", ad : reolist[reo_primary_index].address, calculated_nprf : calculated_nprf, reo_primary_index : reo_primary_index }) } } if (asset.length > MAR.zero("we have assets")) { if (MAR.getOpt(reolist[reo_primary_index], "reo_override_nprf","") !== "Y") { let calculated_nprf = num(MAR.getOpt(reolist[reo_primary_index], "CALC_NPRF",0)); let entered_nprf = num(asset[0].val); if (calculated_nprf != entered_nprf) { let ad2 = reolist[reo_primary_index].address; retval.push({ applicant : i, suggestion : "diff_nprf", ad : reolist[reo_primary_index].address, salesprice : reolist[reo_primary_index].reo_expected_salesprice, salesperc : reolist[reo_primary_index].reo_expected_salesperc, loanbalance : reolist[reo_primary_index].LOANBALANCE, calculated_nprf : calculated_nprf, entered_nprf : entered_nprf, assetIndex : asset[0]._i, reo_primary_index : reo_primary_index }) } } } } } if (property_index === false) { if (MAR.ownsProperty(i) == true) { retval.push({ applicant : i, suggestion : "noproperty" }) } } } if (MAR.getOpt(mar.answers.v2, "liabilities", null) === null) { mar.answers.v2.liabilities = []; } mar.answers.v2.liabilities.filter(function(item){ if (item.type === "mortgage" || item.type === "heloc") { if (MAR.getOpt(item,"reolink","") === "") { if (MAR.getOpt(item, "attached_llc", "") === "Y") return; let mi = {}; mi[item.uuid] = item; retval.push({ applicant : 0, suggestion : "unconnectedmortgage", mortgages : mi }) } } }) let sp = MAR.reo.getSubjectProperty(); if (sp !== false) { let spd = sp.data; if (MAR.getOpt(spd, "verified", "") === "N") { if (MAR.is_refi()) { MAR.ifOpt(mar, "answers.v2.scenario.refi_taxes", function(v){ MAR.reo.setByUUID(sp.uuid, { monthly_includes_taxes : MAR.getOpt(mar, "answers.v2.scenario.refi_current_pmt_includes","N")}); MAR.reo.setByUUID(sp.uuid, { loan_tax : num(v) }); }); MAR.ifOpt(mar, "answers.v2.scenario.refi_current_value", function(v){ MAR.reo.setByUUID(sp.uuid, { value : num(v) }); // MAR.reo.setByUUID(sp.uuid, { purchase_price : num(v) }); }); MAR.ifOpt(mar, "answers.v2.scenario.monthly_rent", function(v){ MAR.reo.setByUUID(sp.uuid, { reo_expected_rental : num(v) }); MAR.reo.setByUUID(sp.uuid, { reo_rental_pm : num(v) }); }); MAR.ifOpt(mar, "answers.v2.scenario.property_type", function(v){ MAR.reo.setByUUID(sp.uuid, { property_type : v }); }); MAR.ifOpt(mar, "answers.v2.scenario.hoa_estimate", function(v){ if (num(v) > 0) { MAR.reo.setByUUID(sp.uuid, { loan_hoa : num(v)*12 }); MAR.reo.setByUUID(sp.uuid, { has_hoa : `Y` }); } else { MAR.reo.setByUUID(sp.uuid, { has_hoa : `N` }); } }); MAR.ifOpt(mar, "answers.v2.scenario.refi_home_insurance_cost", function(v){ MAR.reo.setByUUID(sp.uuid, { has_insurance : `Y` }); MAR.reo.setByUUID(sp.uuid, { monthly_includes_insurance : MAR.getOpt(mar, "answers.v2.scenario.refi_current_pmt_includes_ins","N") }); MAR.reo.setByUUID(sp.uuid, { loan_insurance : num(v) }); }); MAR.ifOpt(mar, "answers.v2.scenario.refi_current_debt_mdate", function(v){ MAR.reo.setByUUID(sp.uuid, { purchasedate : v }); }); // let refi_current_debt = getScenario_data("refi_current_debt",""); // let refi_current_value = getScenario_data("refi_current_value",""); // let refi_liquid_assets = getScenario_data("refi_liquid_assets",""); // let goals_target_budget = getScenario_data("goals_target_budget_old",""); // let refi_current_escrow = getScenario_data("refi_current_escrow",""); // let refi_current_debt_mdate = getScenario_data("refi_current_debt_mdate",""); // let refi_taxes = getScenario_data("refi_taxes",""); // let refi_home_insurance_cost= getScenario_data("refi_home_insurance_cost",""); // let hoa_estimate = getScenario_data("hoa_estimate",""); } } } // let mortgagesIndexed = {}; // // let mortgages = mar.answers.v2.liabilities.filter(function(item){ // if (item.type === "mortgage") { // mortgagesIndexed[item.uuid] = item; // return true; // } // return false; // }) // for (let i=0; i < reolist.length; i++) { // let loanlink = MAR.getOpt(reolist[i],"loanlink",""); // if (loanlink !== "") { // if (loanlink in mortgagesIndexed) { // delete mortgagesIndexed[loanlink]; // } // } // } // if (Object.keys(mortgagesIndexed).length > 0) { // retval.push({ // applicant : 0, // suggestion : "unconnectedmortgage", // mortgages : mortgagesIndexed // }) // } return retval; } function setMortgageOptionsFromReoLinks(ans = false) { if (ans !== false) mar.answers = ans; function getReoByUUID(ID) { let reolist = MAR.getOpt(mar, "answers.v2.reo", []); for (let i=0; i < reolist.length; i++) { let item = reolist[i]; if (item.uuid === ID) return item; } } let reo_array = {}; for (var i=0; i < mar.answers.v2.liabilities.length; i++) { var item = mar.answers.v2.liabilities[i]; if (!item || item == null) continue; if (item.type == "mortgage" || item.type == "heloc") { if ("reolink" in item && item.reolink !== "") { if (item.reolink in reo_array === false) { reo_array[item.reolink] = []; } reo_array[item.reolink].push(item.uuid); } } } let reolist = MAR.getOpt(mar, "answers.v2.reo", []); for (let i=0; i < reolist.length; i++) { let item = reolist[i]; let _uuid = item.uuid; if (_uuid in reo_array) { item.mortgageoptions = reo_array[_uuid].join(","); console.log(`JC setting mo to [${item.mortgageoptions}] on ${_uuid}`); } else { /* -- make sure we leave free and nl alone -- */ let mo = MAR.getOpt(item, `mortgageoptions`,``); if (mo === `` || typeof mo !== `string` || mo.indexOf(`-`) > -1) { item.mortgageoptions = ``; console.log(`JC setting mo to [${item.mortgageoptions}] on ${_uuid}`); } } } // for (let x in reo_array) { // let R = getReoByUUID(x); // R.mortgageoptions = reo_array[x].join(","); // } } function tidyOverrides() { if (MAR.getOpt(mar, "answers.v2.liabilities", null) === null) return; for (var i=0; i < mar.answers.v2.liabilities.length; i++) { var item = mar.answers.v2.liabilities[i]; item._balance = item.balance; item._monthly = item.monthly; (function() { let ovr = MAR.getOpt(item, `over`,``); if (ovr === `Y`) { item._balance = MAR.getOptNum(item, `over_balance`,item.balance); item._monthly = MAR.getOptNum(item, `over_monthly`,item.monthly); } })(); } } function tidyUpReoMortgageLinks() { tidyOverrides(); function getReoByLoanId(ID) { let reolist = MAR.getOpt(mar, "answers.v2.reo", []); for (let i=0; i < reolist.length; i++) { let item = reolist[i]; if ("mortgageoptions" in item) { if (typeof item.mortgageoptions === "string" && item.mortgageoptions !== "" && item.mortgageoptions !== "free" && item.mortgageoptions !== "nl") { let mo = item.mortgageoptions.split(","); item.loanlink = item.mortgageoptions; item.loanlinkA = mo; if (mo.indexOf(ID) > -1) return item.uuid; } else { item.loanlink = ""; item.loanlinkA = []; } } } return false; } if (MAR.getOpt(mar, "answers.v2.liabilities", null) === null) return; for (var i=0; i < mar.answers.v2.liabilities.length; i++) { var item = mar.answers.v2.liabilities[i]; if (!item || item == null) continue; if (item.type == "mortgage" || item.type == "heloc") { let reoitem = getReoByLoanId(item.uuid); if (reoitem === false) { item.reolink = ``; // MAR.delOpt(item, "reolink"); } else { item.reolink = reoitem; } } } } /** * @memberof MAR.reo */ function is_rent_roll_analysis_needed() { let _array = get(); for (let i=0; i < _array.length; i++) { let _reoitem = _array[i]; if ((MAR.getOpt(_reoitem,"skip_nodoc")===false) && (MAR.getOpt(_reoitem, "reo_rental_future_contract", "") === "N") && (MAR.getOpt(_reoitem, "reo_rental_future_contract_rentroll", "") ==="Y")) { return true; } if ((MAR.getOpt(_reoitem,"skip_nodoc")===false) && (MAR.getOpt(_reoitem, "_vacating_primary", "") ==="Y")) { return true; } } return false; } function calc_income_from_1040(_reo) { let reo_rental_income_on_tax_returns = MAR.getOpt(_reo, `reo_rental_income_on_tax_returns`, false); if (reo_rental_income_on_tax_returns === false || reo_rental_income_on_tax_returns !== `Y`) { return false; } let sche_opt = MAR.getOpt(_reo, `sche_opt`, false); if (sche_opt === false) { return false; } let sche_months = MAR.getOptNum(_reo, `sche_months`, 0); if (sche_months === 0) { return false; } if (_reo.sche_opt === `opt_1040`) { let inc = MAR.getOptNum(_reo, `sche_income`, 0) + MAR.getOptNum(_reo, `sche_royalties`, 0) + MAR.getOptNum(_reo, `sche_ins`, 0) + MAR.getOptNum(_reo, `sche_mint`, 0) + MAR.getOptNum(_reo, `sche_oint`, 0) + MAR.getOptNum(_reo, `sche_tax`, 0) + MAR.getOptNum(_reo, `sche_depr`, 0) + 0; let uinc = inc - MAR.getOptNum(_reo, `sche_total`, 0); let m_uinc = uinc / sche_months; return m_uinc; } if (_reo.sche_opt === `opt_est`) { let inc = MAR.getOptNum(_reo, `sche_income`, 0); let costs = 0; costs += MAR.getOptNum(_reo, `sche_adv`, 0); costs += MAR.getOptNum(_reo, `sche_auto`, 0); costs += MAR.getOptNum(_reo, `sche_clean`, 0); costs += MAR.getOptNum(_reo, `sche_comm`, 0); costs += MAR.getOptNum(_reo, `sche_legal`, 0); costs += MAR.getOptNum(_reo, `sche_man`, 0); costs += MAR.getOptNum(_reo, `sche_rep`, 0); costs += MAR.getOptNum(_reo, `sche_supp`, 0); costs += MAR.getOptNum(_reo, `sche_util`, 0); costs += MAR.getOptNum(_reo, `sche_other`, 0); let uinc = inc - costs let m_uinc = uinc / sche_months; return m_uinc; } return false; } function calc_income_from_8825(_reo) { let reo_rental_income_on_tax_returns = MAR.getOpt(_reo, `reo_rental_income_on_tax_returns`, false); if (reo_rental_income_on_tax_returns === false || reo_rental_income_on_tax_returns !== `Y`) { return false; } let f8825_opt = MAR.getOpt(_reo, `f8825_opt`, false); if (f8825_opt === false) { return false; } if (f8825_opt !== `opt_est`) { return false; } return false; let f8825_months = MAR.getOptNum(_reo, `f8825_months`, 0); if (f8825_months === 0) { return false; } if (_reo.f8825_opt === `opt_est`) { let inc = MAR.getOptNum(_reo, `f8825_income`, 0); let costs = 0; costs += MAR.getOptNum(_reo, `f8825_other`, 0); let uinc = inc - costs let m_uinc = uinc / f8825_months; return m_uinc; } return false; } return { init : init, getByUUID : getByUUID, getByREOID : getByREOID, getByIndex : getByIndex, setMortgageOptionsFromReoLinks : setMortgageOptionsFromReoLinks, setByUUID : setByUUID, tidyUpReoMortgageLinks : tidyUpReoMortgageLinks, tidyOverrides : tidyOverrides, makePropertyTheSubject : makePropertyTheSubject, makePropertyTheSubjectUnverified : makePropertyTheSubjectUnverified, makePropertyTheSubjectUnverifiedSync : makePropertyTheSubjectUnverifiedSync, // explode_property_address : explode_property_address, explode_property : explode_property, explode_address : explode_address, set_scenario_county_from_address : set_scenario_county_from_address, // compareAddresses : compareAddresses, // get : get, set : set, del : del, suggest : suggest, reo_primary_index_fn : reo_primary_index_fn, will_display_list : will_display_list, will_display_list_item : will_display_list_item, create : create, getCurrentPrimary : getCurrentPrimary, getPropertiesByApplicant : getPropertiesByApplicant, getSubjectProperty : getSubjectProperty, getOrCreateSubjectProperty : getOrCreateSubjectProperty, isSubjectProperty : isSubjectProperty, getNextUnverifiedItem : getNextUnverifiedItem, isAnythingVerified : isAnythingVerified, is_rent_roll_analysis_needed : is_rent_roll_analysis_needed, prop : prop, // -- the 1040 -- calc_income_from_1040 : calc_income_from_1040, calc_income_from_8825 : calc_income_from_8825, // is_income_attached_to_property : is_income_attached_to_property, /* is an income linked to a property, or properties */ // // Helper for conditions // suggest_unconnected_mortgage : suggest_unconnected_mortgage, // ___id : "reoObj" } })() var permissionsObj = (function(){ let xsd = { realtor_permission_loan_calcs_and_docs : "realtor_permission_loan_calcs_and_docs", realtor_permission_direct_underwriting_report : "realtor_permission_direct_underwriting_report", realtor_permission_appraisal_information : "realtor_permission_appraisal_information", } let pms = {}; let pm = ""; pm = "realtor_permission_loan_calcs_and_docs"; pms[pm] = {}; pms[pm].desc = { Y : "The client GAVE permission to share calculations and loan documentation with the realtor ", N : "The client DECLINED to give permissiont o share calculations and loan documentation with the realtor" }; pm = "realtor_permission_direct_underwriting_report"; pms[pm] = {}; pms[pm].desc = { Y : "The client GAVE permission to share direct underwriting reports with the realtor ", N : "The client DECLINED to direct underwriting reports with the realtor" }; pm = "realtor_permission_appraisal_information"; pms[pm] = {}; pms[pm].desc = { Y : "The client GAVE permission to share appraisal information with the realtor ", N : "The client DECLINEDm1 to give permission to share appraisal information with the realtor" }; function _get(p,val) { return MAR.getOpt(pms, `${p}.desc.${val}`,false) } function makePermsForSummary(ans) { let perms = []; let _plcd = MAR.getOpt(ans, "v2.scenario.realtor_permission_loan_calcs_and_docs",""); let _pdur = MAR.getOpt(ans, "v2.scenario.realtor_permission_direct_underwriting_report",""); let _pai = MAR.getOpt(ans, "v2.scenario.realtor_permission_appraisal_information",""); if (_plcd !== "") { perms.push(MAR.perms.get("realtor_permission_loan_calcs_and_docs",_plcd)); } if (_pdur !== "") { perms.push(MAR.perms.get("realtor_permission_direct_underwriting_report",_pdur)); } if (_pai !== "") { perms.push(MAR.perms.get("realtor_permission_appraisal_information",_pai)); } if (perms.length == 0) { return ""; } return "Realtor permissons :
Rent:"+elaineui.format("cur",txt("#reo_expected_rental")); // } // if (num(txt("#reo_expected_salesprice")) > 0) { // reo6 += "
Exp. value:"+elaineui.format("cur",txt("#reo_expected_salesprice")); // } // if (num(txt("#reo_expected_salesperc")) > 0) { // reo6 += "
Closing cost:"+elaineui.format("perc",txt("#reo_expected_salesperc")); // } // // // // $("#_sc_reo6").html(reo6); /// return h; } function tax() { return MAR.getOpt(_itm, "loan_tax", ""); } function hoa() { return MAR.getOpt(_itm, "loan_hoa", ""); } function closing_date() { return MAR.getOpt(_itm, "closing_date", ""); } function expected_rent() { return MAR.getOptNum(_itm, "reo_rental_pm", 0); } function payoff() { return MAR.getOptNum(_itm, "LOANBALANCE", 0); } function jsn() { return JSON.stringify(_itm); } function getitm() { return _itm; } return { addr1 : addr1, addr1_html : addr1_html, addr : addr, tax : tax, hoa : hoa, entered_hoa : hoa, payoff : payoff, subject_property : subject_property, expected_rent : expected_rent, ins : ins, closing_date : closing_date, itm : getitm, summary : summary, mortgages : mortgages, jsn : jsn, ___id : "xsd reo" } } function asset(itm) { let _itm = itm; function name() { let rv = `${_itm.institution_name}`; MAR.ifOpt(_itm, `last4digits`, function (v){ if (v !== ``) { rv += `(${v})` } }); return rv; } return { name : name, ___id : `xsd asset` } } function lia_factory(itm) { if (`lia_${itm.type}` in MAR.xsd) { return MAR.xsd[`lia_${itm.type}`](itm) } else { return MAR.xsd.lia_(itm) } } function lia_(itm) { let _itm = itm; function monthly() { return num(MAR.getOpt(_itm, "monthly",0)); } function balance() { return num(MAR.getOpt(_itm, "balance",0)); } function inomask() { return num(MAR.getOpt(_itm, "inomask",0)); } function assigned() { return getLiabilityAssignments(inomask()) } function data() { return _itm; } function prop(p, def) { return MAR.getOpt(_itm, p, def); } return { monthly : monthly, inomask : inomask, assigned : assigned, balance : balance, raw : data, prop : prop, data : data, ___id : "xsd lia" } } function lia_child(itm) { let _itm = itm; function alimony() { return num(MAR.getOpt(_itm, "alimony_monthly",0)); } function payment() { return num(MAR.getOpt(_itm, "payment",0)); } function payment_enc() { return num(MAR.getOpt(_itm, "payment_enc",0)); } function alimony_will_dropoff() { return MAR.getOpt(_itm, "alimony_dropoff","N"); } function alimony_will_dropoff_date() { return MAR.getOpt(_itm, "alimony_date","N"); } function child() { return num(MAR.getOpt(_itm, "child_monthly",0)) } function child_will_dropoff() { return MAR.getOpt(_itm, "child_dropoff","N"); } function child_will_dropoff_count() { return num(MAR.getOpt(_itm, "child_dropoff_count","0")); } function child_will_dropoff_details(i) { if (child_will_dropoff_count() > 0) { return { name : MAR.getOpt(_itm, `child_dropoff_name_${i}` ,""), dob : MAR.getOpt(_itm, `child_dropoff_dob_${i}` ,""), val : num(MAR.getOpt(_itm, `child_dropoff_val_${i}` ,0)) } } return false; } function monthly() { return alimony() + child(); } function enc_monthly() { return num(MAR.getOpt(_itm, "enc_monthly",0)); } function inomask() { return num(MAR.getOpt(_itm, "inomask",0)); } function assigned() { return getLiabilityAssignments(inomask()) } function data() { return _itm; } function prop(p, def) { return MAR.getOpt(_itm, p, def); } return { alimony : alimony, payment : payment, payment_enc : payment_enc, monthly : monthly, enc_monthly : enc_monthly, alimony_will_dropoff : alimony_will_dropoff, alimony_will_dropoff_date : alimony_will_dropoff_date, child_will_dropoff : child_will_dropoff, child_will_dropoff_count : child_will_dropoff_count, child_will_dropoff_details : child_will_dropoff_details, child : child, inomask : inomask, assigned : assigned, raw : data, prop : prop, data : data, ___id : "xsd lia child" } } function inc_w2(itm) { let _itm = itm; function is_less_3_months() { let fromd = MAR.getOpt(itm, "fromd", ""); if (fromd === "") return false; let m_now = new Date().getTime(); let m_fromd = MAR.Date(fromd).getTime(); let diff = (m_now - m_fromd) / (1000 * 3600 * 24) if (diff < 95) return true; return false; } function name(DEFAULT) { if (isPrevious()) { return MAR.getOpt(_itm, "displayName","") } if (DEFAULT === "Dis") return "Disability"; let rv = _itm.name || _itm.name_k1 || _itm.name_llc || _itm.pension_former_employer; if (typeof rv !== "string" && typeof DEFAULT === "string") return DEFAULT; return rv; } function isPrevious_W2() { if (isPrevious() === true && MAR.getOpt(_itm, "selfemployed", "") === "N") { return true; } return false; } function isPrevious_1099() { if (isPrevious() === true && MAR.getOpt(_itm, "selfemployed", "") === "Y" && MAR.getOpt(_itm, "selfemployed_type", "") == "D1099") { return true; } return false; } function isPrevious_partnership() { if (isPrevious() === true && MAR.getOpt(_itm, "selfemployed", "") === "Y" && MAR.getOpt(_itm, "selfemployed_type", "") == "Partnership") { return true; } return false; } function isPrevious_llc() { if (isPrevious() === true && MAR.getOpt(_itm, "selfemployed", "") === "Y" && MAR.getOpt(_itm, "selfemployed_type", "") == "LLC") { return true; } return false; } function isPrevious_scorp() { if (isPrevious() === true && MAR.getOpt(_itm, "selfemployed", "") === "Y" && MAR.getOpt(_itm, "selfemployed_type", "") == "S-Corp") { return true; } return false; } function isPrevious_ccorp() { if (isPrevious() === true && MAR.getOpt(_itm, "selfemployed", "") === "Y" && MAR.getOpt(_itm, "selfemployed_type", "") == "C-Corp") { return true; } return false; } function isPartTime() { let income_full_or_part = MAR.getOpt(_itm, "income_full_or_part", ""); if (income_full_or_part === "parttime") return true; return false; } function isFullTime() { let income_full_or_part = MAR.getOpt(_itm, "income_full_or_part", "fulltime"); if (income_full_or_part === "fulltime") return true; return false; } function isPrevious() { return (MAR.getOpt(_itm, "previous_type","") !== ""); } function is_last_year() { let fromd = MAR.getOpt(_itm, "fromd", ""); let tod = MAR.getOpt(_itm, "tod", ""); if (fromd === "") return true; let m_now = new Date().getFullYear(); let m_fromd = MAR.Date(fromd).getFullYear(); if (tod !== "") { let m_tod = MAR.Date(tod).getFullYear(); if (m_tod < m_now-1) return false; } if (m_fromd < m_now) return true; return false; } function is_more_1_year() { let fromd = MAR.getOpt(_itm, "fromd", ""); if (fromd === "") return true; let m_now = new Date().getTime(); let m_fromd = MAR.Date(fromd).getTime(); let diff = (m_now - m_fromd) / (1000 * 3600 * 24) if (diff > 365) return true; return false; } function is_more_2_year() { let fromd = MAR.getOpt(_itm, "fromd", ""); if (fromd === "") return true; let m_now = new Date().getFullYear(); let m_fromd = MAR.Date(fromd.split("-")).getFullYear(); if (m_fromd < (m_now-1)) return true; // let m_now = new Date().getTime(); // let m_fromd = MAR.Date(fromd).getTime(); // let diff = (m_now - m_fromd) / (1000 * 3600 * 24) // // if (diff > 365) return true; return false; } // if ( MAR.getOpt(_itm, "current","Y") !== "N"); // // if (MAR.getOpt(inc, "previous_type","") === "work") { // inc.start_date = MAR.getOpt(inc, "fromd", ""); // inc.end_date = MAR.getOpt(inc, "tod", ""); // } // if (MAR.getOpt(inc, "previous_type","") === "study") { // inc.start_date = MAR.getOpt(inc, "education_start", ""); // inc.end_date = MAR.getOpt(inc, "education_end", ""); // } // } else { // inc.start_date = MAR.getOpt(inc, "fromd", ""); // inc.end_date = ""; // } return { is_less_3_months : is_less_3_months, is_more_1_year : is_more_1_year, is_more_2_year : is_more_2_year, is_last_year : is_last_year, isPartTime : isPartTime, isFullTime : isFullTime, name : name, isPrevious : isPrevious, isPrevious_W2 : isPrevious_W2, isPrevious_1099 : isPrevious_1099, isPrevious_partnership : isPrevious_partnership, isPrevious_llc : isPrevious_llc, isPrevious_scorp : isPrevious_scorp, isPrevious_ccorp : isPrevious_ccorp, ___id : "income w2" } } function obj_from_need_array(needsidArray) { /** * e.g. * [0] [1] [2] [3] [4] [5] * reo / ? / 1 / sup_doc / reo-home-hoa / 111-222-333-444 */ if (!needsidArray || needsidArray.length < 6) { return false; } if (needsidArray[0] === "reo") { let uuid = needsidArray[5]; let itm = MAR.reo.getByUUID(uuid); if (itm !== false) { itm._tmpyear = (needsidArray.length > 6) ? needsidArray[6] : ""; } return itm; } if (needsidArray[0] === "liabilities") { let uuid = needsidArray[5]; let itm = MAR.liabilities.getByUUID(uuid); if (itm !== false) { itm._tmpyear = (needsidArray.length > 6) ? needsidArray[6] : ""; } return itm; } if (needsidArray[0] === "income") { let uuid = needsidArray[5]; let itm = MAR.income.getByUUID(uuid); if (typeof itm === `undefined`) { console.log(`ELAINEBTF - fn:obj_from_need_array itm is undefined uuid ${uuid},needsidArray ${needsidArray}`); itm = false; } if (itm !== false) { try { if ("name" in itm) itm.namef = itm.name; else if ("name_k1" in itm) itm.namef = itm.name_k1; else if ("name_llc" in itm) itm.namef = itm.name_llc; itm._tmpyear = (needsidArray.length > 6) ? needsidArray[6] : ""; } catch (E) { console.log(`ELAINEBTF - fn:obj_from_need_array 02 itm is undefined uuid ${uuid},needsidArray ${needsidArray}`,E); itm = false; } } return itm; } return false; } return { asset : asset, reo : reo, lia_child : lia_child, lia_ : lia_, lia_factory : lia_factory, inc_w2 : inc_w2, obj_from_need_array : obj_from_need_array, ___id : "xsd" } })() let conditionsObj = (function(){ let code2cat = {} code2cat.ASS = "assets"; code2cat.INC = "income"; code2cat.ID = "personal"; code2cat.REO = "reo"; code2cat.PROP = "property"; code2cat.LIA = "credit"; code2cat.GEN = "miscelaneous"; code2cat.LOI = "Compliance"; let code2enc = {} code2enc.ASS = "assets"; code2enc.INC = "income"; code2enc.ID = "misc"; code2enc.REO = "misc"; code2enc.PROP = "assets"; code2enc.LIA = "liabilities"; code2enc.GEN = "misc"; code2enc.LOI = "misc"; let cat2code = {} cat2code.assets = "ASS"; cat2code.income = "INC"; cat2code.personal = "ID"; cat2code.reo = "REO"; cat2code.property = "PROP"; cat2code.liabilities = "LIA"; cat2code.credit = "LIA"; cat2code.miscelaneous = "GEN"; cat2code.loi = "LOI"; function getEncNoteSec(S) { if (S in cat2code) { S = cat2code[S]; // change to code } return MAR.getOpt(code2enc, S, "misc"); } function getCode(S) { if (S in code2cat) return S; // if you send ASS then return ASS return MAR.getOpt(cat2code, S, S); } function getCat(S) { if (S in cat2code) { S = cat2code[S]; // change to code } return MAR.getOpt(code2cat, S, S); } function isDate(S){ if (S.length !== 10) return false; var regEx = /^\d{4}-\d{2}-\d{2}$/; if(S.match(regEx)) return true; // valid format return false; } function extra_format(S){ /** * is it 2 dates? */ let parts = S.trim().split(" "); if (parts.length === 2) { if (isDate(parts[0]) && isDate(parts[1])) { /* is 2011-01-01 2011-01-01*/ return `for the period ${parts[0]} to ${parts[1]}`; } } return S; } function extract_date_range(S){ /** * is it 2 dates? */ let parts = S.trim().split(" "); if (parts.length === 2) { if (isDate(parts[0]) && isDate(parts[1])) { /* is 2011-01-01 2011-01-01*/ return { sdate : parts[0], edate : parts[1] }; } } return false; } return { cat2code : cat2code, code2cat : code2cat, getEncNoteSec : getEncNoteSec, getCode : getCode, getCat : getCat, extra_format : extra_format, extract_date_range : extract_date_range, ___id : "conditions" } })(); let adminusersObj = (function(){ function roles_is_lo(permission) { if ((permission & mar.approles.assignedto.mask) > 0) return true; return false; } function roles_is_re(permission) { if ((permission & mar.approles.realtor.mask) > 0) return true; return false; } function image_src(uid) { return `/cfc/adminuserspublic/${uid}/image`; } function user_firstname(user) { let name = MAR.getOpt(user, `name`,``).split(` `)[0]; if (name.endsWith(`s`)) return `${name}'`; return `${name}'s`; } return { is_lo : roles_is_lo, is_re : roles_is_re, image_src : image_src, // user_firstname : user_firstname, // ____id : "adminusers obj" } })(); let format = (function(){ let MAXC = 12; let MAXCEMP = 20; function first(str, spacer) { if (typeof spacer !== "string") spacer = ""; if (typeof str === "string") return spacer+str.trim().split(" ")[0].slice(0,MAXC); return ""; } function emp(str,spacer) { if (typeof spacer !== "string") spacer = ""; if (typeof str === "string") return spacer+str.trim().slice(0,MAXCEMP).trim(); return ""; } function cur(str,units) { if (typeof units !== "string") { units = ""; } else { units = ` ${units}`; } if (typeof str === "string") str = num(str); if (typeof str === "number") return `\$${str.toFixed(0)}${units}`; return ""; } function cur2(str,units) { if (typeof units !== "string") { units = ""; } else { units = ` ${units}`; } if (typeof str === "string") str = num(str); if (typeof str === "number") return `\$${str.toFixed(2)}${units}`; return ""; } let month_names = { "1" : "Jan", "01" : "Jan", "2" : "Feb", "02" : "Feb", "3" : "Mar", "03" : "Mar", "4" : "Apr", "04" : "Apr", "5" : "May", "05" : "May", "6" : "Jun", "06" : "Jun", "7" : "Jul", "07" : "Jul", "8" : "Aug", "08" : "Aug", "9" : "Sep", "09" : "Sep", "10" : "Oct", "11" : "Nov", "12" : "Dec", }; function month_name(n) { return MAR.getOpt(month_names, `${n}`, ""); } function dat(str) { if (typeof str === "string" && str.trim().length === 10) { let strs = str.split("-"); return { y : strs[0], m : month_names[strs[1]], d : num(strs[2]) }; } return ""; } function range(str, str2) { str = dat(str); str2 = dat(str2); if (typeof str === "object" && typeof str2 === "object") { return `${str.m} ${str.d} - ${str2.m} ${str2.d} ${str2.y}`; } return ""; } function month(str) { str = dat(str); if (typeof str === "object") { return `${str.m} ${str.y}`; } return ""; } function str2usd_docnaming(str) { if (typeof str !== "string") return str; let dates = str.match(/[0-9][0-9][0-9][0-9]-[0-9][0-9]-[0-9][0-9]/g); if (dates !== null) { for (let i=0; i < dates.length; i++) { let _da = dates[i]; let _das = _da.split("-"); let _usda = month_names[_das[1]]+"-"+_das[2]+"-"+_das[0] str = `${month_names[_das[1]]} ${parseInt(_das[2],10)}, ${_das[0]}`; } } dates = str.match(/[0-9][0-9]-[0-9][0-9]-[0-9][0-9][0-9][0-9]/g); if (dates !== null) { for (let i=0; i < dates.length; i++) { let _da = dates[i]; let _das = _da.split("-"); let _usda = month_names[_das[1]]+"-"+_das[0]+"-"+_das[2] str = `${month_names[_das[1]]} ${parseInt(_das[0],10)}, ${_das[2]}`; } } return str; } function _format(type, val) { let rval = val; if (type == "int") { if (val != "") rval = parseInt(val,10); } if (type == "t_usd1") { if (val != "") { let vals = val.split("-"); if (vals.length > 2) { return `${vals[1]}/${vals[2]}/${vals[0]}`; } } } else if (type == "da") { return str2usd_docnaming(val); } else if (type == "cal") { if (val != "") return moment(val).utcOffset(-5*60).calendar(); } else if (type == "ad1") { if (val != "") return val.split("|")[0]; } else if (type == "cur") { if (val != "") rval = parseInt(val,10).toLocaleString('en-US');; rval = "$"+rval+""; } else if (type == "curK") { if (val != "") rval = Math.round(parseInt(val,10)/1000); rval = "$"+rval+"k"; } else if (type == "cur_space") { if (val != "") rval = parseInt(val,10).toLocaleString('en-US');; rval = "$ "+rval+""; } else if (type == "cur_just") { if (typeof val === "number") rval = parseInt(`${val}`,10).toLocaleString('en-US'); else if (typeof val === "string") rval = parseInt(val,10).toLocaleString('en-US'); else rval = ""; rval = "$"+rval+""; } else if (type == "cur2") { if (val != "") rval = parseFloat(val,10).toFixed(2).toLocaleString('en-US');; rval = "$"+rval+""; } else if (type == "dec") { if (val != "") rval = parseFloat(val,10).toFixed(2); } else if (type == "perc") { if (val != "") rval = parseFloat(val,10).toFixed(2)+"%"; } else if (type == "perc0") { if (val != "") rval = parseFloat(val,10).toFixed(0)+"%"; } else if (type == "perc1") { if (val != "") rval = parseFloat(val,10).toFixed(1)+"%"; } else if (type == "perc2") { if (val != "") rval = parseFloat(val,10).toFixed(2)+"%"; if (rval == "0") rval = "0.00%"; } else if (type == "perc3") { if (val != "") rval = parseFloat(val,10).toFixed(3)+"%"; if (rval == "0") rval = "0.000%"; } else if (type == "perc3opt") { if (val != "") { rval = parseFloat(val,10).toFixed(3)+"%"; if (rval.endsWith("000%")) { rval = rval.substring(0,rval.length-5)+"%"; } else if (rval.endsWith("00%")) { rval = rval.substring(0,rval.length-3)+"%"; } else if (rval.endsWith("0%")) { rval = rval.substring(0,rval.length-2)+"%"; } } if (rval == "0") rval = "0.0%"; } // else if (type == "tel") { // rval = telF(val,val); // } else if (type == "usd") { rval = str2usd(val); } else { } return rval; } return { str2usd_docnaming : str2usd_docnaming, format : _format, first : first, /* first name */ emp : emp, /* employer name */ dat : dat, range : range, month : month, cur : cur, month_name : month_name, cur2 : cur2, ____if : "formatting" } })(); function zero(label) { return 0; } function val(v,label) { return v; } function boolean_get(str, posn, def) { if (typeof str !== "string") { str = ""; } if (typeof posn === "number") { // this is a get if (posn= str.length) {
str = (`${str}---------------------------------------}`).substring(0,posn+1);
}
if (typeof val === "string" && val.length > 0) {
str = str.split("");
str[posn] = val[0];
str = str.join("");
}
}
return str;
}
function digits(s) {
if (!s || typeof s !== "string") return "";
return s.replace(/[^0-9]/g,'');
}
function digits_decimal(s) {
if (!s || typeof s !== "string") return "";
let rv = s.replace(/[^0-9\.\-]/g,'');
let rvs = rv.split(`.`);
if (rvs.length === 1) return rv;
if (rvs.length === 2) return rv;
if (rvs.length > 2) {
if (rvs[0] === ``) {
return `${rvs[1]}.${rvs[2]}`;
}
return `${rvs[0]}.${rvs[1]}`;
}
}
function is_timestamp_string(S) {
if (typeof S !== "string") return false;
if (S.length < 12) return false;
if (`${digits(S)}` !== S) return false;
return true;
}
function str(s) {
if (typeof s === "string") return s;
if (typeof s === "object") return JSON.stringify(s);
return `${s}`;
}
function String(s, def = ``) {
if (typeof s === "string") return s;
return def;
}
function String_for_mismo(S) {
if (typeof S !== `string`) return S;
return S.replace(/[,_]/g, ``);
}
function cr2br(S) {
if (typeof S !== "string") return "";
return S.replace(/\n/g, "
"); } function searchArray(arr, key, val, nth_occurrence) { if (typeof nth_occurrence !== "number") nth_occurrence = 0; if (typeof arr !== "object") return false; for (let i=0; i < arr.length; i++) { if (key in arr[i] && arr[i][key] === val) { if (nth_occurrence === 0) { return arr[i]; } else { nth_occurrence--; } } } return false; } function DateObj(S) { // see https://stackoverflow.com/questions/2587345/why-does-date-parse-give-incorrect-results if (arguments.length === 0) return new Date(); if (typeof S === "string") { let parts = S.split("-"); if (parts.length === 3) { return new Date(parts[0], parts[1]-1, parts[2]); // Note: months are 0-based } } return new Date(S); } let emailObj = (function(){ function strip_reply(s) { if (typeof s !== "string") return s; let lines = s.split("\n"); let rv = []; for (let i=0; i < lines.length; i++) { let lin = lines[i].toLowerCase().trim(); if (lin.startsWith("email:")) break; if (lin.startsWith("phone:")) break; if (lin.startsWith("[cid")) continue; if (lin.startsWith("[")) continue; if (lin.startsWith("from:")) break; if (lin.startsWith("sent:")) break; if (lin.startsWith("to:")) break; if (lin.startsWith("----")) break; if (lin.indexOf("----") > -1) break; rv.push(lines[i]) } return rv.join("\n"); } return { strip_reply : strip_reply, ___id : "Email helpers" } })(); function confluence(link) { return `https://confluence.durunner.ai/display/EL/${link}`; } /** * Apply a model to an object */ function applymodel(model, da) { for (let x in model) { let mandatory = MAR.getOpt(model[x], "mandatory", false); let name = MAR.getOpt(model[x], "name", x); let type = MAR.getOpt(model[x], "type", false); let def = MAR.getOpt(model[x], "def", null); if (mandatory && x in da === false) { return `${name} is mandatory`; } if (x in da === false) { if (def !== null) { da[x] = def; } } let val = da[x]; if (type) { if (typeof val !== type) { return `${name} is not a ${type} but a ${typeof val}`; } } } return true; } let apiObj = {} apiObj.lookup_address_details = function(address,fn) { $.ajax({ url: `/api/chatbot/getaddressinfo`, type: 'POST', data : { address : address }, success: function(da) { if (da.status === 201) { fn({ error : false, sug : MAR.getOpt(da, "data.sug",[]), sug_cnt : MAR.getOpt(da, "data.sug_cnt",0) }) return; } if (da.status === 202) { fn({ error : false, sug : MAR.getOpt(da, "data.sug",[]), sug_cnt : MAR.getOpt(da, "data.sug_cnt",0) }) return; } if (da.status !== 0 && da.status !== 204) { fn(false); return; } fn(MAR.getOpt(da, "data.eldata",{}), da); // fn(MAR.getOpt(da, "data.rv.data.data",{}), da); }, error: function(da){ fn({ error : true, err : da }); return; }, timeout : 10000 }) }; apiObj.lookup_address_detailsSync = function(address) { return new Promise(function(resolve, reject) { apiObj.lookup_address_details(address, function(rv) { resolve(rv); }); }); }; apiObj.getSync = function(url) { return new Promise(function(resolve, reject) { $.get(url, function(rv){ resolve(rv); }) }); }; apiObj.postSync = function(url, data) { return new Promise(function(resolve, reject) { $.post(url, data, function(rv){ resolve(rv); }) }); }; apiObj.sleepSync = function(n) { return new Promise(function(resolve, reject) { setTimeout(function(){ resolve(true); },n); }); }; apiObj.updateScenario = function(appid, obj = {}, fields_obj = {}, fn = false) { let src = []; src.push(`appid ${appid}`); src.push(`load`); src.push(`applicant 0`); for (let x in obj) { let v = obj[x]; if (typeof v === `number`) { src.push(`set scenario ${x} int ${v}`); } else if (typeof v === `boolean`) { src.push(`set scenario ${x} bool ${v}`); } else { src.push(`set scenario ${x} str ${v}`); } } for (let x in fields_obj) { let v = fields_obj[x]; src.push(`set field ${x} ${v}`); } src.push(`save`); src.push(`needslist`); $.post(`/api/test/script/run`, { script : src.join("\n") }, function(res){ if (fn) fn(); }); } function setLowestCreditScore(ans) { console.log(`setLowestCreditScore 0`) /* chck type */ if (typeof ans !== "object") return; /* get the scenario */ let sc = MAR.getOpt(ans, "v2.scenario", false); if (sc === false) return; console.log(`setLowestCreditScore 1`) let cs = false; for (let i=0; i < 8; i++) { let _cs = MAR.getOpt(sc, `applicant${i+1}_cscore`, 0); if (_cs && _cs > 0 && (cs === false || _cs < cs)) { cs = _cs; } } if (cs === false) return; console.log(`setLowestCreditScore 2 ${cs}`); MAR.setOpt(ans, "v2.cscore" , cs); } function isString(s) { return (typeof s === "string"); } function isDefined(s) { return (typeof s !== "undefined"); } function isUndefined(s) { return (typeof s === "undefined"); } function ifDefined(s, def) { if (isDefined(s)) return s; return def; } function clone(obj, DEF) { if (typeof obj === "string") return obj; if (typeof obj === "number") return obj; if (typeof obj === "boolean") return obj; if (typeof obj === "object") return JSON.parse(JSON.stringify(obj)); if (isDefined(DEF)) { if (typeof obj === "undefined") return DEF; if (obj === null) return DEF } return obj; } function areDifferences(obj1, obj2, fields_arr) { let rv = []; for (let i=0; i < fields_arr.length; i++) { let x = fields_arr[i]; if (MAR.getOpt(obj1,x,null) !