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Elaine LLC © 2018. All rights reserved. 7277277272 | NMLS ID 123312
Elaine LLC Ltd. (NMLS# 123312)
538 Broadhollow Road, Suite 401, Melville, NY 11747
Direct: (631) 847-8700
Toll Free: 7277277272
Elaine LLC, LTD. 538 BROADHOLLOW RD, STE. 401 MELVILLE, NY 11747 IS A LICENSED MORTGAGE BANKER-NYS DEPT OF FINANCIAL SERVICES. LICENSE #107407 NMLS #123312, HUD APPROVED TITLE II NON-SUPERVISED LENDER #17895-0000-0. Elaine LLC IS NOT ACTING ON BEHALF OF OR AT THE DIRECTION OF HUD/FHA OR THE FEDERAL GOVERNMENT. ALL LOANS ARE SUBJECT TO CREDIT & APPRAISAL APPROVAL. PROGRAMS, RATES, TERMS, AND CONDITIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE.OTHER RESTRICTIONS MAY APPLY. THIS IS NOT A COMMITMENT TO LEND. COPYRIGHT Elaine LLC, LTD. ALL RIGHTS RESERVED.
Website authorization by the New York State Department of Financial Services is pending. Until this website is authorized, no mortgage loan application for properties located in New York will be accepted through this site. FL- LO27261 | Elaine LLC, LTD supports Equal Housing Opportunity.

Privacy Policy

PRIVACY AT Elaine LLC
Elaine LLC ltd. has created this privacy statement in order to demonstrate our firm commitment to privacy.

We want you to understand what information we may gather and how we may share it. This Privacy Policy explains Elaine LLC, ltd. collection, use, retention and security of information about you.
How We Gather Information
As part of providing you with financial products or services, we may obtain information about you from the following sources:
  • Applications, forms, and other information that you provide to us, whether in writing, in person, by telephone, electronically or by any other means. This information may include your name, address, employment information, income and credit references;
  • Your transactions with us, our affiliates, or others. This information may include your account balances, payment history, and account usage;
  • Consumer reporting agencies. This information may include account information and information about your creditworthiness;
  • Public sources. This information may include real estate records and telephone numbers. Sharing Information outside Elaine LLC, ltd. We are required to or we may provide information about you to third parties outside of Elaine LLC, ltd. without your consent, as permitted by law, such as:
    • To respond to a subpoena or court order, judicial process ore regulatory authorities;
    • To consumer reporting agencies;
    • In connection with a proposed or actual sale, merger or transfer of all or a portion of a business or an operating unit;
    • To protect against fraud.
In addition, we may provide information about you to our service providers to help us process your applications. Our service providers may include billing service providers, mail and telephone service companies, insurers, loan settlement service providers, property inspection companies, attorneys or other professionals. We may also provide information about you to our service providers to help us perform marketing services. The information provided to these service providers may include the categories of information described above under - How We Gather Information, limited to only that which we deem appropriate for these service providers to carry out their functions.

We do not sell customer information. We do not provide customer information to persons or organizations outside of Elaine LLC, ltd. who are doing business on our behalf, for their own marketing purposes.

Once you complete an application online, your personal data is encrypted using 128-bit secure sockets layer encryption technology before it is sent over the Internet. This makes it practically impossible for your information to be stolen or captured when sent through cyberspace. To give more protection to its website users applying for a loan online, Elaine LLC, Ltd. uses Cookies. Once received, your application is kept encrypted until we are ready to process it. You will get a written copy of your application and will be asked to sign it at or before completion of the loan transaction.

Various areas of our website require data, such as your email address and account number, to let you perform certain tasks (for instance, track the status of your loan online.) In such cases, we gather data from you so that we can interact with you. Otherwise, you may look through the site anonymously and no personal data is gathered. Yet, your visit and the manner you use the web pages, may be recorded for advertising and statistical purposes to help us to improve the website for new guests. We collect and analyze data concerning usage of our website, including domain name, visited pages, time of user session, etc. to assess the efficiency and convenience of our site.

We have many planning tools on our website to help you make the financial decisions that are right for you in the seclusion of your own home. We do not capture the personal information you give on these planning tools. Examples include the Mortgage Principal and Interest Calculator and the Debt Consolidation Calculator.