== MAR.getOpt(obj2,x,null)) rv.push(x); } return (rv) } let jsn = (function(){ function parse(JSN,DEFAULT) { try { if (typeof JSN == "string") { if (JSN.trim().length === 0) return DEFAULT; return JSON.parse(JSN); } else { console.warn("jsn parse NON STRING INPUT ",JSON.stringify(JSN.null,4)) if (typeof JSN == "undefined") { return DEFAULT } return JSN; } } catch(E) { console.error("jsn parse error ERRORMESSAGE",E) console.error("jsn parse error JSON",JSN) if (arguments.length > 1) { return DEFAULT } return {} } } function stringify(OBJ) { if (!OBJ || OBJ === null) return "{}"; if (typeof OBJ === "string") return OBJ; return JSON.stringify(OBJ); } return { parse : parse, stringify : stringify, ____id : "jsn functions" } })(); function constant(v,lbl) { return v; } function ans_skeleton() { var answers = { v2: { state: { }, scenario : { }, }, applicants: [], declarations : [], income : [], liabilities : [], assets : [], question_number: 0 }; return answers; } let icn = {}; icn.tick = `data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAQCAYAAAAf8/9hAAAAAXNSR0IArs4c6QAAAM5JREFUOE+l061uAlEQBeBvBe/Vd6jhp6YCgQHbYLqo2lbUVPQBapBICKZIHgGJq0Q0oc0kdxOgZdkbRk7OOffMzLmFK6tI/BKPmVoTlJXAD6KRU/FgcSoQTppU5Thb4AaLsJ5GzhJ4wsPBqFkjvGCINTpon3PwgVeM8ZmW8YY+Vom8qRshOGFtiwFucYc5uqkfmNodjPCMb7QwQw9fB+e5uMR7vGOayLuT214UCHycbIn9P8FoJFAXqNhTiPzJQZMUVpijHFz9mXJePsL+AqxdPBGbz/tcAAAAAElFTkSuQmCC`; icn.tick_green = `data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAQCAYAAAAf8/9hAAAAAXNSR0IArs4c6QAAASBJREFUOE+lk79KA0EQxr/ZRWwsRfFP8AXu8gy+g40xNhYWguy1kiZnZWHhGRTBwgewsbRUbGIZuGAtiJd0lhZJ7pM9OUhiNLdmy2HmNzPfNyuY8Ymt995NKIK6C4vEcXutEWYAPzG0AReAbRivNmQEYIlFIPnEzgDv7XCzXbp4/BfAT8wJgKN8VacVyklwTtAI0CLSCqm2JwKoeKuIS2hdi5ej5rfAwTXAfRDPWqlKayV6/XUFW5DZKeiC6gBItwDsiuChr+d3XpZOu8O2TxSxnJiAQARBD8QcwHv0+tV44+ojd2iqiH7H7IG4AXC3MNDVZunsc9jeqYBsTGvZ+uITJEzHb6MQ4K+D8jqmLkT4Q4MiV5jnjNg482dy6Tye+wWEeccR7OTbOgAAAABJRU5ErkJggg==`; icn.box = `data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAQCAYAAAAf8/9hAAAAAXNSR0IArs4c6QAAAFpJREFUOE9jZKAQMEL1NzAwMNSTaFYjAwNDA8yA/wwMDKsZGBiuMTAwgNgwcVxmajEwMISC1CEbADaRSFfAXDxqwGggglIuddMBLCkTkxgxkjLFmYkYW7GqAQDTbykRWLpf1AAAAABJRU5ErkJggg==`; return { /** * String functions * @ignore */ capitalizeFirstLetter : capitalizeFirstLetter, // capitalize 1st leter capitalizeFirstLetters : capitalizeFirstLetters, // all words getOpt : getOpt, // optional get from JSON object getOptS : getOptS, // getOption Safe getOptNum : getOptNum, // getOption Safe getOptEmptyString : getOptEmptyString, // get Optional but cannot be an empty string nullIf : nullIf, // return null is matches any of the array params getOptString : getOptString, // get Option type string getOptNN : getOptNN, // get Option Not Null setOpt : setOpt, // set an item with a dit syntax createOpt : createOpt, // create if not present pushOpt : pushOpt, // push Optional isEmpty : isEmpty, // is an object empty isEmptyString : isEmptyString, // is an empty string dp2 : dp2, // 2 decimal places isNonEmptyString : isNonEmptyString, // is a string and non empty delOpt : delOpt, // delete optionally notNull : notNull, // not null createIfNotExist : createIfNotExist, // create if not exist ifOpt : ifOpt, ifOpts : ifOpts, ifOptNum : ifOptNum, ifNotOpt : ifNotOpt, extend_replace : extend_replace, // extend / replace an object numberArray : numberArray, // make sure the array has only numeric values array_to_kv : array_to_kv, // array to KV object th : th, // 1 = first, etc.. rd : rd, // 1 = 1st, etc.. numName : numName, // 1 = one, etc... equalsIgnoreCase : equalsIgnoreCase, // like java strCmp : strCmp, //compare as string contains_string : contains_string, contains_string_ignore_case : contains_string_ignore_case, MAXBORROWERS : MAXBORROWERS, // MAX BORROWERS isString : isString, isDefined : isDefined, isUndefined : isUndefined, ifDefined : ifDefined, clone : clone, // clone a number , string, boolean or object areDifferences : areDifferences, // are their differences in the values /** * helpers */ xsd : xsd, // objects is_refi : is_refi, // is refi is_refi_limited_cashout : is_refi_limited_cashout, // is limited cash out refi is_refi_cashout : is_refi_cashout, // is cashout refi is_refi_rat : is_refi_rat, // is rate and term refi can_be_fha_streamline : can_be_fha_streamline, // can this be an FHA streamline can_be_refi_va : can_be_refi_va, // Can be VA refi , i.e. current property has a va loan on it is_fha_streamline : is_fha_streamline, // Is this an fha streamline lco_escrow_default : lco_escrow_default, // default escrows is_no_credit : is_no_credit, // is this a no credit loan is_purchase : is_purchase, // is purchase is_phase_rq : is_phase_rq, // are we in the ratequote phase is_phase_rq_password : is_phase_rq_password, // in phase rq password confluence : confluence, // confluence link setLowestCreditScore : setLowestCreditScore, // set the lowest credit score ans_skeleton : ans_skeleton, // skeleton answers icn : icn, // icons /** * Movie helpers */ movieLinkToPlayer : movieLinkToPlayer, /** * County * @ignore */ county_display : county_display, // county display county_number : county_number, // county number county_name : county_name, // county name county2zip : county2zip, // county to zip zip2county : zip2county, // county to zip countynum2text : countynum2text, countynum2Full : countynum2Full, county_formatted : county_formatted, // formated as buncome, NC county_state : county_state, // NC county_state_name : county_state_name, // FLORIDA stateCode : stateCode, stateTaxDue : stateTaxDue, // date when tax is due zip2county_full : zip2county_full, state_boundaries : state_boundaries, /** * address functions * @ignore */ getTBDaddress : getTBDaddress, getBorrowerPairs : getBorrowerPairs, // get encompass borrower pairs get_ssns : get_ssns, // get the ssns of the borrowers getApplicantsSpouse : getApplicantsSpouse, // get the spouse of (N) getApplicantsSpouse_is_lead : getApplicantsSpouse_is_lead, // is this the lead or the trailing applicant getApplicantsSpouse_files_together_with_as_2nd // is the subordonate of a joint app : getApplicantsSpouse_files_together_with_as_2nd, getApplicantsSpouse_files_together_with_as_1st // is the subordonate of a joint app : getApplicantsSpouse_files_together_with_as_1st, getApplicantsSpouse_files_together_with_as_1st_dbg // is the subordonate of a joint app : getApplicantsSpouse_files_together_with_as_1st_dbg, getApplicantData : getApplicantData, // get the bucket data getApplicants_JointApplicant : getApplicants_JointApplicant, // do we have a joint person getApplicantsShareAddress : getApplicantsShareAddress, getApplicantsAreJoint : getApplicantsAreJoint, // get if applicant 0 and 1 are joint getApplicantsAreJointDbg : getApplicantsAreJointDbg, // get if applicant 0 and 1 are joint safe_sn : safe_sn, // make a safe version of the ssn getApplicantAddresses4506t : getApplicantAddresses4506t, // get up to 2 addresses , current and previous only if necessary getApplicantsCurrentRent : getApplicantsCurrentRent, // get the total rent paid is_current_address_rented_and_will_continue : is_current_address_rented_and_will_continue, // will rent continue getApplicantHMDA : getApplicantHMDA, // get HMDA in format (n,"html"); getApplicantLastTaxYear : getApplicantLastTaxYear, // get the Applicant's last tax year , or last year otherwise. getCurrentYear : getCurrentYear, // get the current year getCurrentYearForTax : getCurrentYearForTax, // get current year you could file taxes getCurrentYearForIncome : getCurrentYearForIncome, // get current year you could have an income statement for getCurrentYearForReoRental : getCurrentYearForReoRental, getEmails : getEmails, // get All Emails used getNames : getNames, // get all names getTels : getTels, // get all tels getApplicantDoesOwnRealestate : getApplicantDoesOwnRealestate, // get whether an applicant answered that they do own realestate getApplicantsDoOwnRealestate : getApplicantsDoOwnRealestate, // get whether ayn applicant answered that they do own realestate getApplicantAddressDL : getApplicantAddressCurrent, // get up to 1 addresses , current getApplicantAddressCurrent : getApplicantAddressCurrent, // get up to 1 addresses , current getApplicantEmail : getApplicantEmail, getApplicantPhone : getApplicantPhone, removeBorrower : removeBorrower, // remove apps addressToString : addressToString, // address to string addressUnitToString : addressUnitToString, // address unit to string addressToVal : addressToVal, // address to value for storage addressToPlainString : addressToPlainString, // address to plain string addressToPlainString_short : addressToPlainString_short, // address to shortened string (for select , summary etc) getUsedAddressList : getUsedAddressList , // get used address list from 'bucket' and 'reo' in answers.v2, addressFromString : addressFromString, // get address from string addressFromString_inc : addressFromString_inc, // get address from string including addressline1 createElaineUnit_from_encompassUnits : createElaineUnit_from_encompassUnits, addAddressBucket : addAddressBucket, // add an address to a bucket /** * Scenario getters * @ignore */ getPropertyType_v2 : getPropertyType_v2, // get property type (optionsl scenario) getPropertyType : getPropertyType_v2, // get property type (optionsl scenario) getCounty : getCounty, // get county getLoanType_v2 : getLoanType_v2, // loan type (scenario) getLoanType : getLoanType_v2, // loan type (scenario) getRefi_v2 : getRefi_v2, // refi options (scenario) getRefi : getRefi_v2, // refi options (scenario) getScenario_data : _getScenario_data, // get scenario data /** * General utility functions * @ignore */ getBucket : getBucket, // get data from a bucket getBuckets : getBuckets, // get all buckets getBucketByUUID : getBucketByUUID, // get bucket by uuid setBucket : setBucket, // set bucket /** * State functions * @ignore */ isReadyFor4506tStatus : isReadyFor4506tStatus, // is this ready for the 4506T is_primary_address_not_on_drivers_license : is_primary_address_not_on_drivers_license, // is trhe primary not on the DL /** * applicant functions * @ignore */ setApplicantName : setApplicantName, // set the applicant name in the scenario and bucket /** * first time buyer and mcc variables * @ignore */ isMccEligible : isMccEligible, // if this application eligible for MCC isVaEligible : isVaEligible, // if this application eligible for VA isVaPartial : isVaPartial, // if has partially used VA eligibility rec_prog : rec_prog, // rec_prog rec_progs : rec_progs, // rec_progs rec_min_dp : rec_min_dp, set_target_va : set_target_va, // set vac isFirstTimeBuyer : isFirstTimeBuyer, // does this application have any non first time buyers fixFirstTimeBuyer : fixFirstTimeBuyer, // fix up the "first time buyer" based on other data ownsProperty : ownsProperty, // does (n) own property ownsPropertyUnanswered : ownsPropertyUnanswered, // property is an un-answered question at the moment ownsPrimaryScenario : ownsPrimaryScenario, // in scenario did they say they owned a primary ownsPrimary : ownsPrimary, // does (n) own primary residence setFTHB : setFTHB, // set FTHB variables getFTHB : getFTHB, // get FTHB variables /** * summary display functions * @ignore */ getSummary : getSummary, // get a one line summary getSummaryHoa : getSummaryHoa, // get an HTML summary of the HOA options getSummaryHoi : getSummaryHoi, // get an HTML summary of the HOI fees /** * calculation functions * @ignore */ getApproximateClosingCosts : getApproximateClosingCosts, // get te approx cloxing cost (max loon , ufmi) get_estimated_closing_date : get_estimated_closing_date, // get est closing date getRatesheet : getRatesheet, // get rate sheet setop and defaults getNiceMIname : getNiceMIname, // nice name for /** * Scenario * @ignore */ isUnderContract : isUnderContract, // Is the file under contract "L" isOffering : isOffering, // Is "O" or "L" isLive : isLive, // Is Live via the pipeline realtor_options : realtor_options, // realtor options /** * Consent * @ignore */ getConsents : getConsents, // get the consents /** * Scenario * @ignore */ scenario : scenarioObj, // scenario /** * Income * @ignore */ income : incomeObj, // income /** * Declarations * @ignore */ declarations : declarationsObj, // declarations /** * Application * @ignore */ applicants : applicantsObj, // applicants functions [x] /** * Application * @ignore */ application : applicationObj, // application functions app : applicationObj, // application functions /** * Realtor * @ignore */ realtor : realtorObj, // realtor [x] /** * encompass * @ignore */ encompass : encompassObj, // encompass [x] /** * Custom fields * @ignore */ customfields : customfieldsObj, // customfields functionsx cf : customfieldsObj, // customfields functions /** * Application Navigation * @ignore */ applicationNav : applicationNavObj, // application navigation functions applicationnav : applicationNavObj, // application navigation functions appnav : applicationNavObj, // application navigation functions /** * Assets * @ignore */ assets : assetsObj, // assets /** * DevOps * @ignore */ devops : devopsObj, // dev ops /** * Tests * @ignore */ test : testObj, // testing /** * Supdata */ supdata : supdataObj, // supdata sd : supdataObj, /** * Activity Log * @ignore */ activity_log : activity_logObj, // activity log /** * REO * @ignore */ reo : reoObj, // REO /** * Permissions * @ignore */ perms : permissionsObj, // Permissions object [x] /** * Assets * @ignore */ addresshist : addressObj, // assets [x] /** * Liabilities * @ignore */ liabilities : liabilitiesObj, // liabilities /** * cpull * @ignore */ cpull : cpullObj, // credit pull /** * contract * @ignore */ contract : contractObj, // contract and Lock information /** * lock * @ignore */ lock : lockObj, // contract and Lock information /** * rq_obj * @ignore */ rq_obj : rqObj, // contract and Lock information /** * gpt_obj * @ignore */ gpt_obj : gptObj, // gpt helper functions /** * Conditions * @ignore */ conditions : conditionsObj, // conditions /** * adminusers */ adminusers : adminusersObj, // dmin users /** * Routing of the app * @ignore */ master_router : master_router, // the master routing in the app /** * LOX * @ignore */ loxBuilder : loxBuilder, // building an LOX or an LOX request /** * MORTGAGE NAVIGATION * @ignore */ mortgageNavigator : mortgageNavigator, /** * APIS * @ignore */ api : apiObj, /** * utils * @ignore */ math : math, // math functions zero : zero, val : val, resetroute : resetroute, digits : digits, digits_decimal : digits_decimal, cr2br : cr2br, String_for_mismo : String_for_mismo, mismoString : String_for_mismo, is_timestamp_string : is_timestamp_string, // is this a timestamp in a string str : str, String : String, searchArray : searchArray, format : format, applymodel : applymodel, Date : DateObj, emailObj : emailObj, boolean_get : boolean_get, boolean_set : boolean_set, jsn : jsn, constant : constant, Const : constant, /** * telephone number functions * @ignore */ telF : telF, __name : "MAR" } })() /** * @namespace MAR_depreciated */ /** * @memberof MAR_depreciated */ function getApplicantsAreJoint() { return true; return MAR.getApplicantsAreJoint(); } /** * @memberof MAR_depreciated */ function getApplicantAddresses4506t(n) { return MAR.getApplicantAddresses4506t(n); } /** * @memberof MAR_depreciated */ function getBucket(bucketid) { return MAR.getBucket(bucketid); } /** * @memberof MAR_depreciated */ function getBuckets() { return MAR.getBuckets(); } /** * @memberof MAR_depreciated */ function addressToString(ad) { return MAR.addressToString(ad); } /** * @memberof MAR_depreciated */ function addressToPlainString(ad) { return MAR.addressToPlainString(ad); } /** * */ function addressFromString(ad) { return MAR.addressFromString(ad); } /** * */ String.prototype.capitalize = function() { return this.charAt(0).toUpperCase() + this.slice(1); } /** * */ String.prototype.isempty = function() { if (!this) return true; if (this === null) return true if (this == "") return true return false; } /** * get applicant names * * SPOUSE : "spouse", * COBORROWER : "coborrower", * COBORROWER_NON_RESIDENT : "coborrower_nonresident" * * returns * { * name : "borrower", * Name : "Borrower", * prefix : "Your", * PREFIX : "YOUR" * } * * */ var getApplicantsNames_v2_lastscenario = (function(){ let state = {} function get() { if ("sc" in state == false) return gs(); if ("apl" in state == false) return gs(); if (JSON.stringify(mar.answers.v2.applicants) !== state.apl) return gs(); for (let i=0; i < mar.answers.v2.applicants.length; i++) { if (`b${i}` in state == false) return gs(); if (JSON.stringify(getApplicantBucket(i)) !== state[`b${i}`]) return gs(); } return state.sc; } function gs() { state.sc = getScenario_v2(); state.apl = JSON.stringify(mar.answers.v2.applicants); for (let i=0; i < mar.answers.v2.applicants.length; i++) { state[`b${i}`] = JSON.stringify(getApplicantBucket(i)) } return state.sc; } function set() { } return { get : get, ___id : "applicant v2 cache" } })() function getApplicantsNames_v2(n) { return (function(){ if (!mar.STATIC) setStaticVars(); let retval = []; //let _sc = getScenario_v2(); if (!mar.answers.v2.applicants) { let obj = { name : "borrower", Name : "Borrower", names : "borrower's", Names : "Borrower's", ino : "Yours", prefix : "Your", PREFIX : "YOUR", tel : "", email : "", found : false, finished : false, cscore : getScenario_data("applicant1_cscore",0), dbg : "no applicant data ", sn : "" } obj.Name_b64 = Base64.encode(obj.Name); obj.n = 0; retval.push(obj); } else { let _scenario = getApplicantsNames_v2_lastscenario.get(); // let _scenario = getScenario_v2(); let pluralise = function(Str,S) { if (typeof Str !== "string") return ""; if (Str.endsWith("S") || Str.endsWith("s")) return `${Str}'`; return `${Str.trim()}'${S}`; } let trim = function(Str) { if (typeof Str !== "string") return ""; return Str.trim(); } for (let i=0; i < mar.answers.v2.applicants.length; i++) { let item = mar.answers.v2.applicants[i]; let bucket = getApplicantBucket(i); if (bucket !== null && "fn" in bucket && bucket.fn != "") { let obj = { name : trim(bucket.fn), Name : trim(bucket.fn).capitalize(), names : pluralise(bucket.fn,"s"), Names : pluralise(bucket.fn.capitalize(),"s"), ino : trim(bucket.fn), prefix : pluralise(bucket.fn.capitalize(),"s"), PREFIX : pluralise(bucket.fn.toUpperCase(),"S"), Fullname: trim(bucket.fn).capitalize() + " " + trim(bucket.ln).capitalize(), filename: trim(bucket.ln).capitalize() + ", " + trim(bucket.fn).capitalize(), fn : trim(bucket.fn).capitalize(), ln : trim(bucket.ln).capitalize(), data : bucket, email : trim(bucket.em), tel : trim(bucket.ph), sn : bucket.sn, found : true, cscore : getScenario_data("applicant"+(i+1)+"_cscore",0), finished: (bucket.fn != "" && bucket.ln != "") } obj.Name_b64 = Base64.encode(obj.Name); obj.n = i; retval.push(obj); } else if ("applicant"+(i+1)+"_name" in _scenario && _scenario["applicant"+(i+1)+"_name"] != "") { let _name = _scenario["applicant"+(i+1)+"_name"]; let obj = { name : trim(_name), Name : trim(_name).capitalize(), names : pluralise(_name,"s"), Names : pluralise( _name.capitalize(),"s"), ino : trim(_name), prefix : pluralise(_name.capitalize(),"s"), PREFIX : pluralise(_name.toUpperCase(),"S"), Fullname : "", tel : "", email : MAR.getOpt(bucket,"em",""), sn : "", cscore : getScenario_data("applicant"+(i+1)+"_cscore",0), found : true, finished : false } obj.Name_b64 = Base64.encode(obj.Name); obj.n = i; retval.push(obj); } else if (i == 0) { let obj = { name : "borrower", Name : "Borrower", names : "borrower's", Names : "Borrower's", ino : "Yours", prefix : "Your", PREFIX : "YOUR", Fullname : "", tel : "", email : "", sn : "", found : false, finished : false, cscore : getScenario_data("applicant"+(i+1)+"_cscore",0), dbg : "no bucket, no app_name" } obj.Name_b64 = Base64.encode(obj.Name); obj.n = i; retval.push(obj); } else { if (item.type == mar.APPLICANT_TYPE.SPOUSE) { let obj = { name : "spouse", Name : "Spouse", names : "spouse's", Names : "Spouse's", ino : "Your spouse", prefix : "Spouse's", PREFIX : "SPOUSE'S", Fullname : "", tel : "", email : "", sn : "", cscore : getScenario_data("applicant"+(i+1)+"_cscore",0), found : false, finished : false } obj.Name_b64 = Base64.encode(obj.Name); obj.n = i; retval.push(obj); } else if (item.type == mar.APPLICANT_TYPE.COBORROWER) { let obj = { name : "co-borrower", Name : "Co-borrower", names : "Co-borrower's", Names : "CO-BORROWER'S", ino : "Your co-borrower", prefix : "Co-borrower's", PREFIX : "CO-BORROWER'S", Fullname : "", tel : "", email : "", sn : "", cscore : getScenario_data("applicant"+(i+1)+"_cscore",0), found : false, finished : false } obj.Name_b64 = Base64.encode(obj.Name); obj.n = i; retval.push(obj); } else if (item.type == mar.APPLICANT_TYPE.COBORROWER_NON_RESIDENT) { let obj = { name : "nr co-borrower", Name : "Nr Co-borrower", names : "nr co-borrower's", Names : "Nr Co-borrower's", ino : "Your co-borrower", prefix : "Nr Co-borrower's", PREFIX : "NR CO-BORROWER'S", Fullname : "", tel : "", email : "", sn : "", cscore : getScenario_data("applicant"+(i+1)+"_cscore",0), found : false, finished : false } obj.Name_b64 = Base64.encode(obj.Name); obj.n = i; retval.push(obj); } else { let obj = { name : "co-applicant", Name : "Co-applicant", names : "co-applicant's", Names : "Co-Applicant's", ino : "Your co-applicant", prefix : "Co-applicant's", PREFIX : "CO-APPLICANT'S", Fullname : "", tel : "", email : "", sn : "", cscore : getScenario_data("applicant"+(i+1)+"_cscore",0), found : false, finished : false } obj.Name_b64 = Base64.encode(obj.Name); obj.n = i; retval.push(obj); } } } } //console.log(`APPLICANT LENGTH BEG [${mar.answers.v2.applicants.length}] / [${getApplicants_v2().length}] ]`) if (!mar.isEmpty(n)) return retval[n]; return retval; })() } function getBackEndLiabilities_SetF8825(item) { if (item.type === "mortgage" || item.type === "heloc") { let reolink = MAR.getOpt(item, `reolink`,``); item._cond = ``; if (reolink !== ``) { /* -- if mortgage or heloc is attached to a property -- */ let prop = MAR.reo.getByUUID(reolink); let prop_llc = MAR.getOpt(prop, `propertyinllc`, ``); let f8825_opt = MAR.getOpt(prop, `f8825_opt`, ``); let f8825_ontax = MAR.getOpt(prop, `reo_rental_income_on_tax_returns`, ``); if (prop_llc !== `Y`) { return; } if (f8825_ontax !== `Y`) { return; } if (f8825_opt === `opt_8825`) { item._cond = `8825`; } else if (f8825_opt === `opt_est`) { item._cond = `8825_est`; } else if (f8825_opt === `opt_no`) { item._cond = `8825_no`; } } // // // item.is_refi_subject = ``; // if (MAR.is_refi() && reolink !== ``) { /* -- if manually entered mortgage or heloc -- */ // let prop = MAR.reo.getByUUID(reolink); // let is_subject_property = MAR.getOpt(prop, `is_subject_property`,``); // if (is_subject_property === `Y`) { // item.is_refi_subject = `Y`; // } // } } } /** * back end liabailities */ function getBackEndLiabilities_v2_raw(PROG) { return getBackEndLiabilities_v2_2("raw",PROG); } function getBackEndLiabilities_v2(PROG) { return getBackEndLiabilities_v2_2("",PROG); } function getBackEndLiabilities_v2_2(TYPE, PROG) { if (!mar.STATIC) setStaticVars(); if (!PROG) PROG = "web"; if (!TYPE) TYPE = ""; var retval = { oweing : 0, monthly : 0, monthly_ex_mort : 0, monthly_ex_mort_ex_primary : 0, ccard : 0, ccard_cnt : 0, carpayments_cnt : 0, carpayments : 0, instalmentloan : 0, studentloan : 0, childsupport : 0, alimoney : 0, irstax : 0, jre : 0, otherloan : 0, jobrelated : 0, mortgage_enteredbyclient : 0, mortgage : 0, cash2close : 0, cash2close_outside_closing : 0, cash2close_outside_closing_itms : [], per_applicant_m : [0,0,0,0,0,0,0,0], debug : [], detailmatrix : [] }; retval.detailmatrix.push(["TYPE","APPLICANT","OWING","MIN MONTHLY","OPTION","C2C","MONTHLY","NOTE","OPTIONVAR","KEEP","PAYOFF"]); /** * clear all the warnings for assets */ rules.clearwarnings("liabilities"); var forApplicant = "1"; if ("liabilities" in mar.answers.v2 == false) { return retval; } let __tm = new Date().getTime(); for (var i=0; i < mar.answers.v2.liabilities.length; i++) { var item = mar.answers.v2.liabilities[i]; //console.log("item",item); retval.debug.push(item); if (item == null) continue; let _inomask = item.inomask; let _firstApplicant = getLiabilityFirstAssignment(_inomask); forApplicant = `${_firstApplicant}`; item.applicantnum = num(forApplicant); item.vapplicantnum = MAR.applicants.vid(num(item.applicantnum)); /* rules */ /* var val = __v; */ item.q_balance = item.balance; item.q_monthly = item.monthly; item._balance = item.balance; item._monthly = item.monthly; (function() { let ovr = MAR.getOpt(item, `over`,``); if (ovr === `Y`) { item.q_balance = MAR.getOptNum(item, `over_balance`,item.balance); item.q_monthly = MAR.getOptNum(item, `over_monthly`,item.monthly); item._balance = MAR.getOptNum(item, `over_balance`,item.balance); item._monthly = MAR.getOptNum(item, `over_monthly`,item.monthly); } })(); item.c2c = 0; var itemObj = (item.type === "child") ? MAR.xsd.lia_child(item) : MAR.xsd.lia_factory(item); getBackEndLiabilities_SetF8825(item); item._dbgtm = `${__tm}//${new Date().getTime()}`; rules.get("liabilities_"+item.type).forEach(function(xitem){ eval("var _fn = "+xitem+";"); _fn(PROG,"",{ a : getApplicantsNames_v2(item.applicantnum), item : item }); _fn = null; }); /* __v = val; */ // var __m = num(item.q_monthly); // var __b = num(item.q_balance); var __m = num(item._monthly); var __b = num(item._balance); var __ratio = ""; try { __ratio = ((__m/__b) * 100).toFixed(1)+"%"; } catch (E) { __ratio = ""; } /** * we need to know if the tax is auto or overriden */ var increase_factor = 200 * 0.75; /* WTF!!!! var increase_factor = 200 * 0.75; if (mar.answers["override_tax_cost"]) { if (mar.answers["override_tax_cost"].val) { var __prop_tax_pm = num(mar.answers["override_tax_cost"].val); if (__prop_tax_pm > 0) { increase_factor = 200; } } } */ var __impact = ""; try { __impact = ((__m * increase_factor)/1000).toFixed(1)+"k"; } catch (E) { __impact = ""; } var __impact_dollars = ""; try { /** * if tax is fixes then * 200 * if taxes auto , about 75% * if reached max of programme */ __impact_dollars = (__m * increase_factor).toFixed(0); } catch (E) { __impact_dollars = ""; } /* if (item.type == "mortgage" || item.type == "heloc") { retval.mortgage += num(item.monthly); } if (item.type == "alimony") retval.alimoney += num(monthly); if (item.type == "child") retval.childsupport += num(monthly); if (item.type == "studentloan") { if (item.paytype == "ibr") { monthly = num(balance) * 0.01; balance = 0; } else if (item.paytype == "def") { monthly = num(balance) * 0.01; balance = 0; } else { balance = 0; } retval.studentloan += num(monthly); } if (item.type == "carloan") retval.carpayments += num(monthly); if (item.type == "carlease") retval.carpayments += num(monthly); if (item.type == "instalmentloan") retval.carpayments += num(monthly); if (item.type == "creditcard") retval.ccard += num(monthly); */ var _allow_payoff = "N"; // console.log(`XN type`,item.type,item); if (["creditcard","mortgage","heloc","studentloan","carloan","otherloan","irstax","instalmentloan"].indexOf(item.type) > -1) { _allow_payoff = "Y"; } let itemname = item.name; MAR.ifOpt(item, "_auto_newloan", function(v) { if (v === "Y") itemname += ` (new line of credit)`; }); MAR.ifOpt(item, "_auto_bor_dp", function(v) { if (v === "Y") itemname += ` (borrowed downpayment)`; }); let item_modified = (MAR.getOpt(item, `over`,``) === `Y`) ? ` (modified)` : ``; if (item.omit && item.omit == "Y" ) { /** * varius payoff at the closing table things */ if (MAR.getOpt(item, "omit_opt","") === "less10pmts") { retval.cash2close_outside_closing += num(item._balance); retval.cash2close_outside_closing_itms.push([item.type+":"+itemname,item._balance]); if (item_modified === ``) item_modified = ` (omitted)` } if (MAR.getOpt(item, "omit_opt","") === "paidoff") { //retval.cash2close_outside_closing += num(item.balance); if (item_modified === ``) item_modified = ` (paid off)` } if (MAR.getOpt(item, "omit_opt","") === "down-to-omit") { retval.cash2close_outside_closing += num(item._balance); retval.cash2close_outside_closing_itms.push([item.type+":"+itemname,item._balance]); if (item_modified === ``) item_modified = ` (omitted)` } if (MAR.getOpt(item, "omit_opt","") === "before") { if (item_modified === ``) item_modified = ` (omitted)` retval.cash2close_outside_closing_itms.push([item.type+":"+itemname,item._balance]); retval.cash2close_outside_closing += num(item._balance); } if (MAR.getOpt(item, "omit_opt","") === "and-cancel") { if (item_modified === ``) item_modified = ` (omitted)` retval.cash2close_outside_closing_itms.push([item.type+":"+itemname,item._balance]); retval.cash2close_outside_closing += num(item._balance); } if (MAR.getOpt(item, "omit_opt","") === "andclose") { if (item_modified === ``) item_modified = ` (omitted)` retval.cash2close_outside_closing_itms.push([item.type+":"+itemname,item._balance]); retval.cash2close_outside_closing += num(item._balance); } if (item_modified === ``) item_modified = ` (omitted)` retval.detailmatrix.push([item.type+":"+itemname+item_modified, forApplicant, num(item._balance), /* oweing */ num(item._monthly), /* min monthly */ "omitted", /* options */ num(item._balance), /* actual c2c */ 0, /* actual monthly */ " ratio : " + __ratio + " impact : " + __impact, // + `,qm:${item.q_monthly},qb:${item.q_balance},m:${item.monthly},b:${item.balance}`, "Estimated increase in loan", __impact_dollars, "", "OMIT", "", "", _allow_payoff, i, MAR.getOpt(item, "signer",""), MAR.getOpt(item, `uuid`,``) ]); retval.debug.push("n "+i+" "+item.name+" not used as it is marked to pay off"); retval.per_applicant_m[_firstApplicant] += 0; } else if (item.payoff && item.payoff == true ) { if (item_modified === ``) item_modified = ` (pay off)` retval.cash2close += num(item._balance) retval.detailmatrix.push([item.type+":"+itemname+item_modified, forApplicant, num(item._balance), /* oweing */ num(item._monthly), /* min monthly */ item.payoff, /* options */ num(item._balance), /* actual c2c */ 0, /* actual monthly */ " ratio : " + __ratio + " impact : " + __impact, // + `,qm:${item.q_monthly},qb:${item.q_balance},m:${item.monthly},b:${item.balance}`, "Estimated increase in loan", __impact_dollars, "", "payoff", "", "", _allow_payoff, i, MAR.getOpt(item, "signer",""), MAR.getOpt(item, `uuid`,``) ]); retval.debug.push("card "+i+" "+item.name+" not used as it is marked to pay off"); retval.per_applicant_m[_firstApplicant] += 0; } else { if (item.type == "mortgage" || item.type == "heloc") { retval.mortgage_enteredbyclient += item.q_monthly; } if (item.type == "mortgage") { // if (TYPE != "raw") continue; } var balance = item.q_balance; var monthly = item.q_monthly; if (item.type == "mortgage" || item.type == "heloc") { retval.mortgage += num(monthly); } if (item.type == "alimony") retval.alimoney += num(monthly); if (item.type == "child") retval.childsupport += num(monthly); // if (item.type == "studentloan") { // if (item.paytype == "ibr") { // monthly = num(balance) * 0.01; // balance = 0; // } else if (item.paytype == "def") { // monthly = num(balance) * 0.01; // balance = 0; // } else { // balance = 0; // } // retval.studentloan += num(monthly); // } if (item.type == "studentloan") retval.studentloan += num(monthly); if (item.type == "carloan") retval.carpayments += num(monthly); if (item.type == "carlease") retval.carpayments += num(monthly); if (item.type == "instalmentloan") retval.carpayments += num(monthly); if (item.type == "creditcard") retval.ccard += num(monthly); retval.oweing += num(balance); retval.monthly += num(monthly); if (item.type !== "mortgage" && item.type !== "heloc") { retval.monthly_ex_mort += num(monthly); } if (item.type !== "mortgage" && item.type !== "heloc" && item.type.indexOf(``) < 0) { retval.monthly_ex_mort_ex_primary += num(monthly); } //retval.ccard_cnt++; retval.detailmatrix.push([item.type+":"+itemname+item_modified, forApplicant, num(item._balance), /* oweing */ num(item._monthly), /* min monthly */ "", /* options */ 0, /* actual c2c */ num(monthly), /* actual monthly */ " ratio : " + __ratio + " impact : " + __impact + `qm(${item.q_monthly})`, // + `,qm:${item.q_monthly},qb:${item.q_balance},m:${item.monthly},b:${item.balance}`, "Estimated increase in loan", __impact_dollars, "", "keep", "", "", _allow_payoff, i, // 15 MAR.getOpt(item, "signer",""), MAR.getOpt(item, `uuid`,``) // 17 ]); retval.per_applicant_m[_firstApplicant] += num(monthly); } } var _reo = getReo_v2(PROG); var _reo_liab = (_reo && "liability" in _reo) ? float(_reo.liability) : 0; retval._reo_liab_ex_prim = (_reo && "liability_ex_primary" in _reo) ? float(_reo.liability_ex_primary) : 0; retval._reo_liab_prim = (_reo && "liability_primary" in _reo) ? float(_reo.liability_primary) : 0; if (retval._reo_liab_ex_prim !== 0) { retval.monthly_ex_mort_ex_primary += float(retval._reo_liab_ex_prim); if (TYPE != "raw") { retval.monthly += float(retval._reo_liab_ex_prim); retval.detailmatrix.push(["liabilities from REO non primary", "0", "0", num(retval._reo_liab_ex_prim).toFixed(2), /* min monthly */ "", /* options */ 0, /* actual c2c */ num(retval._reo_liab_ex_prim).toFixed(2), /* actual monthly */ " ", "", "", "", "", "", "", "", "", "", "reo" // 17 ]); } } if (retval._reo_liab_prim !== 0) { if (TYPE != "raw") { retval.monthly += float(retval._reo_liab_prim); retval.detailmatrix.push(["liabilities from REO primary", "0", "0", num(retval._reo_liab_prim).toFixed(2), /* min monthly */ "", /* options */ 0, /* actual c2c */ num(retval._reo_liab_prim).toFixed(2), /* actual monthly */ " ", "", "", "", "", "", "", "", "", "", "reo" // 17 ]); } } /** * add in here */ retval.detailmatrix.push([" TOTAL :", "", retval.oweing, "", "", retval.cash2close, retval.monthly, "", "", "", "", "", "", "" ]); /** * * missing - instalment loan * (similar to a car payment, but not for a payment) * *8 ask another question * * missing - does the person have to pay child support or alimoney * if they have less than 10 months then it does not have tobe inluded * ask per month and how many more months * * student loans are broken into 2 parts * student loans and deferred student loans * -1- if they are paying income based repayments(ibr) (ususlly less 1%) then take 1% * -2- or in deferment (i.e. they are not paying capital) - within 1%, then take 1% * -3- paying normally then treat as normal and take the actual payment amount * therefore always 1% or higher * -*- this changes often // and is per plan i.e. VA , FHA, etc.. * PARAMETERISE THIS * * * * note - sometimes different loan programmes have include different liabilities * */ return retval; } function application_get_realtor(){ if (!mar.STATIC) setStaticVars(); if ("answers" in mar == false) return {}; if ("v2" in mar.answers == false) return {}; if ("scenario" in mar.answers.v2 == false) return {}; if ("realtor_bucketid" in mar.answers.v2.scenario == false) return {}; let realtorbucket = getBucket(mar.answers.v2.scenario.realtor_bucketid); if (realtorbucket === null) return {}; return realtorbucket; } function getReoSummary(item) { var retval = { _sc_reo1 : "" }; if (item == null) return retval; if (item.mortgageoptions == mar.MORTGAGEFREE) { retval._sc_reo1 = "Mortgage free"; } else { retval._sc_reo1 = "Mortgaged"; } return retval; } /** * get reo details */ function getReoItem(n) { if (!mar.STATIC) setStaticVars(); var item = null; if ("reo" in mar.answers.v2) { item = mar.answers.v2[n]; } var retval = getReoSummary(item); return retval; } function float(N) { var retval = parseFloat(N,10); return (isNaN(retval)) ? 0 : retval; } function get_reo_item_calc(item, PROG = `web`, retval = null, dbg = [], i = 0) { if (item == null) return; if (retval === null) { retval = { total : 0, PROG : PROG, rental : 0, current_rental : 0, expected_rental : 0, income : 0, income_be : 0, liability : 0, liability_be : 0, liability_ex_primary : 0, liability_primary : 0, be_liab : 0, asset : 0, experience_1y : false, experience_2y : false, items : MAR.getOpt(mar, `answers.v2.reo`,[]), obj : [], detailmatrix : [], breakdown : { mortgage : 0, insurance : 0, tax : 0, hoa : 0, monthly : 0 }, currentPrimaryIndex : false, breakdown_primary : { mortgage : 0, insurance : 0, tax : 0, hoa : 0, monthly : 0 } }; let item_uuid = MAR.getOpt(item, `uuid`, ``); /* -- add experience in here -- */ (function() { let experience_1y = false; let experience_2y = false; for (var j=0; j < retval.items.length; j++) { let _item = retval.items[j]; if (_item == null) continue; if (item_uuid !== `` && _item.uuid === item_uuid) continue; /* -- don't count the same item 2x -- */ if (_item.reo_use == "investment") { if (MAR.getOpt(_item, "reo_rental_income_on_tax_returns","") === mar.YES) { experience_1y = true; } if (MAR.getOpt(_item, "reo_rental_income_continuous_for_2_years","") === mar.YES) { experience_2y = true; } } } retval.experience_1y = experience_1y; retval.experience_2y = experience_2y; })(); } item.experience_1y_i = false; item.experience_2y_i = false; if (item.reo_use == "investment") { if (MAR.getOpt(item, "reo_rental_income_on_tax_returns","") === mar.YES) { item.experience_1y_i = true; } if (MAR.getOpt(item, "reo_rental_income_continuous_for_2_years","") === mar.YES) { item.experience_2y_i = true; } } var D = ""; var U = item.reo_use+">"+item.reo_use2 var N = ""; var loantype = item.loantype; var reo_more_double_fha_death = item.reo_more_double_fha_death; var reo_more_double_fha_divorce = item.reo_more_double_fha_divorce; var reo_more_double_fha_100m = item.reo_more_double_fha_100m; item.taxyear_c = MAR.getApplicantLastTaxYear(0); item.taxyear_p = MAR.getApplicantLastTaxYear(0)-1; item.taxyear_pp = MAR.getApplicantLastTaxYear(0)-2; item._vacating_primary = ``; N += "mortgage:"+monthly_mortgage;
if (item.mortgageoptions == mar.MORTGAGEFREE || item.monthly_includes_taxes !== mar.YES) {
tax = Math.floor(float(item.loan_tax)/12);
item.o_tax = tax;
N += " tax:"+tax;
} else if (item.monthly_includes_taxes === mar.YES) {
tax = Math.floor(float(item.loan_tax)/12);
item.o_tax = `Included`;
monthly_mortgage -= tax;
N += " tax:"+tax;
} else {
N += " tax Included";
}
if (item.monthly_includes_taxes !== mar.YES) {
enc_tax = tax;
}
if (item.mortgageoptions == mar.MORTGAGEFREE || item.monthly_includes_insurance !== mar.YES) {
if (item.has_insurance == mar.YES) {
ins = Math.floor(float(item.loan_insurance)/12);
item.o_ins = ins;
N += ",ins:"+ins;
}
} else if (item.monthly_includes_insurance === mar.YES) {
if (item.has_insurance == mar.YES) {
ins = Math.floor(float(item.loan_insurance)/12);
item.o_ins = `Included`;
monthly_mortgage -= ins;
N += ",ins:"+ins;
}
} else {
N += " ins Included";
}
if (item.monthly_includes_taxes !== mar.YES) {
enc_ins = ins;
}
if (item.has_hoa == mar.YES) {
hoa = float(item.loan_hoa);
var freq = float(item.loan_hoa_freq);
hoa = hoa / freq;
N += ",hoa:"+hoa;
} else {
N += " noHOA";
}
var monthly = (float(monthly_mortgage) + float(ins) + float(tax) + float(hoa));
N += " monthly:"+monthly;
N += "]";
if (item._use_rq_for_monthly === true) {
/* -- FEBE RULE 2 -- */
monthly = num(item.RQ_LOANMONTHLY);
N += ` monthly from offer:${monthly}]`;
}
item.monthlybreakdown = {
mortgage : float(monthly_mortgage),
insurance : float(ins),
tax : float(tax),
hoa : float(hoa),
monthly : monthly,
o_mortgage : item.o_monthly_mortgage,
o_tax : item.o_tax,
o_ins : item.o_ins
};
item.enc_maintenance_A = float(enc_ins) + float(enc_tax) + float(hoa);
item.enc_maintenance_C = float(enc_ins) + float(enc_tax) + float(hoa);
/**
* Accumulate
* retval -> breakdown -> [mortgage, insurance, tax, hoa, monthly]
*/
for (let x in item.monthlybreakdown) {
retval.breakdown[x] += item.monthlybreakdown[x];
}
/**
* If this is the primary Accumulate
* retval -> breakdown_primary -> [mortgage, insurance, tax, hoa, monthly]
*/
item.is_current_primary = false;
if (item.reo_use == "primary" && MAR.getOpt(item, "whosname","").includes("0") && retval.currentPrimaryIndex === false) {
retval.currentPrimaryIndex = i;
item.is_current_primary = true;
for (let x in item.monthlybreakdown) {
retval.breakdown_primary[x] += item.monthlybreakdown[x];
}
}
item.rentalA = item.rental;
item.rentalC = false;
item.rentalE = false;
item.rentalF = false;
item.gross_rental = false;
item.rental_income_capped_zero = false;
if (item.reo_use == "investment") {
var last = ("reo_rental_2015" in item) ? float(item.reo_rental_2015,10) : 0;
var prev = ("reo_rental_2016" in item) ? float(item.reo_rental_2016,10) : 0;
var pm = ("reo_rental_pm" in item) ? float(item.reo_rental_pm,10) : false;
var reo_rental_future_contract = MAR.getOpt(item, "reo_rental_future_contract" , "N");
if (pm !== false) {
item.rental = pm
} else {
item.rental = (((prev+last)/2)/12);
}
let m_uinc = MAR.reo.calc_income_from_1040(item);
if (m_uinc !== false) {
item.rental_1040 = m_uinc;
item.rental = m_uinc;
}
var deduction = false;
if (PROG === "va" && item.experience_2y === false) {
item.rental = 0;
item.rent_dec_reason = "0% VA not on tax for 2 years";
item.rent_dec_reasons = ["Zero usable rent because the program is VA and it is not on the tax returns for at least 2 years"];
item.rent_dec_reasons = ["Rental income not on taxes. Elaine expects 0% of rent to be allowed as income."];
deduction = true;
}
if (PROG === "fha" && item.experience_1y === false) {
item.rental = 0;
item.rent_dec_reason = "0% FHA not on tax for 1 year";
item.rent_dec_reasons = ["Zero usable rent because the program is FHA and it is not on the tax returns for at least 1 years"];
item.rent_dec_reasons = ["Rental income not on taxes. Elaine expects 0% of rent to be allowed as income."]
deduction = true;
}
item.rentalB = item.rental;
item.useable_rent = item.rental;
// var reo_rental_income_continuous_for_2_years = item.reo_rental_income_continuous_for_2_years;
// if (reo_rental_income_continuous_for_2_years == mar.NO) {
// if (!deduction) {
// item.rental = float(item.rental) * 0.75;
// item.rentalB = item.rental;
// N += "[CUR non continuous - deduct 25%:"+item.rental;
//
// deduction = true;
// }
//
// var reo_rental_start_date = item.reo_rental_start_date;
// var reo_rental_start_date_D = new Date(reo_rental_start_date);
//
// N += " " + reo_rental_start_date;
// N += " " + reo_rental_start_date_D;
//
// }
item.rentalC = false;
var reo_rental_income_on_tax_returns = item.reo_rental_income_on_tax_returns;
let reo_rental_future_contract_rentroll = MAR.getOpt(item,`reo_rental_future_contract_rentroll`,``);
if (reo_rental_income_on_tax_returns == mar.NO) {
if (reo_rental_future_contract !== "Y" && reo_rental_future_contract_rentroll !== "Y") {
if (!deduction) {
// item.rental = float(item.rental) * 0.75;
// item.rentalC = item.rental;
//
// N += "[CUR not on tax returns - deduct 25%:"+item.rental;
//
// deduction = true;
item.rental = 0;
item.rentalC = item.rental;
item.useable_rent = item.rental;
N += "[CUR not on tax returns - deduct 100%:"+item.rental;
deduction = true;
item.rent_dec_reason = "0% Inv->not on tax->No future contract";
item.rent_dec_reasons = ["Zero usable rent because this Investment property does not appear on tax returns and has no future contract or rent roll analysis"];
}
} else {
if (!deduction) {
item.rental = float(item.rental) * 0.75;
item.useable_rent = item.rental;
item.rentalC = item.rental;
N += "[CUR not on tax retunns with 12 month contract - deduct 25%:"+item.rental;
deduction = true;
item.rent_dec_reason = "75% Inv->not on tax->Has future contract";
if (reo_rental_future_contract === "Y") {
item.rent_dec_reasons = ["Rental income not on taxes. Elaine expects 75% of rental contract"];
} else {
item.rent_dec_reasons = ["Rental income not on taxes. Elaine expects 75% of rent roll analysis"];
}
}
}
} else {
// var reo_rental_income_on_tax_returns_100 = item.reo_rental_income_on_tax_returns_100;
// if (reo_rental_income_on_tax_returns_100 == mar.NO) {
//
// if (!deduction) {
// item.rental = float(item.rental) * 0.75;
// item.rentalD = item.rental;
//
// N += "[CUR not on tax 100 returns - deduct 25%:"+item.rental;
// deduction = true;
// }
// }
}
if (item.rental > 0 && retval.experience_1y === false) {
item.rental_income_capped_zero = true;
item.rent_dec_reason += "Capped at zero (no experience)";
item.rent_dec_reasons.push(", however never more than $ 0 income, due to lack of experience.");
}
N += ` invchk2 : rent_dec_reason ${item.rent_dec_reason}`;
var reo_rental_future_contract = item.reo_rental_future_contract;
if (item.rental > 0 && item.rent_dec_reason === "") {
item.rent_dec_reason = "100% rental income";
item.rent_dec_reasons = [];
}
if (PROG == "other" && item.rent_dec_reasons.length > 0) {
item.rent_dec_reasons.push(". Elaine expects the Rental income partially usable in NonQM according to lender guidelines. It may be possible to use higher amounts of rental income when advising a Non-QM loan. Check guidelines.");
} else {
item.rent_dec_reasons.push(". Elaine expects the Rental income usable according to lender guidelines. Check guidelines.");
}
N += "[CUR rental:"+item.rental;
item.rentalE = item.rental;
item.rental -= monthly;
item.rentalF = item.rental;
N += " net-rental:"+item.rental;
N += "]";
item.current_rental = item.rental;
}
var loan_hoa = float(item.loan_hoa,10);
var loan_hoa_freq = ("loan_hoa_freq" in item) ? float(item.loan_hoa,10) : 12; // per 1 , 3 , 12 months
loan_hoa = loan_hoa / loan_hoa_freq;
item.expected_rentalA = item.expected_rental;
if (item.reo_use == "primary") {
/**
* primary -> investment
*/
if (item.reo_use2 == "investment") {
item.expected_rental = 0;
item.useable_rent = item.expected_rental;
item._vacating_primary = `Y`;
item.expected_rentalB = item.expected_rental;
if ("reo_expected_rental" in item) {
item.expected_rental = float(item.reo_expected_rental);
item.useable_rent = item.expected_rental;
N += "[EXP rental:"+item.expected_rental;
item.expected_rentalC = item.expected_rental;
}
if ("reo_expected_rental_have_contract" in item && item.reo_expected_rental_have_contract != mar.YES) {
expected_rental = 0;
item.useable_rent = item.expected_rental;
item.expected_rentalD = item.expected_rental;
N += " We cant use it because there is no contract";
N += " net-rental:"+item.expected_rental;
item.rent_dec_reason = "0% No Contract";
item.rent_dec_reasons = ["Zero usable rent because this Investment property does not have a contract for the expected rental"];
}
/**
* fha does not allow any expected income from the conversion of a property
*/
if (PROG == "fha" && item.expected_rental > 0) {
var reo_type = item.loantype; /* this is the loan type e.g. fha */
var reo_more_100_miles = item.reo_more_100_miles; /* is fha more than 100 miles away */
if (reo_more_100_miles == mar.YES) {
N += " fha more that 100 miles ";
N += " fha deduction: 0 ";
N += " net-rental:"+item.expected_rental;
} else {
item.expected_rental = 0;
item.useable_rent = item.expected_rental;
N += " fha deduction: 100% ";
N += " net-rental:"+item.expected_rental;
item.rent_dec_reason = "0% FHA 100 mi";
item.rent_dec_reasons = ["Zero usable rent because this Investment property is less than 100 miles away and this is not allowed under FHA rules"];
}
}
if (PROG == "va" && item.expected_rental > 0) { // of the vacating property //
expected_rental = 0;
item.useable_rent = item.expected_rental;
item.expected_rentalD = item.expected_rental;
item.rent_dec_reason = "0% VA";
item.rent_dec_reasons = ["Zero usable rent because this Investment property is not allowed under VA rules"];
}
N += ` invchk :${float(item.expected_rental)} ${(float(item.expected_rental) > 0)}`;
N += ` invchk : rent_dec_reason ${item.rent_dec_reason}`;
if (num(item.expected_rental) > 0) {
item.gross_rental = item.expected_rental;
item.expected_rental = float(item.expected_rental * 0.75);
item.useable_rent = item.expected_rental;
item.expected_rentalE = item.expected_rental;
N += " less 25% :"+item.expected_rental;
item.rent_dec_reason = "x75% Prim -> invest";
item.rent_dec_reasons = ["75% usable rent because this Investment property is flipping from a primary"];
}
N += ` invchk1 : rent_dec_reason ${item.rent_dec_reason}`;
if (item.expected_rental > 0 && retval.experience_1y === false) {
item.rental_income_capped_zero = true;
item.rent_dec_reason += "Capped at zero (no experience)";
item.rent_dec_reasons.push(", however never more than $ 0 income, due to lack of experience.");
// item.rent_dec_reasons.push("Rent is capped at zero due to lack of experience");
}
N += ` invchk2 : rent_dec_reason ${item.rent_dec_reason}`;
if (PROG == "other" && item.rent_dec_reasons.length > 0) {
item.rent_dec_reasons.push(". Elaine expects the Rental income partially usable in NonQM according to lender guidelines. lender guidelines. It may be possible to use higher amounts of rental income when advising a Non-QM loan. Check guidelines.");
} else {
item.rent_dec_reasons.push(". Elaine expects the Rental income usable in NonQM according to lender guidelines. lender guidelines. It may be possible to use higher amounts of rental income when advising a Non-QM loan. Check guidelines.");
}
//item.expected_rental -= float(monthly);
item.expected_rentalF = item.expected_rental;
N += " less costs of:"+monthly;
N += " net-rental:"+item.expected_rental;
N += "]";
item.rental += item.expected_rental
item.rental0A = item.rental;
} else {
var pm = ("reo_rental_pm" in item) ? float(item.reo_rental_pm,10) : false;
if (pm !== false) {
N += "Use existing rental";
item.rental += pm;
}
}
}
if (item.reo_use == "investment" || item.reo_use2 == "investment") {
if (MAR.is_current_address_rented_and_will_continue() !== false) {
if (PROG == "other") {
item.rent_dec_reasons.push(" invchkE : rent_dec_reason ${item.rent_dec_reason}`;
retval.detailmatrix.push([
D, // name
item.reo_use, /* 01 - e.g. primary */
item.reo_use2, /* 02 - e.g. sell */
0, // rent
item.loan_tax, /* 04 - tax monthly */
item.loan_insurance, /* 05 - hoi */
monthly_mortgage, // mortgage /* 06 - monthly mortgage */
'Y', // includes
loan_hoa, /* 08 - annual hoa fees */
D+N, // description
U, /* 10 */
i, /* 11 - the index */
item.value,
item.rental.toFixed(2), /* 13 --- dont know why but this seems to be the overall asset/liability value*/
item.current_rental.toFixed(2),
item.expected_rental.toFixed(2), /* 15 - expected rental */
(item.address) ? item.address : "tbd||||", /* 16 - address */
(item.rental < 0) ? "LIABILITY" : "ASSET", /* 17 - liabilty or asset*/
(item.rental < 0) ? item.rental.toFixed(2) : "", /* 18 - Liability value */
(item.rental < 0) ? "" : item.rental.toFixed(2), /* 19 - asset value */
PROG, /* 20 */
item.uuid, /* 21 - UUID */
MAR.getOpt(item,"verified",""),
MAR.getOpt(item,"verified2",""),
MAR.getOpt(item,"is_subject_property",""), /* 24 - is the subject property? */
item.gross_rental, /* 25 - gross rental */
item.reo_rental_pm, /* 26 - entered rental */
item.reo_expected_rental, /* 27 - expected rentl */
item.be_liab, /* 28 - value to use in back end liabilities / income */
item.rent_dec_reason, /* 29 - the reason that the rent was reduced */
((item.reo_use === "investment") ? item.rentalE : item.expected_rental), /* 30 - income */
((item.reo_use === "investment") ? num(item.reo_rental_pm) : num(item.reo_expected_rental)), /* 31 - net rental */
item.whosname, /* 32 - whos name "1" "0" "0,99" */
item.rent_dec_reasons /* 33 - reasons array */
]);
// if (MAR.getOpt(item,"verified","") === "Y" && item.rental_income_from_company === false) {
if (MAR.getOpt(item,"verified","") === "Y") {
retval.rental += float(item.rental);
retval.current_rental += float(item.current_rental);
retval.expected_rental += float(item.expected_rental);
if (float(item.rental) < 0) {
retval.liability += float(item.rental)*-1;
} else {
retval.asset += float(item.rental);
retval.income += float(item.rental);
}
if (float(item.be_liab) < 0) {
retval.liability_be += float(item.be_liab)*-1;
} else {
retval.asset_be += float(item.be_liab);
retval.income_be += float(item.be_liab);
}
if (float(item.be_liab) < 0) {
if (item.is_current_primary === false || item.reo_use2 !== `primary`) {
retval.liability_ex_primary += float(item.be_liab)*-1;
} else {
retval.liability_primary += float(item.be_liab)*-1;
}
}
}
return retval;
}
/**
* get reo related questions
*/
function getReo_v2(PROG, dbg = []) {
if (!mar.STATIC) setStaticVars();
if (!PROG) PROG = "web";
var retval = {
total : 0,
PROG : PROG,
rental : 0,
current_rental : 0,
expected_rental : 0,
income : 0,
income_be : 0,
liability : 0,
liability_be : 0,
liability_ex_primary : 0,
liability_primary : 0,
be_liab : 0,
asset : 0,
items : [],
obj : [],
detailmatrix : [],
breakdown : {
mortgage : 0,
insurance : 0,
tax : 0,
hoa : 0,
monthly : 0
},
currentPrimaryIndex : false,
breakdown_primary : {
mortgage : 0,
insurance : 0,
tax : 0,
hoa : 0,
monthly : 0
}
};
retval.detailmatrix.push([
"NAME", // 0
"USE",
"USE2",
" ",
"AN_TAX",
"AN_HOI", // 5
"M PandI",
"M includes",
"AN_HOA",
"D/N",
"U", // 10
"i",
"VALUE",
"rental", // 13
"cur r",
"exp r", // 15 - exected rental income
"ADDRESS", // 16
"ASS?LIA",
"LIABILITY",
"ASSET",
"PROG", // 20
"SUB", // 21
"ver",
"ver2",
"is_subject",
"exp r NET" // 25 expected rental (net)
]);
/*
var reo_mortgageoptions = $("input:radio[name ='reo_mortgageoptions']:checked").val();
_reo.mortgageoptions = reo_mortgageoptions
_reo.loanlink = txt("#reo_loan_link"); // link to loan
_reo.loanamount = txt("#reo_loan_amount"); //
_reo.monthly = txt("#reo_monthly");
_reo.loantype = radio("reo_type");
_reo.monthly_includes_taxes = yn("#reo_monthly_includes_taxes");
_reo.loan_tax = txt("#reo_loan_tax");
_reo.has_insurance = yn("#reo_has_insurance");
_reo.monthly_includes_insurance = yn("#reo_monthly_includes_insurance");
_reo.loan_tax = txt("#reo_loan_tax");
_reo.loan_insurance = txt("#reo_loan_insurance");
_reo.has_hoa = yn("#reo_has_hoa");
_reo.loan_hoa = txt("#reo_loan_hoa"); //??
_reo.loan_hoa_freq = txt("#reo_loan_hoa_freq"); //??
_reo.property_type = radio("reo_property_type");
_reo.purchasedate = txt("#reo_purchasedate");
_reo.ttype = txt("#ttype"); //??
_reo.ttype2 = txt("#ttype2"); //??
_reo.ttype2 = txt("#ttype2"); //??
_reo.purchase_price = txt("#reo_purchase_price"); //??
_reo.value = txt("#reo_value"); //??
_reo.reo_rental_2015 = txt("#reo_rental_2015"); //??
_reo.reo_rental_2016 = txt("#reo_rental_2016"); //??
_reo.reo_expected_rental = txt(#reo_expected_rental");
reo_rental_income_on_tax_returns
reo_rental_income_continuous_for_2_years
_reo.reo_use = radio("reo_use");
_reo.reo_use2 = radio("reo_use2");
_reo.ad = txt("#ad");
_reo.ad2 = txt("#ad2");
_reo.c1 = txt("#ci");
_reo.zi = txt("#zi");
{
"uuid": "4696894f-e4cd-4671-a9cd-60a1c93a63fc",
"mortgageoptions": "free",
"loanlink": "",
"loanamount": "",
"monthly": "",
"loantype": "",
"monthly_includes_taxes": "Y",
"loan_tax": "1299",
"has_insurance": "Y",
"loan_insurance": "",
"monthly_includes_insurance": "Y",
"has_hoa": "N",
"loan_hoa": "",
"property_type": "sfr",
"purchasedate": "2015-02-20",
"ttype": "purchase",
"ttype2": "primary",
"purchase_price": "11111",
"value": "22222",
"reo_use": "primary",
"reo_use2": "sell",
"ad": "",
"ad2": "",
"c1": "",
"zi": ""
},
*/
retval.items = ("reo" in mar.answers.v2) ? mar.answers.v2.reo : [];
try {
retval.ttype = mar.answers.v2.loan_type;
retval.ttype2 = "primary";
if (mar.answers.v2.scenario.occupancy_type == "occupancy_secondhom") retval.ttype2 = "secondhome";
if (mar.answers.v2.scenario.occupancy_type == "occupancy_investment") retval.ttype2 = "investment";
} catch (e) {
retval.e = e;
}
MAR.reo.tidyUpReoMortgageLinks();
let experience_1y = false;
let experience_2y = false;
for (var i=0; i < retval.items.length; i++) {
var item = retval.items[i];
if (item == null) continue;
item.experience_1y = false;
item.experience_2y = false;
if (item.reo_use == "investment") {
if (MAR.getOpt(item, "reo_rental_income_on_tax_returns","") === mar.YES) {
item.experience_1y = true;
experience_1y = true;
}
if (MAR.getOpt(item, "reo_rental_income_continuous_for_2_years","") === mar.YES) {
item.experience_2y = true;
experience_2y = true;
}
}
}
retval.experience_1y = experience_1y;
retval.experience_2y = experience_2y;
/**
* loop through all REO items
*/
for (var i=0; i < retval.items.length; i++) {
var item = retval.items[i];
if (item == null) continue;
item._M = MAR.application.M();
item._Y = MAR.application.Y();
item._TP = MAR.application.TP();
get_reo_item_calc(item, PROG, retval, dbg, i);
}
retval.detailmatrix.push([
"","","","","","","","","","","","","","","","","","TOTAL",
retval.liability.toFixed(2),
retval.income.toFixed(2),
PROG
]);
return retval;
}
/**
* get County
*/
function getProgramme_v2() {
if (!mar.STATIC) setStaticVars();
if (mar.answers.v2.scenario.programme && mar.answers.v2.scenario.programme != "") {
return mar.answers.v2.scenario.programme;
}
return mar.PROGRAMME_CONVENTIONAL;
}
/**
* get County "37021|NORTH CAROLINA : BUNCOMBE (37021)"
*/
function getCounty_v2(cnty) {
if (arguments.length > 0 && cnty != null && cnty != "" && cnty.indexOf("|") > -1) {
var retval = cnty.split("|")[0]; //val;
return retval;
}
if (!mar.STATIC) setStaticVars();
var retval = mar.answers.v2.scenario.property_county.split("|")[0]; //val;
return retval;
}
/**
* get loan actually rquired
*/
function getLoanRequired_v2() {
if (!mar.STATIC) setStaticVars();
if (mar.answers.v2.scenario.loan_type_refinance_house_value) {
return num(mar.answers.v2.scenario.loan_type_refinance_house_value);
}
if (mar.answers.v2.scenario.override_required_loan) {
return num(mar.answers.v2.scenario.override_required_loan);
}
return 0; /* 0 is no limit , go for max */
}
/**
* translate the loan duration into a number of years
*/
function getLoanDuration_v2() {
if (!mar.STATIC) setStaticVars();
//console.log("mar.answers.v2.scenario.term_of_loan "+mar.answers.v2.scenario.term_of_loan+" , mar.LOAN_TERM_30" + mar.LOAN_TERM_30);
if (mar.answers.v2.scenario.term_of_loan == mar.LOAN_TERM_30) {
return 30;
}
if (mar.answers.v2.scenario.term_of_loan == mar.LOAN_TERM_20) {
return 20;
}
if (mar.answers.v2.scenario.term_of_loan == mar.LOAN_TERM_15) {
return 15;
}
if (mar.answers.v2.scenario.term_of_loan == mar.LOAN_TERM_10) {
return 10;
}
return 30;
}
/**
* refinance options
*/
function getRefi_v2() {
return MAR.getRefi_v2()
if (!mar.STATIC) setStaticVars(mar.answers.v2.scenario);
var retval = {
loan_type_refinance_takehome_value : 0,
refi_home_insurance_cost : 0,
flood_estimate : 0
}
if (getLoanType() && getLoanType() == mar.LOAN_TYPE_REFINANCE) {
retval = {
loan_type_refinance_takehome_value : num(mar.answers.v2.scenario.loan_type_refinance_takehome_value),
refi_home_insurance_cost : num(mar.answers.v2.scenario.refi_home_insurance_cost),
flood_estimate : num(mar.answers.v2.scenario.flood_estimate)
};
}
return retval;
}
/**
* get Property type
*/
function getPropertyType_v2(_sc) {
/**
* type of property
*/
if (!mar.STATIC) setStaticVars();
if (arguments.length == 0 || !_sc) {
_sc = mar.answers.v2.scenario;
}
return MAR.getPropertyType_v2(_sc);
// var retval = "";
//
// if (_sc.property_type == mar.PROPERTY_TYPE_SFR) retval = "sfr";
// if (_sc.property_type == mar.PROPERTY_TYPE_CONDO) retval = "condo";
// if (_sc.property_type == mar.PROPERTY_TYPE_DUPLEX) retval = "2unit";
// if (_sc.property_type == mar.PROPERTY_TYPE_TRIPLEX) retval = "3unit";
// if (_sc.property_type == mar.PROPERTY_TYPE_FOURPLEX) retval = "4unit";
// if (_sc.property_type == mar.PROPERTY_TYPE_OTHER) retval = "Other";
// return retval;
}
/**
* get Property type
*/
function getPropertyUnits_v2(TYPE) {
/**
* type of property
*/
if (!mar.STATIC) setStaticVars();
var retval = "";
if (arguments.length == 0) {
TYPE = mar.answers.v2.scenario.property_type;
}
if (TYPE == mar.PROPERTY_TYPE_SFR) retval = "1";
if (TYPE == mar.PROPERTY_TYPE_CONDO) retval = "1";
if (TYPE == mar.PROPERTY_TYPE_DUPLEX) retval = "2";
if (TYPE == mar.PROPERTY_TYPE_TRIPLEX) retval = "3";
if (TYPE == mar.PROPERTY_TYPE_FOURPLEX) retval = "4";
if (TYPE == mar.PROPERTY_TYPE_OTHER) retval = "1";
return retval;
}
/**
* get the type of loan
*/
function getLoanType_v2() {
return MAR.getLoanType_v2(mar.answers.v2.scenario);
}
function getDoOwnRealestate() {
var _d = getDeclarations_v2();
//console.log("getDoOwnRealestate",_d);
for (var i=0; i < _d.length; i++) {
if (_d[i] && _d[i].credit_currently_own_realestate == mar.YES) return true;
if ( MAR.ownsProperty(i)) return true;
if ( MAR.ownsPrimary(i)) return true;
}
return false;
}
function getUsedAddressList() {
return MAR.getUsedAddressList();
}
function addScenario_data(retval,VAR,DEF) {
retval[VAR] = getScenario_data(VAR,DEF)
}
function getScenario_data(VAR,DEF,ANS) {
if (!mar.STATIC) setStaticVars();
// with APP
if (arguments.length > 2) {
if (!("v2" in ANS)) return DEF;
if (!("scenario" in ANS.v2)) return DEF;
if (VAR in ANS.v2.scenario) return ANS.v2.scenario[VAR];
return DEF;
}
// with mar.answers
if (!("scenario" in mar.answers.v2)) {
if (arguments.length > 1) return DEF;
return {};
}
if (arguments.length == 0) return mar.answers.v2.scenario;
if (VAR in mar.answers.v2.scenario && typeof mar.answers.v2.scenario[VAR] !== "undefined") return mar.answers.v2.scenario[VAR];
if (arguments.length > 1) return DEF;
return "";
}
function getScenario_data_int(VAR,DEF,ANS) {
if (!mar.STATIC) setStaticVars();
// with APP
if (arguments.length > 2) {
if (!("v2" in ANS)) return DEF;
if (!("scenario" in ANS.v2)) return DEF;
if (VAR in ANS.v2.scenario) return num(ANS.v2.scenario[VAR]);
return DEF;
}
// with mar.answers
if (!("scenario" in mar.answers.v2)) {
if (arguments.length > 1) return DEF;
return 0;
}
if (arguments.length == 0) return mar.answers.v2.scenario;
if (VAR in mar.answers.v2.scenario && typeof mar.answers.v2.scenario[VAR] !== "undefined") return num(mar.answers.v2.scenario[VAR]);
if (arguments.length > 1) return DEF;
return 0;
}
function delScenario_data(VAR) {
if (!mar.STATIC) setStaticVars();
if (!("scenario" in mar.answers.v2)) {
return false;
}
if (VAR in mar.answers.v2.scenario) delete mar.answers.v2.scenario[VAR];
return true;
}
var replay = [];
function setScenario_data(VAR,VAL) {
// replay.push(`setScenario_data("${VAR}",JSON.parse("${JSON.stringify(VAL)}"));`)
let retval = false;
if (!mar.STATIC) setStaticVars();
if (!("v2" in mar.answers)) mar.answers.v2 = {};
if (!("scenario" in mar.answers.v2)) mar.answers.v2.scenario = {};
// e.g. __enc_incomechange_1594703676446 = "{"592-05-8244":{"base":9718,"baseD":-5282}}"
if (VAR.startsWith("__enc_incomechange_")) {
for (let x in mar.answers.v2.scenario) {
if (x.startsWith("__enc_incomechange_")) {
let x_val = mar.answers.v2.scenario[x];
if (x_val === VAL) {
return false;
}
}
}
}
if (VAR in mar.answers.v2.scenario == false) retval = true;
if (mar.answers.v2.scenario[VAR] != VAL) {
retval = true;
mar.answers.v2.scenario[VAR] = VAL
MAR.activity_log.mod("scenario", VAR, Base64.encode(`${VAL}`));
}
/**
* applicant 1 creditscore becomes the main creditscore
*/
if (VAR == "applicant1_cscore" ||
VAR == "applicant2_cscore" ||
VAR == "applicant3_cscore") {
/**
* credit scores
*/
MAR.setLowestCreditScore(mar.answers);
// var cscore = mar.answers.v2.scenario.applicant1_cscore;
//
// if (mar.answers.v2.scenario.applicant2_cscore
// && mar.answers.v2.scenario.applicant2_cscore > 0
// && mar.answers.v2.scenario.applicant2_cscore < cscore) {
// cscore = mar.answers.v2.scenario.applicant2_cscore;
// }
// if (mar.answers.v2.scenario.applicant3_cscore
// && mar.answers.v2.scenario.applicant3_cscore > 0
// && mar.answers.v2.scenario.applicant3_cscore < cscore) {
// cscore = mar.answers.v2.scenario.applicant3_cscore;
// }
// mar.answers.v2.cscore = cscore
}
/**
* set the has ANY applicant owned property
*/
if (typeof VAR === "string" && VAR.startsWith("has_applicant") && VAR.endsWith("_owned_property_in_last_3_years")) {
mar.answers.v2.scenario.has_any_applicant_owned_property_in_last_3_years = "N";
for (i=1; i < MAR.MAXBORROWERS; i++) {
var __property = "has_applicant"+i+"_owned_property_in_last_3_years";
if (__property in mar.answers.v2.scenario && mar.answers.v2.scenario[__property] == "Y"){
mar.answers.v2.scenario.has_any_applicant_owned_property_in_last_3_years = "Y";
}
}
}
return retval;
}
function getV2_data(VAR,DEF) {
if (!mar.STATIC) setStaticVars();
if (arguments.length == 0) return mar.answers.v2;
if (VAR in mar.answers.v2) return mar.answers.v2[VAR];
if (arguments.length > 1) return DEF;
return "";
}
function setV2_data(VAR,VAL) {
if (!mar.STATIC) setStaticVars();
if (!("v2" in mar.answers)) mar.answers.v2 = {};
mar.answers.v2[VAR] = VAL;
}
var ______inc = 0;
function set_answers(ans) {
mar.answers = ans;
}
/**
* get the scenario
*/
function getScenario_v2(PROG) {
______inc = new Date().getTime();
let tims = [];
let stime = false;
let ltime = false;
let _now = function() {
if (typeof "context" !== "undefined") {
return Math.floor(context.global.process.hrtime()/1000)
}
return new Date().getTime()
}
let timer = function(lbl) {
let now = new Date().getTime();
if (stime == false) {
tims.push(` ${lbl} .. START `);
stime = now;
} else {
tims.push(` ${lbl} .. ${now - stime} ..(${(now-ltime)})`);
}
ltime = now;
}
try {
if (context) {
timer = function(lbl) {
let now = context.global.process.hrtime();
if (stime == false) {
tims.push(` ${lbl} .. START`);
stime = now;
} else {
let dif1 = Math.floor(context.global.process.hrtime(stime)[1]/1000);
let dif2 = Math.floor(context.global.process.hrtime(ltime)[1]/1000);
tims.push(` ${lbl} .. ${dif1} ..(${dif2})`);
}
ltime = now;
}
}
} catch(E){}
if (!mar.STATIC) setStaticVars();
if (!PROG) PROG = "web";
if (typeof mar.warnings == "undefined") mar.warnings = {};
if (!("scenario" in mar.answers.v2)) return {};
if ("loan_type" in mar.answers.v2.scenario === false && typeof mar.answers.v2.loan_type === "string" ) {
mar.answers.v2.scenario.loan_type = mar.answers.v2.loan_type;
}
timer("start");
var retval = {
tims : tims,
property_type : mar.answers.v2.scenario.property_type,
occupancy_type : mar.answers.v2.scenario.occupancy_type,
mortgage_options : mar.answers.v2.scenario.mortgage_options,
term_of_loan : mar.answers.v2.scenario.term_of_loan,
not_first_time_buyer : mar.answers.v2.scenario.not_first_time_buyer,
property_near_to_water : mar.answers.v2.scenario.property_near_to_water,
square_foot : num(mar.answers.v2.scenario.square_foot), // val
build_period : num(MAR.getOpt(mar.answers.v2.scenario,"build_period","1900")), // val
property_type_community_options
: mar.answers.v2.scenario.property_type_community_options,
loan_type : (mar.answers.v2.scenario.loan_type) ? mar.answers.v2.scenario.loan_type : mar.answers.loan_type,
loan_type_refinance_house_value
: num(mar.answers.v2.scenario.loan_type_refinance_house_value), //val
override_mi_cost : num(mar.answers.v2.scenario.override_mi_cost), //val
override_home_insurance_cost
: num(mar.answers.v2.scenario.override_home_insurance_cost), // val
override_home_owners_association_cost
: num(mar.answers.v2.scenario.override_home_owners_association_cost), // val
override_tax_cost : num(mar.answers.v2.scenario.override_tax_cost), // val
override_prop_tax_percentage_pm : num(mar.answers.v2.scenario.override_prop_tax_percentage_pm),
override_downpayment : num(mar.answers.v2.scenario.override_downpayment), // val
override_qual_inc_pm : num(mar.answers.v2.scenario.override_qual_inc_pm), // val
override_max_budget : num(mar.answers.v2.scenario.override_max_budget), // val
mybudget : num(mar.answers.v2.scenario.mybudget) // val
}
retval.dbg = [];
retval.refi = (retval.loan_type !== "purchase");
retval.use_whatsapp = (MAR.getOpt(mar.answers.v2.scenario,"use_whatsapp","") !== "N");
retval.uwm_id = MAR.getOpt(mar.answers.v2.scenario, "uwm_id","");
let sc_int_only = MAR.getOpt(mar.answers.v2.scenario, "is_interestonly","");
let sc_int_only_over = MAR.getOpt(mar.answers.v2.scenario, "is_interestonly_over","");
if (sc_int_only_over === "Y") {
mar.answers.v2.scenario.is_interestonly = "Y";
}
retval.is_nodoc = MAR.getOpt(mar.answers.v2.scenario, "is_nodoc","");
retval.is_bankstmt = MAR.getOpt(mar.answers.v2.scenario, "is_bank_statements","N");
retval.loan_type_purchase_options
= mar.answers.v2.scenario.loan_type_purchase_options; /* timeframe */
retval.property_county = mar.answers.v2.scenario.property_county; /* county */
retval.monthly_rent = num(mar.answers.v2.scenario.monthly_rent); /* monthly rent */
//contains_string_ignore_case
retval.is_primary = MAR.contains_string_ignore_case(retval.occupancy_type, "by_me");
if (retval.is_primary === true) {
if (["duplex","triplex","fourplex"].indexOf(retval.property_type) < 0) { /* cant rent out a sfr */
retval.monthly_rent = 0;
}
}
retval.monthly_rent_occupancy_rate = (retval.monthly_rent > 0) ? MAR.getOpt(mar.answers.v2.scenario, "monthly_rent_occupancy_rate_raw", 75) : 0;
retval.scenario_i_know_my_insurance
= mar.answers.v2.scenario.scenario_i_know_my_insurance /* I know my insurance */
retval.refi_home_insurance_cost
= num(mar.answers.v2.scenario.refi_home_insurance_cost)
retval.hoi_estimate = mar.answers.v2.scenario.hoi_estimate; // this is an object
/*
* hoi_estimate : {
* ins_estimate
* flood_estimate
* hoa_estimate
* prop_tax_percentage_pm
* }
*/
retval.flood_estimate = num(mar.answers.v2.scenario.flood_estimate);
retval.hoa_estimate = mar.answers.v2.scenario.hoa_estimate;
retval.state = {
applicants_phase : 0, // 0 = initial , 1 = subsequent
applicants : 1, // 1 , 2 , 3
currentapplicant : 1 // 1 , 2 , 3
};
if ("state" in mar.answers.v2.scenario) {
if ("applicants_phase" in mar.answers.v2.scenario.state) {
retval.state.applicants_phase = num(mar.answers.v2.scenario.state.applicants_phase);
}
if ("applicants" in mar.answers.v2.scenario.state) {
retval.state.applicants = num(mar.answers.v2.scenario.state.applicants);
}
if ("currentapplicant" in mar.answers.v2.scenario.state) {
retval.state.currentapplicant = num(mar.answers.v2.scenario.state.currentapplicant);
}
}
timer("start p1");
let apvars = [
"applicant(9)_name",
"applicant(9)_cscore:#0",
"applicant(9)_cscore_ref",
"applicant(9)_cscore_ref_enc",
// "#",
// "# citizenship",
// "#",
"scenario_applicant(9)_usc",
"scenario_applicant(9)_gch",
"scenario_applicant(9)_visa_type",
"scenario_applicant(9)_cntry",
// "#",
// "# property",
// "#",
"has_applicant(9)_owned_property_in_last_3_years",
"has_applicant(9)_owned_property_in_last_3_years_type",
"has_applicant(9)_owned_property_in_last_3_years_how",
"does_applicant(9)_own_property",
// "#",
// "# VA",
// "#",
"has_applicant(9)_served_in_us_forces",
"scenario_applicant(9)_served",
"va_active(9)",
"va_active_ed(9)",
"va_coe(9)",
"va_nofee(9)",
"va_employment(9)",
"va_disabled(9)",
"vafirst_time_use(9)",
// "#",
// "# non applicant 1 variables",
"",
"is_there_a_(9th)_borrower",
"(9th)_applicant"
];
timer("start emaxloop");
for (let i=0; i < MAR.MAXBORROWERS; i++) {
let NN = (i+1);
let Nd = MAR.th(NN);
for (let j=0; j < apvars.length; j++) {
let apvar = apvars[j].split(":");
let apvar0 = apvar[0];
if (apvar0.startsWith("#")) continue;
if (apvar0 == "" && i == 0) break;
apvar0 = apvar0.replace("(9)",`${NN}`)
apvar0 = apvar0.replace("(9th)",`${Nd}`)
let apvar_def = (apvar.length < 2) ? "" : apvar[1];
if (apvar_def.startsWith("#")) apvar_def = num(apvar_def.substring(1));
retval[apvar0] = MAR.getOpt(mar.answers.v2.scenario , apvar0 , apvar_def);
//console.log(`appvar i[${i}] // j[${j}] // vars(j)[${apvars[j]}] // varo[${apvar0}] // endvalue[${retval[apvar0]}]`)
}
}
timer("after emaxloop");
// retval.is_there_a_second_borrower = mar.answers.v2.scenario.is_there_a_second_borrower;
// retval.second_applicant = mar.answers.v2.scenario.second_applicant;
// retval.is_there_a_third_borrower = mar.answers.v2.scenario.is_there_a_third_borrower;
// retval.third_applicant = mar.answers.v2.scenario.third_applicant;
// retval.applicant1_name = mar.answers.v2.scenario.applicant1_name;
// retval.applicant2_name = mar.answers.v2.scenario.applicant2_name;
// retval.applicant3_name = mar.answers.v2.scenario.applicant3_name;
// retval.scenario_applicant1_usc = mar.answers.v2.scenario.scenario_applicant1_usc;
// retval.scenario_applicant2_usc = mar.answers.v2.scenario.scenario_applicant2_usc;
// retval.scenario_applicant3_usc = mar.answers.v2.scenario.scenario_applicant3_usc;
//
// retval.scenario_applicant1_gch = mar.answers.v2.scenario.scenario_applicant1_gch;
// retval.scenario_applicant2_gch = mar.answers.v2.scenario.scenario_applicant2_gch;
// retval.scenario_applicant3_gch = mar.answers.v2.scenario.scenario_applicant3_gch;
//
// retval.scenario_applicant1_visa_type = mar.answers.v2.scenario.scenario_applicant1_visa_type;
// retval.scenario_applicant2_visa_type = mar.answers.v2.scenario.scenario_applicant2_visa_type;
// retval.scenario_applicant3_visa_type = mar.answers.v2.scenario.scenario_applicant3_visa_type;
//
// retval.has_applicant1_owned_property_in_last_3_years =
// mar.answers.v2.scenario.has_applicant1_owned_property_in_last_3_years;
// retval.has_applicant2_owned_property_in_last_3_years =
// mar.answers.v2.scenario.has_applicant2_owned_property_in_last_3_years;
// retval.has_applicant3_owned_property_in_last_3_years =
// mar.answers.v2.scenario.has_applicant3_owned_property_in_last_3_years;
//
// retval.has_applicant1_owned_property_in_last_3_years_type =
// mar.answers.v2.scenario.has_applicant1_owned_property_in_last_3_years_type;
// retval.has_applicant2_owned_property_in_last_3_years_type =
// mar.answers.v2.scenario.has_applicant2_owned_property_in_last_3_years_type;
// retval.has_applicant3_owned_property_in_last_3_years_type =
// mar.answers.v2.scenario.has_applicant3_owned_property_in_last_3_years_type;
//
// retval.has_applicant1_owned_property_in_last_3_years_how =
// mar.answers.v2.scenario.has_applicant1_owned_property_in_last_3_years_how;
// retval.has_applicant2_owned_property_in_last_3_years_how =
// mar.answers.v2.scenario.has_applicant2_owned_property_in_last_3_years_how;
// retval.has_applicant3_owned_property_in_last_3_years_how =
// mar.answers.v2.scenario.has_applicant3_owned_property_in_last_3_years_how;
//
//
//
// retval.does_applicant1_own_property =
// mar.answers.v2.scenario.does_applicant1_own_property;
// retval.does_applicant2_own_property =
// mar.answers.v2.scenario.does_applicant2_own_property;
// retval.does_applicant3_own_property =
// mar.answers.v2.scenario.does_applicant3_own_property;
//
// retval.has_applicant1_served_in_us_forces =
// mar.answers.v2.scenario.has_applicant1_served_in_us_forces;
// retval.has_applicant2_served_in_us_forces =
// mar.answers.v2.scenario.has_applicant2_served_in_us_forces;
// retval.has_applicant3_served_in_us_forces =
// mar.answers.v2.scenario.has_applicant3_served_in_us_forces;
// retval.scenario_applicant1_served = mar.answers.v2.scenario.scenario_applicant1_served;
// retval.scenario_applicant2_served = mar.answers.v2.scenario.scenario_applicant2_served;
// retval.scenario_applicant3_served = mar.answers.v2.scenario.scenario_applicant3_served;
//
// retval.va_coe1 = mar.answers.v2.scenario.va_coe1;
// retval.va_coe2 = mar.answers.v2.scenario.va_coe2;
// retval.va_coe3 = mar.answers.v2.scenario.va_coe3;
//
//
//
// retval.va_employment1 = mar.answers.v2.scenario.va_employment1;
// retval.va_employment1 = mar.answers.v2.scenario.va_employment1;
// retval.va_employment1 = mar.answers.v2.scenario.va_employment1;
//
// retval.va_disabled1 = mar.answers.v2.scenario.va_disabled1;
// retval.va_disabled2 = mar.answers.v2.scenario.va_disabled2;
// retval.va_disabled3 = mar.answers.v2.scenario.va_disabled3;
//
// retval.vafirst_time_use1 = mar.answers.v2.scenario.vafirst_time_use1;
// retval.vafirst_time_use2 = mar.answers.v2.scenario.vafirst_time_use2;
// retval.vafirst_time_use3 = mar.answers.v2.scenario.vafirst_time_use3;
retval.goals_target_value = mar.answers.v2.scenario.goals_target_value;
retval.goals_target_downpayment = mar.answers.v2.scenario.goals_target_downpayment;
retval.override_dti_max_front_end = mar.answers.v2.scenario.override_dti_max_front_end;
retval.override_dti_max_back_end = mar.answers.v2.scenario.override_dti_max_back_end;
retval.override_sellconsession = mar.answers.v2.scenario.override_sellconsession;
retval.override_mcc = mar.answers.v2.scenario.override_mcc;
retval.householdsize = mar.answers.v2.scenario.householdsize;
retval.householdincome = mar.answers.v2.scenario.householdincome;
retval.mcc_household = mar.answers.v2.scenario.mcc_household;
retval.mcc_lowincome = mar.answers.v2.scenario.mcc_lowincome;
if ("householdincome" in mar.answers.v2.scenario) {
retval.mcc_lowincome = retval.householdincome;
}
// setScenario_data("householdsize",householdsize);
// setScenario_data("householdincome",householdincome);
retval.scenario_i_know_my_tax = ("scenario_i_know_my_tax" in mar.answers.v2.scenario ) ? mar.answers.v2.scenario.scenario_i_know_my_tax : "N";
retval.scenario_tax = mar.answers.v2.scenario.scenario_tax;
retval.scenario_hoa = mar.answers.v2.scenario.scenario_hoa;
retval.scenario_flood = mar.answers.v2.scenario.scenario_flood;
/**
* have the owned property i.e. first time buyer
*/
retval.has_any_applicant_owned_property_in_last_3_years =
mar.answers.v2.scenario.has_any_applicant_owned_property_in_last_3_years;
if (!mar.answers.v2.scenario.has_any_applicant_owned_property_in_last_3_years) {
mar.answers.v2.scenario.has_any_applicant_owned_property_in_last_3_years = "N"
}
/**
* have anybody served?