Elaine LLC, Ltd. uses cookies as a part of our interaction with your browser to decide if you have visited our website before and for administrative reasons. A "cookie" is a little text file placed on your hard drive by our web page server. Cookies are normally used on websites and will not damage your system. By arranging your favorites or options in your browser, you can decide if and how a cookie will be received. Such cookies will not collect personally particular data and we do not merge data collected through the use of cookies with other personal data to find out who you are or your e-mail address.
Is your personal information shared?
Your personal information will not be forwarded to any unaffiliated third party for marketing or used for any similar purpose without your consent. To the extent allowed or required by applicable law, personal information collected on this web site may be shared with third parties as necessary for Elaine LLC to provide requested services and shared with affiliated third parties for their operational purposes.
Cookies
Cookies can be either "persistent" or "session" based. Persistent cookies are stored on your computer, contain an expiration date, and may be used to track your browsing behavior upon return to the issuing web site. Session cookies are short-lived, are used only during a browsing session, and expire when you quit your browser. Upon closing your browser the session cookie set by this web site is destroyed and no personal information is maintained which might identify you should you visit our web site at a later date.
Security of personal information collected on this web site
This web site does not provide facilities to guarantee the secure transmission of information across the Internet. While reasonable efforts are used to provide security, users should be aware that there are inherent risks in the transmission of information across the Internet.
Opt Out
You may prohibit use of your credit-related information within Elaine LLC, Ltd. Simply e-mail a written request, with your name and address.

Or call the following toll free number 1 7277277272 . We will honor your choice on restricting information sharing. However, the restriction does not extend to sharing of other information, including your name and address, and your account transactions and experiences, with Elaine LLC, Ltd..
Our Security Practices and Information Accuracy
We also take steps to safeguard customer information. We restrict access to the personal and account information of our customers to those employees who need to know that information in the course of their job responsibilities.
Other Information
This Privacy Policy applies to products or services provided by Elaine LLC, ltd. used primarily for personal, family, or household purposes (not for business purposes). We reserve the right to change this Privacy Policy, and any of the policies described above, at any time. The examples contained within this Privacy Policy are illustrations; they are not intended to be exclusive.
Whistleblower Procedures
Any questionable accounting or auditing matters alleged to be perpetuated by Elaine LLC, Ltd., its management or staff may be confidentially and anonymously reported to our Vice President by sending an email to the following address: customerservice@franklinfirstfinancial.com. Additionally, a letter may be sent to us, to the attention of the Vice President Elaine LLC, Ltd. 100 venitian Way Miami.
Outside Links
This web site may on occasion provide links to other web sites for your convenience or additional information. Elaine LLC is not responsible for any content or practices of these web sites.
Your Rights
You can request access to the personal information (if any) that we keep on record. If you believe any information that we keep on record is incorrect or out of date you may request that it be corrected. There is no fee for requesting access to your information, however, we may charge you the reasonable cost of processing your request.
How consumers are notified of material changes to this policy
From time to time, Elaine LLC may make material changes to the Privacy Policy posted to this web site. When such changes are made, Elaine LLC shall post a summary of the changes immediately following the Privacy Policy.
Effective date of this policy
This policy is effective from December 12, 2017.
Notification of Material Changes to Privacy Policy
The most recent material changes to the above Privacy Policy are listed below.
Collection of information
Language was added to this policy clarifying how personal information may be collected, what kinds of personal information may be collected, and who is collecting it.
Sharing of personal information
Language was added to this policy explaining how consumers are notified of material changes to the Privacy Policy.
Policy Effective Date
Language was added to this policy notifying consumers of the Privacy Policy’s effective date.

Licenses

Licensing NMLS# 123312

Alabama

Arkansas

Elaine LLC, Ltd

Elaine LLC, Ltd

Approved Alabama Consumer Credit License, License Number 22431.

Mortgage Banker/Broker License # 40178. Arkansas Securities Dept.