*/
retval.has_any_applicant_served_in_us_forces =
mar.answers.v2.scenario.has_any_applicant_served_in_us_forces;
if (!mar.answers.v2.scenario.has_any_applicant_served_in_us_forces) {
mar.answers.v2.scenario.has_any_applicant_served_in_us_forces = "N"
}
retval.va_employment = mar.answers.v2.scenario.va_employment;
retval.va_disabled = mar.answers.v2.scenario.va_disabled;
retval.vafirst_time_use = mar.answers.v2.scenario.vafirst_time_use;
if(!retval.va_employment) retval.va_employment = "regular";
if(!retval.va_disabled) retval.va_disabled = "N";
if(!retval.vafirst_time_use) retval.vafirst_time_use = "Y";
/**
* credit score
*/
// retval.applicant1_cscore = mar.answers.v2.scenario.applicant1_cscore;
// retval.applicant2_cscore = mar.answers.v2.scenario.applicant2_cscore;
// retval.applicant3_cscore = mar.answers.v2.scenario.applicant3_cscore;
//
// if (!retval.applicant1_cscore) retval.applicant1_cscore = 0;
// if (!retval.applicant2_cscore) retval.applicant2_cscore = 0;
// if (!retval.applicant3_cscore) retval.applicant3_cscore = 0;
let notNull = function(VAR, DEF) {
if (typeof VAR === "undefined") return DEF;
if (VAR === null) return DEF;
if (typeof VAR === "number") return VAR;
if (typeof VAR === "string") return VAR;
if (!VAR) return DEF;
return VAR;
}
let notNullOptString = function(OBJ, VAR, DEF, MINLEN) {
OBJ[VAR] = notNull(OBJ[VAR], DEF);
if (arguments.length < 4) return;
if (MINLEN === false) return;
if (OBJ[VAR].length < MINLEN) {
OBJ[VAR] = DEF;
}
}
let notNullOptNumeric = function(OBJ, VAR, DEF) {
OBJ[VAR] = num(notNull(OBJ[VAR], DEF));
}
let NOAPPLICANT = false;
for (let i=0; i < MAR.MAXBORROWERS; i++) {
let NN = (i+1); // 1
let Nd = MAR.th(NN); // second;
notNullOptNumeric( retval, `applicant${NN}_cscore` , 0 );
notNullOptString( retval, `applicant${NN}_name` , "" ,1 );
notNullOptString( retval, `applicant${NN}_usc` , "" ,1 );
notNullOptString( retval, `applicant${NN}_gch` , "Y" ,1 );
notNullOptString( retval, `applicant${NN}_visa_type` , "" ,1 );
notNullOptString( retval, `applicant${NN}_cntry` , "" ,1 );
if (i == 0) continue;
notNullOptString( retval, `${Nd}_applicant` , "" ,1 );
if (MAR.getOpt(retval, `is_there_a_${Nd}_borrower`, "") === "") {
let NdApplicant = MAR.getOpt(retval,`${Nd}_applicant`, "");
if (!NdApplicant || NdApplicant === "" || NdApplicant === "none") {
retval[`is_there_a_${Nd}_borrower`] = "N";
} else {
retval[`is_there_a_${Nd}_borrower`] = "Y";
}
}
if (NOAPPLICANT == true) {
retval[`${Nd}_applicant`] = "none";
retval[`is_there_a_${Nd}_borrower`] = "N";
} else {
let NdApplicant = MAR.getOpt(retval, `${Nd}_applicant` , ""); // second applicant
let NdApplicant_is = MAR.getOpt(retval, `is_there_a_${Nd}_borrower` , ""); // is there a second_applicant
if (NdApplicant_is !== "Y") {
retval[`${Nd}_applicant`] = "";
NOAPPLICANT = true;
}
}
}
timer("after emaxloop2");
/**
* set up the applicants
*/
if ("applicants" in mar.answers.v2 === false || mar.answers.v2.applicants.length == 0) {
mar.answers.v2.applicants=[{
fn : retval.applicant1_name
}];
}
/**
* and the declarations
*/
if ("declarations" in mar.answers.v2 === false || mar.answers.v2.declarations.length == 0) {
mar.answers.v2.declarations=[{}];
}
/**
* and the income
*/
if ("income" in mar.answers.v2 === false || mar.answers.v2.income.length == 0) {
mar.answers.v2.income=[{}];
}
retval.cscore = retval.applicant1_cscore;
retval.applicants_cnt = 1;
for (let i=1; i < MAR.MAXBORROWERS; i++) {
let NN = (i+1); // 1
let Nd = MAR.th(NN); // second;
if (retval[`is_there_a_${Nd}_borrower`] == "Y") {
if (mar.answers.v2.applicants.length == i) {
mar.answers.v2.applicants.push({
fn : retval[`applicant${NN}_name`]
});
}
if (mar.answers.v2.declarations.length == i) {
mar.answers.v2.declarations.push({});
}
retval.applicants_cnt = num(NN);
if (retval[`applicant${NN}_cscore`] > 0 && retval[`applicant${NN}_cscore`] < retval.cscore) {
retval.cscore = retval[`applicant${NN}_cscore`];
}
} else {
if (mar.answers.v2.applicants.length > i) {
mar.answers.v2.applicants = mar.answers.v2.applicants.splice(0,i);
}
}
}
/**
* correct if there are too many items in the array
*/
let EMPTY_APPLICANT_FOUND = false;
for (let i=1; i < MAR.MAXBORROWERS; i++) {
let NN = (i+1); // 1
let Nd = MAR.th(NN); // second;
let NthApplicant = retval[`${Nd}_applicant`];
if (EMPTY_APPLICANT_FOUND === true) {
retval[`${Nd}_applicant`] = "none";
}
if (NthApplicant == "none") {
if (mar.answers.v2.applicants.length > i) {
mar.answers.v2.applicants = mar.answers.v2.applicants.splice(0,i);
}
EMPTY_APPLICANT_FOUND = true;
} else if (NthApplicant == "spouse") {
if (mar.answers.v2.applicants.length == i) {
mar.answers.v2.applicants.push({
src : "1"
});
}
mar.answers.v2.applicants[i].type = mar.APPLICANT_TYPE.SPOUSE;
} else if (NthApplicant == "coborrower") {
if (mar.answers.v2.applicants.length == i) {
mar.answers.v2.applicants.push({
src : "2"
});
}
mar.answers.v2.applicants[i].type = mar.APPLICANT_TYPE.COBORROWER;
} else if (NthApplicant == "coborrower_nonresident") {
if (mar.answers.v2.applicants.length == i) {
mar.answers.v2.applicants.push({
src : "2A"
});
}
mar.answers.v2.applicants[i].type = mar.APPLICANT_TYPE.COBORROWER_NON_RESIDENT;
}
}
timer("after emaxloop 3");
// make all the arrays the correct length
while (mar.answers.v2.applicants.length > mar.answers.v2.income.length) {
mar.answers.v2.income.push({});
}
while (mar.answers.v2.applicants.length > mar.answers.v2.declarations.length) {
mar.answers.v2.declarations.push({});
}
retval.final_tax = 0
retval.final_hoi = 0;
retval.final_hoa = 0;
retval.final_fld = 0;
retval.final_ltv = 0;
if ("scenario_i_know_my_tax" in retval && retval.scenario_i_know_my_tax == mar.YES) {
retval.known_tax = Math.floor(num(retval.scenario_tax)/12);
retval.final_tax = retval.known_tax;
} else {
retval.known_tax = 0;
if (retval.hoi_estimate && "prop_tax_percentage_pm" in retval.hoi_estimate && retval.hoi_estimate.prop_tax_percentage_pm && retval.hoi_estimate.prop_tax_percentage_pm != 0) {
var ptp = retval.hoi_estimate.prop_tax_percentage_pm;
if (retval.goals_target_value && retval.goals_target_value > 0) {
retval.final_tax = Math.floor((retval.goals_target_value * mar.answers.v2.scenario.hoi_estimate.prop_tax_percentage_pm)/12)
}
}
}
/**
* retval.known_hoi is the overriden home owners insurance cost
*/
if ("scenario_i_know_my_insurance" in retval && retval.scenario_i_know_my_insurance == mar.YES) {
retval.known_hoi = num(retval.refi_home_insurance_cost)/12;
retval.final_hoi = retval.known_hoi;
} else {
retval.known_hoi = 0;
if (retval.hoi_estimate && "ins_estimate" in retval.hoi_estimate && retval.hoi_estimate.ins_estimate && retval.hoi_estimate.ins_estimate != 0) {
retval.final_hoi = retval.hoi_estimate.ins_estimate
}
}
if ("flood_estimate" in retval && num(retval.flood_estimate) > 0) {
retval.known_flood = num(retval.flood_estimate);
retval.final_fld = retval.known_flood;
} else {
retval.known_flood = 0;
if (retval.hoi_estimate && "flood_estimate" in retval.hoi_estimate && retval.hoi_estimate.flood_estimate && retval.hoi_estimate.flood_estimate != 0) {
retval.final_fld = retval.hoi_estimate.flood_estimate
}
}
/**
* retval known_hoa is for if we knoow the hoa
*/
retval.hoa = 0;
retval.known_hoa = 0;
retval.hoa_option = mar.answers.v2.scenario.property_type_community_options;
if ("scenario_i_know_my_hoa" in retval && retval.scenario_i_know_my_hoa == mar.YES) {
retval.hoa = num(mar.answers.v2.scenario.hoa_estimate);
retval.known_hoa = num(mar.answers.v2.scenario.hoa_estimate);
retval.final_hoa = retval.known_hoa;
}
else if (mar.answers.v2.scenario.property_type_community_options == "cknow") {
retval.hoa = num(mar.answers.v2.scenario.hoa_estimate);
retval.known_hoa = num(mar.answers.v2.scenario.hoa_estimate);
retval.final_hoa = retval.known_hoa;
}
else if (mar.answers.v2.scenario.property_type_community_options == "non") {
retval.hoa = 0;
retval.final_hoa = retval.hoa;
} else {
if ("hoi_estimate" in mar.answers.v2.scenario) {
if ("hoa_estimate" in mar.answers.v2.scenario.hoi_estimate) {
retval.hoa = num(mar.answers.v2.scenario.hoi_estimate.hoa_estimate);
retval.final_hoa = retval.hoa;
}
}
}
/**
* realtor
*/
retval.have_own_realtor = getScenario_data("have_own_realtor","");
retval.realtor_name = getScenario_data("realtor_name","");
retval.realtor_name_fn = MAR.realtor.getName(getScenario_data("realtor_name","")).fn;
retval.realtor_name_ln = MAR.realtor.getName(getScenario_data("realtor_name","")).ln;
retval.realtor_name_str = MAR.realtor.getName(getScenario_data("realtor_name","")).str;
retval.realtor_email = getScenario_data("realtor_email","");
retval.realtor_office = getScenario_data("realtor_office","");
retval.realtor_permission_loan_calcs_and_docs = getScenario_data("realtor_permission_loan_calcs_and_docs","");
retval.realtor_permission_direct_underwriting_report = getScenario_data("realtor_permission_direct_underwriting_report","");
retval.realtor_permission_appraisal_information = getScenario_data("realtor_permission_appraisal_information","");
// if no realtor then send "" values
if (retval.have_own_realtor != mar.YES) {
retval.realtor_name = "";
retval.realtor_name_fn = "";
retval.realtor_name_ln = "";
retval.realtor_name_str = "";
retval.realtor_email = "";
retval.realtor_office = "";
retval.realtor_permission_direct_underwriting_report = "";
retval.realtor_permission_direct_underwriting_report = "";
retval.realtor_permission_appraisal_information = "";
}
retval.calc_additional_lender_credits = getScenario_data("calc_additional_lender_credits","0");
retval.calc_additional_seller_credits = getScenario_data("calc_additional_seller_credits","0");
retval.calc_additional_realtor_credits = getScenario_data("calc_additional_realtor_credits","0");
retval.loan_type_refinance_takehome_value = getScenario_data("loan_type_refinance_takehome_value","");
/**
* new REFI values
*/
retval.loan_type_refinance_takehome_value = getScenario_data("refi_goal","0");
retval.refi_goal = getScenario_data("refi_goal","0");
retval.loan_type_refinance_house_value = getScenario_data("refi_current_value","0");
retval.refi_current_value = getScenario_data("refi_current_value","0");
retval.refi_current_debt = getScenario_data("refi_current_debt","0");
retval.refi_options = getScenario_data("refi_options","0");
/**
* end new REFI values
*/
retval.pdu_selected_programmes = getScenario_data("pdu_selected_programmes","all");
retval.pdu_selected_rates = getScenario_data("pdu_selected_rates","all");
retval.pdu_selected_rates_fha = getScenario_data("pdu_selected_rates_fha","all");
retval.pdu_selected_rates_conv = getScenario_data("pdu_selected_rates_conv","all");
retval.pdu_selected_rates_va = getScenario_data("pdu_selected_rates_va","all");
retval.pdu_selected_rates_hr = getScenario_data("pdu_selected_rates_hr","all");
retval.pdu_selected_rates_jumbo = getScenario_data("pdu_selected_rates_jumbo","all");
retval.calc_additional_lender_credits_fha = getScenario_data("calc_additional_lender_credits_fha","0");
retval.calc_additional_lender_credits_conv = getScenario_data("calc_additional_lender_credits_conv","0");
retval.calc_additional_lender_credits_va = getScenario_data("calc_additional_lender_credits_va","0");
retval.calc_additional_lender_credits_hr = getScenario_data("calc_additional_lender_credits_hr","0");
retval.calc_additional_lender_credits_jumbo = getScenario_data("calc_additional_lender_credits_jumbo","0");
retval.calc_additional_lender_credits_jumbo = getScenario_data("calc_additional_lender_credits_jumbo","0");
retval.calc_additional_lender_credits_jumbo = getScenario_data("calc_additional_lender_credits_jumbo","0");
retval.calc_additional_lender_credits_jumbo = getScenario_data("calc_additional_lender_credits_jumbo","0");
retval.calc_additional_lender_credits_jumbo = getScenario_data("calc_additional_lender_credits_jumbo","0");
/**
* co-ordinate REO and calculations
*/
/* these finals will have come from the input of the mortgage application */
// retval.final_tax = 0
// retval.final_hoi = 0;
// retval.final_hoa = 0;
// retval.final_fld = 0;
// retval.final_ltv = 0;
if ("reo" in mar.answers.v2 === false) mar.answers.v2.reo = []; // empty REO
let reolist = mar.answers.v2.reo;
// let reo_primary_index = false;
// for (let i=0; i < reolist.length; i++) {
// if (MAR.getOpt(reolist[i],"reo_use","") == "primary") {
// if (MAR.getOpt(reolist[i],"whosname","").indexOf("0") > -1) {
// reo_primary_index = i;
// }
// }
// }
//
// console.warn(`reo_primary_index ${reo_primary_index}`);
// console.warn(`MAR.ownsProperty(0) ${MAR.ownsProperty(0)}`);
//
//
// if (reo_primary_index === false) { // we did not find a primary REO property
// if (MAR.ownsProperty(0) == true) { // if we current own realestate , create a new REO block
// let newproperty = MAR.reo.create({
// type : "primary",
// owner : "0",
// address : {
// address : `tbd - current primary ${______inc}`
// },
// verified : "N"
// });
// MAR.reo.set(false, newproperty);
// }
// } else {
// if (MAR.ownsProperty(0) == false) { // if we current own realestate
// setScenario_data("does_applicant1_own_property","Y");
// }
// }
//
// for (let i=0; i < reolist.length; i++) {
// let reoitem = reolist[i];
//
// if ("address" in reoitem) {
// console.log("reoitem", i, reoitem.address, reoitem)
// let adr = reoitem.address;
// console.log("reoitem", i, reoitem.address, adr.startsWith("tbd"), reoitem)
//
// if (adr.startsWith("tbd")) {
// if ("verified" in reoitem && reoitem.verified === "N") {
// let a_current = MAR.getApplicantAddressCurrent(0);
// if (a_current && a_current.length > 0) {
// console.log("reoitem", "a_current", a_current[0].address, "", a_current)
// reolist[i].address = a_current[0].address;
// }
// }
// }
// }
//
//// if (MAR.getOpt(reolist[i],"address","").startsWith("tbd") && MAR.getOpt(reolist[i],"verified","") === "N") {
//// let a_current = MAR.getApplicantAddressCurrent(0);
//// if (a_current) {
//// reolist[i].address = a_current.address;
//// }
//// }
//
//
// }
retval.currentHousingExpenses = {
}
retval.downpayment_type = getScenario_data("downpayment_type","CheckingSavings");
if (MAR.assets.isThereAGift() == true) {
retval.downpayment_type = "GiftFunds"; // global override!
}
if (getScenario_data(`vapi_est_income`,``) !== `` && getScenario_data(`vapi_est_income`,``) !== getScenario_data(`vapi_est_income_imported`,``)) {
// import est income
let _grid = [];
let _income = num(getScenario_data(`vapi_est_income`,``));
_grid.push({
b : `b1`,
bonus : ``,
bonus1 : ``,
commission : ``,
commission1 : ``,
freq : `a`,
gross : `n`,
last_yr : ``,
live : true,
name : `Income from AI Text`,
overtime : ``,
overtime1 : ``,
pay : `${~~(_income)}`,
this_yr : ``,
total : ~~(_income/12),
type : `w2`
});
mar.answers.v2.scenario.income_manual_grid = JSON.stringify(_grid);
mar.answers.v2.scenario.vapi_est_income_imported = getScenario_data(`vapi_est_income`,``);
}
if (getScenario_data(`vapi_est_lia`,``) !== `` && getScenario_data(`vapi_est_lia`,``) !== getScenario_data(`vapi_est_lia_imported`,``)) {
// import est income
let _grid = [];
let _lia = num(getScenario_data(`vapi_est_lia`,``));
_grid.push({
act : ``,
bal : `1`,
dsc : `Liabilities from AI (Alim/Child/Other)`,
live : true,
pmt : `${_lia}`,
spc : ``,
type : `other`
});
mar.answers.v2.scenario.liability_manual_grid = JSON.stringify(_grid);
mar.answers.v2.scenario.vapi_est_lia_imported = getScenario_data(`vapi_est_lia`,``);
}
/*
* encompass Synch fields
*/
retval.est_closing_date_src = getScenario_data("est_closing_date_src","");
retval.est_closing_date_set = getScenario_data("est_closing_date_set","");
retval.est_closing_date = getScenario_data("est_closing_date","");
retval.property_details = getScenario_data("property_details","");
addScenario_data(retval,"__application_imported_from_encompass_A2B_mortgage","");
addScenario_data(retval,"__application_imported_from_encompass_B2A_mortgage","");
addScenario_data(retval,"__application_imported_from_encompass","");
addScenario_data(retval,"__application_imported_from_encompass_purpose","");
addScenario_data(retval,"__application_imported_from_encompass_needs_verification","");
addScenario_data(retval,"__application_imported_from_encompass_needs_verification_incomechange","");
retval.appdata = [];
retval.encompass_warnings = {};
try {
if (typeof rules !== 'undefined') {
rules.clearwarnings("scenario");
rules.clearwarnings("scenario_all");
rules.clearwarnings("scenario_applicant");
/* rules */
rules.get("scenario_all").forEach(function(item){
eval("var _fn = "+item+";");
_fn(PROG,0);
_fn = null;
});
(function(){
for (let x in mar.answers.v2.scenario) {
if (x.startsWith("__enc_app_ssn_error")) {
if (mar.answers.v2.scenario[x] === "Y") {
let itm = {
type : "app",
data : mar.answers.v2.scenario[x]
};
_addneed(`/misc/encompass/0/sup-doc/encompass-change/ssn`,"",0,"", itm);
retval[x] = itm.data;
retval.encompass_warnings[x] = itm;
}
}
if (x.startsWith("__enc_income_missmatch")) {
if (mar.answers.v2.scenario[x] !== false) {
let uuid = x.substring("__enc_income_missmatch_".length);
let itm = {
uuid : uuid,
type : "income",
data : JSON.parse(mar.answers.v2.scenario[x])
};
_addneed(`/income/encompass/0/sup-doc/encompass-income-missmatch/${uuid}`,"",0,itm.uuid, itm);
retval[x] = itm.data;
retval.encompass_warnings[x] = itm;
}
}
// {"000-00-0019":{"base":[7361,5231.07],"overtime":[6000,191],"bonus":[0,911],"commission":[0,111],"other":[null,211]},"121-22-1112":{"base":[0,0],"overtime":[0,0],"bonus":[0,0],"commission":[0,0],"other":[null,null]}}
if (x.startsWith("__enc_incomediff")) {
if (mar.answers.v2.scenario[x] !== false) {
let data = JSON.parse(mar.answers.v2.scenario[x]);
for (let d in data) {
let ssn = d;
let is_a_diff = false;
for (let d1 in data[d]) {
let _el_val = num(data[d][d1][0]);
let _en_val = num(data[d][d1][1]);
if (`__enc_over_${MAR.digits(d)}_${d1}` in mar.answers.v2.scenario) {
_el_val = num(mar.answers.v2.scenario[`__enc_over_${MAR.digits(d)}_${d1}`]);
}
if (Math.floor(_el_val*100) !== Math.floor(_en_val*100)) {
is_a_diff = true;
}
}
if (is_a_diff) {
let itm = {
ssn : d,
type : "income",
data : data[d]
};
_addneed(`/income/encompass/0/sup-doc/encompass-income-diff/${d}`,"",0,itm.ssn, itm);
retval[`${x}_${ssn}`] = itm.data;
retval.encompass_warnings[`${x}_${ssn}`] = itm;
}
}
}
}
if (x.startsWith("__enc_incomechange")) {
if (mar.answers.v2.scenario[x] !== false) {
let uuid = x.substring("__enc_incomechange_".length);
let itm = {
uuid : uuid,
type : "income",
data :JSON.parse(mar.answers.v2.scenario[x])
};
_addneed(`/income/encompass/0/sup-doc/encompass-income-change`,"",0,itm.uuid, itm);
retval[x] = itm.data;
retval.encompass_warnings[x] = itm;
}
}
if (x.startsWith("__enc_over")) {
retval[x] = mar.answers.v2.scenario[x];
}
}
})();
// let apvars = [
// "applicant(9)_name",
// "applicant(9)_cscore:#0",
// "#",
// "# citizenship",
// "#",
// "scenario_applicant(9)_usc",
// "scenario_applicant(9)_gch",
// "scenario_applicant(9)_visa_type",
// "#",
// "# property",
// "#",
// "has_applicant(9)_owned_property_in_last_3_years",
// "has_applicant(9)_owned_property_in_last_3_years_type",
// "has_applicant(9)_owned_property_in_last_3_years_how",
// "does_applicant(9)_own_property",
// "#",
// "# VA",
// "#",
// "has_applicant(9)_served_in_us_forces",
// "scenario_applicant(9)_served",
// "va_coe(9)",
// "va_employment(9)",
// "va_disabled(9)",
// "vafirst_time_use(9)",
// "#",
// "# non applicant 1 variables",
// "",
// "is_there_a_(9th)_borrower",
// "(9th)_applicant"
// ]
for (let i=0; i < mar.answers.v2.applicants.length; i++) {
let NN = (i+1);
let Nd = MAR.th(NN);
let Nitem = {};
let applicantData = {};
for (let j=0; j < apvars.length; j++) {
let apvar = apvars[j].split(":");
let apvar0 = apvar[0];
if (apvar0.startsWith("#")) continue;
if (apvar0 == "") break;
apvar_normalized = apvar0.replace("(9)", "N"); // applicantN_name
apvar0 = apvar0.replace("(9)",`${NN}`) // applicant1_name
Nitem[apvar_normalized] = retval[apvar0]
}
retval.appdata.push(Nitem);
Nitem.warnings=[];
let warning_type = "scenario_applicant";
/* rules */
// let _warningcount = (warning_type in mar.warnings) ? mar.warnings[warning_type].length : 0;
rules.get(warning_type).forEach(function(item){
eval("var _fn = "+item+";");
_fn(PROG,i,{
});
_fn = null;
});
// if (warning_type in mar.warnings) {
// for (let _wc = _warningcount; _wc < mar.warnings[warning_type].length; _wc++) {
// inc.warnings.push(mar.warnings[warning_type][_wc])
// }
// }
}
}
} catch (E) {
console.warn(E);
}
timer("after rules");
retval.dbg.push(`RV END [Length = ${mar.answers.v2.applicants.length}]`)
timer("end");
//console.log("scenario tims",tims);
return retval;
}
function capitalizeFirstLetter(string) {
return MAR.capitalizeFirstLetter(string);
}
function county_display(T) {
return MAR.county_display(T);
}
function county_number(T) {
return MAR.county_number(T);
}
function getScenarioSummary(rv) {
if (!rv) return {};
var retval = {};
retval.loantype = [1,"Loan type" ,
rv.loan_type,
rv.loan_type
];
/* timeframe */
retval.timeframe =[1,"Time Frame" ,
mar._txt(rv.loan_type_purchase_options),
rv.loan_type_purchase_options
];
/* location */
retval.location = [1,"Location" ,
county_display(rv.property_county),
rv.property_county
];
/* occupancy */
retval.occupancy = [1,"Occupancy" ,
mar._txt(rv.occupancy_type),
rv.occupancy_type
];
/* property type and potential rental */
retval.propertytype = [1,"Property type" ,
mar._txt(rv.property_type),
rv.property_type
];
//_monthly_rent_display
var _monthly_rent_display = "";
if ((rv.property_type != "" && rv.property_type != "sfr" && rv.property_type != "condo") || rv.occupancy_type == "investment") {
var _monthly_rent = num($("#monthly_rent").val());
if (rv.monthly_rent != 0) {
_monthly_rent_display = "Est rent : $"+rv.monthly_rent+"";
}
}
if (_monthly_rent_display != "") {
retval.property_type_monthlyrent = [2," - monthly rent Est." ,
_monthly_rent_display,
rv.monthly_rent
];
}
/* insurances */
/**
* insurance
*/
var insurance_disp = "";
var scenario_i_know_my_insurance = rv.scenario_i_know_my_insurance;
if (scenario_i_know_my_insurance == "Y") {
retval.hoi_line = [0,"HOI" ,"",""];
retval.hoi_line0 = [1,"I know my insurance" ,
"Yes , I do ",
"Y"
];
retval.hoi_line1 = [2,"- I estimate it at" ,
"$"+rv.refi_home_insurance_cost,
rv.refi_home_insurance_cost
];
retval.hoi_line2 = [2,"- The property is near to water?" ,
(rv.property_near_to_water == "Y") ? "Yes it is" : "No it is not",
rv.property_near_to_water
];
} else {
retval.hoi_line = [0,"HOI" ,"",""];
retval.hoi_line0 = [1,"I know my insurance" ,
"NO - please Estimate for me",
"N"
];
retval.hoi_line1 = [2,"- Square footage" ,
rv.square_foot+" sq. ft",
rv.square_foot
];
retval.hoi_line2 = [2,"- Build Period" ,
"c. "+rv.build_period+"",
rv.build_period
];
retval.hoi_line3 = [2,"- The property is near to water?" ,
(rv.property_near_to_water == "Y") ? "Yes it is" : "No it is not",
rv.property_near_to_water
];
if (rv.hoi_estimate) {
retval.hoi_line4 = [2,"- Ins Est" ,
"$ "+rv.hoi_estimate.ins_estimate+"",
rv.hoi_estimate.ins_estimate
];
retval.hoi_line5 = [2,"- Flood Est" ,
"$ "+rv.hoi_estimate.flood_estimate+"",
rv.hoi_estimate.flood_estimate
];
} else {
retval.hoi_line4 = [2,"- Ins Est" ,
"$ -",
0
];
retval.hoi_line5 = [2,"- Flood Est" ,
"$ -",
0
];
}
}
/**
* HOA
*/
var hoa_disp = "";
if (rv.property_type_community_options == "cknow") {
retval.hoa_line = [0,"HOA" ,"",""];
retval.hoa_line0 = [1,"I know my HOA fees" ,
"Yes , I do ",
"Y"
];
retval.hoa_line1 = [1,"- I estimate it at" ,
"$"+num(rv.hoa_estimate),
num(rv.hoa_estimate)
];
} else {
retval.hoa_line = [0,"HOA" ,"",""];
retval.hoa_line0 = [1,"I know my HOA fees" ,
"No , Estimate them for me ",
"N"
];
retval.hoa_line1 = [2,"- Square footage" ,
rv.square_foot+" sq. ft",
rv.square_foot
];
if (rv.hoi_estimate && rv.hoi_estimate.hoa_estimate) {
retval.hoa_line2 = [2,"- HOA Est" ,
"$ "+rv.hoi_estimate.hoa_estimate+"",
rv.hoi_estimate.hoa_estimate
];
} else {
retval.hoa_line2 = [2,"- HOA Est" ,
"$ -",
0
];
}
}
return retval;
}
function getPersonalData(PROG) {
if (!mar.STATIC) setStaticVars();
if (!PROG) PROG = "web";
let applicantLength = getApplicants_v2().length;
for (var n=0; n < applicantLength; n++) {
let ads = getApplicantAddresses(n);
for (var a=0; a < ads.length; a++) {
let itm = ads[a];
itm.warnings=[];
// address: "2493 Leisure Lane|San Matias|CA|93405-2255|"
// appears_on_drivers_license: "Y"
// appears_on_tax_returns: "Y"
// bucketid: "/applicants/address/0/161de3c3-b35c-4004-8e6b-98213b5811ec"
// months: "0"
// reason_dl_different: ""
// type: "current"
// use: "rent"
// uuid: "161de3c3-b35c-4004-8e6b-98213b5811ec"
// years: "8"
let warning_type = "personaldata_addressitem";
/* rules */
let _warningcount = (warning_type in mar.warnings) ? mar.warnings[warning_type].length : 0;
rules.get(warning_type).forEach(function(item){
eval("var _fn = "+item+";");
_fn(PROG,n,{
a : getApplicantsNames_v2(n),
item : itm
});
_fn = null;
});
if (warning_type in mar.warnings) {
for (let _wc = _warningcount; _wc < mar.warnings[warning_type].length; _wc++) {
itm.warnings.push(mar.warnings[warning_type][_wc])
}
}
}
}
}
function make_needs_list_v2(){
var _needs = [];
try {
rules.clearwarnings("");
getScenario_v2();
getIncome_v2();
getDeclarations_with_rules_v2();
getAssets_v2();
getPersonalData();
getReo_v2();
getBackEndLiabilities_v2();
var applicants = getApplicants_v2();
_needs = rules.getAllNeeds("");
//console.log("_needs",_needs);
// var __needs = [];
// _needs.forEach(function(n){
// __needs.push(n.split(" ")[0]);
// });
} catch (E) {
console.warn(E)
}
return _needs;
}
function get_answers_with_additional_needs_v2(r) {
if ("answers" in r == false) return false;
try {
var answers = JSON.parse(r.answers);
} catch (E) {
console.warn(E);
return false;
}
answers.v2.additional_needs = [];
if (r.additional_needs_obj) {
answers.v2.additional_needs = r.additional_needs_obj;
} else {
if ("additional_needs" in r && r.additional_needs != null && r.additional_needs != "") {
try {
answers.v2.additional_needs = JSON.parse(r.additional_needs);
} catch (E) {
answers.v2.additional_needs = [];
console.warn(E);
}
}
}
return answers;
}
var elainesdk = (function(){
function uuidv4() {
if (typeof el_uuid === "undefined") {
return ([1e7]+-1e3+-4e3+-8e3+-1e11).replace(/[018]/g, c =>
(c ^ crypto.getRandomValues(new Uint8Array(1))[0] & 15 >> c / 4).toString(16)
)
} else {
return el_uuid.gen();
}
}
var customCostBuilder = (function(){
/*
mar.customcalcs = {
remove : {
"re_inspection_fee" : 0
},
adjust : {
"endorsements" : 1201
},
rename : {
"re_inspection_fee" : "after inspection fee"
},
add : {
"_aiusdfhsaisfuhd" : {
title : "a i u d s",
value : 802,
section : 800,
qmapr : true,
csection : sections[800].cat
},
"_aiusdffhsaisfuhd" : {
title : "aff i u d s",
value : 1211,
section : 1200,
qmapr : false,
csection : sections[1200].cat
}
}
}
*
*/
var localvar = {};
var sections = {
"800" : { title : "Items Payable in Connection with Loa" , cat : 0 },
"900" : { title : "Items required by Lender to be Paid in Advance" , cat : 3 },
"1000" : { title : "Reserves Deposited with Lender" , cat : 3 },
"1100" : { title : "Title Charges" , cat : 1 },
"1200" : { title : "Government recording and Transfer Charges" , cat : 2 },
"1300" : { title : "Additional Settlement Charges" , cat : 2 }
};
function set(LV) {
localvar = LV
}
function get() {
return localvar;
}
function init() {
if ("remove" in localvar == false) localvar.remove = {};
if ("adjust" in localvar == false) localvar.adjust = {};
if ("add" in localvar == false) localvar.add = {};
if ("rename" in localvar == false) localvar.rename = {};
}
function build() {
}
function newline(section,name,qmapr) {
init();
let newlineid = "_"+uuidv4(); // has to be an underscore
let newlinecode = (Math.floor(section/100) * 100) + 90;
localvar.add[newlineid] = {
title : name,
value : 0,
code : newlinecode,
section : section,
qmapr : 1,
csection : sections[section].cat
}
log();
return [newlineid,newlinecode];
}
function adjustValue(code,val) {
init();
if (code.indexOf("_") === 0) {
if (val == false) {
if (code in localvar.add) delete localvar.add[code]
}
localvar.add[code].value = val;
} else {
if (val == false) {
if (code in localvar.adjust) delete localvar.adjust[code]
}
localvar.adjust[code] = val;
}
log();
}
function adjustApr(code,val) {
init();
if (code.indexOf("_") === 0) {
localvar.add[code].qmapr = val;
}
log();
}
function adjustName(code,val) {
init();
if (code.indexOf("_") === 0) {
if (val == false) {
if (code in localvar.add) delete localvar.add[code]
}
localvar.add[code].name = val;
} else {
if (val == false) {
if (code in localvar.rename) delete localvar.rename[code]
}
localvar.rename[code] = val;
}
log();
}
function log(){
console.warn(localvar);
}
return {
adjustValue : adjustValue, // adjust a line item number
adjustName : adjustName, // adjust a line item name
adjustApr : adjustApr, // adjust the QM APR
newline : newline, // add new line
sections : sections, // list of sections
/**
* general functions
*/
log : log, // log to console
build : build, // build the scenario
set : set, // set the scenario object
get : get // get the scenario object
}
})();
return {
// custom cost builder
customCostBuilder : customCostBuilder,
// uuid functions
uuid : uuidv4,
uuidv4 : uuidv4
}
})();
function mar_tmp_docn(completionarray=[]) {
var FN_ARGS = /^function\s*[^\(]*\(\s*([^\)]*)\)/m;
var FN_ARG_SPLIT = /,/;
var FN_ARG = /^\s*(_?)(\S+?)\1\s*$/;
var STRIP_COMMENTS = /((\/\/.*$)|(\/\*[\s\S]*?\*\/))/mg;
function formalParameterList(fn) {
var fnText,argDecl;
var args=[];
fnText = fn.toString().replace(STRIP_COMMENTS, '');
argDecl = fnText.match(FN_ARGS);
if (argDecl === null) return [];
if ("1" in argDecl === false) return [];
var r = argDecl[1].split(FN_ARG_SPLIT);
for(var a in r){
var arg = r[a];
arg.replace(FN_ARG, function(all, underscore, name){
args.push(name);
});
}
return args;
}
let docu = function(obj, path){
for (let x in obj) {
let elm = obj[x];
if (typeof elm === "function") {
//console.error(`${path}.${x}()`);
let args = formalParameterList(elm);
completionarray.push([`${path}.${x}()`,`${path}.${x}(${args.join(",")})`])
}
if (typeof elm === "string") {
completionarray.push([`${path}.${x}="${elm}"`,`${x}`])
}
if (typeof elm === "object") {
// console.error(`${path}.${x}()`);
docu(elm, `${path}.${x}`);
}
}
}
docu(MAR, "MAR")
}
//console.log("endfn");
/*
missing
cs_payment
al_payment
*/
var marclient = {};
marclient.ip = '216.73.216.144';
marclient.ts = '1775897581232';
`)+
`
`;
}
h += lin_head('Income',``);
if (MAR.getOptNum(febe, "reo_inc",0) > 0) {
h += lin_sub('- from work',elaineui.format("cur",(febe.inc - febe.reo_inc)));
MAR.ifOpt(febe, `inc_desc`, function(v){
if (v === ``) {
return;
}
h += lin_note(`${v}`,``);
});
h += lin_sub('- from REO',elaineui.format("cur",febe.reo_inc));
if (febe.reo_inc_desc.length > 0) {
for (let x of febe.reo_inc_desc) {
h += lin_note(`${x}`,``);
}
}
if (MAR.getOpt(febe, "prim_capped",false) === true) {
h += lin_sub('- Primary Income capped at zero',elaineui.format("cur",0));
}
}
if (MAR.getOpt(febe, "inc_src","") === "calculated") {
debugger;
let dm = MAR.getOpt(febe, "inc_details.detailmatrix", []);
let dm_scen = MAR.getOptNum(febe, "inc_details.reo_scenario", 0);
let dm_scen_d = MAR.getOpt(febe, "inc_details.reo_scenario_desc", ``);
if (dm.length > 2) {
for (let i=1; i < (dm.length -1); i++) {
let itm = dm[i];
if (itm.length === 1) {
h += lin(`${itm[0]}`,``);
}
if (itm.length > 1) {
let _disp_tot = elaineui.format("cur",itm[7]);
if (MAR.getOpt(itm, `12`,false) === true) {
_disp_tot = `Included in REO`;
}
if (MAR.getOpt(itm, `10`,``) === ``) {
if (MAR.getOpt(itm, `11`,``) === `reo`) {
if (dm_scen > 0) {
h += lin_sub(`Expected Rent (${dm_scen_d})`,elaineui.format("cur",dm_scen),`mar.tmp_open_febe_link('#scenario-property')`);
if (_disp_tot > dm_scen) {
h += lin_sub(`${itm[0]}`,elaineui.format("cur",(num(itm[7]) -dm_scen)),`mar.tmp_open_febe_link('#reo-home')`);
}
} else {
h += lin_sub(`${itm[0]}`,_disp_tot,`mar.tmp_open_febe_link('#reo-home')`);
}
} else {
h += lin_sub(`${itm[0]}`,_disp_tot);
}
} else {
h += lin_sub(`${itm[0]}`,_disp_tot,`mar.tmp_open_febe_link('#income-edit.${itm[10]}')`);
}
}
}
h += lin_tot('URLA income',elaineui.format("cur",febe.inc));
h += `${x}
`+
``+
`
`+
``+
``+
`
`+
`${y}
`+
``; } else { h += lin_tot('URLA income',elaineui.format("cur",febe.inc)); } /** * here list reo properties that result in 0 / Break even */ } else if (MAR.getOpt(febe, "inc_src","") === "scenario" && num(febe.inc) !== 0) { h += lin_tot('Quick income',elaineui.format("cur",febe.inc), `mar.tmp_open_febe_link('#scenario-ratequote1.0.selected.edit_openincome')`); } else { h += lin_tot('Income not entered',elaineui.format("cur",febe.inc), `mar.tmp_open_febe_link('#income-how.0')`); } h += lin_head('Liabilities',``); if (MAR.getOpt(febe, "lia_src","") === "answers") { // h += lin_tot('Quick liailities',elaineui.format("cur",febe.lia)); if (MAR.getOptNum(febe, "lia_from_loan",0) > 0) { h += lin_sub('Quick liabilities',elaineui.format("cur",(febe.lia - febe.lia_from_loan))); h += lin_sub('New Monthly Payment',elaineui.format("cur",febe.lia_from_loan), `mar.tmp_open_febe_link('#scenario-ratequote1.0.selected')`); h += lin_tot('Total liabilities',elaineui.format("cur",febe.lia)); } else { h += lin('Quick liabilities',elaineui.format("cur",febe.lia), `mar.tmp_open_febe_link('#scenario-ratequote1.0.selected.edit_openlia')`); MAR.ifOpt(febe, `lia_breakdown`, function(v){ for (let x of v) { h += lin_note(`${x}`,``); } }); } } else if (MAR.getOpt(febe, "lia_src","") === "scenario") { if (MAR.getOptNum(febe, "lia_from_loan",0) > 0) { h += lin_sub('Quick liabilities',elaineui.format("cur",(febe.lia - febe.lia_from_loan))); h += lin_sub('New Monthly Payment',elaineui.format("cur",febe.lia_from_loan), `mar.tmp_open_febe_link('#scenario-ratequote1.0.selected')`); h += lin_tot('Total liabilities',elaineui.format("cur",febe.lia), `mar.tmp_open_febe_link('#scenario-ratequote1.0.selected.edit_openlia')`); } else { h += lin('Quick liabilities',elaineui.format("cur",febe.lia), `mar.tmp_open_febe_link('#scenario-ratequote1.0.selected.edit_openlia')`); MAR.ifOpt(febe, `lia_breakdown`, function(v){ for (let x of v) { h += lin_note(`${x}`,``, `mar.tmp_open_febe_link('#scenario-ratequote1.0.selected.edit_openlia')`); } }); } } else if (MAR.getOpt(febe, "lia_src","") === "calculated") { let dm = MAR.getOpt(febe, "lia_list", []); if (dm.length > 2) { for (let i=1; i < (dm.length -1); i++) { let itm = dm[i]; if (itm.length === 1) { h += lin(`${itm[0]}`,``); } if (itm.length > 1 && itm[0].startsWith("mortga") === false && itm[0].indexOf("") < 0) { let itm_desc = MAR.liabilities.helper_make_shorter_name(itm[0]); // let itms = itm[0].split(`:`); // let type = itms.shift(); // // let itm_desc = (function() { // if (type === `child`) return `${itms.join(":")}`; // if (type === `irstax`) return `${itms.join(":")}`; // if (itms.length > 0) { // for (let j=0; j < itms.length; j++) { // let itm_str = itms[j]; // if (itm_str.startsWith(`Account`) && itm_str.length > 7) { // itms[j] = `Acc #..${itm_str.substring(7).slice(-4)}`; // } // } // } // return `${mar._txt(type)} - ${itms.join(":")}`; // // })(); if (MAR.getOpt(itm, `17`,``) === `reo`) { h += lin_sub(`${itm_desc}`,elaineui.format("cur",itm[6]), `mar.tmp_open_febe_link('#reo-home')`); } else if (MAR.getOpt(itm, `17`,``) !== ``) { h += lin_sub(`${itm_desc}`,elaineui.format("cur",itm[6]), `mar.tmp_open_febe_link('#liabilities-item.0.${itm[17]}')`); } else { h += lin_sub(`${itm_desc}`,elaineui.format("cur",itm[6])); } } } if (MAR.getOptNum(febe, "lia_from_loan",0) > 0) { h += lin_sub('New Monthly Payment',elaineui.format("cur",febe.lia_from_loan), `mar.tmp_open_febe_link('#scenario-ratequote1.0.selected')`); } // let _reo_liab_ex_prim = MAR.getOptNum(febe, "_reo._reo_liab_ex_prim", 0); h += lin_tot('URLA liabilities',elaineui.format("cur",febe.lia), `mar.tmp_open_credit()`); h += `
`; } else { h += lin_tot('URLA liabilities',elaineui.format("cur",febe.lia), `mar.tmp_open_credit()`); } } else { h += lin_tot('Liailities not entered',elaineui.format("cur",febe.lia)); } h += lin_head('Primary Housing Expenses',``); for (let x in febe.monthly_febe) { let lbl = mar._txt(`rq_lbl_${x}`) h += lin_sub(`- ${lbl}`,elaineui.format("cur",(febe.monthly_febe[x]))); } h += lin_tot('Monthly',elaineui.format("cur",febe.monthly_total_febe)); h += `
`; h += lin_head('Ratios',``); h += `
`;
h += ``;
h += `
`;
h += `FE
`;
h += ` =
`;
h += `${elaineui.format("cur",febe.monthly_total_febe)}
${elaineui.format("cur",febe.inc)}
=
`;
h += `${elaineui.format("perc3",febe.__fe)}
`;
h += ``;
h += ``;
h += `
`;
// h += `BE
`;
h += ` =
`;
h += `${elaineui.format("cur",febe.monthly_total_febe)} + ${elaineui.format("cur",febe.lia)}
${elaineui.format("cur",febe.inc)}
=
`;
h += `${elaineui.format("perc3",febe.__be)}
`;
h += `${JSON.stringify(febe,null,4)}`;
let $popupelm = $(`.ratequote_popup .topgrid`);
if ($popupelm.length > 0) {
// this only happens in pages.housingbudget
mar.tmp_febe_breakdown_close = function() {
$(`.ratequote_popup .topgrid-details`).html(``)
$(`.ratequote_popup .topgrid-details`).addClass(`x-hide-imp`)
}
h = ``+
`
`;
$(`.ratequote_popup .topgrid-details`).html(h)
$(`.ratequote_popup .topgrid-details`).removeClass(`x-hide-imp`)
return;
}
else {
// this is in the LOI and also in the APP
if (typeof window_febe === `object`) {
// we are in the LOI because there is a FE/BE window function
mar.tmp_febe_text = h;
window_febe.open(febe.appid)
return;
}
elaineui.swalprompt({
title : "Front End / Back End Ratios",
txt : `FE / BE Breakdown
`+
`${h}`+
`Close
`+
`${h}
`,
ok : `Close`
});
}
}
let _defaults = {
Item203KSupplementalOriginationFee:{qm:`Y`,apr:`Y`},
AmortizationFee:{qm:``,apr:`Y`},
ApplicationFee:{qm:`Y`,apr:`Y`},
AutomatedUnderwritingFee:{qm:``,apr:`Y`},
BankruptcyMonitoringFee:{qm:``,apr:``},
BondFee:{qm:``,apr:``},
BondReviewFee:{qm:``,apr:``},
CertificationFee:{qm:``,apr:``},
ChosenInterestRateCreditOrChargeTotal:{qm:`Y`,apr:`Y`},
CommitmentFee:{qm:`Y`,apr:`Y`},
LoanLevelPriceAdjustment:{qm:`Y`,apr:`Y`},
LoanOriginatorCompensation:{qm:`Y`,apr:`Y`},
ManualUnderwritingFee:{qm:`Y`,apr:`Y`},
MortgageBrokerFee:{qm:`Y`,apr:`Y`},
MortgageSurchargeCountyOrParish:{qm:``,apr:``},
MortgageSurchargeMunicipal:{qm:``,apr:``},
MortgageSurchargeState:{qm:``,apr:``},
NewLoanAdministrationFee:{qm:`Y`,apr:`Y`},
OurOriginationChargeTotal:{qm:`Y`,apr:`Y`},
PreclosingVerificationControlFee:{qm:``,apr:``},
ProcessingFee:{qm:`Y`,apr:`Y`},
RateLockFee:{qm:`Y`,apr:`Y`},
RedrawFee:{qm:``,apr:``},
TemporaryBuydownAdministrationFee:{qm:``,apr:`Y`},
UnderwritingFee:{qm:`Y`,apr:`Y`},
TemporaryBuydownPoints:{qm:``,apr:`Y`},
LifeOfLoan:{qm:``,apr:``},
LoanAmountDiscountPoints:{qm:`Y`,apr:`Y`},
//
Item203KArchitecturalAndEngineeringFee:{qm:``,apr:`N`},
Item203KConsultantFee:{qm:``,apr:`Y`},
Item203KDiscountOnRepairs:{qm:``,apr:``},
Item203KTitleUpdate:{qm:`N`,apr:`Y`},
AttorneyFee:{qm:``,apr:`Y`},
CourierFee:{qm:``,apr:`Y`},
CreditDisabilityInsurancePremium:{qm:``,apr:`N`},
CreditLifeInsurancePremium:{qm:``,apr:`N`},
CreditPropertyInsurancePremium:{qm:``,apr:`N`},
CreditUnemploymentInsurancePremium:{qm:``,apr:`N`},
DebtCancellationInsurancePremium:{qm:``,apr:`N`},
DeedPreparationFee:{qm:``,apr:`N`},
DocumentaryStampFee:{qm:``,apr:``},
DocumentPreparationFee:{qm:``,apr:`N`},
ElectronicDocumentDeliveryFee:{qm:`N`,apr:`Y`},
EscrowServiceFee:{qm:``,apr:``},
FilingFee:{qm:`N`,apr:`Y`},
GeneralCounselFee:{qm:``,apr:``},
HighCostMortgageCounselingFee:{qm:``,apr:``},
LendersAttorneyFee:{qm:``,apr:``},
NotaryFee:{qm:`N`,apr:`Y`},
PowerOfAttorneyPreparationFee:{qm:``,apr:`N`},
RecordingFeeForAssignment:{qm:`N`,apr:`Y`},
SigningAgentFee:{qm:`N`,apr:`Y`},
BuyAgentFee:{qm:``,apr:`N`},
StateTitleInsuranceFee:{qm:``,apr:`N`},
SurveyFee:{qm:``,apr:`N`},
TaxRelatedServiceFee:{qm:`N`,apr:`Y`},
TitleCertificationFee:{qm:`N`,apr:`Y`},
TitleClosingFee:{qm:`N`,apr:`Y`},
TitleClosingProtectionLetterFee:{qm:`N`,apr:`Y`},
TitleDocumentPreparationFee:{qm:``,apr:`N`},
TitleEndorsementFee:{qm:``,apr:`N`},
TitleExaminationFee:{qm:``,apr:`N`},
TitleFinalPolicyShortFormFee:{qm:``,apr:`N`},
TitleInsuranceBinderFee:{qm:``,apr:`N`},
TitleInsuranceFee:{qm:``,apr:`N`},
TitleNotaryFee:{qm:``,apr:`N`},
TitleOwnersCoveragePremium:{qm:``,apr:`N`},
TitleServicesFeeTotal:{qm:``,apr:``},
TitleServicesSalesTax:{qm:``,apr:``},
TitleUnderwritingIssueResolutionFee:{qm:``,apr:``},
//
Item203KArchitecturalAndEngineeringFee:{qm:``,apr:`N`},
Item203KConsultantFee:{qm:``,apr:`Y`},
Item203KDiscountOnRepairs:{qm:``,apr:``},
Item203KInspectionFee:{qm:``,apr:`Y`},
Item203KPermits:{qm:``,apr:`N`},
AppraisalDeskReviewFee:{qm:``,apr:`N`},
AppraisalFieldReviewFee:{qm:``,apr:`N`},
AppraisalManagementCompanyFee:{qm:`N`,apr:`Y`},
AutomatedUnderwritingFee:{qm:`Y`,apr:`Y`},
AVMFee:{qm:``,apr:`N`},
CLOAccessFee:{qm:`N`,apr:`Y`},
FloodCertification:{qm:`N`,apr:`Y`},
MERSRegistrationFee:{qm:`N`,apr:`Y`},
PreclosingVerificationControlFee:{qm:``,apr:``},
PropertyTaxStatusResearchFee:{qm:`N`,apr:`Y`},
RedrawFee:{qm:``,apr:`N`},
ReinspectionFee:{qm:``,apr:``},
TaxRelatedServiceFee:{qm:`N`,apr:`Y`},
VerificationOfAssetsFee:{qm:``,apr:`Y`},
VerificationOfEmploymentFee:{qm:``,apr:`Y`},
VerificationOfIncomeFee:{qm:``,apr:`Y`},
VerificationOfResidencyStatusFee:{qm:``,apr:`Y`},
VerificationOfTaxpayerIdentificationFee:{qm:``,apr:`Y`},
VerificationOfTaxReturnFee:{qm:``,apr:`Y`},
//
TaxStampForCityDeed:{qm:``,apr:`N`},
TaxStampForCityMortgage:{qm:``,apr:`N`},
RecordingFeeForAssignment:{qm:``,apr:`N`},
RecordingFeeForMunicipalLienCertificate:{qm:``,apr:`N`},
RecordingFeeForSubordination:{qm:``,apr:`N`},
PowerOfAttorneyRecordingFee:{qm:``,apr:`N`},
RecordingFeeForDeed:{qm:``,apr:`N`},
RecordingFeeForMortgage:{qm:``,apr:`N`},
TaxStampForCountyDeed:{qm:``,apr:`N`},
TaxStampForCountyMortgage:{qm:``,apr:`N`},
TaxStampForStateDeed:{qm:``,apr:`N`},
TaxStampForStateMortgage:{qm:``,apr:`N`},
Other:{qm:``,apr:``},
//
Item203KPermits:{qm:``,apr:`Y`},
AsbestosInspectionFee:{qm:``,apr:`N`},
CondominiumAssociationDues:{qm:``,apr:`N`},
CondominiumAssociationSpecialAssessment:{qm:``,apr:`N`},
CooperativeAssociationDues:{qm:``,apr:`N`},
CooperativeAssociationSpecialAssessment:{qm:``,apr:`N`},
CreditDisabilityInsurancePremium:{qm:``,apr:`N`},
CreditLifeInsurancePremium:{qm:``,apr:`N`},
CreditPropertyInsurancePremium:{qm:``,apr:`N`},
CreditUnemploymentInsurancePremium:{qm:``,apr:`N`},
DebtCancellationInsurancePremium:{qm:``,apr:`N`},
DryWallInspectionFee:{qm:``,apr:`N`},
ElectricalInspectionFee:{qm:``,apr:`N`},
EnvironmentalInspectionFee:{qm:``,apr:`N`},
HeatingCoolingInspectionFee:{qm:``,apr:`N`},
HomeInspectionFee:{qm:``,apr:`N`},
HomeownersAssociationDues:{qm:``,apr:`N`},
HomeownersAssociationSpecialAssessment:{qm:``,apr:`N`},
HomeWarrantyFee:{qm:``,apr:`N`},
LeadInspectionFee:{qm:``,apr:`N`},
PestInspectionFee:{qm:``,apr:`N`},
PlumbingInspectionFee:{qm:``,apr:`N`},
RadonInspectionFee:{qm:``,apr:`N`},
RealEstateCommissionBuyersBroker:{qm:``,apr:`N`},
RealEstateCommissionSellersBroker:{qm:``,apr:`N`},
RepairsFee:{qm:``,apr:`N`},
RoofInspectionFee:{qm:``,apr:`N`},
SepticInspectionFee:{qm:``,apr:`N`},
SmokeDetectorInspectionFee:{qm:``,apr:`N`},
WaterTestingFee:{qm:``,apr:`N`},
WellInspectionFee:{qm:``,apr:`N`}
};
function default_qm_apr_custom_costs(cost) {
return MAR.getOpt(_defaults, cost, {qm:``,apr:``});
}
function error_remove_duplicates(arr) {
let codes = [];
let rv = [];
for (let i=0; i < arr.length; i++) {
let str = arr[i];
let code = get_error_code_code(str);
codes.push(code);
/* -- ficalow is the same as llpa fico_adjustment -- */
if (code === `llpa100` && codes.indexOf(`ficolow`) > -1 && str.indexOf(`fico_adjustment`) > -1) {
continue;
}
if (code === `llpa100` && codes.indexOf(`loanlow`) > -1 && str.indexOf(`loan_size_adjustment`) > -1) {
continue;
}
/* -- used for R&T refis -- */
if (code === `dead-ignore`) {
continue;
}
rv.push(str);
}
return rv;
}
function get_error_code_code(str) {
if (typeof str !== `string`) return ``;
if (str.indexOf(`|`) < 0) return ``;
let code = str.split(`|`)[0];
return code;
}
function get_error_code(str) {
if (typeof str !== `string`) return str;
if (str.indexOf(`|`) < 0) return str;
let code = str.split(`|`)[0];
let txt = str.split(`|`)[1];
if (code === `c2clow`) {
return `Available cashThere is not enough Cash to make this loan work. ${txt}`; } if (code === `ficolow`) { return `FICO
The FICO is too low and this program cannot provide a rate quote. ${txt}`; } if (code === `wrongprop`) { return `Property type exclusion
This property type is not allowed by thie program. ${txt}`; } if (code === `dead`) { return `We cannot make an offer for this program. ${txt}`; } if (code === `llpa100`) { return `LLPA limit
One of the parameters of the loan excludes this from being calculated. ${txt}`; } if (code === `loanlow`) { return `Loan value
The loan value is under the minimum for this program. ${txt}`; } if (code === `ltvhigh`) { return `LTV Limit
The LTV is too high for this program. ${txt}`; } if (code === `loanlowlimit`) { return `Loan Value Limit
${txt}`; } return str; } return { breakdown : breakdown, // default_qm_apr_custom_costs : default_qm_apr_custom_costs, // get_error_code : get_error_code, error_remove_duplicates : error_remove_duplicates, // ___id : `rq_obj` } })(); /** * contract * @namespace MAR.contract */ var lockObj = (function(){ function explode_app(app) { } return { ___id : `lock object` } })(); /** * contract * @namespace MAR.contract */ var contractObj = function(){ let lockObj = {}; let contractObj = {}; let lockObj_base = {}; let contractObj_base = {}; /** * set from the db object */ function load_from_obj(obj) { if (typeof obj === "string") { obj = jsn.parse(obj, {}); } lockObj = MAR.getOpt(obj, "lock",{}); contractObj = MAR.getOpt(obj, "contract",{}); } function baseline(){ lockObj_base = JSON.parse(JSON.stringify(lockObj)); contractObj_base = JSON.parse(JSON.stringify(contractObj)); } /** * set */ function set_lock(k,v) { lockObj[k] = v; } function set_lock_from_encompass(en_pipeline) { } function set_lock_from_manual(obj) { } function set_lock_from_other(obj) { } function get_lock_string_for_pipeline() { } function is_different_from_baseline(){ } function set_contract(k,v) { contractObj[k] = v; } /** * clear */ function clear() { lockObj = {}; contractObj = {}; } /** * get_combined */ function get_combined(){ return { lock : lockObj, contract : contractObj } } /** * init */ function init() { //createOpt MAR.createObt(lockObj, `price` , 0); MAR.createObt(lockObj, `status` , ``); MAR.createObt(lockObj, `date` , ``); MAR.createObt(lockObj, `date_expire` , ``); MAR.createObt(lockObj, `rate` , 0); MAR.createObt(lockObj, `days` , 0); MAR.createObt(lockObj, `prog` , ``); MAR.createObt(lockObj, `compensation_type` , ``); MAR.createObt(lockObj, `compensation_factor` , ``); MAR.createObt(lockObj, `compensation_value` , 0); MAR.createObt(lockObj, `compensation_in_lo_fee` , `N`); MAR.createObt(lockObj, `buyout_fee_yn` , `N`); MAR.createObt(lockObj, `buyout_fee_value` , 0); MAR.createObt(lockObj, `note` , ``); } let lock_statuses = { none : { txt : `None` }, registered : { txt : `Registered` }, locked : { txt : `Locked` }, expired : { txt : `Expired` }, cancelled : { txt : `Cencelled` }, withdrawn : { txt : `Withdrawn` }, float : { txt : `Float` }, pending : { txt : `Lock Pending` }, registered_man : { txt : `Registered Manual` }, pending_man : { txt : `Lock Pending Manual` }, locked_man : { txt : `Locked Manual` } } return { get_lockObj : function() { return lockObj; }, // get only the lock object get_Lock : function() { return lockObj; }, // get only the lock object get_contractObj : function() { return contractObj; }, // get only the contract object get_Contract : function() { return contractObj; }, // get only the contract object get_lock_statuses : function() { return lock_statuses; }, get_combined : get_combined, // get combined for saving // clear : clear, // empty the contents init : init, // make any missing data // load_from_obj : load_from_obj, // populate from object set_lock : set_lock, // set key in the lock object set_l : set_lock, set_contract : set_contract, // set a key in the contract object set_c : set_contract, // set_lock_from_encompass : set_lock_from_encompass, // set from the encompass data set_lock_from_manual : set_lock_from_manual, // manual set_lock_from_other : set_lock_from_other, // other // baseline : baseline, // baseline get_lock_string_for_pipeline : get_lock_string_for_pipeline, // get string summary // ___id : `Contract object` } } /** * cpull * @namespace MAR.cpull */ var cpullObj = (function(){ function is_too_old(date, return_days = false) { if (date === null) return false; if (date === "") return false; let dat_diff = (new Date().getTime() - new Date(date).getTime()); dat_diff = dat_diff/1000; // secs dat_diff = dat_diff/60; // mins dat_diff = dat_diff/60; // hours dat_diff = ~~(dat_diff/24); // days if (return_days) { return dat_diff; } if (dat_diff > 90) { return true; } } return { is_too_old : is_too_old, ___id : `cpull object` } })(); /** * liabilities * @namespace MAR.liabilities */ var liabilitiesObj = (function(){ /** * @memberof MAR.liabilities */ function init() { } /** * @memberof MAR.liabilities */ function delByUUID(uuid) { let idx = getByUUID(uuid,true); if (idx !== false) { del(idx); } } /** * @memberof MAR.liabilities */ function setByUUID(uuid, obj) { let idx = getByUUID(uuid,true); if (idx !== false) { for (let x in obj) { mar.answers.v2.liabilities[idx][x] = obj[x]; } } } /** * @memberof MAR.liabilities */ function getByUUID(uuid, returnindex) { let _array = get(); for (let i=0; i < _array.length; i++) { if ("uuid" in _array[i] && _array[i].uuid == uuid) { if (arguments.length > 1 && returnindex === true) return i; return _array[i]; } } return false; } /** * @memberof MAR.liabilities */ function getBySIG(sig) { let _array = get(); for (let i=0; i < _array.length; i++) { if ("sig" in _array[i] && _array[i].sig == sig) return _array[i]; } return false; } /** * @memberof MAR.liabilities */ function getByEncId(enc_uuid) { let _array = get(); for (let i=0; i < _array.length; i++) { if ("enc_uuid" in _array[i] && _array[i].enc_uuid == enc_uuid) return { i : i, data : _array[i] } } return false; } /** * @memberof MAR.liabilities */ function setLoanLinkByUUID(loanlink , _REO_uuid) { let loanlinks = loanlink.split(","); loanlinks.filter(function(ll){ let index = getByUUID(ll, true); if (typeof index === "number") mar.answers.v2.liabilities[index].reolink = _REO_uuid; }) } /** * @memberof MAR.liabilities */ function delLoanLinkByUUID(loanlink) { let loanlinks = loanlink.split(","); loanlinks.filter(function(ll){ let index = getByUUID(ll, true); if (typeof index === "number") mar.answers.v2.liabilities[index].reolink = ``; }) } /** * @memberof MAR.liabilities */ function repair_uuids() { let _array = get(); let rv = false; for (let i=0; i < _array.length; i++) { if ("uuid" in _array[i] === false) { _array[i].uuid = uuidv4(); rv = true; } } return rv; } /** * @memberof MAR.liabilities */ function repair() { let _array = get(); let rv = false; for (let i=0; i < _array.length; i++) { if ("enc_id" in _array[i] === false) { _array[i].enc_id = getNextLiabilityEncId(); rv = true; } } return rv; } /** * @memberof MAR.liabilities */ function is_verified_item(applicantnum, type) { let vapplicantnum = MAR.applicants.vid(applicantnum); let items = get(type); for (let i=0; i < items.length; i++) { let item = items[i]; if (item.verified !== `Y`) continue; return item; } return false } /** * @memberof MAR.liabilities */ function getFirstAssignment(ino) { for (var i=0; i < 8; i++) { if ((ino & Math.pow(2,i)) == Math.pow(2,i)) return (i); } return -1; } /** * @memberof MAR.liabilities */ function create(type, applicant, name){ let retval = {}; retval.type = type; retval.name = name; retval.inomask = Math.pow(2,applicant); retval.balance = 0; retval.monthly = 0; retval.verified = "N"; return retval; } /** * @memberof MAR.liabilities */ function ino_isin(ino, applicant) { return (ino & Math.pow(2,applicant) == Math.pow(2,applicant)) } /** * @memberof MAR.liabilities */ function add_unverified_from_declarations() { let number_of_applicants = MAR.applicants.count(); let opt = ""; let added = false; for (let i= 0; i < number_of_applicants; i++) { opt = MAR.declarations.get(i, "credit_obligated_to_pay_alimony_or_child", ""); if (opt === "Y") { let _array = get("child"); let _found = false; for (let j=0; j < _array.length; j++) { let _item = _array[j]; if (ino_isin(_item.inomask, i)) _found = true; } if (_found == false) { let item = create("child", i, "Child/Alimony from declarations"); item._auto_created = "Y"; MAR.liabilities.set("child", false, item); added = true; } // let follow = MAR.declarations.get(i, "credit_obligated_to_pay_alimony_or_child_followup", ""); // if (follow == "alimony" || follow == "both") { // let _array = get("alimony"); // let _found = false; // for (let j=0; j < _array.length; j++) { // let _item = _array[j]; // if (ino_isin(_item.inomask, i)) _found = true; // } // if (_found == false) { // let item = create("alimony", i, "Alimony from declarations"); // MAR.liabilities.set("alimony", false, item); // // } // } // if (follow == "child" || follow == "both") { // let _array = get("child"); // let _found = false; // for (let j=0; j < _array.length; j++) { // let _item = _array[j]; // if (ino_isin(_item.inomask, i)) _found = true; // } // if (_found == false) { // let item = create("child", i, "Child from declarations"); // MAR.liabilities.set("child", false, item); // // } // } } opt = MAR.declarations.get(i, "credit_delinquent_on_federal_debt", ""); if (opt === "Y") { let follow = MAR.declarations.get(i, "credit_delinquent_on_federal_debt_type", ""); if (follow == "tax" || follow == "both") { let _array = get("irstax"); let _found = false; for (let j=0; j < _array.length; j++) { let _item = _array[j]; if (ino_isin(_item.inomask, i)) _found = true; } if (_found == false) { let item = create("irstax", i, "IRS Debt"); item.verified = "N"; item._auto_created = "Y"; MAR.liabilities.set("irstax", false, item); added = true; } } } opt = MAR.declarations.get(i, "credit_irs_plan", ""); if (opt === "Y") { let _array = get("irstax"); let _found = false; for (let j=0; j < _array.length; j++) { let _item = _array[j]; if (ino_isin(_item.inomask, i)) _found = true; } if (_found == false) { let item = create("irstax", i, "IRS Debt"); item.verified = "N"; item._auto_created = "Y"; MAR.liabilities.set("irstax", false, item); added = true; } } opt = MAR.declarations.get(i, "credit_downpayment_borrowed", ""); if (opt === "Y") { let _array = get("instalmentloan"); let _found = false; for (let j=0; j < _array.length; j++) { let _item = _array[j]; if (ino_isin(_item.inomask, i)) { if (MAR.getOpt(_item, "_auto_bor_dp","") === "Y") { _found = true; } } } if (_found == false) { let item = create("instalmentloan", i, "Loan for borrowed "); item.institution = `Borrowed downpayment`; item.verified = "N"; item._auto_bor_dp = "Y"; item.balance = MAR.declarations.get(i, "credit_downpayment_borrowed_value", ""); MAR.liabilities.set("instalmentloan", false, item); added = true; } } opt = MAR.declarations.get(i, "additional_loan", ""); if (opt === "Y") { let _array = get(); let _found = false; for (let j=0; j < _array.length; j++) { let _item = _array[j]; if (ino_isin(_item.inomask, i)) { if (MAR.getOpt(_item, "_auto_newloan","") === "Y") { _found = true; } } } if (_found == false) { let item = create("instalmentloan", i, "New Loan"); item.institution = `New Loan`; item.verified = "N"; item._auto_newloan = "Y"; MAR.liabilities.set("instalmentloan", false, item); added = true; } } } return added; } let is_mortgage_attached = function(item) { if (MAR.getOpt(item,"reolink","") === "") { return false } return true; } let is_mortgage_manual = function(item) { if (MAR.getOpt(item,"sig","") === "") { return true; } return false; } /** * @memberof MAR.liabilities */ function get_unattached_mortgages() { let _array = get(); let rv = []; for (let i=0; i < _array.length; i++) { if (_array[i].type !== "mortgage" && _array[i].type !== "heloc") continue; let is_attached = is_mortgage_attached(_array[i]); if (is_attached === false) { rv.push({ i : i, item : _array[i] }); } } return rv; } /** * @memberof MAR.liabilities */ function get_manual_mortgages() { let _array = get(); let rv = []; for (let i=0; i < _array.length; i++) { if (_array[i].type !== "mortgage") continue; let is_manual = is_mortgage_manual(_array[i]); if (is_manual === true) { rv.push({ i : i, item : _array[i] }); } } return rv; } /** * @memberof MAR.liabilities */ function get_replacement_manual_mortgages_advice() { let unattached_mortgages = get_unattached_mortgages(); let manual_mortgages = get_manual_mortgages(); let rv = {}; rv.unattached_mortgages = unattached_mortgages; rv.manual_mortgages = manual_mortgages; rv.suggestions = []; if (unattached_mortgages.length === 0) { rv.status = 0; return rv; } if (manual_mortgages.length === 0) { rv.status = 0; return rv; } for (let i=0; i < manual_mortgages.length; i++) { let mm = manual_mortgages[i]; for (let j=0; j < unattached_mortgages.length; j++) { let um = unattached_mortgages[i]; let mm_bal = num(mm.item.balance); let um_bal = num(um.item.balance); if (mm_bal === 0) continue; if (um_bal === 0) continue; let diff_perc = Math.abs(((mm_bal/ um_bal) -1)*100); if (diff_perc > 10) continue; rv.suggestions.push({ um : um, mm : mm, diff_perc : diff_perc }); } } return rv; } /** * @memberof MAR.liabilities */ function has_manual_items() { let _array = get(); for (let i=0; i < _array.length; i++) { if ("sig" in _array[i] == false) return true; } return false; } /** * @memberof MAR.liabilities */ function has_unverified_items() { let _array = get(); for (let i=0; i < _array.length; i++) { if ("verified" in _array[i] == true && _array[i].verified === "N") return true; } return false; } /** * @memberof MAR.liabilities */ function has_unverified_items_except_mortgages() { let _array = get(); for (let i=0; i < _array.length; i++) { if (_array[i].type === "mortgage") continue; if (_array[i].type === "heloc") continue; if ("verified" in _array[i] == true && _array[i].verified === "N") return true; } return false; } /** * @memberof MAR.liabilities */ function getNextUnverifiedItem() { let _array = get(); for (let i=0; i < _array.length; i++) { if ("verified" in _array[i] == true && _array[i].verified === "N") { return { i : i, uuid : _array[i].uuid } } } return false; } let pagenames = { mortgage : "mortgage", heloc : "heloc", alimony : "alimony", child : "child", studentloan : "studentloan", carloan : "carloan", carlease : "carlease", instalmentloan : "instalmentloan", creditcard : "creditcard" } function make_link(item, i) { let type = MAR.getOpt(item, `type`,``); let pagename = MAR.getOpt(pagenames, type, ``); if (pagename === ``) { return false; } return `#liabilities-${pagename}.0.${i}`; } /** * @memberof MAR.liabilities */ function getNextUnverifiedItem_except_mortgages() { let _array = get(); for (let i=0; i < _array.length; i++) { if (_array[i].type === "mortgage") continue; if (_array[i].type === "heloc") continue; if ("verified" in _array[i] == true && _array[i].verified === "N") { return { i : i, uuid : _array[i].uuid, link : make_link(_array[i],i) } } } return false; } /** * @memberof MAR.liabilities */ function get(type, number) { if ("answers" in mar == false) return false; if ("v2" in mar.answers == false) return false; if ("liabilities" in mar.answers.v2 == false) return false; if (arguments.length == 0) { // return the array for one applicant return mar.answers.v2.liabilities; } if (arguments.length == 1) { // return the array for one applicant let retval = []; for (let i=0; i < mar.answers.v2.liabilities.length; i++) { if (mar.answers.v2.liabilities[i].type == type) { mar.answers.v2.liabilities[i]._i = i; retval.push(mar.answers.v2.liabilities[i]) } } return retval; } if (typeof number == "string") number = parseInt(number,10); if (number < mar.answers.v2.liabilities.length) { return mar.answers.v2.liabilities[number]; } return false; } function getNextLiabilityEncId(){ if ("state" in mar.answers.v2 == false) mar.answers.v2.state = {}; if ("liability_encid" in mar.answers.v2.state == false) mar.answers.v2.state.liability_encid = 3; if (num(mar.answers.v2.state.liability_encid) < 30) mar.answers.v2.state.liability_encid = 30; let retval = mar.answers.v2.state.liability_encid; mar.answers.v2.state.liability_encid++; return retval; } /** * @memberof MAR.liabilities */ function set_from_object(obj) { let uuid = MAR.getOpt(obj, "uuid", ""); if ("answers" in mar == false) mar.answers = {}; if ("v2" in mar.answers == false) mar.answers.v2 = {}; if ("liabilities" in mar.answers.v2 == false) mar.answers.v2.liabilities = []; if (Array.isArray(mar.answers.v2.liabilities) == false) mar.answers.v2.liabilities = []; let itm = getByUUID(uuid); if (itm === false) return; for (let x in obj) { itm[x] = obj[x]; } } /** * @memberof MAR.liabilities */ function set(type, number, data) { if (arguments.length >= 3) { // return the whole array if ("answers" in mar == false) mar.answers = {}; if ("v2" in mar.answers == false) mar.answers.v2 = {}; if ("liabilities" in mar.answers.v2 == false) mar.answers.v2.liabilities = []; if (Array.isArray(mar.answers.v2.liabilities) == false) mar.answers.v2.liabilities = []; if (number === false) { if ("uuid" in data == false) data.uuid = uuidv4(); data.enc_id = getNextLiabilityEncId(); mar.answers.v2.liabilities.push(data); MAR.activity_log.add("liabilities", data.uuid); return (mar.answers.v2.liabilities.length -1); } else { if (typeof number == "string") number = parseInt(number,10); if (mar.answers.v2.liabilities.length > number) { if ("uuid" in mar.answers.v2.liabilities[number] == false) { if ("uuid" in data == false) data.uuid = uuidv4(); data.enc_id = getNextLiabilityEncId(); // } else { // data.uuid = mar.answers.v2.assets.items[number].uuid; } if ("enc_id" in mar.answers.v2.liabilities[number] == false) { if ("enc_id" in data == false) data.enc_id = getNextLiabilityEncId() } if ("enc_uuid" in mar.answers.v2.liabilities[number] == false) { if ("enc_uuid" in data == false) data.enc_uuid = data.uuid; } for (x in data) { /** * update only , don't overwrite! */ mar.answers.v2.liabilities[number][x] = data[x]; } MAR.activity_log.mod("liabilities", mar.answers.v2.liabilities[number].uuid); // mar.answers.v2.assets.items[number] = data; return number; } } } } /** * @memberof MAR.liabilities */ function del(number) { if (arguments.length < 0) return false; if ("answers" in mar == false) return false; if ("v2" in mar.answers == false) return false; if ("liabilities" in mar.answers.v2 == false) return false; if (number >= mar.answers.v2.liabilities.length) return false; MAR.activity_log.del("liabilities", mar.answers.v2.liabilities[number].uuid); mar.answers.v2.liabilities.splice(number, 1); return true; } /** * @memberof MAR.liabilities */ function getShortDescription(type) { if (type === "child") return "Alimony/Child"; return type; } let liabilities_reccomendation = (function(liabilities){ let _l = liabilities; let _objs = []; function init(){ _objs = []; if (!_l) return; for (let i=0; i < _l.length; i++) { _objs.push({ i : i, obj : MAR.xsd.lia_factory(_l[i]) }); } } function getForApplicant(n) { return _objs.filter(function(item) { return (item.obj.assigned().indexOf(n) > -1) }) } function getForApplicantType(n, t) { return _objs.filter(function(item) { return (item.obj.assigned().indexOf(n) > -1) && (item.obj.raw().type === t) }) } function getForApplicantTypeUnverified(n, t) { return _objs.filter(function(item) { return (item.obj.assigned().indexOf(n) > -1) && (item.obj.raw().type === t) && (MAR.getOpt(item.obj.raw(), "verified", "Y") === "N") }) } function getForApplicantTypeUnverifiedAndNotOmitted(n, t) { return _objs.filter(function(item) { if (item.obj.assigned().indexOf(n) === -1) return false; if (item.obj.raw().type !== t) return false; if (MAR.getOpt(item.obj.raw(), "_auto_created", "") === "Y") return false; if (MAR.getOpt(item.obj.raw(), "_auto_bor_dp", "") === "Y") return false; if (MAR.getOpt(item.obj.raw(), "_auto_newloan", "") === "Y") return false; if (MAR.getOpt(item.obj.raw(), "verified", "") === "Y") return false; if (MAR.getOpt(item.obj.raw(), "omit", "") === "Y") return false; if (MAR.getOpt(item.obj.raw(), "cstatus", "") === "tofillin") return false; return true; }) } function applicantHasAlimony(n) { let items = getForApplicant(n); for (let i=0; i < items.length; i++) { let item = items[i]; if (item.obj.raw().type === "child") { if (item.obj.alimony() > 0) return item; } } return false; } function applicantHasChild(n) { let items = getForApplicant(n); for (let i=0; i < items.length; i++) { let item = items[i]; if (item.obj.raw().type === "child") { if (item.obj.child() > 0) return item; } } return false; } function applicantHasIrs(n) { let items = getForApplicant(n); for (let i=0; i < items.length; i++) { let item = items[i]; if (item.obj.raw().type === "irsdebt") { if (item.obj.monthly() > 0) return item; } if (item.obj.raw().type === "jsr") { if (item.obj.raw.name.toLowerCase().indexOf("tax") > -1) { if (item.obj.monthly() > 0) return item; } } } return false; } let _r = {} function reccommend() { let number_of_applicants = MAR.applicants.count(); let opt = ""; let r = []; let q = []; let c = []; _r.number_of_applicants = number_of_applicants; _r.r = r; _r.q = q; _r.c = c; for (let i= 0; i < number_of_applicants; i++) { opt = MAR.declarations.get(i, "credit_obligated_to_pay_alimony_or_child", ""); if (opt === "Y") { let follow = MAR.declarations.get(i, "credit_obligated_to_pay_alimony_or_child_followup", ""); if (follow == "alimony" || follow == "both") { let hasLiability = applicantHasAlimony(i); if (hasLiability === false) { r.push("The client says that they have to pay alimony but there is no alimony in their credit") } } if (follow == "child" || follow == "both") { let hasLiability = applicantHasChild(i); if (hasLiability === false) { r.push("The client says that they have to pay child support but there is no alimony in their credit") } } } opt = MAR.declarations.get(i, "credit_irs_plan", ""); if (opt === "Y") { let hasLiability = applicantHasIrs(i); if (hasLiability === false) { r.push("The client says that they have an IRS payment plan but there is none in their credit") } } let ccard = getForApplicantTypeUnverifiedAndNotOmitted(i,"creditcard"); if (ccard.length > 0) { // r.push("The client should be asked if they are not paying any of their creditcards") q.push(["ask-creditcards",ccard,i]); } let carloan = getForApplicantTypeUnverifiedAndNotOmitted(i,"carloan"); if (carloan.length > 0) { // r.push("The client should be asked if they are not paying any of their carloans") q.push(["ask-carloans",carloan,i]); } let studentloan = getForApplicantTypeUnverifiedAndNotOmitted(i,"instalmentloan"); if (studentloan.length > 0) { // r.push("The client should be asked if any of the instalment loans are student loans") q.push(["ask-studentloans",studentloan,i]); } (function(){ let items = getForApplicantTypeUnverifiedAndNotOmitted(i,"instalmentloan"); if (items.length > 0) { // r.push("The client should be asked if they are not paying any of their carloans") q.push(["ask-instalmentloans",items,i]); } })(); let studentloan2 = getForApplicantType(i,"studentloan").filter(function(item){ return (item.obj.raw().cstatus === "tofillin") }) if (studentloan2.length > 0) { r.push("The client should be asked to fill in information about these student loans") q.push(["ask-studentloan",studentloan2,i]); } (function(){ let studentloan3 = getForApplicantType(i,"studentloan").filter(function(item){ return (item.obj.raw().cstatus !== "tofillin") }) for (let j=0; j < studentloan3.length; j++) { let jj = studentloan3[j].i; let paytype = studentloan3[j].obj.raw().paytype; let monthly = studentloan3[j].obj.monthly(); let name = studentloan3[j].obj.raw().name; r.push(`The client has indicated that liability ${jj} ${name} \$${monthly} pm is a student loan with the type "${paytype}" `) } })(); (function(){ let items = getForApplicantType(i,"child").filter(function(item){ let raw = item.obj.raw() ; return (MAR.getOpt(item.obj.raw(), "cstatus", "") === "") }) if (items.length > 0) { // r.push("The client should be asked to fill in information about these Alimon/child suport") q.push(["ask-child",items,i]); } })(); (function(){ let items = getForApplicantType(i,"irstax").filter(function(item){ return (MAR.getOpt(item.obj.raw(), "cstatus", "") === "") }) if (items.length > 0) { // r.push("The client should be asked to fill in information about these IRS debts") q.push(["ask-irs",items,i]); } })(); (function(){ let items = getForApplicant(i); for (let j=0; j < items.length; j++) { let item = items[j].obj.raw(); if (MAR.getOpt(item, "verified","") !== "Y") { if (MAR.getOpt(item, "_auto_newloan","") === "Y") q.push(["ask-newloan",[items[j]],i]); if (MAR.getOpt(item, "_auto_bor_dp","") === "Y") q.push(["ask-borrowed",[items[j]],i]); } } })(); (function(){ let items = getForApplicantType(i,"creditcard").filter(function(item){ return (item.obj.raw().cstatus === "coborrower") }) for (let j=0; j < items.length; j++) { let jj = items[j].i; let paytype = items[j].obj.raw().paytype; let monthly = items[j].obj.monthly(); let name = items[j].obj.raw().name; r.push(`The client has indicated that on creditcard "${name}" \$${monthly} pm they are a co-signer, you may be able to exclude this liability `) } })(); (function(){ let items = getForApplicantType(i,"instalmentloan").filter(function(item){ return (item.obj.raw().cstatus === "coborrower") }) for (let j=0; j < items.length; j++) { let jj = items[j].i; let paytype = items[j].obj.raw().paytype; let monthly = items[j].obj.monthly(); let name = items[j].obj.raw().name; r.push(`The client has indicated that on instalment loan "${name}" \$${monthly} pm they are a co-signer, you may be able to exclude this liability `) } })(); (function(){ let items = getForApplicantType(i,"child").filter(function(item){ return (item.obj.raw().cstatus === "ok") }) for (let j=0; j < items.length; j++) { let jj = items[j].i; let monthly = items[j].obj.monthly(); let name = items[j].obj.raw().name; let ch = items[j].obj.child(); let al = items[j].obj.alimony(); r.push(`The client has indicated that liability "${name}" \$${monthly} pm is a An alimony/child support with the folllowing split child \$${ch}, alimony \$${al}" `) } })(); (function(){ let items = getForApplicantType(i,"irstax").filter(function(item){ return (item.obj.raw().cstatus === "ok") }) for (let j=0; j < items.length; j++) { let jj = items[j].i; let monthly = items[j].obj.monthly(); let name = items[j].obj.raw().name; r.push(`The client has indicated that liability "${name}" \$${monthly} pm is a An IRS plan" `) } })(); // (function(){ // let items = getForApplicantType(i,"child").filter(function(item){ // return ("cstatus" in item.obj.raw() === false) // }) // for (let j=0; j < items.length; j++) { // let jj = items[j].i; // let paytype = items[j].obj.raw().paytype; // let monthly = items[j].obj.monthly(); // let name = items[j].obj.raw().name; // r.push(`The client has indicated that on creditcard ${jj} ${name} \$${monthly} pm they are a co-signer, you may be able to exclude this liability `) // } // // })(); } } return { init : init, getForApplicant : getForApplicant, getForApplicantType : getForApplicantType, getForApplicantTypeUnverified : getForApplicantTypeUnverified, getForApplicantTypeUnverifiedAndNotOmitted : getForApplicantTypeUnverifiedAndNotOmitted, applicantHasChild : applicantHasChild, applicantHasAlimony : applicantHasAlimony, applicantHasIrs : applicantHasIrs, reccommend : reccommend, reccommendations : _r, ___id : "liabilities reccomendations" } }); function get_payoff_omit_action(itm, def = "") { if (!itm) return def; let omit = MAR.getOpt(itm, "omit",""); let omit_opt = MAR.getOpt(itm, "omit_opt",""); let payoff = MAR.getOpt(itm, "payoff",false); let paytype = MAR.getOpt(itm, "paytype",""); if (omit_opt !== "") { if (omit_opt === "payoff") return `payoff`; if (omit_opt === "less10pmts") return `omit_less10pmts`; if (omit_opt === "paidoff") return `omit_paidoff`; if (omit_opt === "notpaying") return `omit_notpaying`; if (omit_opt === "before") return `payoff_before`; if (omit_opt === "andclose") return `payoff_andclose`; if (omit_opt === "and-cancel") return `payoff_and-cancel`; if (omit_opt === "down-to-omit") return `payoff_down-to-omit`; } if (omit === "Y" && omit_opt !== "") { return `omit_${omit_opt}`; } if (payoff === true && omit_opt === "") { return `payoff`; } if (payoff === true && omit_opt !== "") { return `payoff_${omit_opt}`; } if (omit === "Y") { return `omit_notpaying`; } if (paytype === "def") { return "stu_5pc"; } if (paytype === "ibr") { return "stu_5pc"; } return def; } function set_payoff_omit_from_action(itm, act) { if (act === "omit") { itm.omit = "Y"; itm.omit_opt = ""; itm.payoff = false; return; } if (act === "payoff") { itm.omit = "N"; itm.omit_opt = ""; itm.payoff = true; return; } if (act === "omit_less10pmts") { itm.omit = "Y"; itm.omit_opt = "less10pmts"; itm.payoff = false; return; } if (act === "omit_paidoff") { itm.omit = "Y"; itm.omit_opt = "paidoff"; itm.payoff = false; return; } if (act === "omit_notpaying") { itm.omit = "Y"; itm.omit_opt = "notpaying"; itm.payoff = false; return; } if (act === "payoff_before") { itm.omit = "Y"; itm.omit_opt = "before"; itm.payoff = false; } if (act === "payoff_andclose") { itm.omit = "N"; itm.omit_opt = "andclose"; itm.payoff = true; return; } if (act === "payoff_and-cancel") { itm.omit = "Y"; itm.omit_opt = "and-cancel"; itm.payoff = false; return; } if (act === "payoff_down-to-omit") { itm.omit = "Y"; itm.omit_opt = "down-to-omit"; itm.payoff = false; return; } if (act === "" || act === "keep") { itm.omit = "N"; itm.omit_opt = ""; itm.payoff = false; itm.paytype = ""; } if (act === "stu_5pc") { itm.paytype = "def"; itm.omit = "N"; itm.omit_opt = ""; itm.payoff = false; return } } function redflag_description(s) { if (s === "l90") return "There have been 90 day late payments on this account"; if (s === "l60") return "There have been 60 day late payments on this account"; if (s === "l30") return "There have been 30 day late payments on this account"; if (s === "pattern") return "There have issued detectedin the last 12 months"; // AsAgreed : Account is being paid on time and according to terms of the credit agreement. if (s === "BankruptcyOrWageEarnerPlan") return "The exact type could not be determined."; if (s === "ChargeOff") return "The account was not paid on a timely basis and the debt is being written off as uncollectible by the creditor."; if (s === "Collection") return "Account has not been paid on a timely basis and is been turned over to an attorney or agency for collection."; if (s === "CollectionOrChargeOff") return "The exact type could not be determined."; if (s === "Foreclosure") return "Legal proceedings have been initiated to sell property to settle debt on an unpaid balance."; if (s === "ForeclosureOrRepossession") return "The exact type could not be determined."; if (s === "Late30Days") return "Account is between 30 and 59 days past due."; if (s === "Late60Days") return "Account is between 60 and 89 days past due."; if (s === "Late90Days") return "Account is betwen 90 and 119 days past due."; if (s === "LateOver120Days") return "Account is 120 days or more past due."; if (s === "NoDataAvailable") return "Status of the account is not known."; if (s === "Repossession") return "Account has not been paid on a timely basis and proceedings have been initiated to repossess collateral property to partially of fully satisfy the debt."; if (s === "TooNew") return "Account has been recently established and is too new to rate payment history."; if (s === "WageEarnerPlan") return "Past due debt on an account is being paid according to terms established by a court or agreement with the creditor."; return s; } function helper_make_shorter_name(itm_array /* from getbackend etccc */) { let itms = itm_array.split(`:`); let type = itms.shift(); let itm_desc = (function() { if (type === `child`) return `${itms.join(":")}`; if (type === `irstax`) return `${itms.join(":")}`; if (itms.length > 0) { for (let j=0; j < itms.length; j++) { let itm_str = itms[j]; if (itm_str.startsWith(`Account`) && itm_str.length > 7) { itms[j] = `Acc #..${itm_str.substring(7).slice(-4)}`; } } } return `${mar._txt(type)} - ${itms.join(":")}`; })(); return itm_desc; } function helper_make_shorter_name_for_mismo(itm_str) { let itms = itm_str.split(`:`); let itm_desc = (function() { if (itms.length > 0) { for (let j=0; j < itms.length; j++) { let itm_str = itms[j]; if (itm_str.startsWith(`Account`) && itm_str.length > 7) { itms[j] = `Acc #..${itm_str.substring(7).slice(-4)}`; } } } return `${itms.join(":")}`; })(); return itm_desc; } function over_is_diff(item) { let ovr = MAR.getOpt(item , `over` , `N` ); let mo = MAR.getOptNum(item, `monthly` , 0 ); let movr = MAR.getOptNum(item, `over_monthly`, 0 ); let ba = MAR.getOptNum(item, `balance` , 0 ); let bovr = MAR.getOptNum(item, `over_balance`, 0 ); if (ovr !== `Y`) return false; if (mo !== movr) return true; if (ba !