California

Elaine LLC, Ltd

DBO Finance Lenders Law License# 603G635

Colorado

Elaine LLC, Ltd

Colorado Mortgage Company Registration NMLS# 123312

Connecticut

Elaine LLC, Ltd

Connecticut Mortgage Lender License# ML-123312

D. C.

Elaine LLC, Ltd. DBA Presidents First Mortgage Bankers

Dual Authority-Lender/Broker, MLB-123312.

Delaware

Elaine LLC, Ltd

Licensed Mortgage Lender #8438

Florida

Elaine LLC, Ltd

Florida Mortgage Lender License# MLD481

Georgia

Elaine LLC, Ltd

Georgia Residential Mortgage Licensee, 14979, GA Dept. of Banking & Finance.

Illinois

Elaine LLC, Ltd.

Illinois Residential Mortgage Licensee, License # MB6760643

Indiana

Elaine LLC, Ltd

DFI First Lien Mortgage Lending License #10986.

Iowa

Elaine LLC, Ltd.

Mortgage Banker License # 2009-0016.

Kansas

Elaine LLC, Ltd.

Licensed Mortgage Company No. MC.0001681

Maine

Elaine LLC, Ltd. DBA Presidents First Mortgage Bankers

Supervised Lender License, SLM9607.

Maryland

Elaine LLC, Ltd

Dept. of Labor, Licensing & Regulation Mortgage Lender License # 18048

Massachusetts

Elaine LLC, Ltd. DBA Senior Funding Group

Licensed Mortgage Lender and Broker, MC123312, Division of Banks. Massachusetts Third Party Loan Servicer Registration# LS123312

Michigan

Elaine LLC, Ltd

Michigan 1st Mortgage Broker / Lender / Servicer
Registrant #FR0019830

Minnesota

Elaine LLC Ltd, DBA Presidents First Mortgage

Residential Mortgage Originator License, MN-MO-40035674

Montana

Elaine LLC, Ltd

Mortgage Lender License # 123312

New Hampshire

Elaine LLC, Ltd. DBA FFF Mortgage

Licensed by the New Hampshire Banking Department. Mortgage Banker, MB-13528.

Nebraska

Elaine LLC, Ltd

Mortgage Banker License # 2005

New Jersey

Elaine LLC, Ltd

Licensed by NJ Banking and Insurance License # 9908935

New Mexico

Elaine LLC, Ltd.

Mortgage Loan Company License # 03664

New York

Elaine LLC, Ltd

Licensed Mortgage Banker - NYS Dept of Financial Services. License #107407 NMLS #123312, HUD Approved Title II Non-Supervised Lender #17895-0000-0.

North Carolina

Elaine LLC, Ltd

Licensed Mortgage Lender, L-109307, Commissioner of Banks.

North Dakota

Elaine LLC, Ltd

Mortgage Broker License, MB101668.

Ohio

Elaine LLC, Ltd

Mortgage Broker Act, Mortgage Banker Exemption # MBMB.85006.000

Oklahoma

Elaine LLC, Ltd

Licensed Mortgage Lender #ML002723

Oregon

Elaine LLC, Ltd

Licensed Mortgage Lender, ML-4569.

Pennsylvania

Elaine LLC, Ltd

Pennsylvania Licensed Lender # 20820, PA Dept. of Banking.

Rhode Island

Elaine LLC, Ltd

Rhode Island Lender License #20132822LL0

South Carolina

Elaine LLC, Ltd

South Carolina BFI Mortgage Lender License #MLS- 123312

South Dakota

Elaine LLC, Ltd

Mortgage Lender License # ML.04796

Tennessee

Elaine LLC, Ltd. DBA Presidents First Mortgage

Tennessee Mortgage License #109132

Texas

Elaine LLC, Ltd

SML Mortgage Banker Registration # 80173

Figure: 7 TAC §81.200(c)
"CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS. GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV. "

Vermont

Elaine LLC ltd, dba Franklin First Mortgage Bankers

Licensed Lender No. 6044, Broker License 0909MB. Loan Servicer License #123312-1

Washington

Elaine LLC, Ltd. DBA Presidents First Mortgage Bankers

Washington State Dept. of Financial Institutions Consumer Loan Company License # 520-CL-123312

West Virginia

Elaine LLC, Ltd

Mortgage Lender License # ML-23987. Mortgage Broker License # MB-23986.