== bovr) return true; return false; } return { init : init, getByUUID : getByUUID, delByUUID : delByUUID, setByUUID : setByUUID, setLoanLinkByUUID : setLoanLinkByUUID, delLoanLinkByUUID : delLoanLinkByUUID, // redflag_description : redflag_description, // over_is_diff : over_is_diff, // has_manual_items : has_manual_items, has_unverified_items : has_unverified_items, has_unverified_items_except_mortgages : has_unverified_items_except_mortgages, // get_unattached_mortgages : get_unattached_mortgages, get_manual_mortgages : get_manual_mortgages, get_replacement_manual_mortgages_advice : get_replacement_manual_mortgages_advice, // getNextUnverifiedItem : getNextUnverifiedItem, getNextUnverifiedItem_except_mortgages : getNextUnverifiedItem_except_mortgages, add_unverified_from_declarations : add_unverified_from_declarations, // getByEncId : getByEncId, // liabilities_reccomendation : liabilities_reccomendation, // getShortDescription : getShortDescription, // repair : repair, repair_uuids : repair_uuids, // helper_make_shorter_name : helper_make_shorter_name, helper_make_shorter_name_for_mismo : helper_make_shorter_name_for_mismo, // create : create, // pagenames : pagenames, // set_payoff_omit_from_action : set_payoff_omit_from_action, get_payoff_omit_action : get_payoff_omit_action, // get : get, set : set, set_from_object : set_from_object, del : del, // is_verified_item : is_verified_item, /* (applicantnum , type) */ // ___id : "liabilitiesObj" } })() /** * reo * @namespace MAR.scenario */ var scenarioObj = (function(){ function cashout_ref_warning(LTV) { if (MAR.is_refi() === false) return ""; let goal = getScenario_data("refi_goal" , false); let value = getScenario_data("refi_current_value" , false); let debt = getScenario_data("refi_current_debt" , false); let options = getScenario_data("refi_options" , false); let options_max = getScenario_data("refi_options_max" , false); let ltv = (LTV) ? LTV : 0.85 if (goal === false) return ""; if (value === false) return ""; if (debt === false) return ""; if (ltv === false) return ""; if (options !== "cashout") return ""; let max = num(value) * num(ltv) - num(debt); if (num(goal) > num(max) && MAR.isVaEligible() === false && options_max !== `Y`) { return `You need more equity in the property to reach this goal, the max you can reach is ${MAR.format.format("cur",max)}`; } return ""; } function assets_declared_too_low() { if (MAR.is_refi() === true) return false; let purchase_target = getScenario_data("purchase_target" , false); let goals_target_downpayment_perc = getScenario_data("goals_target_downpayment_perc" , false); let hb_liquid_assets = getScenario_data("hb_liquid_assets" , false); if (purchase_target === false) return false; if (goals_target_downpayment_perc === false) return false; if (hb_liquid_assets === false) return false; if (purchase_target > 0) { let actualval = Math.round(num(purchase_target) * (num(goals_target_downpayment_perc)/100)); if (hb_liquid_assets < actualval) { return true; } } return false; } function check_is_cleared_mortgage_out_of_date() { let da = getScenario_data(`cleared_mortgage_payoff_da`,``); if (da === ``) return false; let dat = moment(new Date(da)); let now = moment(); let diff_da = dat.diff(now, "days",true); if (diff_da < 0) return diff_da; return false; } function is_buying_agent() { let da = getScenario_data(`buy_agent_yn`,``); return (da === `Y`); } function set_mortgage_payoff_cleared_value(val, da = false, perdiem = false) { /* -- put this in scenario -- */ setScenario_data(`refi_current_debt`,num(val)); setScenario_data(`cleared_mortgage_payoff_val`,num(val)); if (da !== false && da.trim().length > 0) { setScenario_data(`cleared_mortgage_payoff_da`,da); } if (perdiem !== false && perdiem.trim().length > 0) { setScenario_data(`cleared_mortgage_payoff_perdiem`,perdiem); } setScenario_data(`cleared_mortgage_payoff_ts`,new Date().getTime()); /* -- if refi , ignore -- */ if (MAR.is_refi() !== true) return false; /* -- if there is no subject property return false -- */ let sp = MAR.reo.getSubjectProperty(); if (sp === false) return false; /* -- if there is no linked loan , return -- */ if (sp.data.loanlinkA.length === 0) return false; /* -- get the linked loan -- */ let loan = MAR.liabilities.getByUUID(sp.data.loanlinkA[0]); if (loan === false || loan === null) return false; if (num(loan.balance) !== num(val)) { loan.balance_pre_cleared = loan.balance; loan.balance = val; return true; } return false; } return { cashout_ref_warning : cashout_ref_warning, assets_declared_too_low : assets_declared_too_low, // set_mortgage_payoff_cleared_value : set_mortgage_payoff_cleared_value, check_is_cleared_mortgage_out_of_date : check_is_cleared_mortgage_out_of_date, // is_buying_agent : is_buying_agent, // ___id : "scenario obj" } })(); /** * reo * @namespace MAR.reo */ var reoObj = (function(){ /** * @memberof MAR.reo */ function init() { if ("answers" in mar == false) mar.answers = {}; if ("v2" in mar.answers == false) mar.answers.v2 = {}; if ("reo" in mar.answers.v2 == false) mar.answers.v2.reo = []; } /** * @memberof MAR.reo */ function explode_property_address(uuid) { let property = getByUUID(uuid); if (property === false) return false; let zip = MAR.getOpt(addressFromString(property.address), "zip",""); if (zip === "") return false; let da = MAR.zip2county_full(zip); property.co_code = da.code; property.co_name = da.name; property.area = da.area; return property; } /** * @memberof MAR.reo */ function explode_property(property) { let zip = MAR.getOpt(addressFromString(property.address), "zip",""); if (zip === "") return false; let da = MAR.zip2county_full(zip); property.co_code = da.code; property.co_name = da.name; property.area = da.area; return property; } /** * @memberof MAR.reo */ function explode_address(address) { let property = { address : address }; let zip = MAR.getOpt(addressFromString(property.address), "zip",""); if (zip === "") return false; let da = MAR.zip2county_full(zip); property.co_code = da.code; property.co_name = da.name; property.area = da.area; return property; } /** * @memberof MAR.reo */ function set_scenario_county_from_address(uuid) { let prop = explode_property_address(uuid); if (prop === false) return; let co_name_full = MAR.getOpt(prop, "co_name", ""); if (co_name_full === "") return; setScenario_data("property_county", co_name_full); } /** * @memberof MAR.reo */ function makePropertyTheSubjectUnverifiedSync() { return new Promise(function(resolve, reject) { makePropertyTheSubjectUnverified(function(rv){ resolve(rv); }) }); } /** * @memberof MAR.reo */ function makePropertyTheSubjectUnverified(fn) { let sp = getSubjectProperty(); if (sp === false) return; if (typeof fs === "undefined") { /** * we are in the browser */ let adr = sp.data; let _ad = addressFromString(adr.address); mar.socket.send_and_receive("zip2county",{ zip : _ad.zip }, function(retval){ let co_code = retval.data.code; let co_name_full = retval.data.name; let co_name = MAR.county_name(co_name_full); let area = retval.data.area; setScenario_data("property_county", co_name_full); /** * do not replace the property type for reverse webhook applications */ if (MAR.appnav.loanWasImportedAndNotVerified() !== true || getScenario_data("property_type","") === "") { if (MAR.getOpt(adr, "property_type","") === "") { setScenario_data("property_type", adr.property_type); } } setScenario_data("property_details", { streetAddress : _ad.address, city : _ad.city, state : _ad.state, zip : _ad.zip, countycode : co_code, county : co_name }); if (fn) fn(); }); return; } let adr = explode_property_address(sp.data.uuid); let _ad = addressFromString(adr.address); let co_code = adr.co_code; let co_name_full = adr.co_name; let co_name = MAR.county_name(co_name_full); let area = adr.area; setScenario_data("property_county", co_name_full); if (MAR.getOpt(adr, "property_type","") === "") { setScenario_data("property_type", adr.property_type); } setScenario_data("property_details", { streetAddress : _ad.address, city : _ad.city, state : _ad.state, zip : _ad.zip, countycode : co_code, county : co_name }); if (fn) fn(); } /** * @memberof MAR.reo */ function makePropertyTheSubject() { let sp = getSubjectProperty(); if (sp === false) return; let adr = sp.data; let verified = MAR.getOpt(adr, "verified","Y"); if (verified === "N") return; if (MAR.getOpt(adr, "property_type","") === "") return; if (MAR.getOpt(adr, "co_code","") === "") return; if (MAR.getOpt(adr, "co_name","") === "") return; let _ad = addressFromString(adr.address); let co_code = adr.co_code; let co_name_full = adr.co_name; let co_name = MAR.county_name(co_name_full); let area = adr.area; console.log(adr); debugger; setScenario_data("property_county", co_name_full); setScenario_data("property_type", adr.property_type); // setScenarioData("build_period", "?"); // setScenarioData("property_type_community_options", "?"); // units getPropertyUnits_v2 // area setScenario_data("property_details", { streetAddress : _ad.address, city : _ad.city, state : _ad.state, zip : _ad.zip, countycode : co_code, county : co_name }); } /** * @memberof MAR.reo */ function getByUUID(uuid,ALSOID) { let _array = get(); for (let i=0; i < _array.length; i++) { if ("uuid" in _array[i] && _array[i].uuid == uuid) { if (arguments.length > 1 && ALSOID === true) { return { i : i, data : _array[i] } } else { _array[i]._i = i; return _array[i]; } } } return false; } /** * @memberof MAR.reo */ function setByUUID(uuid, obj) { let ob = getByUUID(uuid); if (ob !== false) { for (let x in obj) { ob[x] = obj[x] } MAR.activity_log.mod("reo", uuid); } } /** * @memberof MAR.reo */ function getBySIG(sig) { let _array = this.get(); for (let i=0; i < _array.length; i++) { if ("sig" in _array[i] && _array[i].sig == sig) return _array[i]; } return false; } /** * @memberof MAR.reo */ function getByREOID(reoid, ALSOID) { let _array = this.get(); for (let i=0; i < _array.length; i++) { if ("enc_reoid" in _array[i] && _array[i].enc_reoid == reoid) { if (arguments.length > 1 && ALSOID === true) { return { i : i, data : _array[i] } } else { return _array[i]; } } } return false; } /** * @memberof MAR.reo */ function getByIndex(number) { if ("answers" in mar == false) return false; if ("v2" in mar.answers == false) return false; if ("reo" in mar.answers.v2 == false) return false; return mar.answers.v2.reo[number]; } /** * @memberof MAR.reo */ function get(number) { if ("answers" in mar == false) return false; if ("v2" in mar.answers == false) return false; if ("reo" in mar.answers.v2 == false) return false; if (arguments.length == 0) { // return the array for one applicant return mar.answers.v2.reo; } if (typeof number == "string") number = parseInt(number,10); if (number < mar.answers.v2.reo.length) { return mar.answers.v2.reo[number]; } return false; } /** * @memberof MAR.reo */ function set(number, data) { if (arguments.length >= 2) { // return the whole array if ("answers" in mar == false) mar.answers = {}; if ("v2" in mar.answers == false) mar.answers.v2 = {}; if ("reo" in mar.answers.v2 == false) mar.answers.v2.assets = {}; if (number === false) { if ("uuid" in data == false) data.uuid = uuidv4(); mar.answers.v2.reo.push(data); MAR.activity_log.add("reo", data.uuid); return (mar.answers.v2.reo.length -1); } else { if (typeof number == "string") number = parseInt(number,10); if (mar.answers.v2.reo.length > number) { if ("uuid" in mar.answers.v2.reo[number] == false) { if ("uuid" in data == false) data.uuid = uuidv4(); // } else { // data.uuid = mar.answers.v2.assets.items[number].uuid; } for (x in data) { /** * update only , don't overwrite! */ mar.answers.v2.reo[number][x] = data[x]; } MAR.activity_log.mod("reo", mar.answers.v2.reo[number].uuid); // mar.answers.v2.assets.items[number] = data; return number; } } } } /** * @memberof MAR.reo */ function del(number) { if (arguments.length < 0) return false; if ("answers" in mar == false) return false; if ("v2" in mar.answers == false) return false; if ("reo" in mar.answers.v2 == false) return false; if (number >= mar.answers.v2.reo.length) return false; MAR.activity_log.del("reo", mar.answers.v2.reo[number].uuid); mar.answers.v2.reo.splice(number, 1); return true; } /** * @memberof MAR.reo */ function getPropertiesByApplicant(n) { init(); let reolist = mar.answers.v2.reo; let reo_primary_index = false; let rvlist = []; for (let i=0; i < reolist.length; i++) { if (MAR.getOpt(reolist[i],"whosname","").indexOf(`${n}`) > -1) { reo_primary_index = i; rvlist.push({ i : i, data : reolist[i] }); } } return rvlist; } /** * @memberof MAR.reo */ function is_income_attached_to_property(uuid) { init(); let reolist = mar.answers.v2.reo; let properties = []; for (let i=0; i < reolist.length; i++) { let item = reolist[i]; let incomes = MAR.getOpt(item, `propertyinllc_incomes`,``).split(`,`); if (MAR.getOpt(item,`propertyinllc`,``) === `Y`) { let incomes = MAR.getOpt(item, `propertyinllc_incomes`,``).split(`,`); if (incomes.indexOf(uuid) > -1) { properties.push(reolist[i]); } } } return properties; } /** * @memberof MAR.reo */ function getCurrentPrimary(n) { init(); let reolist = mar.answers.v2.reo; let reo_primary_index = false; for (let i=0; i < reolist.length; i++) { if (MAR.getOpt(reolist[i],"reo_use","") == "primary") { if (MAR.getOpt(reolist[i],"whosname","").indexOf(`${n}`) > -1) { reo_primary_index = i; return { i : i, data : reolist[i] } } } } return false; } /** * @memberof MAR.reo */ function _set_reo_property_as_subject_if_matches_property_address() { if (MAR.is_refi()) { (function() { let prop_addr_obj = MAR.getOpt(mar.answers, "v2.scenario.property_details", false); if (prop_addr_obj === false) return; // no property in scenario if (MAR.getOpt(prop_addr_obj,"zip", "") === "") return; // unlikely a proper addres if there is no ZIP code let prop_addr_str = [ MAR.getOpt(prop_addr_obj,"streetAddress","").trim(), MAR.getOpt(prop_addr_obj,"city","").trim(), MAR.getOpt(prop_addr_obj,"state","").trim(), MAR.getOpt(prop_addr_obj,"zip","").trim(), MAR.getOpt(prop_addr_obj,"unit","").trim() ].join("|"); let reolist = mar.answers.v2.reo; for (let i=0; i < reolist.length; i++) { let item = reolist[i]; let addr_str = item.address; if (typeof addr_str !== "string" || addr_str.trim().length === 0) continue; // exclude empty reo items if (compareAddresses(addr_str,prop_addr_str)=== true) { item.is_subject_property = "Y"; item._updated_by_1 = `_set_reo_property_as_subject_if_matches_property_address`; } } })(); } } /** * @memberof MAR.reo */ function getOrCreateSubjectProperty(n) { _set_reo_property_as_subject_if_matches_property_address(); let sp = MAR.reo.getSubjectProperty(); // ensure there is a subject property let refi = (getV2_data("loan_type","purchase") !== "purchase"); if (sp === false && refi === true) { let reolist = mar.answers.v2.reo; if (reolist.length > 0) { sp = reolist[0]; sp.is_subject_property = "Y"; sp._updated_by = `getOrCreateSubjectProperty`; } else { sp = MAR.reo.create({}); sp.is_subject_property = "Y"; sp._created_by = `getOrCreateSubjectProperty`; MAR.reo.set(false, sp); } sp = MAR.reo.getSubjectProperty(); } return sp; } /** * @memberof MAR.reo */ function getSubjectProperty(n) { init(); let reolist = mar.answers.v2.reo; for (let i=0; i < reolist.length; i++) { if (MAR.getOpt(reolist[i],"is_subject_property","") == "Y") { return { i : i, uuid : reolist[i].uuid, data : reolist[i] } } } return false; } /** * @memberof MAR.reo */ function isSubjectProperty(uuid) { let sp = getSubjectProperty(); if (sp === false) return false; if (uuid === sp.uuid) return true; return false; } /** * @memberof MAR.reo */ function getNextUnverifiedItem() { let _array = get(); for (let i=0; i < _array.length; i++) { if ("verified" in _array[i] == true && _array[i].verified === "N") { return { i : i, uuid : _array[i].uuid } } } return false; } /** * @memberof MAR.reo */ function isAnythingVerified() { let _array = get(); for (let i=0; i < _array.length; i++) { if ("verified" in _array[i] == true && _array[i].verified === "Y") { return true; } } return false; } /** * @memberof MAR.reo */ function create(obj /*type, address, owner, verified */) { let _newreo = {}; if ("address" in obj) { if (typeof obj.address === "string") { _newreo.address = obj.address; } else { _newreo.address = `${MAR.getOpt(obj.address,"address","")}|`+ `${MAR.getOpt(obj.address,"city","")}|`+ `${MAR.getOpt(obj.address,"state","")}|`+ `${MAR.getOpt(obj.address,"zip","")}|`+ ``; } } _newreo.reo_use = MAR.getOpt(obj , "type" , "primary"); _newreo.verified = MAR.getOpt(obj , "verified" , "N"); _newreo.whosname = `${MAR.getOpt(obj , "owner" ,"0")}`; return _newreo; } /** * @memberof MAR.reo */ function prop(n , data, def) { init(); let reolist = mar.answers.v2.reo; if (reolist.length <= n) return def let item = reolist[n]; if (data == "tax") return num(MAR.getOpt(item, "loan_tax", def)); if (data == "hoi") return num(MAR.getOpt(item, "loan_insurance", def)); if (data == "hoa") { if (MAR.getOpt(item, "loan_hoa", false) === false) { return def; } let loan_hoa_freq = num(MAR.getOpt(item, "loan_hoa_freq", "1")); let loan_hoa = num(MAR.getOpt(item, "loan_hoa", 0)); return (loan_hoa/loan_hoa_freq); } return def; } function will_display_list_item(item){ if (MAR.getOpt(item, "whosname","") === "") { item.verified2 = "N"; item.syncnote = `Can you check the ownership on this property please.`; item.syncsecs = "0"; } if ("enc_maintenance_C" in item && "enc_maintenance_A" in item) { if (typeof item.enc_maintenance_C !== "undefined") { // first time through B is undefined if (num(item.enc_maintenance_A) != num(item.enc_maintenance_C)) { item.verified2 = "N"; item.syncnote = `Can you check whether the hoa, insurance or tax are correct please.`; item.syncsecs = "1"; } } } } function will_display_list(){ if ("reo" in mar.answers.v2 === false) mar.answers.v2.reo = []; // empty REO let reolist = mar.answers.v2.reo; for (let i=0; i < reolist.length; i++) { let item = reolist[i]; will_display_list_item(item); } } function reo_primary_index_fn(i) { if ("reo" in mar.answers.v2 === false) mar.answers.v2.reo = []; // empty REO let reolist = mar.answers.v2.reo; let reo_primary_index = false; let property_index = false; for (let j=0; j < reolist.length; j++) { if (MAR.getOpt(reolist[j],"reo_use","") == "primary") { if (MAR.getOpt(reolist[j],"whosname","").indexOf(`${i}`) > -1) { reo_primary_index = j; property_index = j; } } else { if (MAR.getOpt(reolist[j],"whosname","").indexOf(`${i}`) > -1) { property_index = j; } } } // console.warn(`reo_primary_index ${reo_primary_index}`); // console.warn(`MAR.ownsProperty(${i}) ${MAR.ownsProperty(0)}`); return reo_primary_index; } function normalizeAddress(ad){ if (typeof ad !== "string") return ""; let parts = ad.split("|"); for (let i=0; i < parts.length; i++) { parts[i] = parts[i].trim().toLowerCase() } while (parts.length < 5) { parts.push(""); } while (parts.length > 5) { parts.pop(); } return parts.join("|"); } function compareAddresses(ad1,ad2) { return (normalizeAddress(ad1) === normalizeAddress(ad2)); } /* -- appnum is the applicant number ad it returns the uuid of the liability containing the mortgage */ function suggest_unconnected_mortgage(appnum) { let sug = suggest(); for (let i=0; i < sug.length; i++) { let _sug = sug[i]; if (MAR.getOpt(_sug, `applicant`, -1) !== appnum) continue; /* not the same applicant */ if (MAR.getOpt(_sug, `suggestion`, ``) !== `unconnectedmortgage`) continue; /* not an unconnected mortgage */ let mortgages = MAR.getOpt(_sug, `mortgages`,false); /* abc-123 : { ... json data ... } */ for (let x in mortgages) { return x; } } return false; } function suggest() { /** * returns :: * borrower 0, * sugestedprimary "address" */ let retval = []; tidyUpReoMortgageLinks(); if ("reo" in mar.answers.v2 === false) mar.answers.v2.reo = []; // empty REO let reolist = MAR.getOpt(mar.answers.v2, `reo`,[]); // for (let j=0; j < reolist.length; j++) { // let whosname = MAR.getOpt(reolist[j],"whosname",""); // if (whosname === "") { // let ad = reolist[j].address; // retval.push({ // applicant : 0, // suggestion : "propertywithnoowner", // ad : ad // }) // } // } if (typeof mar.answers.v2.applicants === `undefined`) { return retval; } for (let i=0; i < mar.answers.v2.applicants.length; i++) { /** * determine if there is a primary and end up with * * reo_primary_index - index of primary property * property_index - same index but of any type of property */ let reo_primary_index = false; let property_index = false; let spouse = MAR.getApplicantsSpouse(i); for (let j=0; j < reolist.length; j++) { if (MAR.getOpt(reolist[j],"reo_use","") == "primary") { if (MAR.getOpt(reolist[j],"whosname","").indexOf(`${i}`) > -1) { reo_primary_index = j; property_index = j; } else if (spouse !== false) { if (MAR.getOpt(reolist[j],"whosname","").indexOf(`${spouse}`) > -1) { reo_primary_index = j; property_index = j; } } } else { if (MAR.getOpt(reolist[j],"whosname","").indexOf(`${i}`) > -1) { property_index = j; } else if (spouse !== false) { if (MAR.getOpt(reolist[j],"whosname","").indexOf(`${spouse}`) > -1) { property_index = j; } } } } // here also check for the spouse //MAR.getApplicants_JointApplicant // console.warn(`reo_primary_index ${reo_primary_index}`); // console.warn(`MAR.ownsProperty(${i}) ${MAR.ownsProperty(0)}`); if (reo_primary_index === false) { // we did not find a primary REO property if (MAR.ownsPrimary(i) == true) { // if we current own realestate , create a new REO block let a_current = MAR.getApplicantAddressCurrent(i); if (a_current && a_current.length > 0) { // retval.push({ // applicant : i, // suggestion : "add", // address : a_current[0].address // }) (function add_to_reo(){ /** * check for duplicates */ let address_to_add = a_current[0].address; for (let j=0; j < reolist.length; j++) { let item_address = MAR.getOpt(reolist[j], "address",false); if (typeof item_address !== "string") { item_address = MAR.getOpt(reolist[j], "address.address",""); } if (item_address === address_to_add) { address_to_add = false; property_index = j; break; } } if (address_to_add === false) { /* this is a duplicate */ return; } /** * Add property */ let newproperty = MAR.reo.create({ type : "primary", owner : i, address : { address : a_current[0].address }, verified : "N" }); if (MAR.is_refi()) { newproperty.reo_use = "primary"; newproperty.reo_use2 = "primary"; newproperty.property_type = mar.answers.v2.scenario.property_type; newproperty.value = mar.answers.v2.scenario.refi_current_value; newproperty.is_subject_property = (MAR.reo.getSubjectProperty() === false) ? "Y" : "N"; } property_index = MAR.reo.set(false, newproperty); })() } } } else /* we have a primary */ { if (MAR.ownsPrimary(i) == false) { // if we current own realestate let a_current = MAR.getApplicantAddressCurrent(i); if (a_current && a_current.length > 0) { let ad1 = a_current[0].address; let ad2 = reolist[reo_primary_index].address; retval.push({ applicant : i, suggestion : "check2", ad1 : ad1, ad2 : ad2, reo_primary_index : reo_primary_index }) } } else { let a_current = MAR.getApplicantAddressCurrent(i); if (a_current && a_current.length > 0) { let ad1 = a_current[0].address; let ad2 = reolist[reo_primary_index].address; if (compareAddresses(ad1,ad2) === false) { retval.push({ applicant : i, suggestion : "check", ad1 : ad1, ad2 : ad2, reo_primary_index : reo_primary_index }) } } } /** * now check is the primary is to sell and if this matched NPRF */ if (MAR.getOpt(reolist[reo_primary_index], "reo_use2","") === "sell") { let asset = MAR.assets.get("nprf"); if (asset.length === MAR.zero("no assets")) { if (MAR.getOpt(reolist[reo_primary_index], "reo_override_nprf","") !== "Y") { let calculated_nprf = num(MAR.getOpt(reolist[reo_primary_index], "CALC_NPRF",0)); retval.push({ applicant : i, suggestion : "no_nprf", ad : reolist[reo_primary_index].address, calculated_nprf : calculated_nprf, reo_primary_index : reo_primary_index }) } } if (asset.length > MAR.zero("we have assets")) { if (MAR.getOpt(reolist[reo_primary_index], "reo_override_nprf","") !== "Y") { let calculated_nprf = num(MAR.getOpt(reolist[reo_primary_index], "CALC_NPRF",0)); let entered_nprf = num(asset[0].val); if (calculated_nprf != entered_nprf) { let ad2 = reolist[reo_primary_index].address; retval.push({ applicant : i, suggestion : "diff_nprf", ad : reolist[reo_primary_index].address, salesprice : reolist[reo_primary_index].reo_expected_salesprice, salesperc : reolist[reo_primary_index].reo_expected_salesperc, loanbalance : reolist[reo_primary_index].LOANBALANCE, calculated_nprf : calculated_nprf, entered_nprf : entered_nprf, assetIndex : asset[0]._i, reo_primary_index : reo_primary_index }) } } } } } if (property_index === false) { if (MAR.ownsProperty(i) == true) { retval.push({ applicant : i, suggestion : "noproperty" }) } } } if (MAR.getOpt(mar.answers.v2, "liabilities", null) === null) { mar.answers.v2.liabilities = []; } mar.answers.v2.liabilities.filter(function(item){ if (item.type === "mortgage" || item.type === "heloc") { if (MAR.getOpt(item,"reolink","") === "") { if (MAR.getOpt(item, "attached_llc", "") === "Y") return; let mi = {}; mi[item.uuid] = item; retval.push({ applicant : 0, suggestion : "unconnectedmortgage", mortgages : mi }) } } }) let sp = MAR.reo.getSubjectProperty(); if (sp !== false) { let spd = sp.data; if (MAR.getOpt(spd, "verified", "") === "N") { if (MAR.is_refi()) { MAR.ifOpt(mar, "answers.v2.scenario.refi_taxes", function(v){ MAR.reo.setByUUID(sp.uuid, { monthly_includes_taxes : MAR.getOpt(mar, "answers.v2.scenario.refi_current_pmt_includes","N")}); MAR.reo.setByUUID(sp.uuid, { loan_tax : num(v) }); }); MAR.ifOpt(mar, "answers.v2.scenario.refi_current_value", function(v){ MAR.reo.setByUUID(sp.uuid, { value : num(v) }); // MAR.reo.setByUUID(sp.uuid, { purchase_price : num(v) }); }); MAR.ifOpt(mar, "answers.v2.scenario.monthly_rent", function(v){ MAR.reo.setByUUID(sp.uuid, { reo_expected_rental : num(v) }); MAR.reo.setByUUID(sp.uuid, { reo_rental_pm : num(v) }); }); MAR.ifOpt(mar, "answers.v2.scenario.property_type", function(v){ MAR.reo.setByUUID(sp.uuid, { property_type : v }); }); MAR.ifOpt(mar, "answers.v2.scenario.hoa_estimate", function(v){ if (num(v) > 0) { MAR.reo.setByUUID(sp.uuid, { loan_hoa : num(v)*12 }); MAR.reo.setByUUID(sp.uuid, { has_hoa : `Y` }); } else { MAR.reo.setByUUID(sp.uuid, { has_hoa : `N` }); } }); MAR.ifOpt(mar, "answers.v2.scenario.refi_home_insurance_cost", function(v){ MAR.reo.setByUUID(sp.uuid, { has_insurance : `Y` }); MAR.reo.setByUUID(sp.uuid, { monthly_includes_insurance : MAR.getOpt(mar, "answers.v2.scenario.refi_current_pmt_includes_ins","N") }); MAR.reo.setByUUID(sp.uuid, { loan_insurance : num(v) }); }); MAR.ifOpt(mar, "answers.v2.scenario.refi_current_debt_mdate", function(v){ MAR.reo.setByUUID(sp.uuid, { purchasedate : v }); }); // let refi_current_debt = getScenario_data("refi_current_debt",""); // let refi_current_value = getScenario_data("refi_current_value",""); // let refi_liquid_assets = getScenario_data("refi_liquid_assets",""); // let goals_target_budget = getScenario_data("goals_target_budget_old",""); // let refi_current_escrow = getScenario_data("refi_current_escrow",""); // let refi_current_debt_mdate = getScenario_data("refi_current_debt_mdate",""); // let refi_taxes = getScenario_data("refi_taxes",""); // let refi_home_insurance_cost= getScenario_data("refi_home_insurance_cost",""); // let hoa_estimate = getScenario_data("hoa_estimate",""); } } } // let mortgagesIndexed = {}; // // let mortgages = mar.answers.v2.liabilities.filter(function(item){ // if (item.type === "mortgage") { // mortgagesIndexed[item.uuid] = item; // return true; // } // return false; // }) // for (let i=0; i < reolist.length; i++) { // let loanlink = MAR.getOpt(reolist[i],"loanlink",""); // if (loanlink !== "") { // if (loanlink in mortgagesIndexed) { // delete mortgagesIndexed[loanlink]; // } // } // } // if (Object.keys(mortgagesIndexed).length > 0) { // retval.push({ // applicant : 0, // suggestion : "unconnectedmortgage", // mortgages : mortgagesIndexed // }) // } return retval; } function setMortgageOptionsFromReoLinks(ans = false) { if (ans !== false) mar.answers = ans; function getReoByUUID(ID) { let reolist = MAR.getOpt(mar, "answers.v2.reo", []); for (let i=0; i < reolist.length; i++) { let item = reolist[i]; if (item.uuid === ID) return item; } } let reo_array = {}; for (var i=0; i < mar.answers.v2.liabilities.length; i++) { var item = mar.answers.v2.liabilities[i]; if (!item || item == null) continue; if (item.type == "mortgage" || item.type == "heloc") { if ("reolink" in item && item.reolink !== "") { if (item.reolink in reo_array === false) { reo_array[item.reolink] = []; } reo_array[item.reolink].push(item.uuid); } } } let reolist = MAR.getOpt(mar, "answers.v2.reo", []); for (let i=0; i < reolist.length; i++) { let item = reolist[i]; let _uuid = item.uuid; if (_uuid in reo_array) { item.mortgageoptions = reo_array[_uuid].join(","); console.log(`JC setting mo to [${item.mortgageoptions}] on ${_uuid}`); } else { /* -- make sure we leave free and nl alone -- */ let mo = MAR.getOpt(item, `mortgageoptions`,``); if (mo === `` || typeof mo !== `string` || mo.indexOf(`-`) > -1) { item.mortgageoptions = ``; console.log(`JC setting mo to [${item.mortgageoptions}] on ${_uuid}`); } } } // for (let x in reo_array) { // let R = getReoByUUID(x); // R.mortgageoptions = reo_array[x].join(","); // } } function tidyOverrides() { if (MAR.getOpt(mar, "answers.v2.liabilities", null) === null) return; for (var i=0; i < mar.answers.v2.liabilities.length; i++) { var item = mar.answers.v2.liabilities[i]; item._balance = item.balance; item._monthly = item.monthly; (function() { let ovr = MAR.getOpt(item, `over`,``); if (ovr === `Y`) { item._balance = MAR.getOptNum(item, `over_balance`,item.balance); item._monthly = MAR.getOptNum(item, `over_monthly`,item.monthly); } })(); } } function tidyUpReoMortgageLinks() { tidyOverrides(); function getReoByLoanId(ID) { let reolist = MAR.getOpt(mar, "answers.v2.reo", []); for (let i=0; i < reolist.length; i++) { let item = reolist[i]; if ("mortgageoptions" in item) { if (typeof item.mortgageoptions === "string" && item.mortgageoptions !== "" && item.mortgageoptions !== "free" && item.mortgageoptions !== "nl") { let mo = item.mortgageoptions.split(","); item.loanlink = item.mortgageoptions; item.loanlinkA = mo; if (mo.indexOf(ID) > -1) return item.uuid; } else { item.loanlink = ""; item.loanlinkA = []; } } } return false; } if (MAR.getOpt(mar, "answers.v2.liabilities", null) === null) return; for (var i=0; i < mar.answers.v2.liabilities.length; i++) { var item = mar.answers.v2.liabilities[i]; if (!item || item == null) continue; if (item.type == "mortgage" || item.type == "heloc") { let reoitem = getReoByLoanId(item.uuid); if (reoitem === false) { item.reolink = ``; // MAR.delOpt(item, "reolink"); } else { item.reolink = reoitem; } } } } /** * @memberof MAR.reo */ function is_rent_roll_analysis_needed() { let _array = get(); for (let i=0; i < _array.length; i++) { let _reoitem = _array[i]; if ((MAR.getOpt(_reoitem,"skip_nodoc")===false) && (MAR.getOpt(_reoitem, "reo_rental_future_contract", "") === "N") && (MAR.getOpt(_reoitem, "reo_rental_future_contract_rentroll", "") ==="Y")) { return true; } if ((MAR.getOpt(_reoitem,"skip_nodoc")===false) && (MAR.getOpt(_reoitem, "_vacating_primary", "") ==="Y")) { return true; } } return false; } function calc_income_from_1040(_reo) { let reo_rental_income_on_tax_returns = MAR.getOpt(_reo, `reo_rental_income_on_tax_returns`, false); if (reo_rental_income_on_tax_returns === false || reo_rental_income_on_tax_returns !== `Y`) { return false; } let sche_opt = MAR.getOpt(_reo, `sche_opt`, false); if (sche_opt === false) { return false; } let sche_months = MAR.getOptNum(_reo, `sche_months`, 0); if (sche_months === 0) { return false; } if (_reo.sche_opt === `opt_1040`) { let inc = MAR.getOptNum(_reo, `sche_income`, 0) + MAR.getOptNum(_reo, `sche_royalties`, 0) + MAR.getOptNum(_reo, `sche_ins`, 0) + MAR.getOptNum(_reo, `sche_mint`, 0) + MAR.getOptNum(_reo, `sche_oint`, 0) + MAR.getOptNum(_reo, `sche_tax`, 0) + MAR.getOptNum(_reo, `sche_depr`, 0) + 0; let uinc = inc - MAR.getOptNum(_reo, `sche_total`, 0); let m_uinc = uinc / sche_months; return m_uinc; } if (_reo.sche_opt === `opt_est`) { let inc = MAR.getOptNum(_reo, `sche_income`, 0); let costs = 0; costs += MAR.getOptNum(_reo, `sche_adv`, 0); costs += MAR.getOptNum(_reo, `sche_auto`, 0); costs += MAR.getOptNum(_reo, `sche_clean`, 0); costs += MAR.getOptNum(_reo, `sche_comm`, 0); costs += MAR.getOptNum(_reo, `sche_legal`, 0); costs += MAR.getOptNum(_reo, `sche_man`, 0); costs += MAR.getOptNum(_reo, `sche_rep`, 0); costs += MAR.getOptNum(_reo, `sche_supp`, 0); costs += MAR.getOptNum(_reo, `sche_util`, 0); costs += MAR.getOptNum(_reo, `sche_other`, 0); let uinc = inc - costs let m_uinc = uinc / sche_months; return m_uinc; } return false; } function calc_income_from_8825(_reo) { let reo_rental_income_on_tax_returns = MAR.getOpt(_reo, `reo_rental_income_on_tax_returns`, false); if (reo_rental_income_on_tax_returns === false || reo_rental_income_on_tax_returns !== `Y`) { return false; } let f8825_opt = MAR.getOpt(_reo, `f8825_opt`, false); if (f8825_opt === false) { return false; } if (f8825_opt !== `opt_est`) { return false; } return false; let f8825_months = MAR.getOptNum(_reo, `f8825_months`, 0); if (f8825_months === 0) { return false; } if (_reo.f8825_opt === `opt_est`) { let inc = MAR.getOptNum(_reo, `f8825_income`, 0); let costs = 0; costs += MAR.getOptNum(_reo, `f8825_other`, 0); let uinc = inc - costs let m_uinc = uinc / f8825_months; return m_uinc; } return false; } return { init : init, getByUUID : getByUUID, getByREOID : getByREOID, getByIndex : getByIndex, setMortgageOptionsFromReoLinks : setMortgageOptionsFromReoLinks, setByUUID : setByUUID, tidyUpReoMortgageLinks : tidyUpReoMortgageLinks, tidyOverrides : tidyOverrides, makePropertyTheSubject : makePropertyTheSubject, makePropertyTheSubjectUnverified : makePropertyTheSubjectUnverified, makePropertyTheSubjectUnverifiedSync : makePropertyTheSubjectUnverifiedSync, // explode_property_address : explode_property_address, explode_property : explode_property, explode_address : explode_address, set_scenario_county_from_address : set_scenario_county_from_address, // compareAddresses : compareAddresses, // get : get, set : set, del : del, suggest : suggest, reo_primary_index_fn : reo_primary_index_fn, will_display_list : will_display_list, will_display_list_item : will_display_list_item, create : create, getCurrentPrimary : getCurrentPrimary, getPropertiesByApplicant : getPropertiesByApplicant, getSubjectProperty : getSubjectProperty, getOrCreateSubjectProperty : getOrCreateSubjectProperty, isSubjectProperty : isSubjectProperty, getNextUnverifiedItem : getNextUnverifiedItem, isAnythingVerified : isAnythingVerified, is_rent_roll_analysis_needed : is_rent_roll_analysis_needed, prop : prop, // -- the 1040 -- calc_income_from_1040 : calc_income_from_1040, calc_income_from_8825 : calc_income_from_8825, // is_income_attached_to_property : is_income_attached_to_property, /* is an income linked to a property, or properties */ // // Helper for conditions // suggest_unconnected_mortgage : suggest_unconnected_mortgage, // ___id : "reoObj" } })() var permissionsObj = (function(){ let xsd = { realtor_permission_loan_calcs_and_docs : "realtor_permission_loan_calcs_and_docs", realtor_permission_direct_underwriting_report : "realtor_permission_direct_underwriting_report", realtor_permission_appraisal_information : "realtor_permission_appraisal_information", } let pms = {}; let pm = ""; pm = "realtor_permission_loan_calcs_and_docs"; pms[pm] = {}; pms[pm].desc = { Y : "The client GAVE permission to share calculations and loan documentation with the realtor ", N : "The client DECLINED to give permissiont o share calculations and loan documentation with the realtor" }; pm = "realtor_permission_direct_underwriting_report"; pms[pm] = {}; pms[pm].desc = { Y : "The client GAVE permission to share direct underwriting reports with the realtor ", N : "The client DECLINED to direct underwriting reports with the realtor" }; pm = "realtor_permission_appraisal_information"; pms[pm] = {}; pms[pm].desc = { Y : "The client GAVE permission to share appraisal information with the realtor ", N : "The client DECLINEDm1 to give permission to share appraisal information with the realtor" }; function _get(p,val) { return MAR.getOpt(pms, `${p}.desc.${val}`,false) } function makePermsForSummary(ans) { let perms = []; let _plcd = MAR.getOpt(ans, "v2.scenario.realtor_permission_loan_calcs_and_docs",""); let _pdur = MAR.getOpt(ans, "v2.scenario.realtor_permission_direct_underwriting_report",""); let _pai = MAR.getOpt(ans, "v2.scenario.realtor_permission_appraisal_information",""); if (_plcd !== "") { perms.push(MAR.perms.get("realtor_permission_loan_calcs_and_docs",_plcd)); } if (_pdur !== "") { perms.push(MAR.perms.get("realtor_permission_direct_underwriting_report",_pdur)); } if (_pai !== "") { perms.push(MAR.perms.get("realtor_permission_appraisal_information",_pai)); } if (perms.length == 0) { return ""; } return "Realtor permissons :
- " +perms.join("
- ") + "
"+addressToString(ad)+"
";
return rv;
}
function ins() {
return MAR.getOpt(_itm, "loan_insurance", "");
}
function subject_property() {
return MAR.getOpt(_itm, "is_subject_property", "");
}
function mortgages(n) {
let item = _itm;
if (item.mortgageoptions == "free") {
return [];
}
let mos = (typeof item.mortgageoptions === "string") ? item.mortgageoptions.split(",") : [];
mos.filter(function(mo,idx){
let loan = MAR.liabilities.getByUUID(mo);
mos[idx] = {
mo : mo,
loan : loan
};
if (loan === false) return;
mos[idx].name = loan.name;
mos[idx].balance = loan.balance;
mos[idx].monthly = loan.monthly;
mos[idx].balanceF = MAR.format.format("cur",loan.balance);
mos[idx].monthlyF = MAR.format.format("cur",loan.monthly);
mos[idx].typeF = "Mortgage";
if (loan.m_type === "heloc") {
mos[idx].typeF = "HELOC";
}
});
if (typeof n !== "number") return mos;
if (n < mos.length) return mos[n];
return false;
}
function summary() {
let item = _itm;
let h = "";
if (item.verified2 === "N") {
h += `Needs Verfification !`;
} else {
if (item.mortgageoptions == "free") {
h += "Mortgage free";
} else {
h += "Property is mortgaged";
let bal = 0;
let mth = 0;
// console.log("item",item)
// console.log("item.mortgageoptions",item.mortgageoptions)
// console.log("item.mortgageoptions type",typeof item.mortgageoptions)
let mos = (typeof item.mortgageoptions === "string") ? item.mortgageoptions.split(",") : [];
mos.filter(function(mo){
let loan = MAR.liabilities.getByUUID(mo);
if (loan === false) return;
bal += loan.balance;
mth += loan.monthly;
});
h += `, Bal: ${MAR.format.format("cur",bal)}, Pmt: ${MAR.format.format("cur",mth)}`;
}
if (item.mortgageoptions !== "free" && item.loantype === "fha") {
h += `, FHA : Yes`;
}
if (MAR.getOpt(item, "is_subject_property","") === "Y") {
let new_monthly = getScenario_data(`goals_target_budget_high`,false);
let new_loanvalue = getScenario_data(`off_loanvalue`,false);
if (new_monthly !== false) {
h += `, subject property - New loan values are pmt:${MAR.format.format("cur",new_monthly)} bal:${MAR.format.format("cur",new_loanvalue)}.`;
} else {
h += `, subject property - the loan values will replace any current mortgage amounts.`;
}
}
// if (item.mortgageoptions == "free") {
// if (num(txt("#reo_free_loan_tax")) > 0) {
// h += "Tax:"+elaineui.format("cur",txt("#reo_free_loan_tax"))+" p.a.
";
// }
// if (num(txt("#reo_free_loan_insurance")) > 0) {
// h += "Ins:"+elaineui.format("cur",txt("#reo_free_loan_insurance"))+" p.a.
";
// }
// if (num(txt("#reo_loan_hoa")) > 0) {
// h += "HOA:"+elaineui.format("cur",Math.floor(num(txt("#reo_loan_hoa"))))+" p.m.
";
// }
// } else {
// if (num(txt("#reo_loan_tax")) > 0) {
// h += "Tax:"+elaineui.format("cur",txt("#reo_loan_tax"))+" p.a.
";
// }
// if (num(txt("#reo_loan_insurance")) > 0) {
// h += "Ins:"+elaineui.format("cur",txt("#reo_loan_insurance"))+" p.a.
";
// }
// if (num(txt("#reo_loan_hoa")) > 0) {
// h += "HOA:"+elaineui.format("cur",Math.floor(num(txt("#reo_loan_hoa"))))+" p.m.
";
// }
// }
if (item.property_type != "") h += ", Type: "+mar._txt(item.property_type);
if (item.reo_use != "") h += ", Use: "+mar._txt(item.reo_use);
if (item.purchasedate != "") h += ", Purchased : "+moment(item.purchasedate).format("MM/YYYY")
if (typeof itempurchase_price === `number`) h += ", Price : "+MAR.format.format("cur",item.purchase_price)
h += ", Value : "+MAR.format.format("cur",item.value)
if (num(item.reo_rental_pm) !== 0) {
h += ", Rental income : "+MAR.format.format("cur",item.reo_rental_pm)
}
else if (num(item.reo_expected_rental) > 0) {
h += ", Rent entered:"+MAR.format.format("cur",item.reo_expected_rental);;
}
if (typeof item.reo_use2 === `string` && item.reo_use2 != "" && item.reo_use2 != "yes") {
h += ", future use:"+mar._txt(`use2_${item.reo_use2}`);
}
if (num(item.reo_expected_salesprice) > 0) {
h += ", Exp. value:"+MAR.format.format("cur",item.reo_expected_salesprice);
}
if (num(item.reo_expected_salesperc) > 0) {
h += ", Closing cost:"+MAR.format.format("perc",item.reo_expected_salesperc);
}
if (MAR.getOpt(item,`propertyinllc`,``) === `Y`) {
h += `, Owned by :`;
let itms = MAR.getOpt(item,`propertyinllc_incomes`,``).split(`,`);
for (let x=0; x < itms.length; x++) {
try {
let itm_uuid = itms[x];
let itm = MAR.income.getByUUID(itm_uuid);
let typ = MAR.getOpt(item, "type", "");
let emp = MAR.xsd.inc_w2(itm).name(`${typ.capitalize()}`);
if (x > 0) {
h += `, ${emp}`;
} else {
h += `${emp}`;
}
} catch(E){
h += `${E}`;
}
}
}
}
// var reo2 = "";
//
// if (item.mortgageoptions == "free") {
// if (num(txt("#reo_free_loan_tax")) > 0) {
// reo2 += "Tax:"+elaineui.format("cur",txt("#reo_free_loan_tax"))+" p.a.
";
// }
// if (num(txt("#reo_free_loan_insurance")) > 0) {
// reo2 += "Ins:"+elaineui.format("cur",txt("#reo_free_loan_insurance"))+" p.a.
";
// }
// if (num(txt("#reo_loan_hoa")) > 0) {
// reo2 += "HOA:"+elaineui.format("cur",Math.floor(num(txt("#reo_loan_hoa"))))+" p.m.
";
// }
// } else {
// if (num(txt("#reo_loan_tax")) > 0) {
// reo2 += "Tax:"+elaineui.format("cur",txt("#reo_loan_tax"))+" p.a.
";
// }
// if (num(txt("#reo_loan_insurance")) > 0) {
// reo2 += "Ins:"+elaineui.format("cur",txt("#reo_loan_insurance"))+" p.a.
";
// }
// if (num(txt("#reo_loan_hoa")) > 0) {
// reo2 += "HOA:"+elaineui.format("cur",Math.floor(num(txt("#reo_loan_hoa"))))+" p.m.
";
// }
// }
// if (reo2 === "") {
// reo2 = "None
";
// }
//
//
//
//
// var reo6 = "";
// if (item.reo_use2 != "") reo6 += mar._txt(`use2_${item.reo_use2}`);
//
//
// if (num(txt("#reo_expected_rental")) > 0) {
// reo6 += "Rent:"+elaineui.format("cur",txt("#reo_expected_rental")); // } // if (num(txt("#reo_expected_salesprice")) > 0) { // reo6 += "
Exp. value:"+elaineui.format("cur",txt("#reo_expected_salesprice")); // } // if (num(txt("#reo_expected_salesperc")) > 0) { // reo6 += "
Closing cost:"+elaineui.format("perc",txt("#reo_expected_salesperc")); // } // // // // $("#_sc_reo6").html(reo6); /// return h; } function tax() { return MAR.getOpt(_itm, "loan_tax", ""); } function hoa() { return MAR.getOpt(_itm, "loan_hoa", ""); } function closing_date() { return MAR.getOpt(_itm, "closing_date", ""); } function expected_rent() { return MAR.getOptNum(_itm, "reo_rental_pm", 0); } function payoff() { return MAR.getOptNum(_itm, "LOANBALANCE", 0); } function jsn() { return JSON.stringify(_itm); } function getitm() { return _itm; } return { addr1 : addr1, addr1_html : addr1_html, addr : addr, tax : tax, hoa : hoa, entered_hoa : hoa, payoff : payoff, subject_property : subject_property, expected_rent : expected_rent, ins : ins, closing_date : closing_date, itm : getitm, summary : summary, mortgages : mortgages, jsn : jsn, ___id : "xsd reo" } } function asset(itm) { let _itm = itm; function name() { let rv = `${_itm.institution_name}`; MAR.ifOpt(_itm, `last4digits`, function (v){ if (v !== ``) { rv += `(${v})` } }); return rv; } return { name : name, ___id : `xsd asset` } } function lia_factory(itm) { if (`lia_${itm.type}` in MAR.xsd) { return MAR.xsd[`lia_${itm.type}`](itm) } else { return MAR.xsd.lia_(itm) } } function lia_(itm) { let _itm = itm; function monthly() { return num(MAR.getOpt(_itm, "monthly",0)); } function balance() { return num(MAR.getOpt(_itm, "balance",0)); } function inomask() { return num(MAR.getOpt(_itm, "inomask",0)); } function assigned() { return getLiabilityAssignments(inomask()) } function data() { return _itm; } function prop(p, def) { return MAR.getOpt(_itm, p, def); } return { monthly : monthly, inomask : inomask, assigned : assigned, balance : balance, raw : data, prop : prop, data : data, ___id : "xsd lia" } } function lia_child(itm) { let _itm = itm; function alimony() { return num(MAR.getOpt(_itm, "alimony_monthly",0)); } function payment() { return num(MAR.getOpt(_itm, "payment",0)); } function payment_enc() { return num(MAR.getOpt(_itm, "payment_enc",0)); } function alimony_will_dropoff() { return MAR.getOpt(_itm, "alimony_dropoff","N"); } function alimony_will_dropoff_date() { return MAR.getOpt(_itm, "alimony_date","N"); } function child() { return num(MAR.getOpt(_itm, "child_monthly",0)) } function child_will_dropoff() { return MAR.getOpt(_itm, "child_dropoff","N"); } function child_will_dropoff_count() { return num(MAR.getOpt(_itm, "child_dropoff_count","0")); } function child_will_dropoff_details(i) { if (child_will_dropoff_count() > 0) { return { name : MAR.getOpt(_itm, `child_dropoff_name_${i}` ,""), dob : MAR.getOpt(_itm, `child_dropoff_dob_${i}` ,""), val : num(MAR.getOpt(_itm, `child_dropoff_val_${i}` ,0)) } } return false; } function monthly() { return alimony() + child(); } function enc_monthly() { return num(MAR.getOpt(_itm, "enc_monthly",0)); } function inomask() { return num(MAR.getOpt(_itm, "inomask",0)); } function assigned() { return getLiabilityAssignments(inomask()) } function data() { return _itm; } function prop(p, def) { return MAR.getOpt(_itm, p, def); } return { alimony : alimony, payment : payment, payment_enc : payment_enc, monthly : monthly, enc_monthly : enc_monthly, alimony_will_dropoff : alimony_will_dropoff, alimony_will_dropoff_date : alimony_will_dropoff_date, child_will_dropoff : child_will_dropoff, child_will_dropoff_count : child_will_dropoff_count, child_will_dropoff_details : child_will_dropoff_details, child : child, inomask : inomask, assigned : assigned, raw : data, prop : prop, data : data, ___id : "xsd lia child" } } function inc_w2(itm) { let _itm = itm; function is_less_3_months() { let fromd = MAR.getOpt(itm, "fromd", ""); if (fromd === "") return false; let m_now = new Date().getTime(); let m_fromd = MAR.Date(fromd).getTime(); let diff = (m_now - m_fromd) / (1000 * 3600 * 24) if (diff < 95) return true; return false; } function name(DEFAULT) { if (isPrevious()) { return MAR.getOpt(_itm, "displayName","") } if (DEFAULT === "Dis") return "Disability"; let rv = _itm.name || _itm.name_k1 || _itm.name_llc || _itm.pension_former_employer; if (typeof rv !== "string" && typeof DEFAULT === "string") return DEFAULT; return rv; } function isPrevious_W2() { if (isPrevious() === true && MAR.getOpt(_itm, "selfemployed", "") === "N") { return true; } return false; } function isPrevious_1099() { if (isPrevious() === true && MAR.getOpt(_itm, "selfemployed", "") === "Y" && MAR.getOpt(_itm, "selfemployed_type", "") == "D1099") { return true; } return false; } function isPrevious_partnership() { if (isPrevious() === true && MAR.getOpt(_itm, "selfemployed", "") === "Y" && MAR.getOpt(_itm, "selfemployed_type", "") == "Partnership") { return true; } return false; } function isPrevious_llc() { if (isPrevious() === true && MAR.getOpt(_itm, "selfemployed", "") === "Y" && MAR.getOpt(_itm, "selfemployed_type", "") == "LLC") { return true; } return false; } function isPrevious_scorp() { if (isPrevious() === true && MAR.getOpt(_itm, "selfemployed", "") === "Y" && MAR.getOpt(_itm, "selfemployed_type", "") == "S-Corp") { return true; } return false; } function isPrevious_ccorp() { if (isPrevious() === true && MAR.getOpt(_itm, "selfemployed", "") === "Y" && MAR.getOpt(_itm, "selfemployed_type", "") == "C-Corp") { return true; } return false; } function isPartTime() { let income_full_or_part = MAR.getOpt(_itm, "income_full_or_part", ""); if (income_full_or_part === "parttime") return true; return false; } function isFullTime() { let income_full_or_part = MAR.getOpt(_itm, "income_full_or_part", "fulltime"); if (income_full_or_part === "fulltime") return true; return false; } function isPrevious() { return (MAR.getOpt(_itm, "previous_type","") !== ""); } function is_last_year() { let fromd = MAR.getOpt(_itm, "fromd", ""); let tod = MAR.getOpt(_itm, "tod", ""); if (fromd === "") return true; let m_now = new Date().getFullYear(); let m_fromd = MAR.Date(fromd).getFullYear(); if (tod !== "") { let m_tod = MAR.Date(tod).getFullYear(); if (m_tod < m_now-1) return false; } if (m_fromd < m_now) return true; return false; } function is_more_1_year() { let fromd = MAR.getOpt(_itm, "fromd", ""); if (fromd === "") return true; let m_now = new Date().getTime(); let m_fromd = MAR.Date(fromd).getTime(); let diff = (m_now - m_fromd) / (1000 * 3600 * 24) if (diff > 365) return true; return false; } function is_more_2_year() { let fromd = MAR.getOpt(_itm, "fromd", ""); if (fromd === "") return true; let m_now = new Date().getFullYear(); let m_fromd = MAR.Date(fromd.split("-")).getFullYear(); if (m_fromd < (m_now-1)) return true; // let m_now = new Date().getTime(); // let m_fromd = MAR.Date(fromd).getTime(); // let diff = (m_now - m_fromd) / (1000 * 3600 * 24) // // if (diff > 365) return true; return false; } // if ( MAR.getOpt(_itm, "current","Y") !== "N"); // // if (MAR.getOpt(inc, "previous_type","") === "work") { // inc.start_date = MAR.getOpt(inc, "fromd", ""); // inc.end_date = MAR.getOpt(inc, "tod", ""); // } // if (MAR.getOpt(inc, "previous_type","") === "study") { // inc.start_date = MAR.getOpt(inc, "education_start", ""); // inc.end_date = MAR.getOpt(inc, "education_end", ""); // } // } else { // inc.start_date = MAR.getOpt(inc, "fromd", ""); // inc.end_date = ""; // } return { is_less_3_months : is_less_3_months, is_more_1_year : is_more_1_year, is_more_2_year : is_more_2_year, is_last_year : is_last_year, isPartTime : isPartTime, isFullTime : isFullTime, name : name, isPrevious : isPrevious, isPrevious_W2 : isPrevious_W2, isPrevious_1099 : isPrevious_1099, isPrevious_partnership : isPrevious_partnership, isPrevious_llc : isPrevious_llc, isPrevious_scorp : isPrevious_scorp, isPrevious_ccorp : isPrevious_ccorp, ___id : "income w2" } } function obj_from_need_array(needsidArray) { /** * e.g. * [0] [1] [2] [3] [4] [5] * reo / ? / 1 / sup_doc / reo-home-hoa / 111-222-333-444 */ if (!needsidArray || needsidArray.length < 6) { return false; } if (needsidArray[0] === "reo") { let uuid = needsidArray[5]; let itm = MAR.reo.getByUUID(uuid); if (itm !== false) { itm._tmpyear = (needsidArray.length > 6) ? needsidArray[6] : ""; } return itm; } if (needsidArray[0] === "liabilities") { let uuid = needsidArray[5]; let itm = MAR.liabilities.getByUUID(uuid); if (itm !== false) { itm._tmpyear = (needsidArray.length > 6) ? needsidArray[6] : ""; } return itm; } if (needsidArray[0] === "income") { let uuid = needsidArray[5]; let itm = MAR.income.getByUUID(uuid); if (typeof itm === `undefined`) { console.log(`ELAINEBTF - fn:obj_from_need_array itm is undefined uuid ${uuid},needsidArray ${needsidArray}`); itm = false; } if (itm !== false) { try { if ("name" in itm) itm.namef = itm.name; else if ("name_k1" in itm) itm.namef = itm.name_k1; else if ("name_llc" in itm) itm.namef = itm.name_llc; itm._tmpyear = (needsidArray.length > 6) ? needsidArray[6] : ""; } catch (E) { console.log(`ELAINEBTF - fn:obj_from_need_array 02 itm is undefined uuid ${uuid},needsidArray ${needsidArray}`,E); itm = false; } } return itm; } return false; } return { asset : asset, reo : reo, lia_child : lia_child, lia_ : lia_, lia_factory : lia_factory, inc_w2 : inc_w2, obj_from_need_array : obj_from_need_array, ___id : "xsd" } })() let conditionsObj = (function(){ let code2cat = {} code2cat.ASS = "assets"; code2cat.INC = "income"; code2cat.ID = "personal"; code2cat.REO = "reo"; code2cat.PROP = "property"; code2cat.LIA = "credit"; code2cat.GEN = "miscelaneous"; code2cat.LOI = "Compliance"; let code2enc = {} code2enc.ASS = "assets"; code2enc.INC = "income"; code2enc.ID = "misc"; code2enc.REO = "misc"; code2enc.PROP = "assets"; code2enc.LIA = "liabilities"; code2enc.GEN = "misc"; code2enc.LOI = "misc"; let cat2code = {} cat2code.assets = "ASS"; cat2code.income = "INC"; cat2code.personal = "ID"; cat2code.reo = "REO"; cat2code.property = "PROP"; cat2code.liabilities = "LIA"; cat2code.credit = "LIA"; cat2code.miscelaneous = "GEN"; cat2code.loi = "LOI"; function getEncNoteSec(S) { if (S in cat2code) { S = cat2code[S]; // change to code } return MAR.getOpt(code2enc, S, "misc"); } function getCode(S) { if (S in code2cat) return S; // if you send ASS then return ASS return MAR.getOpt(cat2code, S, S); } function getCat(S) { if (S in cat2code) { S = cat2code[S]; // change to code } return MAR.getOpt(code2cat, S, S); } function isDate(S){ if (S.length !== 10) return false; var regEx = /^\d{4}-\d{2}-\d{2}$/; if(S.match(regEx)) return true; // valid format return false; } function extra_format(S){ /** * is it 2 dates? */ let parts = S.trim().split(" "); if (parts.length === 2) { if (isDate(parts[0]) && isDate(parts[1])) { /* is 2011-01-01 2011-01-01*/ return `for the period ${parts[0]} to ${parts[1]}`; } } return S; } function extract_date_range(S){ /** * is it 2 dates? */ let parts = S.trim().split(" "); if (parts.length === 2) { if (isDate(parts[0]) && isDate(parts[1])) { /* is 2011-01-01 2011-01-01*/ return { sdate : parts[0], edate : parts[1] }; } } return false; } return { cat2code : cat2code, code2cat : code2cat, getEncNoteSec : getEncNoteSec, getCode : getCode, getCat : getCat, extra_format : extra_format, extract_date_range : extract_date_range, ___id : "conditions" } })(); let adminusersObj = (function(){ function roles_is_lo(permission) { if ((permission & mar.approles.assignedto.mask) > 0) return true; return false; } function roles_is_re(permission) { if ((permission & mar.approles.realtor.mask) > 0) return true; return false; } function image_src(uid) { return `/cfc/adminuserspublic/${uid}/image`; } function user_firstname(user) { let name = MAR.getOpt(user, `name`,``).split(` `)[0]; if (name.endsWith(`s`)) return `${name}'`; return `${name}'s`; } return { is_lo : roles_is_lo, is_re : roles_is_re, image_src : image_src, // user_firstname : user_firstname, // ____id : "adminusers obj" } })(); let format = (function(){ let MAXC = 12; let MAXCEMP = 20; function first(str, spacer) { if (typeof spacer !== "string") spacer = ""; if (typeof str === "string") return spacer+str.trim().split(" ")[0].slice(0,MAXC); return ""; } function emp(str,spacer) { if (typeof spacer !== "string") spacer = ""; if (typeof str === "string") return spacer+str.trim().slice(0,MAXCEMP).trim(); return ""; } function cur(str,units) { if (typeof units !== "string") { units = ""; } else { units = ` ${units}`; } if (typeof str === "string") str = num(str); if (typeof str === "number") return `\$${str.toFixed(0)}${units}`; return ""; } function cur2(str,units) { if (typeof units !== "string") { units = ""; } else { units = ` ${units}`; } if (typeof str === "string") str = num(str); if (typeof str === "number") return `\$${str.toFixed(2)}${units}`; return ""; } let month_names = { "1" : "Jan", "01" : "Jan", "2" : "Feb", "02" : "Feb", "3" : "Mar", "03" : "Mar", "4" : "Apr", "04" : "Apr", "5" : "May", "05" : "May", "6" : "Jun", "06" : "Jun", "7" : "Jul", "07" : "Jul", "8" : "Aug", "08" : "Aug", "9" : "Sep", "09" : "Sep", "10" : "Oct", "11" : "Nov", "12" : "Dec", }; function month_name(n) { return MAR.getOpt(month_names, `${n}`, ""); } function dat(str) { if (typeof str === "string" && str.trim().length === 10) { let strs = str.split("-"); return { y : strs[0], m : month_names[strs[1]], d : num(strs[2]) }; } return ""; } function range(str, str2) { str = dat(str); str2 = dat(str2); if (typeof str === "object" && typeof str2 === "object") { return `${str.m} ${str.d} - ${str2.m} ${str2.d} ${str2.y}`; } return ""; } function month(str) { str = dat(str); if (typeof str === "object") { return `${str.m} ${str.y}`; } return ""; } function str2usd_docnaming(str) { if (typeof str !== "string") return str; let dates = str.match(/[0-9][0-9][0-9][0-9]-[0-9][0-9]-[0-9][0-9]/g); if (dates !== null) { for (let i=0; i < dates.length; i++) { let _da = dates[i]; let _das = _da.split("-"); let _usda = month_names[_das[1]]+"-"+_das[2]+"-"+_das[0] str = `${month_names[_das[1]]} ${parseInt(_das[2],10)}, ${_das[0]}`; } } dates = str.match(/[0-9][0-9]-[0-9][0-9]-[0-9][0-9][0-9][0-9]/g); if (dates !== null) { for (let i=0; i < dates.length; i++) { let _da = dates[i]; let _das = _da.split("-"); let _usda = month_names[_das[1]]+"-"+_das[0]+"-"+_das[2] str = `${month_names[_das[1]]} ${parseInt(_das[0],10)}, ${_das[2]}`; } } return str; } function _format(type, val) { let rval = val; if (type == "int") { if (val != "") rval = parseInt(val,10); } if (type == "t_usd1") { if (val != "") { let vals = val.split("-"); if (vals.length > 2) { return `${vals[1]}/${vals[2]}/${vals[0]}`; } } } else if (type == "da") { return str2usd_docnaming(val); } else if (type == "cal") { if (val != "") return moment(val).utcOffset(-5*60).calendar(); } else if (type == "ad1") { if (val != "") return val.split("|")[0]; } else if (type == "cur") { if (val != "") rval = parseInt(val,10).toLocaleString('en-US');; rval = "$"+rval+""; } else if (type == "curK") { if (val != "") rval = Math.round(parseInt(val,10)/1000); rval = "$"+rval+"k"; } else if (type == "cur_space") { if (val != "") rval = parseInt(val,10).toLocaleString('en-US');; rval = "$ "+rval+""; } else if (type == "cur_just") { if (typeof val === "number") rval = parseInt(`${val}`,10).toLocaleString('en-US'); else if (typeof val === "string") rval = parseInt(val,10).toLocaleString('en-US'); else rval = ""; rval = "$"+rval+""; } else if (type == "cur2") { if (val != "") rval = parseFloat(val,10).toFixed(2).toLocaleString('en-US');; rval = "$"+rval+""; } else if (type == "dec") { if (val != "") rval = parseFloat(val,10).toFixed(2); } else if (type == "perc") { if (val != "") rval = parseFloat(val,10).toFixed(2)+"%"; } else if (type == "perc0") { if (val != "") rval = parseFloat(val,10).toFixed(0)+"%"; } else if (type == "perc1") { if (val != "") rval = parseFloat(val,10).toFixed(1)+"%"; } else if (type == "perc2") { if (val != "") rval = parseFloat(val,10).toFixed(2)+"%"; if (rval == "0") rval = "0.00%"; } else if (type == "perc3") { if (val != "") rval = parseFloat(val,10).toFixed(3)+"%"; if (rval == "0") rval = "0.000%"; } else if (type == "perc3opt") { if (val != "") { rval = parseFloat(val,10).toFixed(3)+"%"; if (rval.endsWith("000%")) { rval = rval.substring(0,rval.length-5)+"%"; } else if (rval.endsWith("00%")) { rval = rval.substring(0,rval.length-3)+"%"; } else if (rval.endsWith("0%")) { rval = rval.substring(0,rval.length-2)+"%"; } } if (rval == "0") rval = "0.0%"; } // else if (type == "tel") { // rval = telF(val,val); // } else if (type == "usd") { rval = str2usd(val); } else { } return rval; } return { str2usd_docnaming : str2usd_docnaming, format : _format, first : first, /* first name */ emp : emp, /* employer name */ dat : dat, range : range, month : month, cur : cur, month_name : month_name, cur2 : cur2, ____if : "formatting" } })(); function zero(label) { return 0; } function val(v,label) { return v; } function boolean_get(str, posn, def) { if (typeof str !== "string") { str = ""; } if (typeof posn === "number") { // this is a get if (posn
"); } function searchArray(arr, key, val, nth_occurrence) { if (typeof nth_occurrence !== "number") nth_occurrence = 0; if (typeof arr !== "object") return false; for (let i=0; i < arr.length; i++) { if (key in arr[i] && arr[i][key] === val) { if (nth_occurrence === 0) { return arr[i]; } else { nth_occurrence--; } } } return false; } function DateObj(S) { // see https://stackoverflow.com/questions/2587345/why-does-date-parse-give-incorrect-results if (arguments.length === 0) return new Date(); if (typeof S === "string") { let parts = S.split("-"); if (parts.length === 3) { return new Date(parts[0], parts[1]-1, parts[2]); // Note: months are 0-based } } return new Date(S); } let emailObj = (function(){ function strip_reply(s) { if (typeof s !== "string") return s; let lines = s.split("\n"); let rv = []; for (let i=0; i < lines.length; i++) { let lin = lines[i].toLowerCase().trim(); if (lin.startsWith("email:")) break; if (lin.startsWith("phone:")) break; if (lin.startsWith("[cid")) continue; if (lin.startsWith("[")) continue; if (lin.startsWith("from:")) break; if (lin.startsWith("sent:")) break; if (lin.startsWith("to:")) break; if (lin.startsWith("----")) break; if (lin.indexOf("----") > -1) break; rv.push(lines[i]) } return rv.join("\n"); } return { strip_reply : strip_reply, ___id : "Email helpers" } })(); function confluence(link) { return `https://confluence.durunner.ai/display/EL/${link}`; } /** * Apply a model to an object */ function applymodel(model, da) { for (let x in model) { let mandatory = MAR.getOpt(model[x], "mandatory", false); let name = MAR.getOpt(model[x], "name", x); let type = MAR.getOpt(model[x], "type", false); let def = MAR.getOpt(model[x], "def", null); if (mandatory && x in da === false) { return `${name} is mandatory`; } if (x in da === false) { if (def !== null) { da[x] = def; } } let val = da[x]; if (type) { if (typeof val !== type) { return `${name} is not a ${type} but a ${typeof val}`; } } } return true; } let apiObj = {} apiObj.lookup_address_details = function(address,fn) { $.ajax({ url: `/api/chatbot/getaddressinfo`, type: 'POST', data : { address : address }, success: function(da) { if (da.status === 201) { fn({ error : false, sug : MAR.getOpt(da, "data.sug",[]), sug_cnt : MAR.getOpt(da, "data.sug_cnt",0) }) return; } if (da.status === 202) { fn({ error : false, sug : MAR.getOpt(da, "data.sug",[]), sug_cnt : MAR.getOpt(da, "data.sug_cnt",0) }) return; } if (da.status !== 0 && da.status !== 204) { fn(false); return; } fn(MAR.getOpt(da, "data.eldata",{}), da); // fn(MAR.getOpt(da, "data.rv.data.data",{}), da); }, error: function(da){ fn({ error : true, err : da }); return; }, timeout : 10000 }) }; apiObj.lookup_address_detailsSync = function(address) { return new Promise(function(resolve, reject) { apiObj.lookup_address_details(address, function(rv) { resolve(rv); }); }); }; apiObj.getSync = function(url) { return new Promise(function(resolve, reject) { $.get(url, function(rv){ resolve(rv); }) }); }; apiObj.postSync = function(url, data) { return new Promise(function(resolve, reject) { $.post(url, data, function(rv){ resolve(rv); }) }); }; apiObj.sleepSync = function(n) { return new Promise(function(resolve, reject) { setTimeout(function(){ resolve(true); },n); }); }; apiObj.updateScenario = function(appid, obj = {}, fields_obj = {}, fn = false) { let src = []; src.push(`appid ${appid}`); src.push(`load`); src.push(`applicant 0`); for (let x in obj) { let v = obj[x]; if (typeof v === `number`) { src.push(`set scenario ${x} int ${v}`); } else if (typeof v === `boolean`) { src.push(`set scenario ${x} bool ${v}`); } else { src.push(`set scenario ${x} str ${v}`); } } for (let x in fields_obj) { let v = fields_obj[x]; src.push(`set field ${x} ${v}`); } src.push(`save`); src.push(`needslist`); $.post(`/api/test/script/run`, { script : src.join("\n") }, function(res){ if (fn) fn(); }); } function setLowestCreditScore(ans) { console.log(`setLowestCreditScore 0`) /* chck type */ if (typeof ans !== "object") return; /* get the scenario */ let sc = MAR.getOpt(ans, "v2.scenario", false); if (sc === false) return; console.log(`setLowestCreditScore 1`) let cs = false; for (let i=0; i < 8; i++) { let _cs = MAR.getOpt(sc, `applicant${i+1}_cscore`, 0); if (_cs && _cs > 0 && (cs === false || _cs < cs)) { cs = _cs; } } if (cs === false) return; console.log(`setLowestCreditScore 2 ${cs}`); MAR.setOpt(ans, "v2.cscore" , cs); } function isString(s) { return (typeof s === "string"); } function isDefined(s) { return (typeof s !== "undefined"); } function isUndefined(s) { return (typeof s === "undefined"); } function ifDefined(s, def) { if (isDefined(s)) return s; return def; } function clone(obj, DEF) { if (typeof obj === "string") return obj; if (typeof obj === "number") return obj; if (typeof obj === "boolean") return obj; if (typeof obj === "object") return JSON.parse(JSON.stringify(obj)); if (isDefined(DEF)) { if (typeof obj === "undefined") return DEF; if (obj === null) return DEF } return obj; } function areDifferences(obj1, obj2, fields_arr) { let rv = []; for (let i=0; i < fields_arr.length; i++) { let x = fields_arr[i]; if (MAR.getOpt(obj1,x,null) !== MAR.getOpt(obj2,x,null)) rv.push(x); } return (rv) } let jsn = (function(){ function parse(JSN,DEFAULT) { try { if (typeof JSN == "string") { if (JSN.trim().length === 0) return DEFAULT; return JSON.parse(JSN); } else { console.warn("jsn parse NON STRING INPUT ",JSON.stringify(JSN.null,4)) if (typeof JSN == "undefined") { return DEFAULT } return JSN; } } catch(E) { console.error("jsn parse error ERRORMESSAGE",E) console.error("jsn parse error JSON",JSN) if (arguments.length > 1) { return DEFAULT } return {} } } function stringify(OBJ) { if (!OBJ || OBJ === null) return "{}"; if (typeof OBJ === "string") return OBJ; return JSON.stringify(OBJ); } return { parse : parse, stringify : stringify, ____id : "jsn functions" } })(); function constant(v,lbl) { return v; } function ans_skeleton() { var answers = { v2: { state: { }, scenario : { }, }, applicants: [], declarations : [], income : [], liabilities : [], assets : [], question_number: 0 }; return answers; } let icn = {}; icn.tick = `data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAQCAYAAAAf8/9hAAAAAXNSR0IArs4c6QAAAM5JREFUOE+l061uAlEQBeBvBe/Vd6jhp6YCgQHbYLqo2lbUVPQBapBICKZIHgGJq0Q0oc0kdxOgZdkbRk7OOffMzLmFK6tI/BKPmVoTlJXAD6KRU/FgcSoQTppU5Thb4AaLsJ5GzhJ4wsPBqFkjvGCINTpon3PwgVeM8ZmW8YY+Vom8qRshOGFtiwFucYc5uqkfmNodjPCMb7QwQw9fB+e5uMR7vGOayLuT214UCHycbIn9P8FoJFAXqNhTiPzJQZMUVpijHFz9mXJePsL+AqxdPBGbz/tcAAAAAElFTkSuQmCC`; icn.tick_green = `data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAQCAYAAAAf8/9hAAAAAXNSR0IArs4c6QAAASBJREFUOE+lk79KA0EQxr/ZRWwsRfFP8AXu8gy+g40xNhYWguy1kiZnZWHhGRTBwgewsbRUbGIZuGAtiJd0lhZJ7pM9OUhiNLdmy2HmNzPfNyuY8Ymt995NKIK6C4vEcXutEWYAPzG0AReAbRivNmQEYIlFIPnEzgDv7XCzXbp4/BfAT8wJgKN8VacVyklwTtAI0CLSCqm2JwKoeKuIS2hdi5ej5rfAwTXAfRDPWqlKayV6/XUFW5DZKeiC6gBItwDsiuChr+d3XpZOu8O2TxSxnJiAQARBD8QcwHv0+tV44+ojd2iqiH7H7IG4AXC3MNDVZunsc9jeqYBsTGvZ+uITJEzHb6MQ4K+D8jqmLkT4Q4MiV5jnjNg482dy6Tye+wWEeccR7OTbOgAAAABJRU5ErkJggg==`; icn.box = `data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAQCAYAAAAf8/9hAAAAAXNSR0IArs4c6QAAAFpJREFUOE9jZKAQMEL1NzAwMNSTaFYjAwNDA8yA/wwMDKsZGBiuMTAwgNgwcVxmajEwMISC1CEbADaRSFfAXDxqwGggglIuddMBLCkTkxgxkjLFmYkYW7GqAQDTbykRWLpf1AAAAABJRU5ErkJggg==`; return { /** * String functions * @ignore */ capitalizeFirstLetter : capitalizeFirstLetter, // capitalize 1st leter capitalizeFirstLetters : capitalizeFirstLetters, // all words getOpt : getOpt, // optional get from JSON object getOptS : getOptS, // getOption Safe getOptNum : getOptNum, // getOption Safe getOptEmptyString : getOptEmptyString, // get Optional but cannot be an empty string nullIf : nullIf, // return null is matches any of the array params getOptString : getOptString, // get Option type string getOptNN : getOptNN, // get Option Not Null setOpt : setOpt, // set an item with a dit syntax createOpt : createOpt, // create if not present pushOpt : pushOpt, // push Optional isEmpty : isEmpty, // is an object empty isEmptyString : isEmptyString, // is an empty string dp2 : dp2, // 2 decimal places isNonEmptyString : isNonEmptyString, // is a string and non empty delOpt : delOpt, // delete optionally notNull : notNull, // not null createIfNotExist : createIfNotExist, // create if not exist ifOpt : ifOpt, ifOpts : ifOpts, ifOptNum : ifOptNum, ifNotOpt : ifNotOpt, extend_replace : extend_replace, // extend / replace an object numberArray : numberArray, // make sure the array has only numeric values array_to_kv : array_to_kv, // array to KV object th : th, // 1 = first, etc.. rd : rd, // 1 = 1st, etc.. numName : numName, // 1 = one, etc... equalsIgnoreCase : equalsIgnoreCase, // like java strCmp : strCmp, //compare as string contains_string : contains_string, contains_string_ignore_case : contains_string_ignore_case, MAXBORROWERS : MAXBORROWERS, // MAX BORROWERS isString : isString, isDefined : isDefined, isUndefined : isUndefined, ifDefined : ifDefined, clone : clone, // clone a number , string, boolean or object areDifferences : areDifferences, // are their differences in the values /** * helpers */ xsd : xsd, // objects is_refi : is_refi, // is refi is_refi_limited_cashout : is_refi_limited_cashout, // is limited cash out refi is_refi_cashout : is_refi_cashout, // is cashout refi is_refi_rat : is_refi_rat, // is rate and term refi can_be_fha_streamline : can_be_fha_streamline, // can this be an FHA streamline can_be_refi_va : can_be_refi_va, // Can be VA refi , i.e. current property has a va loan on it is_fha_streamline : is_fha_streamline, // Is this an fha streamline lco_escrow_default : lco_escrow_default, // default escrows is_no_credit : is_no_credit, // is this a no credit loan is_purchase : is_purchase, // is purchase is_phase_rq : is_phase_rq, // are we in the ratequote phase is_phase_rq_password : is_phase_rq_password, // in phase rq password confluence : confluence, // confluence link setLowestCreditScore : setLowestCreditScore, // set the lowest credit score ans_skeleton : ans_skeleton, // skeleton answers icn : icn, // icons /** * Movie helpers */ movieLinkToPlayer : movieLinkToPlayer, /** * County * @ignore */ county_display : county_display, // county display county_number : county_number, // county number county_name : county_name, // county name county2zip : county2zip, // county to zip zip2county : zip2county, // county to zip countynum2text : countynum2text, countynum2Full : countynum2Full, county_formatted : county_formatted, // formated as buncome, NC county_state : county_state, // NC county_state_name : county_state_name, // FLORIDA stateCode : stateCode, stateTaxDue : stateTaxDue, // date when tax is due zip2county_full : zip2county_full, state_boundaries : state_boundaries, /** * address functions * @ignore */ getTBDaddress : getTBDaddress, getBorrowerPairs : getBorrowerPairs, // get encompass borrower pairs get_ssns : get_ssns, // get the ssns of the borrowers getApplicantsSpouse : getApplicantsSpouse, // get the spouse of (N) getApplicantsSpouse_is_lead : getApplicantsSpouse_is_lead, // is this the lead or the trailing applicant getApplicantsSpouse_files_together_with_as_2nd // is the subordonate of a joint app : getApplicantsSpouse_files_together_with_as_2nd, getApplicantsSpouse_files_together_with_as_1st // is the subordonate of a joint app : getApplicantsSpouse_files_together_with_as_1st, getApplicantsSpouse_files_together_with_as_1st_dbg // is the subordonate of a joint app : getApplicantsSpouse_files_together_with_as_1st_dbg, getApplicantData : getApplicantData, // get the bucket data getApplicants_JointApplicant : getApplicants_JointApplicant, // do we have a joint person getApplicantsShareAddress : getApplicantsShareAddress, getApplicantsAreJoint : getApplicantsAreJoint, // get if applicant 0 and 1 are joint getApplicantsAreJointDbg : getApplicantsAreJointDbg, // get if applicant 0 and 1 are joint safe_sn : safe_sn, // make a safe version of the ssn getApplicantAddresses4506t : getApplicantAddresses4506t, // get up to 2 addresses , current and previous only if necessary getApplicantsCurrentRent : getApplicantsCurrentRent, // get the total rent paid is_current_address_rented_and_will_continue : is_current_address_rented_and_will_continue, // will rent continue getApplicantHMDA : getApplicantHMDA, // get HMDA in format (n,"html"); getApplicantLastTaxYear : getApplicantLastTaxYear, // get the Applicant's last tax year , or last year otherwise. getCurrentYear : getCurrentYear, // get the current year getCurrentYearForTax : getCurrentYearForTax, // get current year you could file taxes getCurrentYearForIncome : getCurrentYearForIncome, // get current year you could have an income statement for getCurrentYearForReoRental : getCurrentYearForReoRental, getEmails : getEmails, // get All Emails used getNames : getNames, // get all names getTels : getTels, // get all tels getApplicantDoesOwnRealestate : getApplicantDoesOwnRealestate, // get whether an applicant answered that they do own realestate getApplicantsDoOwnRealestate : getApplicantsDoOwnRealestate, // get whether ayn applicant answered that they do own realestate getApplicantAddressDL : getApplicantAddressCurrent, // get up to 1 addresses , current getApplicantAddressCurrent : getApplicantAddressCurrent, // get up to 1 addresses , current getApplicantEmail : getApplicantEmail, getApplicantPhone : getApplicantPhone, removeBorrower : removeBorrower, // remove apps addressToString : addressToString, // address to string addressUnitToString : addressUnitToString, // address unit to string addressToVal : addressToVal, // address to value for storage addressToPlainString : addressToPlainString, // address to plain string addressToPlainString_short : addressToPlainString_short, // address to shortened string (for select , summary etc) getUsedAddressList : getUsedAddressList , // get used address list from 'bucket' and 'reo' in answers.v2, addressFromString : addressFromString, // get address from string addressFromString_inc : addressFromString_inc, // get address from string including addressline1 createElaineUnit_from_encompassUnits : createElaineUnit_from_encompassUnits, addAddressBucket : addAddressBucket, // add an address to a bucket /** * Scenario getters * @ignore */ getPropertyType_v2 : getPropertyType_v2, // get property type (optionsl scenario) getPropertyType : getPropertyType_v2, // get property type (optionsl scenario) getCounty : getCounty, // get county getLoanType_v2 : getLoanType_v2, // loan type (scenario) getLoanType : getLoanType_v2, // loan type (scenario) getRefi_v2 : getRefi_v2, // refi options (scenario) getRefi : getRefi_v2, // refi options (scenario) getScenario_data : _getScenario_data, // get scenario data /** * General utility functions * @ignore */ getBucket : getBucket, // get data from a bucket getBuckets : getBuckets, // get all buckets getBucketByUUID : getBucketByUUID, // get bucket by uuid setBucket : setBucket, // set bucket /** * State functions * @ignore */ isReadyFor4506tStatus : isReadyFor4506tStatus, // is this ready for the 4506T is_primary_address_not_on_drivers_license : is_primary_address_not_on_drivers_license, // is trhe primary not on the DL /** * applicant functions * @ignore */ setApplicantName : setApplicantName, // set the applicant name in the scenario and bucket /** * first time buyer and mcc variables * @ignore */ isMccEligible : isMccEligible, // if this application eligible for MCC isVaEligible : isVaEligible, // if this application eligible for VA isVaPartial : isVaPartial, // if has partially used VA eligibility rec_prog : rec_prog, // rec_prog rec_progs : rec_progs, // rec_progs rec_min_dp : rec_min_dp, set_target_va : set_target_va, // set vac isFirstTimeBuyer : isFirstTimeBuyer, // does this application have any non first time buyers fixFirstTimeBuyer : fixFirstTimeBuyer, // fix up the "first time buyer" based on other data ownsProperty : ownsProperty, // does (n) own property ownsPropertyUnanswered : ownsPropertyUnanswered, // property is an un-answered question at the moment ownsPrimaryScenario : ownsPrimaryScenario, // in scenario did they say they owned a primary ownsPrimary : ownsPrimary, // does (n) own primary residence setFTHB : setFTHB, // set FTHB variables getFTHB : getFTHB, // get FTHB variables /** * summary display functions * @ignore */ getSummary : getSummary, // get a one line summary getSummaryHoa : getSummaryHoa, // get an HTML summary of the HOA options getSummaryHoi : getSummaryHoi, // get an HTML summary of the HOI fees /** * calculation functions * @ignore */ getApproximateClosingCosts : getApproximateClosingCosts, // get te approx cloxing cost (max loon , ufmi) get_estimated_closing_date : get_estimated_closing_date, // get est closing date getRatesheet : getRatesheet, // get rate sheet setop and defaults getNiceMIname : getNiceMIname, // nice name for /** * Scenario * @ignore */ isUnderContract : isUnderContract, // Is the file under contract "L" isOffering : isOffering, // Is "O" or "L" isLive : isLive, // Is Live via the pipeline realtor_options : realtor_options, // realtor options /** * Consent * @ignore */ getConsents : getConsents, // get the consents /** * Scenario * @ignore */ scenario : scenarioObj, // scenario /** * Income * @ignore */ income : incomeObj, // income /** * Declarations * @ignore */ declarations : declarationsObj, // declarations /** * Application * @ignore */ applicants : applicantsObj, // applicants functions [x] /** * Application * @ignore */ application : applicationObj, // application functions app : applicationObj, // application functions /** * Realtor * @ignore */ realtor : realtorObj, // realtor [x] /** * encompass * @ignore */ encompass : encompassObj, // encompass [x] /** * Custom fields * @ignore */ customfields : customfieldsObj, // customfields functionsx cf : customfieldsObj, // customfields functions /** * Application Navigation * @ignore */ applicationNav : applicationNavObj, // application navigation functions applicationnav : applicationNavObj, // application navigation functions appnav : applicationNavObj, // application navigation functions /** * Assets * @ignore */ assets : assetsObj, // assets /** * DevOps * @ignore */ devops : devopsObj, // dev ops /** * Tests * @ignore */ test : testObj, // testing /** * Supdata */ supdata : supdataObj, // supdata sd : supdataObj, /** * Activity Log * @ignore */ activity_log : activity_logObj, // activity log /** * REO * @ignore */ reo : reoObj, // REO /** * Permissions * @ignore */ perms : permissionsObj, // Permissions object [x] /** * Assets * @ignore */ addresshist : addressObj, // assets [x] /** * Liabilities * @ignore */ liabilities : liabilitiesObj, // liabilities /** * cpull * @ignore */ cpull : cpullObj, // credit pull /** * contract * @ignore */ contract : contractObj, // contract and Lock information /** * lock * @ignore */ lock : lockObj, // contract and Lock information /** * rq_obj * @ignore */ rq_obj : rqObj, // contract and Lock information /** * gpt_obj * @ignore */ gpt_obj : gptObj, // gpt helper functions /** * Conditions * @ignore */ conditions : conditionsObj, // conditions /** * adminusers */ adminusers : adminusersObj, // dmin users /** * Routing of the app * @ignore */ master_router : master_router, // the master routing in the app /** * LOX * @ignore */ loxBuilder : loxBuilder, // building an LOX or an LOX request /** * MORTGAGE NAVIGATION * @ignore */ mortgageNavigator : mortgageNavigator, /** * APIS * @ignore */ api : apiObj, /** * utils * @ignore */ math : math, // math functions zero : zero, val : val, resetroute : resetroute, digits : digits, digits_decimal : digits_decimal, cr2br : cr2br, String_for_mismo : String_for_mismo, mismoString : String_for_mismo, is_timestamp_string : is_timestamp_string, // is this a timestamp in a string str : str, String : String, searchArray : searchArray, format : format, applymodel : applymodel, Date : DateObj, emailObj : emailObj, boolean_get : boolean_get, boolean_set : boolean_set, jsn : jsn, constant : constant, Const : constant, /** * telephone number functions * @ignore */ telF : telF, __name : "MAR" } })() /** * @namespace MAR_depreciated */ /** * @memberof MAR_depreciated */ function getApplicantsAreJoint() { return true; return MAR.getApplicantsAreJoint(); } /** * @memberof MAR_depreciated */ function getApplicantAddresses4506t(n) { return MAR.getApplicantAddresses4506t(n); } /** * @memberof MAR_depreciated */ function getBucket(bucketid) { return MAR.getBucket(bucketid); } /** * @memberof MAR_depreciated */ function getBuckets() { return MAR.getBuckets(); } /** * @memberof MAR_depreciated */ function addressToString(ad) { return MAR.addressToString(ad); } /** * @memberof MAR_depreciated */ function addressToPlainString(ad) { return MAR.addressToPlainString(ad); } /** * */ function addressFromString(ad) { return MAR.addressFromString(ad); } /** * */ String.prototype.capitalize = function() { return this.charAt(0).toUpperCase() + this.slice(1); } /** * */ String.prototype.isempty = function() { if (!this) return true; if (this === null) return true if (this == "") return true return false; } /** * get applicant names * * SPOUSE : "spouse", * COBORROWER : "coborrower", * COBORROWER_NON_RESIDENT : "coborrower_nonresident" * * returns * { * name : "borrower", * Name : "Borrower", * prefix : "Your", * PREFIX : "YOUR" * } * * */ var getApplicantsNames_v2_lastscenario = (function(){ let state = {} function get() { if ("sc" in state == false) return gs(); if ("apl" in state == false) return gs(); if (JSON.stringify(mar.answers.v2.applicants) !== state.apl) return gs(); for (let i=0; i < mar.answers.v2.applicants.length; i++) { if (`b${i}` in state == false) return gs(); if (JSON.stringify(getApplicantBucket(i)) !== state[`b${i}`]) return gs(); } return state.sc; } function gs() { state.sc = getScenario_v2(); state.apl = JSON.stringify(mar.answers.v2.applicants); for (let i=0; i < mar.answers.v2.applicants.length; i++) { state[`b${i}`] = JSON.stringify(getApplicantBucket(i)) } return state.sc; } function set() { } return { get : get, ___id : "applicant v2 cache" } })() function getApplicantsNames_v2(n) { return (function(){ if (!mar.STATIC) setStaticVars(); let retval = []; //let _sc = getScenario_v2(); if (!mar.answers.v2.applicants) { let obj = { name : "borrower", Name : "Borrower", names : "borrower's", Names : "Borrower's", ino : "Yours", prefix : "Your", PREFIX : "YOUR", tel : "", email : "", found : false, finished : false, cscore : getScenario_data("applicant1_cscore",0), dbg : "no applicant data ", sn : "" } obj.Name_b64 = Base64.encode(obj.Name); obj.n = 0; retval.push(obj); } else { let _scenario = getApplicantsNames_v2_lastscenario.get(); // let _scenario = getScenario_v2(); let pluralise = function(Str,S) { if (typeof Str !== "string") return ""; if (Str.endsWith("S") || Str.endsWith("s")) return `${Str}'`; return `${Str.trim()}'${S}`; } let trim = function(Str) { if (typeof Str !== "string") return ""; return Str.trim(); } for (let i=0; i < mar.answers.v2.applicants.length; i++) { let item = mar.answers.v2.applicants[i]; let bucket = getApplicantBucket(i); if (bucket !== null && "fn" in bucket && bucket.fn != "") { let obj = { name : trim(bucket.fn), Name : trim(bucket.fn).capitalize(), names : pluralise(bucket.fn,"s"), Names : pluralise(bucket.fn.capitalize(),"s"), ino : trim(bucket.fn), prefix : pluralise(bucket.fn.capitalize(),"s"), PREFIX : pluralise(bucket.fn.toUpperCase(),"S"), Fullname: trim(bucket.fn).capitalize() + " " + trim(bucket.ln).capitalize(), filename: trim(bucket.ln).capitalize() + ", " + trim(bucket.fn).capitalize(), fn : trim(bucket.fn).capitalize(), ln : trim(bucket.ln).capitalize(), data : bucket, email : trim(bucket.em), tel : trim(bucket.ph), sn : bucket.sn, found : true, cscore : getScenario_data("applicant"+(i+1)+"_cscore",0), finished: (bucket.fn != "" && bucket.ln != "") } obj.Name_b64 = Base64.encode(obj.Name); obj.n = i; retval.push(obj); } else if ("applicant"+(i+1)+"_name" in _scenario && _scenario["applicant"+(i+1)+"_name"] != "") { let _name = _scenario["applicant"+(i+1)+"_name"]; let obj = { name : trim(_name), Name : trim(_name).capitalize(), names : pluralise(_name,"s"), Names : pluralise( _name.capitalize(),"s"), ino : trim(_name), prefix : pluralise(_name.capitalize(),"s"), PREFIX : pluralise(_name.toUpperCase(),"S"), Fullname : "", tel : "", email : MAR.getOpt(bucket,"em",""), sn : "", cscore : getScenario_data("applicant"+(i+1)+"_cscore",0), found : true, finished : false } obj.Name_b64 = Base64.encode(obj.Name); obj.n = i; retval.push(obj); } else if (i == 0) { let obj = { name : "borrower", Name : "Borrower", names : "borrower's", Names : "Borrower's", ino : "Yours", prefix : "Your", PREFIX : "YOUR", Fullname : "", tel : "", email : "", sn : "", found : false, finished : false, cscore : getScenario_data("applicant"+(i+1)+"_cscore",0), dbg : "no bucket, no app_name" } obj.Name_b64 = Base64.encode(obj.Name); obj.n = i; retval.push(obj); } else { if (item.type == mar.APPLICANT_TYPE.SPOUSE) { let obj = { name : "spouse", Name : "Spouse", names : "spouse's", Names : "Spouse's", ino : "Your spouse", prefix : "Spouse's", PREFIX : "SPOUSE'S", Fullname : "", tel : "", email : "", sn : "", cscore : getScenario_data("applicant"+(i+1)+"_cscore",0), found : false, finished : false } obj.Name_b64 = Base64.encode(obj.Name); obj.n = i; retval.push(obj); } else if (item.type == mar.APPLICANT_TYPE.COBORROWER) { let obj = { name : "co-borrower", Name : "Co-borrower", names : "Co-borrower's", Names : "CO-BORROWER'S", ino : "Your co-borrower", prefix : "Co-borrower's", PREFIX : "CO-BORROWER'S", Fullname : "", tel : "", email : "", sn : "", cscore : getScenario_data("applicant"+(i+1)+"_cscore",0), found : false, finished : false } obj.Name_b64 = Base64.encode(obj.Name); obj.n = i; retval.push(obj); } else if (item.type == mar.APPLICANT_TYPE.COBORROWER_NON_RESIDENT) { let obj = { name : "nr co-borrower", Name : "Nr Co-borrower", names : "nr co-borrower's", Names : "Nr Co-borrower's", ino : "Your co-borrower", prefix : "Nr Co-borrower's", PREFIX : "NR CO-BORROWER'S", Fullname : "", tel : "", email : "", sn : "", cscore : getScenario_data("applicant"+(i+1)+"_cscore",0), found : false, finished : false } obj.Name_b64 = Base64.encode(obj.Name); obj.n = i; retval.push(obj); } else { let obj = { name : "co-applicant", Name : "Co-applicant", names : "co-applicant's", Names : "Co-Applicant's", ino : "Your co-applicant", prefix : "Co-applicant's", PREFIX : "CO-APPLICANT'S", Fullname : "", tel : "", email : "", sn : "", cscore : getScenario_data("applicant"+(i+1)+"_cscore",0), found : false, finished : false } obj.Name_b64 = Base64.encode(obj.Name); obj.n = i; retval.push(obj); } } } } //console.log(`APPLICANT LENGTH BEG [${mar.answers.v2.applicants.length}] / [${getApplicants_v2().length}] ]`) if (!mar.isEmpty(n)) return retval[n]; return retval; })() } function getBackEndLiabilities_SetF8825(item) { if (item.type === "mortgage" || item.type === "heloc") { let reolink = MAR.getOpt(item, `reolink`,``); item._cond = ``; if (reolink !== ``) { /* -- if mortgage or heloc is attached to a property -- */ let prop = MAR.reo.getByUUID(reolink); let prop_llc = MAR.getOpt(prop, `propertyinllc`, ``); let f8825_opt = MAR.getOpt(prop, `f8825_opt`, ``); let f8825_ontax = MAR.getOpt(prop, `reo_rental_income_on_tax_returns`, ``); if (prop_llc !== `Y`) { return; } if (f8825_ontax !== `Y`) { return; } if (f8825_opt === `opt_8825`) { item._cond = `8825`; } else if (f8825_opt === `opt_est`) { item._cond = `8825_est`; } else if (f8825_opt === `opt_no`) { item._cond = `8825_no`; } } // // // item.is_refi_subject = ``; // if (MAR.is_refi() && reolink !== ``) { /* -- if manually entered mortgage or heloc -- */ // let prop = MAR.reo.getByUUID(reolink); // let is_subject_property = MAR.getOpt(prop, `is_subject_property`,``); // if (is_subject_property === `Y`) { // item.is_refi_subject = `Y`; // } // } } } /** * back end liabailities */ function getBackEndLiabilities_v2_raw(PROG) { return getBackEndLiabilities_v2_2("raw",PROG); } function getBackEndLiabilities_v2(PROG) { return getBackEndLiabilities_v2_2("",PROG); } function getBackEndLiabilities_v2_2(TYPE, PROG) { if (!mar.STATIC) setStaticVars(); if (!PROG) PROG = "web"; if (!TYPE) TYPE = ""; var retval = { oweing : 0, monthly : 0, monthly_ex_mort : 0, monthly_ex_mort_ex_primary : 0, ccard : 0, ccard_cnt : 0, carpayments_cnt : 0, carpayments : 0, instalmentloan : 0, studentloan : 0, childsupport : 0, alimoney : 0, irstax : 0, jre : 0, otherloan : 0, jobrelated : 0, mortgage_enteredbyclient : 0, mortgage : 0, cash2close : 0, cash2close_outside_closing : 0, cash2close_outside_closing_itms : [], per_applicant_m : [0,0,0,0,0,0,0,0], debug : [], detailmatrix : [] }; retval.detailmatrix.push(["TYPE","APPLICANT","OWING","MIN MONTHLY","OPTION","C2C","MONTHLY","NOTE","OPTIONVAR","KEEP","PAYOFF"]); /** * clear all the warnings for assets */ rules.clearwarnings("liabilities"); var forApplicant = "1"; if ("liabilities" in mar.answers.v2 == false) { return retval; } let __tm = new Date().getTime(); for (var i=0; i < mar.answers.v2.liabilities.length; i++) { var item = mar.answers.v2.liabilities[i]; //console.log("item",item); retval.debug.push(item); if (item == null) continue; let _inomask = item.inomask; let _firstApplicant = getLiabilityFirstAssignment(_inomask); forApplicant = `${_firstApplicant}`; item.applicantnum = num(forApplicant); item.vapplicantnum = MAR.applicants.vid(num(item.applicantnum)); /* rules */ /* var val = __v; */ item.q_balance = item.balance; item.q_monthly = item.monthly; item._balance = item.balance; item._monthly = item.monthly; (function() { let ovr = MAR.getOpt(item, `over`,``); if (ovr === `Y`) { item.q_balance = MAR.getOptNum(item, `over_balance`,item.balance); item.q_monthly = MAR.getOptNum(item, `over_monthly`,item.monthly); item._balance = MAR.getOptNum(item, `over_balance`,item.balance); item._monthly = MAR.getOptNum(item, `over_monthly`,item.monthly); } })(); item.c2c = 0; var itemObj = (item.type === "child") ? MAR.xsd.lia_child(item) : MAR.xsd.lia_factory(item); getBackEndLiabilities_SetF8825(item); item._dbgtm = `${__tm}//${new Date().getTime()}`; rules.get("liabilities_"+item.type).forEach(function(xitem){ eval("var _fn = "+xitem+";"); _fn(PROG,"",{ a : getApplicantsNames_v2(item.applicantnum), item : item }); _fn = null; }); /* __v = val; */ // var __m = num(item.q_monthly); // var __b = num(item.q_balance); var __m = num(item._monthly); var __b = num(item._balance); var __ratio = ""; try { __ratio = ((__m/__b) * 100).toFixed(1)+"%"; } catch (E) { __ratio = ""; } /** * we need to know if the tax is auto or overriden */ var increase_factor = 200 * 0.75; /* WTF!!!! var increase_factor = 200 * 0.75; if (mar.answers["override_tax_cost"]) { if (mar.answers["override_tax_cost"].val) { var __prop_tax_pm = num(mar.answers["override_tax_cost"].val); if (__prop_tax_pm > 0) { increase_factor = 200; } } } */ var __impact = ""; try { __impact = ((__m * increase_factor)/1000).toFixed(1)+"k"; } catch (E) { __impact = ""; } var __impact_dollars = ""; try { /** * if tax is fixes then * 200 * if taxes auto , about 75% * if reached max of programme */ __impact_dollars = (__m * increase_factor).toFixed(0); } catch (E) { __impact_dollars = ""; } /* if (item.type == "mortgage" || item.type == "heloc") { retval.mortgage += num(item.monthly); } if (item.type == "alimony") retval.alimoney += num(monthly); if (item.type == "child") retval.childsupport += num(monthly); if (item.type == "studentloan") { if (item.paytype == "ibr") { monthly = num(balance) * 0.01; balance = 0; } else if (item.paytype == "def") { monthly = num(balance) * 0.01; balance = 0; } else { balance = 0; } retval.studentloan += num(monthly); } if (item.type == "carloan") retval.carpayments += num(monthly); if (item.type == "carlease") retval.carpayments += num(monthly); if (item.type == "instalmentloan") retval.carpayments += num(monthly); if (item.type == "creditcard") retval.ccard += num(monthly); */ var _allow_payoff = "N"; // console.log(`XN type`,item.type,item); if (["creditcard","mortgage","heloc","studentloan","carloan","otherloan","irstax","instalmentloan"].indexOf(item.type) > -1) { _allow_payoff = "Y"; } let itemname = item.name; MAR.ifOpt(item, "_auto_newloan", function(v) { if (v === "Y") itemname += ` (new line of credit)`; }); MAR.ifOpt(item, "_auto_bor_dp", function(v) { if (v === "Y") itemname += ` (borrowed downpayment)`; }); let item_modified = (MAR.getOpt(item, `over`,``) === `Y`) ? ` (modified)` : ``; if (item.omit && item.omit == "Y" ) { /** * varius payoff at the closing table things */ if (MAR.getOpt(item, "omit_opt","") === "less10pmts") { retval.cash2close_outside_closing += num(item._balance); retval.cash2close_outside_closing_itms.push([item.type+":"+itemname,item._balance]); if (item_modified === ``) item_modified = ` (omitted)` } if (MAR.getOpt(item, "omit_opt","") === "paidoff") { //retval.cash2close_outside_closing += num(item.balance); if (item_modified === ``) item_modified = ` (paid off)` } if (MAR.getOpt(item, "omit_opt","") === "down-to-omit") { retval.cash2close_outside_closing += num(item._balance); retval.cash2close_outside_closing_itms.push([item.type+":"+itemname,item._balance]); if (item_modified === ``) item_modified = ` (omitted)` } if (MAR.getOpt(item, "omit_opt","") === "before") { if (item_modified === ``) item_modified = ` (omitted)` retval.cash2close_outside_closing_itms.push([item.type+":"+itemname,item._balance]); retval.cash2close_outside_closing += num(item._balance); } if (MAR.getOpt(item, "omit_opt","") === "and-cancel") { if (item_modified === ``) item_modified = ` (omitted)` retval.cash2close_outside_closing_itms.push([item.type+":"+itemname,item._balance]); retval.cash2close_outside_closing += num(item._balance); } if (MAR.getOpt(item, "omit_opt","") === "andclose") { if (item_modified === ``) item_modified = ` (omitted)` retval.cash2close_outside_closing_itms.push([item.type+":"+itemname,item._balance]); retval.cash2close_outside_closing += num(item._balance); } if (item_modified === ``) item_modified = ` (omitted)` retval.detailmatrix.push([item.type+":"+itemname+item_modified, forApplicant, num(item._balance), /* oweing */ num(item._monthly), /* min monthly */ "omitted", /* options */ num(item._balance), /* actual c2c */ 0, /* actual monthly */ " ratio : " + __ratio + " impact : " + __impact, // + `,qm:${item.q_monthly},qb:${item.q_balance},m:${item.monthly},b:${item.balance}`, "Estimated increase in loan", __impact_dollars, "", "OMIT", "", "", _allow_payoff, i, MAR.getOpt(item, "signer",""), MAR.getOpt(item, `uuid`,``) ]); retval.debug.push("n "+i+" "+item.name+" not used as it is marked to pay off"); retval.per_applicant_m[_firstApplicant] += 0; } else if (item.payoff && item.payoff == true ) { if (item_modified === ``) item_modified = ` (pay off)` retval.cash2close += num(item._balance) retval.detailmatrix.push([item.type+":"+itemname+item_modified, forApplicant, num(item._balance), /* oweing */ num(item._monthly), /* min monthly */ item.payoff, /* options */ num(item._balance), /* actual c2c */ 0, /* actual monthly */ " ratio : " + __ratio + " impact : " + __impact, // + `,qm:${item.q_monthly},qb:${item.q_balance},m:${item.monthly},b:${item.balance}`, "Estimated increase in loan", __impact_dollars, "", "payoff", "", "", _allow_payoff, i, MAR.getOpt(item, "signer",""), MAR.getOpt(item, `uuid`,``) ]); retval.debug.push("card "+i+" "+item.name+" not used as it is marked to pay off"); retval.per_applicant_m[_firstApplicant] += 0; } else { if (item.type == "mortgage" || item.type == "heloc") { retval.mortgage_enteredbyclient += item.q_monthly; } if (item.type == "mortgage") { // if (TYPE != "raw") continue; } var balance = item.q_balance; var monthly = item.q_monthly; if (item.type == "mortgage" || item.type == "heloc") { retval.mortgage += num(monthly); } if (item.type == "alimony") retval.alimoney += num(monthly); if (item.type == "child") retval.childsupport += num(monthly); // if (item.type == "studentloan") { // if (item.paytype == "ibr") { // monthly = num(balance) * 0.01; // balance = 0; // } else if (item.paytype == "def") { // monthly = num(balance) * 0.01; // balance = 0; // } else { // balance = 0; // } // retval.studentloan += num(monthly); // } if (item.type == "studentloan") retval.studentloan += num(monthly); if (item.type == "carloan") retval.carpayments += num(monthly); if (item.type == "carlease") retval.carpayments += num(monthly); if (item.type == "instalmentloan") retval.carpayments += num(monthly); if (item.type == "creditcard") retval.ccard += num(monthly); retval.oweing += num(balance); retval.monthly += num(monthly); if (item.type !== "mortgage" && item.type !== "heloc") { retval.monthly_ex_mort += num(monthly); } if (item.type !== "mortgage" && item.type !== "heloc" && item.type.indexOf(``) < 0) { retval.monthly_ex_mort_ex_primary += num(monthly); } //retval.ccard_cnt++; retval.detailmatrix.push([item.type+":"+itemname+item_modified, forApplicant, num(item._balance), /* oweing */ num(item._monthly), /* min monthly */ "", /* options */ 0, /* actual c2c */ num(monthly), /* actual monthly */ " ratio : " + __ratio + " impact : " + __impact + `qm(${item.q_monthly})`, // + `,qm:${item.q_monthly},qb:${item.q_balance},m:${item.monthly},b:${item.balance}`, "Estimated increase in loan", __impact_dollars, "", "keep", "", "", _allow_payoff, i, // 15 MAR.getOpt(item, "signer",""), MAR.getOpt(item, `uuid`,``) // 17 ]); retval.per_applicant_m[_firstApplicant] += num(monthly); } } var _reo = getReo_v2(PROG); var _reo_liab = (_reo && "liability" in _reo) ? float(_reo.liability) : 0; retval._reo_liab_ex_prim = (_reo && "liability_ex_primary" in _reo) ? float(_reo.liability_ex_primary) : 0; retval._reo_liab_prim = (_reo && "liability_primary" in _reo) ? float(_reo.liability_primary) : 0; if (retval._reo_liab_ex_prim !== 0) { retval.monthly_ex_mort_ex_primary += float(retval._reo_liab_ex_prim); if (TYPE != "raw") { retval.monthly += float(retval._reo_liab_ex_prim); retval.detailmatrix.push(["liabilities from REO non primary", "0", "0", num(retval._reo_liab_ex_prim).toFixed(2), /* min monthly */ "", /* options */ 0, /* actual c2c */ num(retval._reo_liab_ex_prim).toFixed(2), /* actual monthly */ " ", "", "", "", "", "", "", "", "", "", "reo" // 17 ]); } } if (retval._reo_liab_prim !== 0) { if (TYPE != "raw") { retval.monthly += float(retval._reo_liab_prim); retval.detailmatrix.push(["liabilities from REO primary", "0", "0", num(retval._reo_liab_prim).toFixed(2), /* min monthly */ "", /* options */ 0, /* actual c2c */ num(retval._reo_liab_prim).toFixed(2), /* actual monthly */ " ", "", "", "", "", "", "", "", "", "", "reo" // 17 ]); } } /** * add in here */ retval.detailmatrix.push([" TOTAL :", "", retval.oweing, "", "", retval.cash2close, retval.monthly, "", "", "", "", "", "", "" ]); /** * * missing - instalment loan * (similar to a car payment, but not for a payment) * *8 ask another question * * missing - does the person have to pay child support or alimoney * if they have less than 10 months then it does not have tobe inluded * ask per month and how many more months * * student loans are broken into 2 parts * student loans and deferred student loans * -1- if they are paying income based repayments(ibr) (ususlly less 1%) then take 1% * -2- or in deferment (i.e. they are not paying capital) - within 1%, then take 1% * -3- paying normally then treat as normal and take the actual payment amount * therefore always 1% or higher * -*- this changes often // and is per plan i.e. VA , FHA, etc.. * PARAMETERISE THIS * * * * note - sometimes different loan programmes have include different liabilities * */ return retval; } function application_get_realtor(){ if (!mar.STATIC) setStaticVars(); if ("answers" in mar == false) return {}; if ("v2" in mar.answers == false) return {}; if ("scenario" in mar.answers.v2 == false) return {}; if ("realtor_bucketid" in mar.answers.v2.scenario == false) return {}; let realtorbucket = getBucket(mar.answers.v2.scenario.realtor_bucketid); if (realtorbucket === null) return {}; return realtorbucket; } function getReoSummary(item) { var retval = { _sc_reo1 : "" }; if (item == null) return retval; if (item.mortgageoptions == mar.MORTGAGEFREE) { retval._sc_reo1 = "Mortgage free"; } else { retval._sc_reo1 = "Mortgaged"; } return retval; } /** * get reo details */ function getReoItem(n) { if (!mar.STATIC) setStaticVars(); var item = null; if ("reo" in mar.answers.v2) { item = mar.answers.v2[n]; } var retval = getReoSummary(item); return retval; } function float(N) { var retval = parseFloat(N,10); return (isNaN(retval)) ? 0 : retval; } function get_reo_item_calc(item, PROG = `web`, retval = null, dbg = [], i = 0) { if (item == null) return; if (retval === null) { retval = { total : 0, PROG : PROG, rental : 0, current_rental : 0, expected_rental : 0, income : 0, income_be : 0, liability : 0, liability_be : 0, liability_ex_primary : 0, liability_primary : 0, be_liab : 0, asset : 0, experience_1y : false, experience_2y : false, items : MAR.getOpt(mar, `answers.v2.reo`,[]), obj : [], detailmatrix : [], breakdown : { mortgage : 0, insurance : 0, tax : 0, hoa : 0, monthly : 0 }, currentPrimaryIndex : false, breakdown_primary : { mortgage : 0, insurance : 0, tax : 0, hoa : 0, monthly : 0 } }; let item_uuid = MAR.getOpt(item, `uuid`, ``); /* -- add experience in here -- */ (function() { let experience_1y = false; let experience_2y = false; for (var j=0; j < retval.items.length; j++) { let _item = retval.items[j]; if (_item == null) continue; if (item_uuid !== `` && _item.uuid === item_uuid) continue; /* -- don't count the same item 2x -- */ if (_item.reo_use == "investment") { if (MAR.getOpt(_item, "reo_rental_income_on_tax_returns","") === mar.YES) { experience_1y = true; } if (MAR.getOpt(_item, "reo_rental_income_continuous_for_2_years","") === mar.YES) { experience_2y = true; } } } retval.experience_1y = experience_1y; retval.experience_2y = experience_2y; })(); } item.experience_1y_i = false; item.experience_2y_i = false; if (item.reo_use == "investment") { if (MAR.getOpt(item, "reo_rental_income_on_tax_returns","") === mar.YES) { item.experience_1y_i = true; } if (MAR.getOpt(item, "reo_rental_income_continuous_for_2_years","") === mar.YES) { item.experience_2y_i = true; } } var D = ""; var U = item.reo_use+">"+item.reo_use2 var N = ""; var loantype = item.loantype; var reo_more_double_fha_death = item.reo_more_double_fha_death; var reo_more_double_fha_divorce = item.reo_more_double_fha_divorce; var reo_more_double_fha_100m = item.reo_more_double_fha_100m; item.taxyear_c = MAR.getApplicantLastTaxYear(0); item.taxyear_p = MAR.getApplicantLastTaxYear(0)-1; item.taxyear_pp = MAR.getApplicantLastTaxYear(0)-2; item._vacating_primary = ``; N += "
loantype fha :"+loantype+"
";
if (loantype == "fha") {
N += "double fha death :"+reo_more_double_fha_death+"
";
N += "double fha divorce :"+reo_more_double_fha_divorce+"
";
N += "double fha 100m :"+reo_more_double_fha_100m+"
";
}
if (item.mortgageoptions == mar.MORTGAGEFREE) {
D = "mortgage free";
}
var monthly_mortgage = 0;
item.LOANMONTHLY = 0;
item.LOAN = [];
item.LOAN2 = "N";
item.LOANBALANCE = 0;
item.LOANNAMES = "";
item.CALC_NPRF = 0;
if ("loanlink" in item && item.loanlink != "") {
try {
// var loanitem = mar.answers.v2.liabilities[num(item.loanlink)]; /* LLINK, change to UUID */
let loanlinkA = item.loanlink.split(",")
D = "mortgage "+item.loanlink;
for (let ii=0; ii < loanlinkA.length; ii++) {
var loanitem = MAR.liabilities.getByUUID(loanlinkA[ii]);
monthly_mortgage = (loanitem) ? loanitem.monthly : 0;
item.LOANMONTHLY += num(loanitem._monthly);
item.LOANBALANCE += num(loanitem._balance);
item.LOANNAMES += MAR.getOpt(loanitem, "name","")+" ";
item.LOAN.push(loanitem);
if (loanitem) item.LOAN2 = "Y";
}
} catch (E) {
console.error("cfc-link",E)
}
}
item._use_rq_for_monthly = false;
if (MAR.getOpt(item,"is_subject_property","") === "Y" && MAR.getOpt(item,"is_current_primary",false) === false) {
/**
* subject property is not the primary
* Therefore replace the LOAN with the offer
*/
let rq_base = getScenario_data(`_ratequote_base`, false);
let rq_monthly_total = getScenario_data(`goals_target_budget_high`);
if (rq_base !== false) {
item._use_rq_for_monthly = true;
item.RQ_LOANMONTHLY = rq_monthly_total;
item.RQ_BASE = rq_base;
}
}
item.rental = 0;
item.current_rental = 0;
item.expected_rental = 0;
item.useable_rent = 0;
item.rent_dec_reason = "";
item.rent_dec_reasons = [];
item.rent_dec_perc = 0;
monthly_mortgage = item.LOANMONTHLY;
item.monthly_mortgage = monthly_mortgage;
/**
* make sure we have the entered values for ins tax etc..
*/
var ins = 0;
var tax = 0;
var hoa = 0;
var enc_ins = 0;
var enc_tax = 0;
var enc_hoa = 0;
item.o_monthly_mortgage = monthly_mortgage;
item.o_tax = 0;
item.o_ins = 0;
N += "[COSTS : ** Check QM guidelines if buying or refinancing an Investment Property is allowed when no primary property is owned.
");
}
}
}
/* over ride rental with company result here */
item.rental_income_from_company = false;
item.rental_income_from_company_t = ``;
if (item.propertyinllc === `Y`) {
let f8825_opt = MAR.getOpt(item, `f8825_opt`);
if (f8825_opt === `opt_8825` || f8825_opt === `opt_est`) {
let incs = getIncome_v2(`web`,{}, true);
let incomes = MAR.getOpt(item, `propertyinllc_incomes`,``).split(`,`);
let total = 0;
for (let i=1; i < incs.detailmatrix.length -1; i++) {
let inc = incs.detailmatrix[i];
if (inc.length < 3) continue;
let uuid = MAR.getOpt(inc,`10`,``);
if (uuid === ``) continue;
if (incomes.indexOf(uuid) > -1) {
let inc_tot = MAR.getOptNum(inc,`7`,0);
total += inc_tot;
}
}
item.rental = total;
item.rental_income_from_company = true;
item.rental_income_from_company_t = `8825`;
if (f8825_opt === `opt_est`) {
item.rental_income_from_company_t = `8825_est`;
// set mortgages as omittable
} else {
// set mortgages as omittable WITH business bank account conditions
}
}
// else if (f8825_opt === `opt_est`) {
// let m_uinc_f8825 = MAR.reo.calc_income_from_8825(item);
// item.rental = m_uinc_f8825;
// item.rental_income_from_company = true;
// item.rent_dec_reasons.push("** Estimates were used which will need to be verified with business bank statements.
");
//
// }
else {
item.rental = 0;
item.rental = (item.monthly_mortgage *-1);
item.rental_income_from_company = false;
item.rent_dec_reasons.push("** No income was used because.
");
item.rental_income_from_company_t = `8825_no`;
// set mortgages as NON omittable
}
// propertyinllc_incomes
// let _LIAS = (tmp_reo.rental < 0) ? "LIABILITY" : "ASSET";
// let _RENT = tmp_reo.rental.toFixed(2);
// let _USEABLE_RENT = tmp_reo.useable_rent.toFixed(2);
// let _PRECAP_RENT = tmp_reo.pre_capped_rental.toFixed(2);
// let _CAPPED = tmp_reo.rental_income_capped_zero;
// let _COMPANY = tmp_reo.rental_income_from_company;
}
if (item.reo_use != "investment") {
/**
* primary or secondary, deduct the monthly from the rent
*/
item.rental -= monthly;
item.rental0B = item.rental;
} else {
/**
* investment say that the expected rent is the rent
*/
item.expected_rental = item.rental;
}
if (item.gross_rental === false) {
item.gross_rental = item.expected_rental;
}
item.DBG = N;
if (item.reo_use2 == "sell") {
/**
* If we are going to sell the property , calculate the NPRF on the sales price
*/
item.rental = 0;
item.useable_rent = item.rental;
item.CALC_NPRF = Math.round(num(item.reo_expected_salesprice) - item.LOANBALANCE - ((num(item.reo_expected_salesprice) * num(item.reo_expected_salesperc)) / 100) );
}
/* -- Implement the override -- */
let over = MAR.getOpt(item, `over`, ``);
let over_net = MAR.getOptNum(item, `over_net`, 0);
if (over === `Y`) {
item.rental = over_net;
item.rent_dec_reasons.push("** OVER RIDDEN.
");
}
// let _reoitem = retval.items[i];
let _reoitem = item;
/**
* warnings
*/
let check_anyway = false;
if (MAR.getOpt(_reoitem, "verified", "") === `N`) {
if (MAR.getOpt(item,"is_subject_property","") === `Y`) {
if(MAR.is_refi()) {
check_anyway = true;
console.log(`JC check_anyway [${check_anyway}]`, _reoitem);
}
}
}
if (check_anyway || MAR.getOpt(_reoitem, "verified", "") !== "N") {
/**
* check for warnings only on Verified items
*/
item.skip_nodoc = false;
if (MAR.app.is_dscr() === true && MAR.getOpt(item,"is_subject_property","") !== "Y") {
item.skip_nodoc = true;
}
let appnum = (function get_num_from_whosname(){
let wn = MAR.getOpt(item, "whosname",""); // "0", "1", "0,1", "0,99"
if (wn.length === 0) return 0;
if (wn === `99`) return 0;
return num(wn.split(`,`)[0]); // "0,1,99" = 0
})();
dbg.push(`reo item start`);
_reoitem.warnings=[];
let warning_type = "reo_item";
if (`warnings` in mar) {
/* -- someimtes we are running from the script and there is no warnings object -- */
let _warningcount = (warning_type in mar.warnings) ? mar.warnings[warning_type].length : 0;
rules.get(warning_type).forEach(function(item){
eval("var _fn = "+item+";");
_fn(PROG,appnum,{
name : D,
item : _reoitem
});
_fn = null;
});
dbg.push(`reo item end`);
dbg.push(`reo item start1`);
if (warning_type in mar.warnings) {
for (let _wc = _warningcount; _wc < mar.warnings[warning_type].length; _wc++) {
_reoitem.warnings.push(mar.warnings[warning_type][_wc])
}
}
}
dbg.push(`reo item end`);
}
retval.obj.push({
i : i,
reo_property_name : "reo_property "+i,
reo_use_of_property : item.reo_use,
reo_eventual_use_of_property : item.reo_use2,
reo_other_monthly_rent : item.rental, //
reo_annual_tax_bill : item.loan_tax, //
reo_annual_hoi_tax_bill : item.loan_insurance, //
reo_monthly_mortgage_payment : monthly_mortgage, //
reo_monthly_mortgage_payment_includes : 'Y',
reo_annual_hoa_fees : loan_hoa
});
/**
* calculate a value to use in BE liabilities
*/
item.be_liab = item.rental;
if (retval.ttype === "purchase") {
/**
* purchase
*/
if (item.reo_use2 == "sell") {
/**
* purchase + sell property - wipe out the value from BE liabilities
*/
item.be_liab = 0;
}
} else {
/**
* refi
*/
// if (MAR.getOpt(item,"is_subject_property","") === "Y") {
if (MAR.getOpt(item,"is_current_primary",false) === true && item.reo_use2 == "primary") {
/**
* refi and subject property - wipe out income / liability from the be value
*/
item.be_liab = 0;
}
}
item.pre_capped_rental = item.rental;
if (item.rental_income_capped_zero === true && item.rental > 0) {
item.rental = 0;
item.be_liab = 0;
}
N += `